After rebirth and divorce, I took care of my children and became rich

Fang Yitong: "Don't you think I'm quite capable? I've bought more property in just ten years than my ancestors bought in three lifetimes!

I don’t even think about it, the older generation earned it one copper coin after another by working down-to-earth in industry.

With these investments, he made money quickly and lost money even faster.Overnight, hundreds of millions were gone! "

Chen Hong, who just made hundreds of millions of dollars in the stock market... I suspect you are insinuating me!

Chen Hong: "We ordinary people say that if something is worth thousands of dollars, it doesn't count anything with hair on it. Breeding livestock and poultry is the most risky. If you catch an epidemic, your wealth will be wiped out."

I never thought that stock trading would ruin your fortune faster than raising livestock and poultry to catch diseases. It’s really scary! "

Foreign Minister Guan: "After this painful lesson, we have to pay attention in the future. You can play stocks if you want, but you can't put all your wealth into it. If it falls, it will be too late to get out!"

Fang Yitong agreed with this: “The old saying goes that you can’t put all your eggs in the same basket, but it is also very practical for investment.

For most of us ordinary people, the consequences of such a major stock market crash are not particularly serious.The most we can do is buy stocks with our savings.

Instead of being like these big bosses, there are still large loans from banks that involve the company.They are like a chain mine. As long as one explodes, the others will explode continuously.

We ordinary people have lost our savings. At least we have no foreign debt. We will be short of money for a while, so we can save slowly in the future! "

Director Guan looked at things very objectively, "The disaster that happened in the stock market this time is also a wake-up call. I think many people have gone crazy in the past two years, and the stocks have risen so fast that no one can control it!" Director Guan sighed. Said:

"Ordinary people may have suffered losses this time and will not dare to speculate in stocks again in the future. In a situation like my classmate's, as long as there is a chance to turn around, I don't believe that he can hold back and stop touching stocks.

Although you lose money quickly in stocks, you can also make money quickly!There are a lot of people who like to speculate.

Since ancient times, there have been many people like this. What they play is a heartbeat, and what they speculate is a thrill!People who are on the cusp of the storm are no longer used to the ordinary life. "

Fang Yutong also said: "We ordinary office workers don't dare to follow the trend, and our little hearts can't stand this stimulation.

If you really want to play in the market, choose a listed company with good development prospects, buy some stocks and hold them for a long time, follow the company's business expansion, and make a little money, and you will be satisfied.

Don't worry about the ups and downs of the stock market. As long as the company develops steadily and rapidly, it will definitely make money in the long run. This is the safest way. "

Chen Hong said: "I think the safest thing is to buy a house. Don't most of the big guys who are in trouble in the stock market point to selling their properties to turn themselves around?

If the value appreciates in the future, we will make money. If the value does not appreciate, it will be a retreat. Anyway, the house will not be able to escape if it is left there, and it can still earn rent.Uncles, won't you buy some more?I think buying real estate is the safest insurance! "

Chen Hong thought secretly: I am now committed to pulling you into the water and forming a small group of real estate speculators!

Fang Yitong and Director Guan looked at each other and said, "We are very interested in buying a house and investing in it, but we have no money.

I still have to pay off the loan for the house I bought years ago. If I want to buy a house, I have to wait until the loan is paid off and save for a few more years. "

Chen Hong showed a surprised expression, "Uncle, look at the increase in housing prices in the past few years. If you want to buy it, you have to buy it quickly in the next two years. If you save enough money in the future, you may not even be able to buy a toilet.

The speed of saving money cannot keep up with the speed of house price increase.Uncle Guan, in a situation like yours and Uncle Fang’s, wouldn’t it be possible to mortgage the courtyard house?

Then can’t the money obtained after the mortgage be used to buy a house?The rent from renting out the house can be used to repay the mortgage, and even the interest can be covered by the rent.

You don’t have to spend money from outside the home, and the real estate can quickly increase in value. Such good market conditions are rare in a century.

In this way, we only pay the initial house payment, can't we develop it on a rolling basis?If you make up your mind to invest in real estate, you can snowball into buying a house and getting a mortgage.

Isn’t it possible to withdraw cash and buy multiple properties in the short term?Banks should allow this! "

Director Guan slapped his head and said, "You see, I am getting more and more confused as I get older. Every day when I work, I think about how to find loan customers with safe repayments. Why didn't I think of Chen Hong's idea?

Lao Fang, look at the house we bought years ago. In just six months, the price has increased by 3000 yuan per square meter.Now our houses have increased in value by over a million.

This is something I never thought of before. Such a high rate of return is indeed suitable for office workers like us.

It will not violate national policies, and the income will be extremely high, and it is safe and secure!If it doesn't work, let's take out a mortgage loan, and let each of us take one of Lao Yang's properties.

These properties of his are all high-quality properties. They can be rented or resold in the future. They are all in good locations that cannot be bought on the market now. "

After Chen Hong's instigation, the two state workers who were originally working peacefully also became a real estate speculator group along with Chen Hong.

Now, Guan Fang and Chen Hong analyzed the pros and cons of the properties and shops they wanted to buy in detail.

They first comprehensively sorted out all the information about the property.Chen Hong took out a notebook and listened to their introduction.

Check the boxes in the book and pass if you enter the courtyard house five times!You can’t live in it after buying it, it’s not easy to rent out, it’s too high-profile, and it takes up too much money.

The second entrance to the quadrangle is in a location that is convenient for vehicles to enter and exit, both locations are acceptable, check the box!

There is a fully equipped location around the villa. You can choose one. I haven’t bought a villa in Beijing yet, so check the box!

If the layout of the large flat floor is reasonable, you can also buy a set, check the box!

The specifics will depend on the choices of Guan Chu and Fang Yitong. If there is a conflict, their needs will be the main factor, and I don’t have to buy it this time.

For shops, you have to pass through Qianmen Street, Dashilan Street, and Wangfujing Back Street!

Although Chen Hong was very excited, these prime locations had only been owned by powerful and well-established families in Beijing since ancient times, so he, an outsider, would not interfere with them.

You can consider buying the shops in large commercial buildings in Xidan, Sanlitun and Chaoyang and check the boxes!

These shops located in large commercial buildings are relatively small in size and target mostly ordinary people.

If you rent it out in the future, the rent will be higher and the vacancy rate will be smaller, which is most suitable for rent-collecting householders like yourself.

Buying a shop is different from a house. The biggest problem here is how to clearly separate the lease contracts of the existing tenants in the shop from the original owners.

Otherwise, if you pay for the shop yourself, the rent for many years to come will be taken away by the original owner. If you can neither receive rent nor change tenants, you will be in a big hole.

The three people carefully selected the tax issues and tenant issues of real estate shops, and basically identified several properties they wanted to buy.

It's too late today. I have to conduct an on-site inspection tomorrow to see if the surrounding environment and layout of the house are reasonable before I can actually buy it.

It was already six o'clock in the evening after the discussion. Chen Hong treated her to a nearby time-honored restaurant and had a quick dinner.

After the meal, Director Guan and Fang Yitong did not forget to take their things. They followed Chen Hong back to the courtyard and took their own gifts home.

When they go back tonight, they still have to discuss mortgage loans and real estate purchases with their families. Time is still very tight, and they will come up with a charter tonight.

Tomorrow there will be an official on-site house viewing and house selection. The decision to purchase a house with millions of dollars is not something they can make alone.

After seeing off Director Guan and Fang Yitong, Chen Hong slept in the bedroom of the west wing at night.

Fortunately, she kept a set of bedding she bought in Shanghai in the space, otherwise she would have to go to the mall to buy bedding.

After running around for two days, Chen Hong also felt bloated and exhausted. She only called her sister in the evening and informed her of her trip to Beijing to buy a house. She could not go to her sister's house until she finished her work.

Maybe there are too many things to worry about and consider these days, and Chen Hong's brain is a bit overloaded.After washing up and doing yoga in the evening, Chen Hong went to bed to rest without even entering the space.

That night, Chen Hong slept very soundly.A dreamless night until dawn.When Chen Hong got up in the morning, she felt that her mind was particularly relaxed and her energy was much better.

It seems that the courtyard is the most suitable for people to live in. It is much more comfortable than the old bungalow!

No wonder everyone says that Beijing’s courtyard houses are grounded. It seems that after sleeping here for a night, the earth’s energy has been absorbed into her body’s internal organs!

Chen Hongshen thought to himself!

At 06:30 in the morning, Chen Hong received calls from Director Guan and Fang Yitong respectively. They had already discussed with their families that each family would purchase two sets of shops today.

Chen Hong was secretly stunned. It seemed that she was not the only one who kept a low profile.Yesterday they said they had no money and the loan had not been paid off. Today the two families were able to buy two properties.

The family's reserves are also very abundant. The eldest brother, not to mention the second child, has greatly damaged the consciences of Director Guan and Fang Yitong.

Yesterday they hinted that they were hiding their income?She was so scared that her little heart trembled. It seemed that they were also the same people as herself.

They were doing the same thing as themselves, didn't they also not disclose their financial status to themselves?

Chen Hong chuckled. Instead of being angry, she secretly breathed a sigh of relief. Now she no longer felt guilty about hiding their wealth and having a huge sum of money. Everyone was even!

Early in the morning, I felt particularly relaxed.After washing up, I went to a breakfast shop not far from the entrance of the alley and bought breakfast to take home. The breakfast shop Chen Hong chose was said to be a time-honored one.

Chen Hong has never tried Beijing’s traditional street breakfast snacks.This time I have the opportunity to visit the store and try the taste in person!

I remember an Internet celebrity in a previous life said that the soy juice in Beijing was very unpleasant to drink, fermented and sour, and smelled like swill.

Most outsiders can't stand it, only old Beijingers will regard it as a delicious wine.

There are still very important things to do today, and Chen Hong doesn't dare to test the poison at such a critical moment.

If you have gastrointestinal discomfort after drinking soy juice and have a stomachache, it will really delay things.