The reborn I want to lay down a big country

Gulu, Gulu, Gulu...

My Adam's apple slid up and down, and I drank a glass of cold water.

Liang Xin let out a long breath, then threw the disposable water cup in his hand into the small trash can in the corner not far away, then turned and walked back to the chairman's room, took his special large kettle, and filled it with hot water. .

I haven’t been to the company for a week, but the kettle is as clean as ever. I don’t know if Xiaofang is cleaning it or the cleaning lady here is cleaning it.

If it is the former, Liang Xin is a little worried. If one day he and Chen Guangjian have a major conflict of interest, Xiaofang will take the opportunity to poison the kettle, which is really dangerous; and if it is the latter, Liang Xin is also very worried. If the cleaning lady is in a bad mood one day, or suddenly feels hatred for the rich for no reason, she will secretly put feces into the kettle. Not only is it very dangerous, but it is also really disgusting...

Of course Liang Xin is not delusional about being victimized, but the probability of such a thing happening is actually not low.

Especially when the light of money obscures a person's appearance, everyone around him can easily become enemies in a certain sense.In the past two months, Liang Xin heard people call him Mr. Liang every day. From the initial joy and pride, to the habit and calmness later, and now at this moment, it has quickly transformed into unreasonable fear and panic.

A technician almost destroyed the entire student network just because Chen Guangjian owed him wages.If a bigger conflict breaks out in the future, Liang Xin simply can't imagine what kind of senseless way he will die in this life.

But if we talk about it the other way around, what if we don’t have money?

——That is obviously more painful.

so……

In this life, people are always running from one extreme to another.

Where is the real optimal solution?

They are all struggling in this world...

"So I choose to die nonsense but richly."

Liang Xin sighed and shook his head, searched in the tea room, found a box of good tea leaves, grabbed a large handful, and brewed a pot of good tea.Smelling the aroma that was different from the tea stems that can be bought in a large bag for 20 yuan on the market, he took a small sip, and then exhaled with satisfaction, "Sure enough, it's better to have money!"

He held the kettle in one hand and grabbed the edge of the hot tea cup with a few fingers in the other hand, and walked quickly back to the chairman's room. After sitting down, his thoughts finally got back on track.

Sitting in the empty room, Liang Xin began to think calmly about how to go next.

Over in the capital, Chen Geng is actually not entirely reliable.This cousin just has courage, but courage does not mean ability.Lao Liang is actually very capable, but Lao Liang is already disabled, and due to the ceiling of his cultural level, his abilities may not be applicable in all scenarios.But right now, only Chen Geng and Lao Liang can use Liang Xin.

Therefore, there is nothing to worry about in terms of "people". There is no point in worrying about it.

Liang Xin put aside his worries about Chen Geng and Lao Liang, and then thought about the house over there. To buy a large enough quantity, I am afraid it would take two or three months at the earliest. It is November now, so when it is basically completed, Taizi, it’s almost time to celebrate the New Year.

In addition, during this process, it is still unknown whether real estate mortgages and company guarantees can be used to roll up this snowball that is close to a Ponzi scheme.Even after the snowball starts rolling, the capital cost and leverage cost that need to be paid every month - in human terms, it is the interest owed to the bank. Can we guarantee to pay it back on time and insist on paying it back until the day when the house price increases? Here I am afraid that the risks and pressures on your head cannot be completely avoided, and you must always be careful of unexpected troubles.

Liang Xin took out a pen from the pen holder on the table and turned it subconsciously.

He carefully recalculated all the financial details of the business.

How much interest can be deducted from the rent of a rented house?I heard that the rent there now is about 50 yuan per square meter per month?So a house of fifty square meters can be rented out for about 2500 yuan per month.

As for the banks here in W City, the current commercial loan interest rate is about 12% to 18% on average annually. If you can find a way to get it from an acquaintance, it is almost 1% of the total monthly average payment of the loan.

If you use a 50-square-meter house in the capital as a mortgage and borrow approximately the same amount, you will need to repay a house price worth approximately 0.5 square meters every month, which is about 3500 yuan.Therefore, based on the most optimistic model, there is at least a capital hole of "an average of 1000 yuan per room per month" here.Based on this amount, if you accumulate 200 houses, the leverage cost you need to pay every month is exactly 20!

So how to fill this 20 monthly hole?

Liang Xin took the pen and tapped it on the table.

In the best-case scenario, he would definitely have to spend money on it himself - but based on the current dividends from Dianka, he would only get around 5 yuan at most every month, and if he poured it in like this, Chen Geng's share would be very high. How to calculate the share ratio?If he just blindly invests funds and Chen Geng continues to maintain [-]% of the shares, wouldn't he suffer a huge loss?

Liang Xin thought for a while and shook his head.

It’s not a loss, because no one can replace Chen Geng’s role now.

And more importantly, even if he threw money into it from his own pocket, it would only be 120 million in half a year.

The bigger question now is, where can I get this 120?

Calculated based on his monthly point card dividend amount of 60, how to solve the remaining [-]?Thinking about it this way, even under the most ideal situation, it seems that he will have to use the "teardown method".

We have to find another bank and lend an additional 60 in cash to bridge the 60 hole.

Commonly known as crossing the bridge.

But then again, the above are still the most optimistic model deductions.

What if you are not optimistic?

What if you can't borrow money midway, or the bank's loan interest rate is higher than 12%, or you just can't borrow the bridge toll?Could it be that he reached out to Chen Guangjian and told him that he was using the assets of Sanjin Company as a guarantee, but the leverage derailed and his life was hanging by a thread?Then why should Chen Guangjian cut off all the threads that tied him to death on the spot and let him take his last breath?

Liang Xin shook his head and said to be honest, at this time, it would be better to go to Chen Guangjian than to a loan shark...

"Ugh……"

As time passed, a deep sigh sounded in the slowly darkening chairman's room.

This voice echoed in the empty company, and it sounded strangely intrusive.

But the initiator seemed unaware.

A firm materialist, he has never been afraid of Ah Piao, only afraid of lack of money...

Liang Xin suddenly discovered that when he was drawing the cake for Lao Liang and Chen Geng, the risks and accidents that he had just thought of were all things he had never mentioned before.He even suspected that he had hypnotized himself and deliberately buried all these difficulties deep in his heart.It was only now, when there was no one around him, that he clearly realized how fragile his plan was.No matter which part of it it was, if there was even the slightest problem, he would be completely ruined.

And thinking about it in reverse, Lao Liang's choice may actually be more correct.

After all, if you quit now, it's still too late - I only bought three houses in the capital, all of which were fully paid, and there is no systemic risk. As long as you wait for the appreciation in value, you can hold those three houses in your hands. In ten years, it can increase at least seven or eight times.

More than 100 million turned into [-] million...

Seventy-eight million...

Damn it!What I am short of is not these seven or eight million!

Liang Xin's mental state gradually began to break down, and he quickly took a deep breath.

After a moment of silence, he shook his head again, and his thoughts flew to his classmates' network again.

The funding situation of the classmates network is also extremely critical to his next plan.

He must allow the performance of Tongtong.com to fully and sustainably develop before he has a chance to successfully get money from the bank.

As for the bet between Chen Guangjian, Zhou Xian and Kang Ming, it is completely secondary——

Of course, it would be best to win the bet.

In addition, Liang Xin is still extremely struggling and hesitant in his heart as to whether to apply for friend addition through other external forces such as Dongfeng Investment.

If funds are introduced to further expand Tongtong.com, it will obviously be more conducive to him getting money from banks, and it will also completely eliminate the worries of Tongtong.com going bankrupt in a short period of time due to insufficient funds.But the problem is that if the other party really joins, then the possibility of his plan to use the website as a guarantee will be greatly increased.

Maybe by then, I might actually go to jail...

——Concealing the company’s shareholders and using the company’s common interests to make ultra-high-risk leveraged investments, what kind of crime is that?

Liang Xin suddenly wanted to call Wu Keyong and ask him for professional consultation...

But now asking Professor Wu for consultation, isn't that equivalent to committing suicide?

"Well..." Liang Xin was halfway through complaining. He couldn't help but hold his head, rubbed it vigorously, and muttered to himself, "The fine line between success and failure in life is so damn exciting..."

boom!Suddenly, there was a sudden sound outside the company door.

Liang Xin suddenly raised his head and realized that his eyes were completely dark.

I don’t know when it was, but it turned completely dark.

He raised his hand and looked at the time. It was almost seven o'clock.

Just in the blink of an eye, he actually sat there for two hours?

"Why don't you turn on the lights?"

"no one there?"

"Husband...Husband, are you in there?"

Outside the chairman's room, the voices of Xiaofang and Jiang Lingling came one after another.

Immediately afterwards, when the fluorescent lamp was turned on, there was a continuous soft, bang bang bang sound.

The soft and bright light instantly illuminates every corner outside the office.

The light shone into Liang Xin's office. Liang Xin took a long breath and took a sip from the tea cup that seemed to be still hot for a few seconds. However, the water in the cup had already cooled down. When he drank it into his stomach, it was so cold that Liang had forgotten to eat dinner. Xin felt extremely uncomfortable.

"Lingling." He put down the teacup and walked out of the office.

"Husband~!" Jiang Lingling took a few steps closer and when she saw Liang Xin, she immediately rushed towards him with a face filled with joy.

Liang Xin opened his arms and the two hugged each other tightly.

"Mr. Liang, there are still some unsigned documents in the company. Do you think I should get out now, or should we finish the business first and let me have a full weekend of rest tomorrow?" Xiaofang looked at Liang Xin with a teasing expression. ask.

Liang Xin ignored him, kissed Jiang Lingling hard on the face, hugged her tightly before letting go, and then said to Xiaofang: "Let's do things first. You can leave after finishing things. By the way, have you eaten yet?" ?”

"Not yet..." Jiang Lingling hugged Liang Xin, rubbed her gently, and said coquettishly, "I'm so hungry..."

"Then let's eat first." Liang Xin looked at her and smiled, and called Xiaofang, "Sister Xiaofang, go downstairs to buy some food, issue an invoice, and pay the company's account. Let's have an overtime work meal. "

"Okay." Xiaofang turned around and left quickly, but after taking two steps, she turned around and reminded Liang Xin, "I will be back soon. You two must not do anything that challenges your limits within 10 minutes. "

Liang Xin was amused, "Get out! I can't rush this time!" Jiang Lingling was so embarrassed that she hugged Liang Xin tightly and lowered her head on his shoulder. The height difference was so big that when she stood, her face There is no place to bury him.

Xiaofang smiled, swallowed the other half of the sentence "I'm afraid she couldn't help it", and walked out of the company with a smile.

"It's so annoying..."

"That's right." Liang Xin put his arms around Jiang Lingling's slender waist and pressed hard against him.

Jiang Lingling blushed and asked a question shyly in Liang Xin's ear.

Liang Xin shook his head, held her face, and warmed her mouth.

After kissing deeply for a long time and feeling satisfied, Liang Xin let her go and found a place to sit down in the office area where surveillance was everywhere. Then he listened to Jiang Lingling chattering and happily told him about school——

This week, she learned about the routine of outstanding class evaluation every school year through the people in the student union of the college. She also got the appearance of their class evaluation work ledger from last year from a senior student in the student union of the college, and then followed how Mao Huahu Di led a group of Chinese medicine practitioners. The class has launched its first activity planning. Now everything is ready, just waiting for Mr. Liang’s money...

"It takes a long time, but I still have to pay..."

Liang Xin gently pinched Jiang Lingling's face and asked, "Why are you so smart?"

Jiang Lingling said: "There is nothing I can do, I only have you..."

"It's an irrefutable reason." Liang Xin smiled and shook his head, looking at her with eyes full of doting.

……

Liang Xin and Jiang Lingling behaved very restrainedly, and Xiaofang kept her promise. Half an hour later, she returned to the company quite efficiently with two big bags full of dinner.

"Well..." After entering the room, she used a careful look to make sure that Liang Xin and Jiang Lingling did not do anything enthusiastically while she was out, and then she said with a smile, "Mr. Liang is really a hero. Praise me."

Mr. Liang did not answer, but quietly watched Xiaofang carrying the bag into the tea room, and shouted to them: "Come on, eat, hurry up and get to work after eating, and it won't delay your entertainment and leisure time in the evening... "

"Don't mention my entertainment and leisure time in the evening from now on, okay?" Liang Xin said lightly, took Jiang Lingling's hand and walked into the tea room, "Sister Xiaofang, the boss's private life is of great use to you. Are you here to worry? Is this what you should say?"

Xiaofang saw that Liang Xin didn't look like he was joking, and the smile on his face faded slightly, "Okay, I was wrong."

"Of course it's wrong, and it's very wrong." Liang Xin pulled Jiang Lingling, moved two chairs and sat down, watching Xiaofang lowering her head and taking out the things in the bag one by one, soy sauce duck , soy sauce duck tongue, braised beef, fish ball soup, pot stickers, stir-fried noodles, common cooked food in W City, the aroma instantly filled the whole room. Liang Xin adjusted his mood slightly, slowed down his tone, and said lightly, "Some things, just understand them in your heart." Well, if you have to say it out, apart from making the boss unhappy, what’s the point?”

"Hmm..." Xiaofang nodded awkwardly.

Liang Xin continued: "When you work in this company, I am your boss and you are my employee. I also want to get along with you like a friend, but it can't work, Sister Xiaofang. Once I become your boss, I can't I won’t be friends with you anymore.”

Xiaofang's eyes clearly showed a bit of disappointment, but she immediately squeezed out a smile: "Okay boss, I understand."

"Sorry." Liang Xin said softly, brought Jiang Lingling's favorite fish ball soup to her, and smiled at her, "It doesn't matter, you can say whatever you want, because you are my wife, and I hope it will always be the case. It is best that when I die, you can still take our children and cry twice in front of my coffin."

Jiang Lingling: "..."

"Hurry up and eat." Liang Xin took a box of pot stickers and said calmly.

Jiang Lingling looked at Xiaofang.

Xiaofang had no expression on her face, lowered her head, and ate quietly.Jiang Lingling sighed softly, scooped up a fish ball with a spoon, put it in her mouth and chewed it. Suddenly her eyes lit up and she said in surprise: "Wow, what is this? It's delicious!"

Liang Xin smiled and said, "Then eat more."

"Yes!" Jiang Lingling nodded, her face full of happiness as Mrs. Liang.

Liang Xin and Xiaofang ate a hearty work meal very quickly.

The two of them put down their chopsticks in a tacit understanding after less than twenty minutes, leaving Jiang Lingling to continue to sit in the tea room and eat, while the two of them quickly dealt with the backlog of work that had been accumulated for a whole week.

Those words before the meal did not affect the efficiency of the work at all.

Xiaofang, as always, explained every expense to Liang Xin very responsibly and carefully. Liang Xin also listened carefully and asked about all the details and circumstances one by one before signing her contract. name.

"The biggest problem now is insufficient bandwidth."

After a full hour and a half, after finishing all the work, Xiaofang added, "I asked Manager Ling. He changed jobs, but the preferential conditions are still there. But if you change to a larger bandwidth, This money is very expensive, and we now need to pay an additional annual fee of 60 yuan on top of the original cost."

"60?" Liang Xin's eyes widened slightly, "Can't you pay it in installments? What about one payment per month?"

"If you pay separately, there will be no discount." Xiaofang said, "The total price must be at least twice as expensive."

"More than 100 million a year?" Liang Xin was stunned.

"Yes." Xiaofang said, "Manager Ling said that so many people visiting our website is equivalent to opening a special signal channel for so many people. Hundreds of thousands of people are using it, more than 10 million a year. , which is just a few dollars per person per year. The objective cost is so high, it’s equivalent to not making any money for us.”

"Okay, let me think about it first..."

Liang Xin had nothing to say, and with another huge debt in his mind, he sent Xiaofang away with a numb expression.

"Husband~" As soon as the door of the company closed, Jiang Lingling walked out of the tea room.

Seeing her expectant look, Liang Xin temporarily put aside the worries of the company and smiled again on his face.He walked up to her, hugged her, and asked with obvious meaning: "Have you taken a shower?"

"Well..." Jiang Lingling whispered, her face flushed with embarrassment, and she suddenly said, "By the way, I bought you a gift."

"what gift?"

"It's a birthday gift. Today is November [-]rd. I saw it from the class's personal enrollment information." Jiang Lingling's ears turned slightly red and her voice became softer and softer. "It's also our first... full moon commemoration. day."

First full moon?What is this talk

Liang Xin thought about it carefully and remembered that the day he and Jiang Lingling went to open a house for the first time happened to be October [-]rd.

So in total, it’s only been a month? !

Damn, why do I feel like I’ve already completed two years of work for a normal middle-aged couple...

The period of passionate love really tests your waist...

"You actually remember this day..." Liang Xin complained in admiration.

"What a coincidence!" Jiang Lingling was so embarrassed that she lightly hit Liang Xin's chest and looked at him with watery eyes. "Who makes you so bad? It's only been a few days since we started dating, and you just... did that to me!"

"It's not because I'm not a human being, it's because my sister is so charming..." Liang Xin kissed her on the mouth, "Where's the gift?"

"Oh, wait for me!" Jiang Lingling hurriedly pushed him away, trotted back to the tea room with her long legs, took out a small box from her bag, and sent it to Liang Xin like a treasure, "I On Wednesday night, I pestered Luna to accompany me to the city to buy it.”

Liang Xin took it and opened it. Inside the box, there was a watch.

It was obviously several levels higher than the broken electronic watch he had.

"how much is it?"

"Two thousand and five."

"Didn't you put all the money I gave you into it?"

"I posted it myself!" Jiang Lingling looked proud and asked expectantly, "Do you like it?"

"I like it." Liang Xin immediately took off the watch on his hand and replaced it with the one given by Jiang Lingling, vowing, "Who in this life wants to take off my watch unless you chop off my hand first!"

Jiang Lingling was amused by Liang Xin's words, and felt sweet in her heart.

"There is another gift." She suddenly took Liang Xin's hand and led him to the chairman's office, her face burning.

Liang Xin let her pull him, and the two of them quickly walked into the dark room of the chairman's room.

Jiang Lingling closed the door and pushed Liang Xin onto the bed.

The two looked at each other, and Liang Xin looked at the graceful girl in front of him. One by one, he removed the clothes on his body, leaving only two close-fitting ones. It was the sexy outfit he bought for her not long ago. Full of clothes.

The bright red clothes made Jiang Lingling's originally white body look even whiter and seemed to glow.

Liang Xin felt short of breath and jumped up.

He hugged Jiang Lingling and pressed her heavily on the bed.

"Husband..." Jiang Lingling was all red and called softly in a hazy voice.

Liang Xin can't bear it anymore...

Farewell in love.