When I am reborn in Hong Kong, I just want to lie down

Any bank loan requires collateral or guarantees. Even if the bank is its own, it cannot make loans without collateral. In this way, chaos will occur and eventually lead to bankruptcy. This is the foundation of the existence of the modern banking system.

So what is Li Jiayu's guarantee?Although it was an interest-free loan, it was secured by three months of living expenses from her family trust fund.

Li Jiayu came for a loan, and she carefully took out a loan of 200 million yuan. The credit manager named Zhao was a little surprised at that time, but the president was not surprised. When the Hong Kong office called and explained the situation, the collateral/guarantee That column says: living expenses.

But the president approved, approved,...

Zhao Xiaoling was ignorant at the time, but it was not enough even if the president approved it. When the president submitted it on the system, the head office did not even review it, so it was approved directly.

The speed and timeliness of the loan were simply unbelievable, leaving Zhao Xiaoling dumbfounded...

When Li Jiayu returned to the company with the money, she felt bad. The more she thought about it, the more something was wrong. Why did she use her own living expenses as a guarantee, or three months' living expenses?It was obviously an interest-free loan, but she felt like she had been cheated.

The living expenses she received before were only 1 yuan.

In the office, she summoned two of her confidants to ask them about the matter.

"Xiao Ding, Xiao Chen, let me ask you, is the mortgage that the bank needs to match the loan amount before it can lend?"

Xiao Ding and Xiao Chen looked at each other. They didn't know why the boss asked, but it was such a simple truth that they couldn't talk nonsense, so they naturally reported it truthfully.

Li Jiayu asked them to leave. After the two went out, they were still a little strange. What happened to the boss today?

After closing the office door, Li Jiayu called Lan Meiren who was far away in Xiangjiang.

Lan Meiren was playing mahjong with Guan Jiahui, Axia and Azhen at this time. While playing mahjong, they talked about their children.

Some said that if the son doesn’t go home, he would like to see his mother at home; some say that his daughter received love letters in elementary school and is afraid of being abducted by some bad boy; some say that if the son doesn’t study hard, he knows how to make some strange inventions; and some say that the son will make some strange inventions. He spent money lavishly, spending over 10,000 a month.

Lan Meiren said that her daughter actually left home to start a business, which made her very worried. She was not worried about safety, as the Li family's hometown was there, but worried about spending money indiscriminately and being cheated.

After listening to her words, the other three people felt better. At least their children were still around. They were chatting happily when a servant came in.

"Mrs. Blue, your phone number."

"Oh, give it to me. Just wait for me."

Before picking up the phone, she didn't forget to talk to the other three people. When she saw the prodigal daughter on the phone, she knew it was the daughter far away in Hangzhou, and she had a hunch that it was definitely not a good thing.

"Dear mommy, I am your cutest daughter!"

As soon as she heard this voice, Lan Meiren wanted to hang up the phone, for no other reason. When her daughter acted like this, she felt like she was going to lose money.

"Good girl, it took you so long to call Mommy. Do you miss Mommy?"

Li Jiayu's tone on the other side suddenly changed. She said, "Mommy, I have 100 million Hong Kong dollars for living expenses. Why didn't you tell me?"

Lan Meiren was stunned for a moment. Who told her this?But she immediately said: "I just saved it for you because I was afraid that you would be deceived at a young age. When you get married, I will use this money as your dowry."

"Humph, I knew it, I knew it, Mommy, you are so cheating. I still need to get a loan. With so much money, I would have successfully started my business long ago."

There seems to be no direct relationship between entrepreneurial success and more money or less money, right?

Lan Meiren was quibbling on the other end of the phone... instead of explaining: "You are still young, and all the money is given to you, do you know what will happen? You start a business and make small troubles. Mommy doesn't care about you. Anyway, you are looking for trouble on your own. Better than going out and messing around.”

As she spoke, Lan Meiren shed tears, and then she said: "Look at how successful you have been in starting a business over the years. Either you have lost all your capital, or you have been kicked out by your partners. Mommy is afraid that you will get old. There is nothing the source of life."

Li Jiayu originally wanted to say something, but he couldn't say the last word. Lan Meiren had already cried to him. Your mother even cried. You can't blame your mother anymore, right?

"Mommy, no, please take care of yourself, I still have a job, bye, Mommy!"

Then she quickly hung up the phone, still a little shocked, and immediately called her father to ask him to take action and comfort her mother's injured heart.

"Dad, I did something wrong."

Li Bu was a little stunned when he answered the phone. What's going on?

"Xiaoyu, tell me slowly and slowly."

After Li Jiayu told him about the matter, she spoke for herself: "I'm also very angry. It's one million Hong Kong dollars, but you didn't tell me that you still need a loan after you cut it off. Am I not wrong?"

Li Bu felt that it was only one million Hong Kong dollars and had a headache. He said: "How could my baby Ayu be wrong? Your mother is not wrong either. She is worried about you. You don't need to worry about this matter. I will handle it. You can start your own business." "

"Thank you, Dad, Dad is the best."

"You're no longer a stinky old man, you..."

There was a busy signal on the phone. Li Bu shook his head and smiled bitterly, then put the phone on the table, thought about it, and made a call.

"Where is Mrs. Blue now?"

The other end of the phone said immediately: "Boss, Madam is playing mahjong with Mrs. Guan, Mrs. Wen and Mrs. Li in Repulse Bay."

"Oh, okay, you can remind me when Mrs. Lan comes home."

Li Bu muttered something to the effect of how did these four women get together?

On the other side, Lan Meiren hung up the phone, wiped a few tears from the corners of her eyes, and then continued to play mahjong with the other three ladies as if nothing happened.

The other three people secretly admired her, Mrs. Lan was indeed extraordinary, and she burst into tears at every turn.

"Alas!" Lan Meiren sighed, and while playing her cards, she said that women were not admitted to college, and then she shouted excitedly: "Take it yourself, thirteen, give me money, give me money..."

There was no trace of frustration or emotion in his tone. Instead, he was very excited and asked for money. The other three people also had grass-grabbing expressions on their faces.

Li Jiayu, on the other hand, is happily playing the half-finished game. She is now testing game bugs. As a boss, she is doing the most important work. Since she has experienced experts to lead her, the entire development progress has been much faster.The game is expected to be completed ahead of schedule.

The finance officer came in at this time and said respectfully to Li Jiayu who was playing games behind the desk: "Boss, Taiping Hang Lung Bank just sent a letter saying that we have a credit line of 200 million yuan."

Li Jiayu said without raising his head: "I talked to them about this. They have the authority to approve the money."