Time travel, sell Tang poems at the beginning

Chapter 195 Banknote Press Conference

St. Ann's three years.

October thirteenth.

It is suitable for traveling, breaking ground and opening a business, everything is suitable.

Early this morning, the weather in Fengyang City was sunny and cloudless, and Chaotianmen Street, where Dayan Bank was located, gathered countless Fengyang people who came to watch the excitement.

A high platform was set up in the open space outside the gate of Dayan Bank. There were many tables and chairs on the high platform, and a banner was hung on it, which read the Dayan Bank Note Press Conference in nine large red characters.

Under the high platform, Yu Qiang and his imperial guards were maintaining order at the scene. Reporters from the Public Opinion Department, led by Zuo Yumeng, conducted interviews with the people at the scene.

Ever since Lin Feng created Fengyang Daily, and then Huangfu Gongcheng decreed the establishment of the Public Opinion Department, reporter interviews have long been accepted by the people of Fengyang.

"Excuse me, uncle, what do you think of the banknotes that are about to be issued by Dayan Bank? Will you exchange your own money for banknotes?"

Facing Zuo Yumeng's interview, the middle-aged businessman behaved very calmly and calmly.

"I am looking forward to banknotes very much. The denominations of banknotes are small, unlike banknotes, which have a minimum denomination of 100 taels. Apart from buying goods from other places, they are not used at all when going out to eat and buy things. I also have to carry a heavy amount of money. It is very It’s inconvenient, now that there are banknotes issued by the imperial court, I naturally have to exchange them.”

"I would like to ask this old man, will you deposit the money you have worked hard to earn all your life to Dayan Bank?"

Seeing a reporter interviewing him, the old man showed a happy smile on his face, "Young reporter, your Majesty ordered Dayan Bank to be founded by the Marquis of Jiangling himself. Saving money will also earn you interest. I don't want to miss such a good thing."

……

Time soon came to Chenshi, and officials from the Commercial and Taxation Department, led by Deputy Secretary Hu Xin, came to sit on the high platform. Then representatives of the four major families, Xiao Zheng, Lu Chang, Su Ming, and Shangguan Yunhe, also appeared on the high platform. Finally, Lin Feng led Lu Qiuya and Huangfu Yunyun slowly towards the high platform.

Huangfu Yunyun's confinement period had just ended, and she couldn't wait to leave the palace and came to Lin's Mansion. When she learned that Lin Feng was going to hold a press conference for Dayan Banknotes, she immediately showed interest and insisted on attending, but Lin Feng had no choice but to marry her and Lu Qiuya took it with him.

As for the four Xiao Zhengs, Lin Feng specially invited them to watch the ceremony. Lin Feng wanted to let them see the strength of Dayan Qian, so that the four major families could agree to cooperate as soon as possible.

Lin Feng appeared with the two princesses, and the scene immediately became lively.

"Everyone in Fengyang City, please be quiet."

Lin Feng shouted, and the scene gradually became quiet.

"I, Lin Feng, the Director of the Department of Commercial and Taxation, have been ordered by His Majesty to establish Dayan Bank and issue banknotes. I am holding a press conference here today to explain to everyone some things about Dayan Bank and Dayan banknotes."

"First, saving money earns interest."

"If you deposit your money at Dayan Bank, not only will the bank not charge you a storage fee, but it will also give you a certain amount of interest."

"When you deposit your money at Dayan Bank, the bank will give you a passbook. The passbook will clearly state the time, amount, method, and interest rate of your deposit."

"There are two ways to save money: current and fixed deposits. The interest rate for current deposits is low, but you can withdraw the money from the bank at any time."

"The interest rate for regular deposits is high, but you can't withdraw the money before the agreed period. If you must withdraw it, the interest on your deposit will only be calculated based on the current period."

"Deposits and fixed-term deposits each have their own advantages and disadvantages. You can choose freely according to your own circumstances."

"Also, the larger the amount of money deposited, the higher the interest rate. You can ask the staff at the bank for the specific amount."

"Second, loan interest rates are low."

"The loan interest rate of Dayan Bank is between 2% and 5%. The specific amount depends on the amount of your loan, your ability to repay, the purpose of the loan, etc."

"In addition, the loan needs to use your property as collateral, such as land deeds, shops, and houses. The bank will give you a loan based on the value of your mortgaged property."

"The longer the loan period, the higher the corresponding interest rate. After the repayment is due, the bank will return your mortgaged property to you. If the payment is not due, the bank has the right to confiscate your mortgaged property."

"Your Majesty loves the people as his own children. If any of our Dayan citizens are in urgent need of money due to sudden changes in their families, they can explain the situation to the bank. After the bank confirms that it is correct, they can obtain interest-free loans. The specific amount will depend on the actual situation."

As soon as Lin Feng said these words, the Fengyang people at the scene were very moved. Many people knelt down in public and saluted in the direction of the palace.

All the officials on the high platform also stood up and bowed their hands respectfully in the direction of the palace, "Your Majesty is merciful, and all people are lucky!"

"Your Majesty is merciful, and all people are blessed!"

Everyone at the scene bowed in the direction of the palace.

"Ahei! Ahei! Ahei!"

At the same time, Huangfu Gongcheng, who was reviewing the memorial in Wende Hall, suddenly sneezed three times.

"Third, Dayan banknotes."

"Dayan banknotes were designed jointly by Deputy Secretary Hu and I. They are the first set of official banknotes of Dayan designated by His Majesty. They represent the majesty of His Majesty and the imperial court. No one may reject them or copy them. Once discovered, it will be used as a treason." Punish the crime."

"The paper and ink of Dayan banknotes are specially made. The banknotes will not break when soaked in water and the ink will not scatter. They can be used as usual after drying."

"Dayan banknotes can be exchanged for silver at any time. With the guarantee of His Majesty and the imperial court, everyone can use them with confidence. Now it's time for everyone to ask questions. If you have any questions, you can ask them now and I will answer them for you."

After Lin Feng finished speaking, he made an invitation gesture to everyone in the audience.

"Excuse me, Mr. Lin, what should I do if I accidentally break the banknotes?"

Lin Feng smiled and said, "Don't worry, everyone, the paper used to print banknotes is specially made and is tough and not easily damaged. If it is really damaged, you can take it to the bank and replace it with a new one."

"If only part of the banknote is left after it is damaged, you can take it to the bank. If the remaining part is more than half of the banknote, the bank can refund half of the face value of the banknote to you. If the remaining part is less than half, it is useless. The bank will take it back and destroy it.”

"Master Lin, what should I do if I accidentally receive counterfeit money?"

"After receiving counterfeit currency, you must immediately hand it over to the bank and actively cooperate with the investigation of the Mirror Appraisal Department. Anyone who intentionally holds and uses counterfeit currency is guilty of the same crime as the counterfeiter. Those who cooperate with meritorious service will be rewarded."

Next, Lin Feng answered a few more questions, and then the final part of the press conference came.

"Everyone, in order to ensure the interests of the depositors, Your Majesty has specially taken out 10 million taels of silver from the royal private treasury as the start-up capital of Dayan Bank."

As soon as Lin Feng finished speaking, Miyahara led the imperial guardsmen and escorted more than 20 trucks towards the high platform, and the people along the way moved out of the way.

The carriage stopped under the high platform, and then the guards of the Royal Forest Army moved a hundred large wooden boxes from the carriage. These boxes were neatly placed in front of everyone.

"Everyone, each of these big wooden boxes contains one hundred thousand taels of silver. One hundred of them is exactly ten million taels. Open the wooden boxes and let everyone see with your own eyes."

"Yes, my lord!"

"Boom bang bang..."

All the wooden boxes were opened, and a total of ten million taels of silver appeared in front of everyone. The last concern everyone had about Dayan Bank disappeared instantly.

"I declare that the banknote press conference of Dayan Bank has been successfully concluded and Dayan Bank has officially begun business!"

"Clap clap clap..."

Lin Feng took the lead in applauding, and the scene immediately burst into warm applause. The applause resounded through the sky and lasted for a long time.

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