Manhattan Reborn 1978

new York.

Manhattan.

Stanley fourth floor.

David sent away the energetic Yuri Orlov. Secretary Maggie was not seen outside the office, only assistant Elena sitting behind a brand new desk.

"Hey~ Elena, help me make an appointment with Ludy and Polly, and let's go to old Malkin's house for dinner at noon."

"Ok!"

"Do you still have an appointment before noon?"

"Have!"

"Roland Perkins from CAA called and wanted to introduce you to their company's partner, Mr. Michael Ovitz."

"Oh?"

David scratched his forehead with his hand and said, "Then you should contact Zina now and ask her and Roland to come over before noon to meet~"

"Oh~ that's right!"

"If you can contact Livlin, please ask her to come over~"

"Ok!"

. . .

Near noon.

Roland Perkins and his friend Michael Ovitz, who came from California, walked out of the elevator.

After seeing his secretary Maggie, Roland resisted the urge to look at Elena and smiled.

"We meet again, Maggie!"

"I hope we're not late~"

With that said, Roland took out a small gift box from his briefcase and placed it in front of Maggie.

Maggie smiled and nodded to him: "Mr. Coleman is already waiting for you~"

"Still the same, coffee?"

"Of course! Thank you~"

"Please~"

. . .

in the office.

David supported his chin with one hand, and was having a happy "quarrel" with Livlin to relax while Zina watched quietly~

The arrival of Roland and Ovitz made the two of them put away their relaxed state in a tacit understanding.

Livlin stood up and without even looking at the two of them, she walked directly to the sofa next to Zina and sat down, chatting with her in a low voice.

David stood up with a smile, extended his right hand to Roland and the two, said a few words of greetings, and signaled Elena, who had followed, to pour coffee for them.

After a few people sat down.

Roland and Ovitz looked at each other and spoke first.

"You proposed to invest in our CAA company. After discussion with Ovitz and other partners, I came up with a company's business development information. I would like to ask you to take a look~"

"Okay~"

David took the information handed over by Roland and said with a smile: "While I'm reading it, you can give some specific introduction to it~"

Roland glanced at Xina, Livlin, and Elena who were sitting next to them, and nodded.

"Ok!"

"Before we met, we never had a good discussion about the operating conditions of our CAA company."

"So, I'll give you a brief introduction here~"

When Roland said these two sentences, he deliberately paused his voice, and his tone was slightly different from his usual speaking habits.

This made his old friend Ovitz, who was sitting next to him, start thinking even more rapidly, and he couldn't help but glance towards the three women beside him~

"Our CAA company was established in..."

"The five founders of the company are Mike Rosenfeld, William Harper, Ron Meyer, myself and Mr. Michael Ovitz next to me."

(caa’s five founders: Mike Rosenfeld, William Haber, Ron Meye, Rowland Perkins, Michael Ovitz)

"When the five of us founded the company, in order to avoid the corruption and rigid system found within William Morris Agency (WMA), we decided to equally divide the company's equity among the five of us."

"Moreover, we shared our respective customer resources, which fundamentally solved the possibility of internal conflicts and internal strife."

"In the nearly four years since the company was established, we have shared and discussed the customer situations that everyone has followed up on, and done everything possible to avoid tedious and repetitive reporting, debates and other work processes."

"For the long-term development of the company, we strictly screen scripts for our clients, and persuade them not to destroy their hard-earned reputation and reputation just for the sake of immediate benefits and making quick money~"

"Also, our CAA provides free consulting services to many senior officials in the television industry~"

"Also, we found that many New York actors over there in Los Angeles didn't have their own agents."

"We have developed many actors, directors, screenwriters, etc. who have lived in New York for a long time and have development potential or are already famous heavyweight clients in the industry~"

"For this reason, after discussion among the five of us, we decided to reduce the commission rate of agents during the WMA period from [-]% to [-]%~"

Roland carefully observed the speed at which David flipped through the documents in his hand, paused briefly, and continued.

"One year later, our caa signed a cooperation agreement with Ray & Rosenberg, a TV literary agency with nearly 400 contracted authors."

"Ovitz has also reached a cooperation with Mort Jankro, the most famous screenwriting agent in Hollywood. Our CAA guarantees that his clients can get all the commissions without paying us an extra penny."

"So, after our business volume further expanded, we turned our attention from the TV industry to the film industry."

"In October 1976, CAA merged with Martin Baum's agency."

"Film star Peter Sellers and others under the Martin Baum Agency have also joined the CAA Company."

"Martin Baum himself has become the sixth partner of caa."

"us.."

At this time, David, who had been reading the document, suddenly interrupted him and asked.

"You said... caa now has six partners?"

"Yes!"

"Is the equity still divided equally?"

"Yes!"

"Then I put forward the condition of holding 30% of the shares. Do you agree?"

Roland pursed his lips and said nothing, then turned to look at Michael Ovitz, who had remained silent.

After Ovitz thought for a moment, he nodded slightly to David and explained.

"30% of the shares, no problem!"

"We just want to know, you and..." Ovitz's eyes slowly turned to the three women sitting on the sofa.

David followed his gaze and said with a smile, "Zina will be our agent in CAA."

"..us?"

"Yes~"

"Livlin and I will share the 30% shares equally."

"...Okay, I'm fine!"

Ovitz took a deep look at his old friend Roland Perkins, nodded, and returned to silence.

Roland seemed to have received the "signal" from him. He took out a thick folder from his briefcase, placed it in front of David, and smiled.

"This is our proposed shareholding agreement."

"We will stay in New York for a week and wait for your final decision!"

"ok~"

David put down the information in his hand, took the share purchase agreement, opened it and glanced at it casually, then turned to the last few pages, found the place to fill in the supplementary terms, picked up the pen and started writing.

"Roland, Mr. Ovitz..."

"Since you have agreed to our conditions, I will be a partner~"

"You won't lie to me...right?"

"Of course!"

"Hmm~"

David finished writing the supplementary terms, turned to the page with the last signature, wrote his name, and handed it to Roland.

"I added in the supplementary terms that this shareholding agreement will only come into effect after both Livlin and I sign it."

"My name has already been signed~"

"Livlin's..."

"Hey~ Why don't you come over to sign? What are you talking about?"

"I want you to take care of it!"

"Haha~ Let's do business first, you can talk later!"

Livlin stood up reluctantly, walked to Roland, glanced at the signed page quickly, and wrote her name casually.

"..."

Roland Perkins and his old friend Michael Ovitz both found it incredible ~

. .Is this such a child's play?

David put his arms on the desk and asked with a smile, Roland and Roland looked at each other across from each other.

"Has it been signed?"

"Uh...yes!"

"Xina, you have seen it too~"

"If you have anything to do with CAA from now on, you can contact us with Zina."

"The brokerage company under my personal name will also be merged into the caa brokerage company and become an independent subsidiary of it."

"Do you have any questions?"

"..no problem!"

"But this shareholding document is a first draft, I only prepared one copy..."

David suddenly smiled and said: "Give it to Elena to make a copy."

"You can take the copy we just signed and explain it to the partners~"

"..OK!"

Roland stood up and handed the contract in his hand to Elena, who was smiling.

David casually put the CAA document on the side of his desk, looked at Roland and Ovitz who were still a little dazed, and asked with a smile.

"Happy cooperation?"

"...Happy cooperation!"

. . .

After about half an hour.

Roland and Ovitz walked out of the Stanley Building and stood on the street. They couldn't help but look back at it for a while.

"Roland, we..."

"Huh~ I know!"

"fxxx!"

Michael Ovitz cursed in a low voice, turned to look at Roland, and smiled.

"This new partner who doesn't play by common sense has taught us all a lesson!"

Roland smiled bitterly and shook his head slightly.

"...Hey~"

"Haha~ Stop pretending with such a cute and wry smile."

"That agent Zina is good friends with many big stars such as Barbra Streisand."

"Her social circle alone can cover almost half of New York."

"Plus Livlin's words..."

"The company's customers must increase contact and cooperation with Paramount in the future!"

"We also need to actively meet with Paramount CEO Barry Deeley to help us..."

Roland stood on the side of the street, listening to his friend Ovitz's "big plan", but inexplicably, the smile that David had when he sent them away appeared in his heart ~

Roland had long mentioned to his old friend Ovitz the agency under David's private name, which only signed two unknown newcomers.

Just now, David specifically mentioned this matter again.

Emm. .

Could it be that those two newcomers were newcomers that David was very optimistic about and valued?

David wants them to use CAA's existing resources and business capabilities to quickly become popular?

. . .

When Ovitz stopped, Roland pulled him into the car and told him his guess in detail.

Ovitz felt keenly that he seemed to have guessed the answer, and asked: "Are the two newcomers young and beautiful girls?"

"Um... not really~"

"Those two newcomers, one is black, named Denzel Washington, who has learned the basics of acting."

"Another young girl named Madonna Sigourney, a singer who hasn't released any singles or albums yet."

"...Ah~" Ovitz was a little dazed when he heard it, and he responded casually, frowning and lost in thought.

Roland carefully put the briefcase containing the share purchase contract in the back seat, found the car key, started the car, and said.

"Man! The most important question is, would we be stupid enough to... lie to him?"

"of course not!"

"With the two of them joining caa, the breakthrough we have been looking for in developing our business has appeared unexpectedly~"

"Is 30% of the shares worth it?"

"value!"

"Hehe~"

"Then it's not over~"

"Why do you think so much?"

"Let's tell Ron and the others at the company some good news first~ and then, let's go have a drink!?"

"Okay~"

"where are we going?"

A "fun" smile appeared on Roland's lips, he turned the steering wheel and replied.

“Wildfire Bar!”

----

Stanley fourth floor.

After sending away the two founders of caa company, Livlin returned to her original appearance, holding David's ear and "scolding" him.

"Where can anyone invest like you?"

"You didn't even look at the contract before you signed it?"

"What are you going to do?"

"Sell it to me too?"

"Ouch~ It hurts, it hurts~"

"Take it easy!"

"Hahaha~"

Elena and Xina both expressed their own laughter at their "daily interactions".

. . .

After laughing for a while.

David packed his things, chatted and laughed with the three of them and walked out of the office.

While waiting for the elevator, Livlin took the initiative to mention: "Tonight, Giles, Bloomer, and Lilith will all be back~ Let's get together?"

"Okay~"

"How about coming to my house?"

"I asked Cui Yingying to prepare the best food for everyone!"

"Yes~"

"I'll bring some good wine over by the way~"

"Okay! That's it."

"In the evening, 6 o'clock! How about it?"

"Row!"

----

lunch time.

David sat at the dining table of Old Malkin's house, eating the "Infinite Favor" dish prepared by Senna's mother for him, while telling Polly, Ludy, Old Malkin and Rosenlow some of his thoughts. .

Ten minutes later, David picked up a napkin, wiped the corners of his mouth, and smiled.

"Next, let's talk about it from another angle~"

"We have a large amount of idle funds, and many people have stable jobs and stable incomes, but have no money to invest~"

“So, our presence gives them the opportunity to earn additional investment income!”

"We can not only classify loan interest risk levels based on details such as each investor's job income, stability, etc."

"We can also use some of our free resources and channels to ensure that the income of these investors is enough to cover the risks they have to bear~"

"Of course~"

"This matter itself is extremely risky!"

"For example: Ludy is a middle manager in a company."

"He has a very stable income every month, and the money he earns is enough to cover all the family's expenses, and there may be a slight surplus every month that can be deposited in the bank."

"but.."

"With the continuous rise in commodity prices, the family's daily living expenses have also continued to increase, but Ludy's income has remained at the same level."

"There may even be a situation where the company's profits decline and employees' wages are reduced~"

"Ludy!"

"What would you do if you were really in this situation?"

"Um... Looking for a part-time job!"

"Then reduce unnecessary household expenses and choose products with higher quality and lower prices."

"very good!"

"Any more?"

"Also...if I had a mortgage, I might sell the house and use the remaining money to rent a house~"

"After that, I no longer have to worry about that big mortgage bill~"

"Hahaha~"

"This is also a good choice!"

"But you overlooked one thing!"

"The definition of real estate in everyone's investment list is constantly changing according to everyone's different circumstances~"

“For example: You paid all your money for a great house as an investment.”

"You only need to pay a certain amount of property tax to the government every year, and then you can receive a monthly rent, and then sit back and wait for the house prices to rise~"

"At this time, real estate is an asset you invest in that can bring you stable income!"

"Vice versa~"

"When you invested in buying a house, you applied for a house loan~"

"Your intention is good."

"But you may not be able to accurately grasp the rise and fall of rental and sale prices."

“You can’t guarantee that you will be able to repay the loan in full and on time every month for decades~”

"The real estate at this time cannot be regarded as an asset for your investment, but should be part of the liabilities!"

When David said this, Sena's mother brought him a plate of fruit salad after dinner.

After thanking Sena's mother with a smile, he took the small fork from Polly's hand and continued.

"There is another situation where you have no money to invest and just want to pay a down payment and get a loan to buy a house to live in."

"When you encounter a financial crisis, if you cannot guarantee that your income is enough to meet all household expenses..."

“Selling your house to cash out is a very sensible and correct choice!”

“A loan to sell a house to live in is itself a huge liability~”

“Without this biggest daily expense, your life will be much calmer and easier~”

"You won't let yourself get caught up in daily anxiety, and your mind will become clearer and rational."

"This will help you better cope with the crisis, tide over the difficulties, and find ways to increase your income again until your income increases, and then you can buy a great house again."

Old Malkin, who also held a small fork in his hand and was eating fruit, smiled.

"Yes~"

"The properties in our hands are the assets we have slowly accumulated through various channels over the years!"

David smiled, nodded, and continued.

"So, it doesn't matter whether it's the middle class who have a slight surplus or low-income earners who are in financial distress."

“As long as they can abide by their credit and repay their loans on time, they can be our potential development customers!”

“So, I won’t say more about who to find as our investment partner~”

Lu Di held a glass of juice, took a sip, and nodded.

"Understood~"

"Those who are willing to take certain risks to earn profits are always in short supply~"

"But in this plan, we take greater risks!"

"Is this... worth it?"

David put a piece of apple into his mouth and turned to look at old Malkin.

Old Malkin raised his eyebrows and said with a smile: "It's worth it!"

"David's plan was never intended to make those who are willing to cooperate with us take too many risks!"

"Uh..." After hearing this, Lu Di immediately thought of the "key point" that David didn't mention just now.

Polly, who had been sitting silently next to David, smiled and said.

"If you are our friend and are willing to take some risks, you will reap huge benefits for your own choices~"

"This kind of thing, as long as it happens for the first or second time, it will happen countless times!"

"Until we... broke our promise and destroyed the credibility we had accumulated over a long period of time~"

"Hahaha~"

David and Malkin looked at each other and laughed~

----

After a pleasant lunch.

David sat for a while, chatted with Sena's mother for a while, and then left~

After he left~

The number of people in old Malkin's family did not decrease, but became more.

Ever since David and his father David Sr. walked into Malkin Sr.'s study for the first time and came up with those good ideas.

Old Malkin also summed up some experience~

David would never call someone to invite Ludy and Polly back for lunch without any reason. .

Sure enough~

This guy made another one. .A "good idea" that gives people a headache just thinking about it!

. . .

in the living room.

Old Malkin took the paper and pen from his daughter Polly's hand and smiled at his cousins.

"I have to say, we are all old~"

"If you don't take some notes during the meeting, you won't be able to remember it just by relying on your brain~"

"Hahaha`~"

Several cousins ​​of old Malkin laughed and received paper and pens from Polly. They also imitated old Malkin and prepared to take notes~

Got it all done.

Polly glanced at the older core members of Sidrich, then glanced at the younger generation of Aalto and Rosenlot, nodded to Ludy and smiled.

“The plan I’m going to talk about below may make you feel very complicated~”

"I will try my best to use straightforward and simple words to make everyone understand!"

Polly lowered her head to the low table in front of everyone, cleared it, placed some props that might be used, and continued.

"Let's say I'm a real estate agent."

“I contacted Ludy and recommended buying a house to him.”

"After Ludy viewed the house, he felt that the house was great, the price was right, the down payment was very low, and there was not much financial pressure to repay the loan every month."

"So, he decided to buy a house."

"I was responsible for helping him change his name and purchase a house loan, and earned some commissions."

"Wait until this series of buying and selling processes are completed."

"Ludy and I will sit down again and introduce Aalto, who specializes in personal credit loans, to Ludy."

At this point, Polly emphasized it again.

"Now~ the house has been assigned to Lu Di's name, and everything is a legal and formal house purchase and sale transaction process."

"So, after Ludi got to know Aalto, he felt that the interest rate on the credit loan provided by Aalto was very low and the conditions were very satisfactory. The only problem was that Ludi did not have a way to invest to obtain higher returns."

"When this happened, my work had been completed, so I withdrew from the meeting between them and gave them a chance to be alone."

"Aalto took advantage of the good opportunity of being alone to recommend Rosenlow to Ludy as his investment consultant."

"Furthermore, he assured Ludy that Rosenlow could use this credit loan to not only earn enough to offset all the interest, but also to create an additional generous income for Ludy."

"After Ludi heard this, he was moved! He decided to meet with the investment consultant Rosenlow~"

"Afterwards, the three of them agreed to meet and sit down again~"

"Investment consultant Rosenlow used his rich investment experience and super high return on investment to convince Ludy that although this investment has certain risks, the returns will be very generous."

"So, he decided to follow the advice of investment consultant Rosenlow and applied for a credit loan from Aalto to invest!"

"Aalto also gave more satisfactory terms in the credit loan contract because he had great trust in Rosenlow's professional ability and Ludy's credit."

"The clause is: for the credit loan that Ludi applied for, he does not have to pay back the principal and interest of the loan before the expiration of two years~"

"After he gets his investment income back from Rosenlow, he will repay the credit loan in one lump sum."

"At this point, after Ludy got this credit loan, he had two loans: a mortgage and a credit loan."

"He only needs to deposit the mortgage into the bank every month and does not need to take out any money to pay Aalto back."

"He also has to bear certain investment risks when he chooses to trust Rosenlow's professional investment capabilities!"

"But~"

"Who takes the greater risk?"

"Alto?"

"No!"

"It's Rosenlow!"

"The investment contract he signed with Ludy will clearly state the minimum rate of return on this investment!"

"And this minimum rate of return happens to be the credit loan interest that Ludy needs to pay to Aalto!"

"In other words, even if Rosenlow loses money after the two-year credit loan expires, Ludy will not be allowed to bear any risk of investment failure."

Polly paused for a moment, and then smiled when she saw that her father and several uncles had finished recording.

"As a credit lender, Ludi played the role of a connection and credit guarantee between Aalto and Rosenlot."

"Through Ludy, two people who had no interest in each other had some contact~"

"Then, here's the problem~"

"What was Ludy's final gain?"

"We can use specific numbers to give an example."

"For example: I am an intermediary and helped Ludy spend $100 to buy a property with a market value of $108 million from a client who was in deep economic crisis and was eager to sell his property for cash."

"After excluding the 2 U.S. dollars in commission I had to charge, Lu Di made a net profit of 6 U.S. dollars!"

"Two years after the expiration of the credit loan, Rosenlow's investment failed and he said that he could only help him repay the credit loan and corresponding interest in accordance with the stipulations in the investment contract."

"Ludi felt that this matter was not reliable, so he decided to sell the property in his hand, collect the cash, and invest in other opportunities~"

"So when he sold the house, the price of the house went up!"

“The sale price is no longer $108 million two years ago, but it has risen to $112 million!”

"At this time, as the most professional intermediary, I helped Ludy successfully sell the house for 110 million U.S. dollars, allowing him to make a net profit of more than 7 U.S. dollars!"

"Ludy, in addition to paying the two-year mortgage for this house, he made a net profit of more than 10 yuan in these two transactions."

"And the down payment he paid was probably only about $20."

“The two-year return on investment exceeds 50%!”

When Polly said this, she picked up a cigarette case on the table, placed it in front of everyone, and said with a smile.

"This is his first level of income, real estate speculation!"

"Where's the second floor!?"

"Suppose that investment consultant Rosenlow really helped Ludi succeed in investing and gained huge profits."

"The second layer of income for Ludi will bring his overall rate of return in the past two years to a higher level again~"

"It could be 60%, 80%, 100%, or more!"

When Polly said this, she picked up another cigarette case, placed it on top of the original cigarette case, and smiled.

"Perhaps, everyone hasn't forgotten what I just said~"

"In the entire planning process, the person who takes the biggest risk is not Ludy, but Rosenlow!"

"But~"

"The interest rate for the credit loan I just mentioned is calculated based on the loan interest rate issued by regular banks."

"What is the interest rate for our family's mortgage business?"

"Ludy, go ahead and talk."

"Ok!"

. . .

Ludy put down the paper and pen in his hand, nodded to Polly, and smiled at everyone.

"In recent years, I have been in charge of most of the family's loan business with old Malkin~"

"For people with higher credit, our lowest annual loan interest rate is about 40%."

"For those with very bad credit, interest rates will increase to around 60 per cent."

"In other words, those who cannot get 30%-36% interest rates from regular banks can get credit loans with higher interest rates from us to meet their urgent needs!"

Lu Di smiled and spread his hands to everyone, and said with a smile: "As for those loans that cannot be recovered, we also have an effective way to deal with them."

"It can help us recover most of our losses."

"So, our loan bad debt rate has always been lower than that of regular banks~"

"Hahaha~"

Everyone couldn't help pointing at Ludy and laughing~

Old Malkin put down the paper and pen in his hand, shook his head at everyone with a smile, and asked.

"Did you all understand?"

"Hahaha~ That's about right!"

"Yes~"

"As long as you understand it~ don't ask us."

"...fxxx!" Old Malkin rolled his eyes and cursed.

Everyone laughed again~

. . .

Wait until everyone's laughter calms down.

Polly stood up again and said to everyone.

"Let me summarize briefly."

"The entire plan can be divided into three key points."

"Real estate speculation + credit loan + investment and lending combination!"

“The first step is to speculate in real estate! There’s nothing to say ~ everyone understands!”

"The second step is credit loan. We need to find some banks and reach cooperative relationships with them to ensure that our plan goes smoothly~"

"Or we can directly acquire a small bank to serve this plan!"

"You can think about this matter after you go back~"

"The third step is the investment and lending portfolio."

"In this regard, how to use this fund, which will gradually become extremely huge, to invest and obtain returns."

"The person in charge needs to bear a lot of psychological pressure and high risks!"

"So, I suggest!"

"When the plan reaches the third step, we can divide the money into three parts."

"Part of it will be invested in da company to help it develop more rapidly."

"Part of it is invested in our family's lending company and earns a super high rate of return."

“The last part, vote for David!”

"He came up with the whole plan. Give him part of the funds to invest, and we can get more money-making opportunities from him!"

"..."

Everyone looked at Polly with a smile.

Of course, old Malkin understood what these cousins ​​meant and helped his daughter with a smile.

"David is Polly's boyfriend~"

"He is also one of our own!"

"My family is worthy of trust!"

"Wow~Wow~"

"Hahaha~"

"Why didn't you say that David became your son-in-law?"

"What's unspeakable about this?"

"fxxxyou!"

"Hahaha~"

Ps:

(Let me explain here, when Americans buy and sell houses, everyone defaults to the expenses related to the house purchase and sale, and the seller is fully responsible.)

(In other words, the wool comes from the sheep!)