Chapter 1 Lin Fan returns after rebirth

Jiangcheng City, City Branch.

The office of the branch president.

"Mr. Li, please try your best to help me...I'm sorry to bother you."

After the president finished speaking, he hung up the phone, sighed, frowned, and looked sad.

This quarter’s deposit task has no clue or solution at all. What should I do?

Every year, the head office will assign tasks to each branch.

The completion of tasks is related to the year-end bonuses and various welfare benefits of the branch and its sub-branches. No carelessness is allowed.

If it is not completed and only a small part is missing, it may at least slightly affect welfare and the problem will not be too big.

But if the difference is a little too big, then he, the bank president, may have to make reports, write inspections, and even be criticized.

This year, their branch's tasks divided into four quarters were successfully completed in the first quarter, with some overshoot, which made the second quarter a lot less stressful.

I originally thought that the second quarter would not be difficult.

The result was quite a bit different.

There is a gap of more than 20 billion yuan, and the third and fourth quarters are not optimistic. Based on the current capital outflow, it is estimated that there will be a deposit gap of at least more than 100 billion yuan for the whole year!

Just because the White Bear Country was subject to economic sanctions a few days ago, it suddenly affected all walks of life, and many related industries were greatly affected.

Some import and export trades were suspended for dozens of days, causing huge losses.

Therefore, the wealthy CEOs have withdrawn funds from their accounts and injected them into the company to maintain operations.

But as a result, the amount of deposits in their branch dropped rapidly, making the task hopeless.

These days, he has been making phone calls one after another, putting down his old face and contacting the heads of major companies and local wealthy businessmen, hoping to get some deposits.

But it doesn't have much effect, and those people are in trouble and can't help.

Just when he was sighing with helplessness on his face, he had to cheer himself up and prepare to make a few more calls to try his luck.

The phone rang first on its own.

Picking it up and answering it, he heard the voice of his old classmate, a depositor information manager from the head office.

"Lao An, congratulations...your deposit task is completed."

"What's wrong with you? Are you mocking me? I just watched it this morning... let alone finishing it, I'm afraid it will be dangerous all year long!"

The president glared and retorted angrily.

"Oh, that's because you didn't check again."

There was a bit of a hiatus over there, deliberately whetting the appetite.

After a moment of pause, he said mysteriously, "An investment boss has transferred money from the securities platform to a bank account."

The president paused and raised his eyebrows, "How much is it?"

"More than [-]...billion yuan!"

"200 billion!? Still an investment boss...private account!!!"

The president was shocked, trembling with surprise, and his whole body bounced from his position.

If it is a company account or a public account.

200 billion funds, although a lot, will not be too impressive. Such money cannot be counted as a deposit.

Because it can be mobilized at any time, the liquidity is extremely high.

No matter how much money is deposited in such a company account, it cannot be counted as completing the task.

But private accounts are different...

If the 200 billion funds are not transferred and placed in the bank, not to mention this quarter, the entire year's savings business will be completed!

That's why he was so surprised.

First, the troublesome task has been solved.

Second, this 200 billion liquidity is too amazing. What is the origin of this investment tycoon?

"Don't worry, Lao An, his funds are absolutely clean. The supervisors have checked and there are no problems at all."

"And 200 billion is all cash flow... If you can keep him, your deposit tasks for the whole year will be no problem."

"I will send you the depositor's information. Try to keep him in our bank...but don't let other banks snatch him away. This is also the instruction of the head office."

There was a lot of advice over there.

Although the purpose is to catch up with old classmates, the most important thing is to convey instructions from the head office.

A private person with 200 billion in cash savings is more valuable than a company account with 2000 billion in assets!

After all, the money of the former can be used by banks for investment, while the money of the latter is basically borrowed from banks.

Which one is light and which one is heavy can be clearly distinguished naturally.

Nowadays, various banks are eyeing this kind of absolutely high-quality and powerful users. If they are really poached, it will definitely be a loss for their banks!

"I see."

The president responded hurriedly, hung up the phone, and called up the information.

Very young, no more than 20 years old.

be nice...

He has a cash flow of 20 billion in his 200s. You must know that the rich businessman boasted by the news media has assets of [-] billion.

But in fact, it is all heavily in debt, and it is difficult to generate cash flow of more than 20 to [-] billion yuan.

With a cash flow of 200 billion, this capital is undoubtedly extremely strong.

Unexpectedly, he worked hard for a long time in the morning, coaxing the bosses with a warm face but a cold butt, just to complete the task.

As a result, someone transferred money inexplicably, and the task for this quarter was completed instantly.

Although he was a little excited, the president did not forget about business.

"You have to apply for a Honor Gold Card for him first and upgrade it to the highest service authority."

The president frowned. It was more taxing and attentive than asking others to save money.

In addition to the basic things like elevating permissions and improving services.

At the branch, you have to give gifts to the bosses. Don’t be surprised if there are many gifts. It only needs to improve the boss’s favor towards the bank.

But what should I give as a gift?

Rice noodles?

This is meant to fool ordinary depositors and cannot be dealt with.

Gold and silver jewelry, Moutai cigarettes?

I'm afraid the gold and silver will be considered tacky, and the Moutai cigarettes will make me vomit after smoking them, or I will vomit after drinking them.

The best ones are calligraphy and painting antiques, which are good for rich people.

But even with the authority of his branch president, using entertainment funds, gifts cannot exceed the standard.

This is a headache. What can I give with that little money to impress the big boss and reflect the bank’s wishes?

After having a headache for a while, the president shook his head.

Everyone is gathering firewood and the flames are high, so let your subordinates think carefully.

So, I took out my mobile phone and sent a request in the branch's work group chat.

"There is a depositor's information and I send it to many people for review. We all brainstormed based on his information and thought of what can be given to improve depositors' satisfaction with our bank."

"If the opinion is adopted, the reward will be 2000 yuan."

……

……

In the office in the branch, dozens of staff are busy with the work at hand.

Generally speaking, it is each branch that directly faces depositors.

Branches are more responsible for management and administrative work, but have much less direct business with depositors.

So, have some free time.

In a corner cubicle, a working man in uniform is entering information at work.

Seeing that the work was almost done, I didn't rush to finish it, but slowed down.

From time to time, take out your phone and take a look at it with a smile on your face.

A group of classmates who love each other.

"Oh, it's been so many days. I wonder where Lin Fan has joined."

"You could still see him before, but now you can't see him anymore."

"Would it be too embarrassing to find a job in another city?"

"It's possible... This kind of ignorant young master is desperate to save face now that he's down and out."

"Is it possible to follow Feng Xiaoding's example and take the examination for a position?"

……

Seeing his name mentioned in the group, Feng Xiaoding, who was working at the bank, frowned and snorted in displeasure.

Then press the screen.

"If he wants to take the entrance examination, he must have this ability. A young man with no academic skills in college is worthy of him?"

"It makes sense."

"It's not that easy to take the exam. I didn't pass the exam this year."

"It seems that Feng Xiaoding is the only one in the class who passed the exam."

"Yes."

There was a lot of discussion in the group.

Feng Xiaoding wanted to reply again.

Ding dong.

A message was sent out in the work group chat, and a notification popped up on everyone's mobile phone.

Not long after, all the staff stopped what they were talking about and picked up their mobile phones.

Check to see if any emergency notices have been issued.

Feng Xiaoding didn't care to continue chatting. He went out and found that the message was from the president.

A reward of 2000 yuan will be given to collect ideas for gifts for the bank’s big depositors.

Big saver?

Feng Xiaoding was a little surprised that a large depositor of any size actually wanted a gift from the branch president!