When I am reborn in Hong Kong, I just want to lie down

In two months, it will be 2003. Li Bu will start to stay in the peninsula. In a week, he will leave here and fly back to Xiangjiang. He will not leave for half a year.

Recently, there have been many Wall Streeters on the peninsula promoting some high-quality real estate bonds to financial institutions here.

"Minister Park, this is a very popular mortgage bond in North America. It is a high-quality derivative that will not lose money at all." An employee of Peninsula Branch, a famous Wall Street investment bank, was promoting a mortgage bond to a local bank in Peninsula. .

"House prices in North America are now leading the world. This kind of bond is very safe."

The minister looked at these bonds. Compared with the North American bonds they purchased, the interest rate was twice as high. They were very good investments. However, he did not dare because the collateral for these bonds was a Loans, if there is a problem with the loans, then these bonds will become waste paper.

No matter how eloquent the man across from him was, he still could not impress this top student who graduated from Capital University.

However, what he didn't expect was that a week later, the company's board of directors asked him to buy these bonds, and the amount was very large, reaching 20 billion US dollars.

The other party's method of collecting payment is not limited to U.S. dollars, but U.S. debt can also be used.

Li Bu soon got the news. He shook his head. These people were so ruthless. They actually sold these bonds all over the world. He was very impressed.

Then he picked up a phone and called Xiangjiang.

"Boss, are you looking for me?" Yuan Daban said respectfully on the other end of the phone.

Li Bu said: "Our related companies are not allowed to buy any product that promotes the bondization of real estate mortgages. If anyone insists on buying it, investigate him. If there is no problem, fire him. If there is a problem, send him away. Mining.”

This mining is real mining. If he is sent to prison, he will live comfortably, but if he goes mining, he will doubt his life.

"Okay, boss, I will check the people below."

"Well, you must be careful. This kind of thing is packaged very well." Li Bu's tone was a little serious.

Yuan Daban, who put down the phone, didn't understand, but the boss never missed it, so he will follow this.

Soon after, Taiping Hang Lung Bank launched an investigation, and found that someone actually bought the bonds Li Bu mentioned. Fortunately, it was only more than 700 million US dollars.

Yuan Daban is the kind of person who has very strong execution ability. He immediately investigated the people responsible for this matter and found that these people actually had problems.

"Don't blame me for being dirty. The boss's words are not something we can ignore."

The dozen or so people involved in the more than 700 million US dollars were all investigated. If there were any problems, they would end up worse than dead. If there were no problems, they would be fired.

As for other companies or financial institutions to buy?What does that have to do with Li Bu?

Then he thought of something. HSBC is now a big philanthropist, and Standard Chartered Bank, which he has not yet fully controlled, is a mortgage-backed bond. What a good thing!

When Li Bu was still experiencing artistic figures on the peninsula, some large, medium and small investment banks on Wall Street received an idea, which was to promote housing mortgage bonds to developed regions in Europe and Asia.

Li Bu had an idea that the world would fall into a greater financial disaster than the 2008 loan crisis in his previous life. He was just ahead of schedule. The development trajectory of things actually had little to do with him. Even if he didn't push ahead like this, it would still develop like this. This is because no matter how wealthy North America is and how many wealthy people there are, it cannot satisfy the amount of funds required for the bull market caused by rising real estate prices.

The world is the inevitable way out for Wall Street. He is just ahead of schedule. The crisis may break out in 2009 or 2007, depending on the time of the Federal Reserve's interest rate hike.

In Hong Kong, big banks and financial institutions have been selling various bonds door-to-door recently. The interest rates on these bonds are quite high. Since the 90s, global interest rates have dropped, and the interest rates on these housing bonds are considered high.

Some banks don’t want to buy these bonds, but that doesn’t stop them from selling them to those investors. For example, branches of Taiping Hang Lung Bank also sell this kind of bonds, but they mark them as B+, which is a voluntary purchase, and bank staff don’t take the initiative to promote them.

Some banks or fund companies actively promote this kind of bonds because of their high rewards, and some financial institutions will buy a lot of them. Their analysts believe that the risk of this kind of bonds is very low, and North American real estate is in its infancy. If there is a risk, it will be after 2010.

These analysts were half right. If they said 2006, then, a perfect escape, they would have made money.

The Hong Kong branch of a medium-sized Wall Street investment bank signed the first phase of a US$10 million housing bond with Standard Chartered Bank. The coupon rate of this bond is [-]%, which is quite high. However, banks only lend money. You can make more money unless you participate in the early business activities of buying commercial buildings and then renting them out. Therefore, compared with those businesses, it is still not enough.

Xiangjiang's return on investment during this period was 19%, otherwise no one would take out a loan.

"Our investment bank, in North America, is known for its sound business operations. You will not be disappointed in this operation." The brown-haired middle-aged white man from New York smiled very approachably.

Therefore, you have to be careful with people who are friendly. They are either smiling tigers or really nice people.

"Of course, our board of directors also recognizes this cooperation." A vice president of Standard Chartered was also very happy. This is only the first phase of cooperation, and there will be two, three and countless phases.

Standard Chartered is a global bank with a huge global influence.

"Happy cooperation!"

"Happy work! There is a luncheon at noon, do you want to join us?" the vice president of Standard Chartered Bank extended an invitation to this white man with an friendly smile.

"Of course, it's a great honor, thank you..."

For this kind of luncheon, people on Wall Street are very willing to participate, so that they can make connections, and with the endorsement of the inviter, they can gain the trust of the other party faster and expand their connections.

After the luncheon, this Wall Street elite returned to the hotel. He had a different face. At this time, his expression was serious and even a little cold. He said to a Chinese assistant: "Report to the boss. This The first mission is completed, this time, our gains should be great."

But the Chinese assistant smiled and said, "You did a good job. You deserve to be from Hollywood."

"Don't say that. The boss discovered me, so he has to do a good job, right?"

The Chinese assistant also suppressed his smile and said, "You will be generously rewarded by the boss."

As the saying goes: Smart people rely on their brains, and bad people rely on their acting.