Yin Yuan found Huang Chonggui, the captain of the Waihai City Defense Team, the next day.

"I have already told Director Jiang, and he has agreed to sell it to you at the last price. Captain Yin, are you planning to open a construction company again? Okay, you have such good energy? Have you accomplished so much?"

Yin Yuan stuffed a cigarette into him.

"I am going to resign as captain of the city defense brigade and concentrate on managing the construction company."

He reminded him: "Brother Huang, if you want to go to the next level, go check out the relationship between District Chief Lin and Director Cheng. I should work until the end of the year and stop next year."

It is the dream of several of them to be able to jump from the position of squad leader to the overall captain.

"Ah, Mr. Yin, are you telling the truth? The minimum investment to open a construction company is several million. Mr. Yin can do it. He already has tens of millions of wealth, right?"

He had been working as the vice-captain for several years and had accumulated millions of wealth. However, Yin Yuan had only been here for a few months, and all he knew was an income of millions.

Does he have other ways to make money quickly?

"I have come to buy land today. How could it not be true? The construction company was mostly invested by my wife's uncle. He is the richest man in Dachong Town, and his furniture factory is the largest furniture factory in Dachong. I am only responsible for his work. Management, take a share of management.”

Huang Chonggui took him to the Development Office to find Director Jiang.

He suggested: "Construction companies are now the most profitable and make the most money. In fact, you can contribute the same amount of funds as your relatives, and you can share the same dividends in the future. Even if you don't have that much funds, you can borrow it, even if you contribute a little I think it’s a good deal to take out a loan with interest.”

Yin Yuan immediately understood what he meant.

They have been in the city defense team for many years, and they must have made millions.

I don't want to put my money in the bank to earn interest, but I want to invest it in business, but I don't know what to do with it.

As long as Yin Yuan pays a suitable interest rate, they are willing to lend him money.

"Brother Huang is right. I still need to discuss the investment with my relatives. Brother Huang, what is the current interest rate on private loans?"

He knew that all banks were trying their best to attract deposits, and the interest rates paid to depositors were surprisingly high.

The one-year interest rate reaches 10.38%, and the five-year interest rate reaches 13.68%. There is no real good project, and just leaving the money in the bank to earn interest is a lot of income.

It is impossible to get a loan from a bank without certain connections.

Huang Chonggui said: "It depends on how long you borrow, how much you loan, and whether you have a strong relationship with him. Generally speaking, private loans are between 15% and 20%. If you, Mr. Yin, want to borrow, you can borrow less. Director Cheng and It would be a trivial matter for Hu Hao and He Dabao to ask them to borrow one or two million yuan at any time."

Yin Yuan chuckled and said, "Brother Huang, it's the same. If I need a loan, I'll definitely come to you."

The two arrived at the development office.

Director Jiang said to them: "There are still ten acres of land. Why don't you all buy it together? I will report it to my superiors and give you a good price."

Yin Yuan curiously asked: "Director Jiang, what do you think the affordable price is? If you say 10 per mu, I will also buy it with a loan?"

Director Jiang said: "The 10 acres per mu will definitely not be paid. The accounts can only be marked at 12 acres, but I can let you buy [-] acres and get [-] acres of land. The calculation is the same." Now according to the plan, there should be ten acres of land on the books, but in fact it is more than twelve acres. If you don’t believe it, you can go and measure it yourself.”

Huang Chonggui said to Yin Yuan: "Mr. Yin, just pay to buy them all. If other people want to buy land to build factories in the future, they will have to buy it from you. This is equivalent to adding another profitable business."

Yin Yuan pulled Huang Chonggui outside and asked him: "Brother Huang doesn't have millions of money in the bank? Why don't you invest it."

Huang Chonggui said: "I have invested once before, but I lost money. I don't know how to do business, so I don't dare to invest."

Yin Yuan said: "I will lend you 13 million at an annual interest rate of 100%. I will use a villa and a building in the building as collateral. I will pay you interest every year. If you agree, I will buy all the remaining land." .”

In his previous life, he had been living in Jiangming for many years. Within a few years, factories were built on every piece of land in the Waihai Industrial Zone.

The beach land opposite was also fully planned and used to build factories.

The same situation exists in the High-tech Zone.

Many years later, many low hills and low slopes were dug out by excavators and factories were built.

Huang Chonggui said happily: "I can lend you 200 million if you want. Let me tell you this, not to mention that there is a real estate mortgage. Even if there is not, there is nothing to worry about."

Yin Yuan returned to the office and said to Director Jiang: "Director Jiang, as you just said, I will pay you 120 million for all the remaining land. However, I need to measure it first to determine how many acres there are."

Director Jiang simply threw him the layout drawings of the development zone and told him where the remaining land started and ended.

After the two came out, they drew up a loan contract and signed it according to the agreed interest rate.

They went to the bank together again, and Huang Chonggui transferred 200 million to Yin Yuan's account.

In the afternoon he asked Qiu Qilin to follow him to measure the prescription.

Plan according to the drawings and measure the remaining land.

The cumulative total does exceed twelve acres.

Director Jiang didn't tell any lies.

In the evening, he invited Director Jiang and Huang Chonggui to have a meal outside.

We drank and chatted until we got home at twelve o'clock.

Yin Yuan told Wanting that he was going to have dinner with Director Jiang and team leader Huang Chonggui from the Waihai Development Zone, but did not tell her what was going on.

When I got home at twelve o'clock, I saw that she was still awake.

"I thought you were drunk."

Yin Yuan told her: "There are still 12 acres of land in the development zone. Director Jiang said that if I buy it all at once, he will give me the best price and can sell it to me for 120 million."

Wanting said in surprise: "Didn't you say that you and your uncle would invest in a construction company? You have spent all your money to buy land. How can you still have money to invest in a construction company?"

"Huang Chonggui and I took out a loan of 200 million, with an annual interest rate of 13%. In that case, I can invest 300 million. In the future, my words will have more weight in the construction company."

Wanting also knew that it would be impossible for him to live a stable life like an ordinary person.

So far, though, all of his ideas have been successful.

"I'm just worried that if you take a loan of 200 million at a time, what will you do if you can't pay it back? You also mortgaged your house and villa."

Yin Yuan smiled and said, "Don't worry. The land is now purchased for 10 acres. It won't take long for the price to more than double. If the business loses money, I can work in a factory to support you two."

My wife’s belly has become more and more obvious.

Wanting said: "I believe in your ability."

The next day, Yin Yuan went to the development zone office to handle relevant procedures and went to the bank to transfer money.

I went to the Land Management Office to complete the transfer procedures.

He also asked about some relevant procedures for land transfer in the future.

Tell Huang Guanyuan that the land has been purchased, and the next step is to recruit engineers, technicians and construction workers.

Huang Guanyuan came to Jiang Ming in his son's car in the afternoon.

Huang Shaoqi sent Du Yongmei and her parents to the party.

Yin Yuan took them to Beihai Industrial Zone and asked them to choose the address of the construction company.

"There are twelve acres here. Uncle, which location do you think is best?"

Huang Guanyuan asked strangely: "Where is the two acres of land you bought? How can you choose it at will? Have you not bought it yet?"

Yin Yuan explained: “I bought all the remaining land, totaling twelve acres, so we can choose any place to open our construction company. We can make money by buying the land first and selling it to others later. "

He told Huang Guanyuan: "Twelve acres of land only cost 120 million. I think the price is not expensive."

Huang Guanyuan sighed and said to his son: "Shaoqi, your investment awareness is far behind Xiao Yuan. He will seize the opportunity to make money anytime and anywhere. We must learn from him in the future."

He just wondered where his money came from?

He set an address with Yin Yuan and built a two-story building with walls and a complete kitchen and bathroom.

Yin Yuan took the two father and son to visit his building materials factory and were surprised to see dozens of workers producing real stone paint, putty and anti-cracking mortar.

After drinking tea in the office for a while, Huang Guanyuan and Yin Yuan went to the bank and transferred 30 to his account.

Yin Yuan said: "Tomorrow I will go to the labor market to register a stall and arrange for people to recruit various related employees."

Huang Guanyuan said: "The person in charge of finance must be someone you can trust. Is there a suitable person here in Xiaoyuan? If not, I will transfer a finance person from the furniture factory. He can help you register the company and handle various procedures."

Yin Yuan agreed with him to arrange for a treasurer to come over and take care of the accounts.

He felt that he still needed to talk to someone familiar with the construction industry. After all, Huang Guanyuan had never worked in a construction company before, and he was not very clear about some things.

In the evening, Yin Yuan and Wanting planned to invite their uncle and cousin to a restaurant for dinner.

My uncle suggested: "Either we go to Jiangming Entertainment City and invite Yan Yuanchao and his father Yan Fugui to dinner. Yan Fugui and I are classmates. In fact, he was engaged in construction at the beginning. The construction company his son now opens is the one left by his father." It's for him. Let's talk to his father and son about opening a construction company."

He immediately called Yan Fugui: "Old classmate, what are you busy with?"

Yan Fugui knew it was him, so he laughed at himself and said, "What can I do? I'm just doing a small business. I can't compare with you. I'm the richest man in Dachong Town."

"You, Village Chief Yan, told me this. The entertainment city opened by your son earns more than tens of thousands every day, right? You, Lao Yan, look like a farmer. Who would have thought that the money in your bank card is more than tens of millions. "

"I may have a bank card worth hundreds of thousands, but not even one million. Why do I need so much money? They young people can just take care of the money."

"Your son is pretty good. He also runs a construction company and an entertainment city. The entertainment city is very profitable, but what about the construction company?"

"The efficiency of the construction company is getting worse year by year, and his thoughts have turned to the entertainment city. I even suggested that this bad guy should simply stop opening the construction company. In the past few years, he has built dozens of villas and has so many workers. , coupled with the loss of materials, it is obviously a loss. Hey, why are you, Mr. Huang, calling me now?"

Huang Guanyuan chuckled and said, "I want to go to your entertainment city for dinner, but when I came to Jiang Ming today, I was afraid that I would be rejected by you."

"Boss Huang, you, is very arrogant. He asked you to come to the entertainment city for dinner several times, but you refused to come. The sun is rising from the west today."

"Hey, just tell me whether you're welcome or not? I'll bring my son and Xiao Yin, and ask your son to come and have a drink too."

Yan Fugui said happily: "It's a deal, I'm going to arrange a private room now, and let's have a good drink tonight."

Wanting said to her uncle and cousin: "After dinner, just go home and drive Yin Yuan's car. In case you guys get drunk later, I can drive back. I also have a car driver's license now. Uncle Yan helped to apply for it, and he also helped to apply for the driver's licenses of the two brothers Yin and Yuan."

Huang Guanyuan felt strange: "You have known the father and son for a long time?"

Last time at the wedding banquet in the restaurant, my uncle definitely didn't see Yan Yuanchao's family.

It's no wonder that there were more than 200 people there at that time, and they really couldn't find it if they didn't pay attention for a while.

Yin Yuan said: "The first factory I came to Jiangming to work in was Uncle Yan's glass craft factory, and I helped them print glass craft paintings. The dozens of Xinhui villas I have decorated now were taken over from Yan Yuanchao."

Huang Guanyuan said: "It turns out you are still acquaintances."

Wanting also deliberately asked her cousin: "Do you want to ask my master to come with you?"

Huang Shaoqi said: "Forget it, she has gone, and her parents have no one to accompany her. Besides, tonight we are talking about the construction company with the Yan family and his son."

On the way, my uncle also said to Yin Yuan: "From what Lao Yan said, it seems that his son's construction company doesn't want to continue to operate. It would be much easier if we take over his construction company. The machinery, equipment and personnel are all ready-made." Yes, we can start work as soon as we receive the order.”

Yin Yuan said: "If he really wants not to do it, we can talk to him. Of course, it also depends on his price. If the price is too high, we will start over and spend more energy."

A few ten minutes later, we arrived at Jiangnan Entertainment City and parked the car in the parking lot behind.

I saw Yan Fugui standing at the door of the hall waiting for them.

Yan Yuanchao was sitting at the counter. When he saw Huang Guanyuan and the others, he hurriedly greeted them.

"Master Yin, are you related to Mr. Huang?"

Wanting said: "It's my uncle."

"It turns out that we didn't meet each other last time we went to have a wedding banquet. However, there were so many people there, so it's no wonder."

Yan Fugui and Huang Guanyuan also greeted each other warmly.

Yan Yuanchao and Huang Shaoqi were also acquaintances, and their fathers were old friends. The young people must have met before.

Yan Yuanchao arranged for a private room and ordered some of the most distinctive dishes in the store.

Drink and chat.

Huang Guanyuan asked directly: "Just now you said how your construction company is doing, and you are not planning to open it!"

Yan Yuanchao explained: "Uncle Huang, you also know that my energy is basically put into the entertainment city now, so the construction company basically let it go. In the past few years, it has taken over the projects of dozens of villas. Now the villas The main building has been completed, and the decoration has been handed over to the Yin Yuan brothers. Now dozens of workers are idle and have no work to do. Many people have resigned and went to the labor market to find new jobs."

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