Chapter 199: Flying alone

Fund sales?

Xiao Jin was also scratching his head.

However, as the team leader, of course he cannot openly oppose Zhao Pingfan's statement, and he must also take the lead in implementation and lead the team to complete the fund sales task. After all, Zhao Pingfan also said just now that there is no decision yet on whether there will be any punishment for unfinished fund sales. , however, this is another strategy of the company and must be completed as a political task.

In this way, everyone's reaction will be great.

The reason why everyone had such a big reaction was that many people present had taken the fund qualification exam and had a certain understanding of funds. On the contrary, Xiao Jin did not take the exam and did not know much about some aspects of funds.

After the meeting, Yan Qiao and several others gathered in a small group to discuss this issue, and Xiao Jin also joined.

Yan Qiao said: "Where can we find fund customers? The customers under our name are all stocks, and the fund, according to Manager Zhao, is to make money by selling a lump sum, and the fund still needs long-term investment. It was the same situation last year and two years. How can it be like doing stocks? As long as we trade, we will make money!"

Wei Gaofeng also continued: "Haha, several of my big clients are in the stock market, and the trading frequency is not bad. If I let them do funds, my stock trading commission would be gone!"

Li Tao also said: "Most of our customers come from banks, and banks are the main channel for fund sales. Bank employees are all responsible for fund sales. How can they introduce the bank's fund customers to us? This is difficult. Done."

However, Tian Ye said: "Today I went to the bank to ask what the rewards are for the funds they sell. If the rewards we give are high, I will give all the rewards to the bank to help me complete the task! How about it?"

"Oh, your idea is good. The key is that our rewards are higher than those of the bank, and the bank employees must trust us!"

"Yes, then it depends on one's ability!"

Everyone had different opinions and seemed to have found a countermeasure, but Xiao Jin thought it would be better to wait until three o'clock in the afternoon to hear the content of the training.

After thinking about it, Xiao Jin still didn't call Wang Guoqiang. After thinking about it, he thought it would be a bit hasty to contact him now. He waited first. On the other hand, he was really busy today. An unexpected situation forced Xiao Jin to call him. change plan.

Xiao Jin's plan today was to go to Tang Town. Wang Ying just called and said that there was something wrong with the trading software. It was urgent and Xiao Jin needed to go in and handle it on site.

Well, I haven't been to Tangzhen Construction Bank for a long time, so I just wanted to go and have a look. After all, Wang Ying has introduced several customers to herself in the past two days.

Xiao Jin drove for almost an hour to reach Tang Town. From a distance, he saw that scaffolding had been erected in front of the Tang Town Construction Bank and was being renovated.

Xiao Jinjia walked in carefully and saw Wang Ying. Although she was renovating, there were still many customers in the shop. Wang Ying was also very busy. When Xiao Jin came closer, he saw that she was handling fund subscription for a customer. , I heard that I bought it for 100 million.

Xiao Jin looked at this customer, but saw that her clothes were very ordinary, and she didn't seem to know much about funds during the conversation. She probably thought that as long as the business was handled in the bank, the income would be guaranteed.

Looks like another wave of leeks.

After Wang Ying completed the procedures for this customer, she told Xiao Jin that it turned out that their business was going to expand and some computer equipment had to be moved. The stock trading software on it suddenly became unusable. This was too much. What a delay.

Xiao Jin is very familiar with software installation. He first opened the installation location of the old software and uninstalled it. Then he skillfully entered the website address of Evergrande Securities Company, downloaded the latest Tongdaxin software, installed it on the computer's D drive, and then opened the software. It really works.

"Oh, you are so professional. You can finish it in just a few minutes. I admire you!"

"Haha, you're welcome, Sister Wang. The version of the trading software on your computer is too old and should have been upgraded a long time ago. The IP address may have changed after the move. It will be fine now. Moreover, your previous software was installed on the C drive. This takes up a bit of system space and slows down the running speed.”

Xiao Jin talked a lot, and Wang Ying was stunned for a while. After all, girls in this era only know how to use computers, but they still don't understand some basic principles.

Xiao Jin was praised again by Wang Ying, and then he thought about it and asked:

"Sister Wang, do our bank have many fund customers?"

"That's a lot. Didn't the client just buy a fund?"

“Is the fund sales task heavy in the industry?”

"Well, it's quite heavy. As a financial manager, I have more tasks. However, precisely because of my position, I have done the best. One-third of this year has passed, and my full-year tasks have been completed. It’s half done!”

"Haha, that's because Sister Wang's sales level is high!"

"Why? This is related to bank resources. Although they don't have many tasks at the counter, they obviously don't have the conditions to negotiate with customers. Customers basically deposit, withdraw and transfer money at the counter. How can anyone be in the mood to listen? Are you talking about funds?!"

Xiao Jin nodded. It seems that Wang Ying's fund sales performance is the backbone of their industry. Not only her, but also basically all CCB systems, financial managers' fund sales performance often accounts for the largest proportion.

"Um, Sister Wang, could you please tell me, how much are your general rewards for selling funds?"

"Haha, why do you ask this? To be honest, if we sell a stock fund for 1 yuan, you can basically get only 30 yuan. Only when you encounter the recommended funds, the reward will be higher. If the bond fund only has Ten yuan, as for the currency type, it’s basically one or two yuan.”

"Huh? So little?"

"Well, it's actually not that small. The main reason is that the customer's purchase amount is relatively large. The customer just subscribed for 100 million yuan. In this way, I also made 3000 yuan!"

She has an income of 3000 yuan a day, which is quite a lot and deserves the envy of many people. However, this is also the result of Wang Ying's daily maintenance of customers.

Xiao Jin asked tentatively: "Sister Wang, if the reward is more, but it is not a mission fund, can you sell it?"

"Not a mission fund? What is that?"

"Um, Sister Wang, to tell you the truth, our securities company has also begun to sell funds on behalf of others. I looked at the display boards of these fund companies displayed in your bank. It is very likely that our company and your bank are selling funds from the same company. The products of fund companies, even the same product, are actually the same thing.”

Before Xiao Jin finished speaking, Wang Ying understood, "Brother, you don't want me to help you fly the order, do you?!"

Flying orders? !

Xiao Jin didn't understand this term, but after Wang Ying briefly explained it, Xiao Jin understood it.

That is, for products of the same type, employees of Company A help Company B sell products and earn rewards from Company B, but you harm the interests of Company A.

The term "flying orders" mainly refers to employees in the financial industry who appear in sales, and it is expressly prohibited in the financial industry.

If Wang Ying helps Xiao Jin fly orders, she will face the risk of punishment in the industry, or even the risk of being issued a bill.

Hearing this, Xiao Jin hesitated, he couldn't do this!

......

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