Let you be a great man, not a scumbag

"He is usually so low-key, and he doesn't look like someone with a special status."

"Hmph, I told you a long time ago. You can't just judge people by their appearance. The power he showed in the mining area is enough to prove that Jiang Jianming should belong to the second situation. He has a special identity and can even use the power of Kyoto. , So this time, things are really troublesome, and our connections in Chengdu are not something we can resist. "

Seeing the serious look on his father-in-law's face, Qin Cheng felt uneasy: "Dad, you are a well-known figure in Chengdu after all. As long as our company's bank loans are solved, the company can still survive the difficulties..."

"It's not that I don't want to help you, I'm afraid this time..."

After speaking, he took out his mobile phone and dialed the number of the manager of the CCB branch.

After the phone rang a few times, it was connected.

"Manager Li, good evening. I'm sorry to disturb you so late."

There was silence on the other end of the phone for a few seconds, and then he said: "Mr. Chen, good evening. I'm calling you so late to ask about your son-in-law's company, right?"

Mr. Chen's phone was playing on the loudspeaker, so when he saw the other party, he got straight to the point.

Several people in the living room held their breath and listened nervously.

"Yes, hey, I'm an old man. I have no choice but to show off my old face for the sake of my children. Can their company's loan be..."

Before Mr. Chen finished speaking, the person on the other end of the phone spoke first: "Mr. Chen, we have been working together for many years, so I will tell you straightforwardly. You'd better not let this matter go. Intervened."

Seeing Manager Li's firm tone, everyone's hearts sank.

"Manager Li, look at our friendship for so many years, can't you be accommodating? My son-in-law's company is also an old customer of your bank. It has never defaulted on a loan. This time it is just a small difficulty. As long as your bank can Give them a little support and they will get through this and will continue to work with you in the future.”

"Mr. Chen, you also know that our bank also has regulations and procedures. I cannot have the final say alone. Their company's loan application has been rejected by the higher authorities, saying that it does not meet our bank's loan conditions. I There is no way." Manager Li said.

"Doesn't meet the conditions? How could it be? My son-in-law's company is obviously a formal company. It has a business license, a tax registration certificate, financial statements, and collateral. It can't possibly not meet the conditions? Is there something wrong with it? We will definitely rectify the problem.”

"Mr. Chen, I don't mean to deliberately make things difficult for them. Our bank's loan conditions are formulated in accordance with national laws and regulations and our bank's internal regulations. They are not specific to a certain company. Your company's loan application was rejected because Your company's financial situation is not good, the debt ratio is too high, and the repayment ability is insufficient. Our bank also wants to ensure the safety of our funds and cannot take risks in lending to you," Manager Li said pretentiously.

"Poor financial condition? Excessive debt ratio? Insufficient repayment ability? This should not be the case. My son-in-law's company is profitable every year, and the profits are quite considerable. Logically speaking, this should not be the reason for the credit card loan. .""

"Mr. Chen, our bank's assessment is based on your company's financial statements and market conditions. It is objective and fair. Although your company's profits are good, your debt ratio is also very high. Your accounts receivable and inventory Too much, and your cash flow is also very tight. There are indeed some problems with your repayment ability. This is not something I can decide alone. This is the professional opinion of our bank." Manager Li said again.

"Manager Li, let's stop talking about these things. I really want to ask you to give me some face. My son-in-law's company needs this loan to tide over the difficulties, otherwise they will go bankrupt."

"Mr. Chen, I understand your feelings very well, and I want to help you. But I really have no choice. Our bank also has bottom lines and principles, and we cannot violate our regulations and procedures just for the sake of one person's face. If I If I do this, I will also be punished," Manager Li said.

"Mr. Chen, this matter is beyond my ability. I suggest you try another bank or financial institution. Maybe they will have different views and policies." Manager Li said.

Seeing Manager Li doing Tai Chi repeatedly, the father-in-law said helplessly: "Since your CCB card loan, other banks have been like you and refused to give him loans. I know they are following your CCB's footsteps, so Your bank is our last hope, can’t you help me?”

The other end of the phone sighed and said helplessly: "Mr. Chen, our China Construction Bank is also trying to win over Jiangtai Group recently. You should have heard the news that they have started to contract mining areas. Jiangtai is about to transform, and its scale will definitely increase by then. Expanded. And have you ever wondered why even the largest construction companies followed them after they released the news? "They are trying to gain connections."

When Mr. Chen heard this, his heart became even more bitter. He didn't know the strength and influence of Jiangtai Group, but he had no way out now.

"Manager Li, is there really nothing we can do? After your CCB loan, other banks will no longer lend to him. If I don't care about the billion-dollar gap in real estate, he will really go bankrupt. Mr. Chen said bitterly.

"Mr. Chen, this is why I told you to stop taking care of it. It's only Qin Cheng's company that's stuck now. If you intervene, if your company's bank loan is also stuck, there's really no room for turning around. Yes." Manager Li said.

Mr. Chen's heart sank after hearing this. He knew that Manager Li was right, but he really couldn't bear to see his son-in-law go bankrupt like this.

After saying these words, the faces of the four people present turned pale. Qin Cheng felt as if all his strength had been drained from his body, and his eyes began to become dull.

"Manager Li, thank you for your reminder. Finally, I would like to ask, do you know the background of Jiang Tai's boss?" The father-in-law's voice was trembling.

"Mr. Chen, I don't know about this, but I heard that Jiang Tai's boss seemed to want to remind people in his circle that he only had such a precious son in his family, and no one could touch him, so he did it. Such a big movement, based on our friendship, I just remind you, I hope you can hold back, guard yourself, and don't take action, maybe your company can survive this crisis safely." Manager Li's tone was serious.

"What about Qin Cheng?" Mr. Chen's voice was filled with helplessness.

"It's not shameful to admit defeat and bow your head. What about real estate? Unless Qin Cheng is clean and can withstand the investigation, it's better not to confront him head-on." Manager Li's tone was firm.