The reborn I want to lay down a big country

"My home is in a school district, and my house could only be sold for about 120 million. My dad saw that some people were anxious to buy it, so he temporarily increased the price, and it sold for 140 million..." Liang Xin started from the beginning.

Chen Guangjian was happy when he heard this and said with a smile: "Dad, you are such a slick old man."

I don’t know if this is a compliment or a criticism.

Liang Xin smiled, but was also unfazed, and continued concisely: "With the 140 million, I first went to the capital to buy two houses, and then used these two houses as mortgages to borrow 500 million... "

"Can I borrow 500 million for two houses?" Chen Guang asked with suspicion.

Liang Xin then added the explanation: "The bank has to audit the accounts before the end of the year. There is a bank manager who wants to offset the performance and said that he can get on the bus first and then pay for the tickets. In addition, I also mortgaged some of my personal shares in the classmates network, plus Guarantee in the name of the company..."

"What the hell are you looking for..." Chen Guangjian wanted to curse for a moment, but just as he was about to slap the table, he just raised his hand and suddenly thought of something and asked, "No! You use your own company as a personal guarantee ?”

"No." Liang Xin shook his head, "I established another real estate company and hired my cousin as the legal representative. I am the major shareholder of the real estate company, so I borrowed money and he took the blame."

After the words fell, An An burst out laughing.

Chen Guangjian turned to look at her, sighed, and said to Liang Xin with a dark face: "Your father shouldn't have given you this name. You are such a child. You are so inhuman..."

Liang Xin said: "I will not harm my uncle. If there is a thunder, I will definitely let him withdraw his shares early and change the name of the legal representative to my own. The whole world knows that I, Liang Xin, am a righteous person... "

"Shut up! If there is a thunderstorm, our Internet company will die, and I still have shares in it! Aren't you afraid that Kang Ming and Ah Xian will peel off your skin?!"

Chen Guangjian was suddenly furious. He slapped the table and cursed, "You're a fool! You're so audacious! Even worse than your dad! Your dad embezzled a little bit of the company's money at most. You're a fool... you're going to give me the whole company." Ah!" Regardless of whether he is really angry or fake, it is obvious that he does regard the classmates network as his own industry.

"Dad, Dad!" Liang Xin had no choice but to hurriedly dissuade him, "It hasn't happened yet! And the thunder in the capital will never explode!"

"You fart! You said you can't explode, so you won't explode?"

"Father! You have to be reasonable!" Liang Xin yelled back, "A place like W City can sell for [-] to [-] to [-] to [-] square meters. It should be more expensive than W City at the feet of the emperor in the capital. Double! I bought it for [-] or [-] yuan now. Let alone the explosion, if it didn’t go up to [-] or [-] yuan and sold it for [-] yuan in advance, I would be considered a fool!"

"You know what a fool! The house prices in W City are the result of speculation in our lifetime! I'm just waiting for the idiot to take over!" Chen Guangjian showed his trump card and shouted, "We have idiots from abroad who are willing to take over! Do you have any over there?"

"Holy shit, my Emperor Ama, you said you are abroad, so you need to have an international career and a future pattern as a person!" Liang Xin answered loudly and plausibly with a heartbroken expression, "There are people in W City who are speculating, as long as Once your successful cases come out, where in China will no one speculate? The capital city, the most prosperous district, this kind of place is a must-have for speculators, okay?

Do you want me to make a bet with you?If housing prices in the capital do not rise within two years, I will lose my entire classmates network to you. If they rise, you will lose all the remaining shares in your hands to me, okay? "

"Fart!" Chen Guangjian avoided answering and shouted, "If housing prices don't rise within two years, you will die without even your ashes, and you still have the nerve to bet with me? You want to play this game with me, you are still young. Very good!"

Liang Xin shouted: "I'm just asking you, do you dare to bet!?"

But Chen Guangjian refused to be fooled, "I bet your mother is taller! Bet, bet, bet! Just know how to bet! Can't you do a good job on your website?"

"It worked before! It doesn't work now! I can't look back!"

"why not?!"

"Because I borrowed [-] million!"

The shouts fell, and the roar in the office suddenly stopped.

Chen Guangjian opened his mouth slightly and looked at Liang Xin in shock, his eyes full of disbelief.

An An even covered her mouth, and the big G was so frightened that it was so spectacular.

The three people looked at each other quietly.

Everything in the house was quiet.

At this moment, people all over the world were quiet...

"Can you lend [-] million?" Chen Guangjian said he couldn't understand, "How did you do it?"

Liang Xin smiled coldly, "Dad, in this world, there are only unimaginable things, and nothing is impossible.

Since I can use two houses and take out 500 million from the bank, why can't I use 500 million to buy a house and continue to pay out.The cycle goes back and forth..."

"Where's the interest?" Chen Guangjian was an insider and immediately asked the key question.

Liang Xin did not answer directly, but said: "Dad, in the final analysis, the matter of borrowing is still a matter of personal credit and trust between the two parties. First, I have enough collateral, and second, I have enough high-quality corporate partners." Guarantee, thirdly, we have a mutually beneficial interest relationship that can be expected. With these things as the premise, I only need to make them believe that I can afford the interest, which is equivalent to that I can really afford it. Interest."

Chen Guangjian frowned tightly, "What exactly? How did you do it?"

"Simple." Liang Xin smiled faintly, and in a few very concise words, he explained how he took 500 million to buy a house in Nashasha community, used the purchased house to take out a second loan of 1000 million, and continued to invest in Nashasha community.

He said in one breath that he would use the last 500 million yuan he got, together with the remaining money in his account, to buy Building 600 of Wanhua Jinyuan with the full amount of 14 million yuan. The forty houses in the building were renovated with partitions. Each house can accommodate five people on average. The per capita rent is 40. The average monthly rent for one house can be [-]. Forty houses is [-].

After one year, it will be 480 million.After deducting taxes and operating costs, the net profit is only 400 million.

The interest on my 5000 million loan is twelve points a year, 600 million.For the remaining 200 million shortfall, don't forget, I still have 42 more rentals to collect, 42 per month for one house, 100 per year, 100 houses, just 100 million per year.Is it difficult for me to have a gap of [-] million left in the end?The worst I can do is take my own dividends and fill it in every month, or borrow a bridge loan. It's just a bridge loan of [-] million. The maximum repayment per month is [-]. Even if I take the loan for three years, I can still be stable. .And it doesn’t matter if I can’t actually do it, as long as the bank believes I can do it, right? "

Chen Guangjian was convinced by Liang Xin's math problems. The good fourth-grade student couldn't help but nod, "That makes sense..."

Liang Xin took advantage of the situation and said: "So their bank gave me another loan of 7000 and [-] million."

Chen Guangjian was stunned when he heard this, "Didn't you say 1 million? Your total... is more than [-] million!"

Liang Xin smiled and said proudly: "One hundred million has been lent out, and the rest of the money is just a fraction, not worth mentioning."

Chen Guangjian looked at Liang Xin's expression of "treating money like dirt" and wanted to slap him.

He couldn't help but ask: "Then what do you plan to do with the 7000 and two million?"

"Buy two more buildings and rent them out." Liang Xin said, "It's still the same. As long as we can rent them out first, one year's rent can be used to offset most of the interest. The remaining shortfall will be covered by a bridge loan first. Yes. I have calculated that as long as it can last for half a year, I will first sell all the houses in the community. The money I get back will be able to keep the three buildings for another year and a half. According to my understanding Judging from the situation, housing prices in the capital should increase no matter what, by the time around the Olympics at the latest.”

Chen Guangjian frowned when he heard this, and sighed: "Liang Xin, you are more daring to bet than me. Have you never thought about what if it doesn't go up?"

"Never thought about it." Liang Xin looked directly at Chen Guangjian, his eyes suddenly became extremely sharp and decisive, "Dad, what I am betting on is not the housing price, but China's future economic development situation. According to the experience of all the first-mover countries in the world, a country's As long as the economy develops rapidly, housing prices will inevitably rise. Because an economy that continues to overheat will eventually lead to additional currency issuance. To print more money, the country must have a place for the banknotes to anchor wealth and curb inflation."

Chen Guangjian didn't understand at all and asked decisively: "What do you mean?"

Liang Xin said: "To put it simply, if there are too many goods produced and there is not enough money in the market, then you have to print money. But if too much money is printed and the goods cannot be produced, you have to save the money in the goods. You cannot Let that kind of money circulate in the market, so as not to make the money worthless and make ordinary people unable to survive. A house is the best piggy bank..."

"It's interesting..." Chen Guangjian nodded, "So if you put money into a house, the price of the house will increase?"

"Yes!" Liang Xin said, "Dad, in the past few decades, China's productivity has not been completely liberated, but our production efficiency is actually very high. With the popularization of a large number of mechanical equipment, various industries in the country manufacture their own production tools With the improvement of capabilities, a large number of well-educated skilled workers have entered the work force.

We have strong production capacity, large production capacity, and low manufacturing costs. All these things combined, once production is released, our goods will continue to flow into the market.At the same time, due to the superposition of our series of advantages in the manufacturing industry, scale advantage and cost advantage, the export price of our goods will surely crush our international counterparts in various industries.

Especially for those industries that have been eliminated by the first-mover countries, such as toys, furniture, lamps, stationery, and other light industrial products, domestic and foreign orders will inevitably keep domestic factories spinning for more than ten years.

After so much foreign exchange comes in, a large number of factories have to exchange it for their own currency, so the country can only print money.When this money falls into the hands of a wealthy person like you, what is your first reaction? "

Chen Guangjian blurted out: "Money begets money!"

"Yes, money begets money." Liang Xin nodded, "Either take the money, expand reproduction, and produce more products to meet domestic and international needs - more than a billion people at home, and billions of people abroad, so In a big market, we can never finish the orders, and our factory can never stop, so the money circulating in the market will only become more and more; either we can use the money to eat, drink, gamble, and enjoy ourselves. , or go for speculation, stock trading, or..."

"Real estate speculation!" Chen Guangjian stepped in, his eyes bright, "No wonder, no wonder... you speak more clearly than Xiang Youyi!"

"I know." Liang Xintian admitted shamelessly and continued, "The money spent on eating, drinking and having fun will not disappear out of thin air. It still stimulates consumption and promotes production. But the money spent on speculation is hard to say. . I don’t know much about stocks, so I won’t talk about it. Let’s just talk about housing prices now. Think about it, with so much money and so many people, if they all rush to throw money into houses, So is it natural that housing prices should rise?"

Chen Guangjian nodded slightly, "As long as there are always people willing to take over, housing prices will not fall."

"Yes." Liang Xin said, "As long as the economy remains active, there will be a steady stream of wealthy people throwing their spare money into the real estate market. The more people throw their spare money into the real estate market, the hotter the real estate market will be, the higher it will rise, and the earlier people will invest. , the greater the income. The people who follow behind will have the impulse and intention to invest, and they will also have the ability. In this way, the rich will make money, and there will be less money circulating in the market, and the local government can still sell it through sales. land to further stimulate real estate and avoid inflation while reaping financial benefits.

A wealthy boss can produce more money, a wealthy government can provide better public services, and ordinary people can also enjoy the dividends brought by social development.If this is done, the bosses will make money, the local governments will make money, the country will make money, and the bottom class will also get some benefits.So, dad..."

Liang Xin looked at Chen Guangjian, who was already slightly stunned, and began to summarize his speech: "Based on the premise of sustained and stable development of the national economy, next, I judge that the country will introduce a series of policies to stimulate real estate development. Even if we do not take the initiative Speculation, soon some people will respond to the national policy and enter the market to speculate. When the time comes, the whole country will play a game of chess, and the world will gather to respond, and if you win food, you will follow!"

Chen Guangjian glared at Liang Xin and said it was abominable to talk about ancient prose!

An An's eyes lit up when she heard this, and she whispered in admiration: "Wow, the great god is so educated..."

Liang Xin pretended not to hear, and continued to himself: "Dad, the situation is here. We have started to speculate in W City. You think it is you who are doing the speculation spontaneously, but in fact it is you people who are invisibly involved in the speculation." Driven by the laws of the market, enter the market first. But there is a problem here. Although you entered the market at the right time, you chose the wrong battlefield.

Although I said that housing prices will rise, they will not rise forever. Sooner or later, they will reach their limit. The current housing prices in W City are equivalent to being overdrawn by you people for the future.I judge that it is not far from the daily limit.But the capital is different. First of all, it is a virgin land that has not yet been penetrated.Secondly, its market scarcity and its own value are there.

For a city like this in China, its housing prices can naturally be ridiculously high.Because not only are the most powerful people in the country gathered there and have enough funds to support its price, but as an international metropolis, it can also directly absorb funds from all over the world. .

But W City is different. W City only has you.How much money you can pay will determine how much the houses in W city will rise.When one day you stop playing, you want to get better, you want to quit, you want to retreat, but you find that no one will take over, then it will be the same, and you will have to pay for this bad debt. The real estate market in W city is like a game of chess across the country, but they are two different paths under the same general background.

You entered the venue early and chose the road right in front of your home.But I have no choice, but I believe in the future of the country and its development prospects.Dad, I'm not betting on real estate, I'm betting on something, do you know? "

Chen Guangjian's eyes were complicated and he asked, "I bet you are educated?"

"No." Liang Xin shook his head and said seriously, "I'm betting on the fate of the country."

Chen Guangjian was stunned.

An An's eyes sparkled with admiration, and she suddenly turned into a nymphomaniac, "Wow, he's so handsome..."

"By the way, I brought you a gift."

Liang Xin ignored it, took out a note from his pocket, patted it gently on the table, and pushed it in front of Chen Guangjian with his eyes as solid as a rock.

"Dad, come with me, go to the capital and conquer the world."