Urban Life: Our Youth

"Mom, don't worry, my classmate is absolutely reliable." Zhou Youcai said.

“How come you see?”

"We often eat together."

"Does it mean that we have a good relationship if we often eat together? So, which of you pays more?"

"Of course I'm footing the bill. He's in trouble right now. How can he care about everything when his classmates are together?"

"Although our family's economic conditions may be slightly better than those of ordinary families, your father and I started from scratch, saved money and saved money, and accumulated it bit by bit. Now I am so tired that I have problems all over my body. . You often have leg pain and back pain. You will have a lot of money to spend in the future. How can you waste it? It’s okay for you to pay more than once when your classmates eat together, but if you pay the bill every time, like this I just don’t have enough classmates, so from now on, I don’t need to go to school anymore.” Zhou Youcai’s mother said.

"I think he's a pretty good person."

"Evaluating a person is not based on what he says, but what he does. Judging from what he said, it is not good enough at all. He said he would not take a penny, but asked you to invest 100 million by yourself. , after making money, you still have to give him half of it, is this what you mean?”

"yes.

"How can there be such a good thing in the world?"

"But, Mom, you can't say that. Without his help, I wouldn't be able to complete this project. Besides, he has to spend money to manage and maintain all aspects of the relationship."

"I understand this. For example, if you spend money to treat someone to a meal, how much they ate will be reported based on the invoice, half per person, rather than just being confused. Besides, what if the 100 million is lost? He Should I bear half of the responsibility again?”

"Mom, this is a money-making project, how can it lose money? Don't always think about things in a bad direction, okay?" Zhou Youcai said.

"As long as there is investment, there will be risks. No project is guaranteed to make money. What's more, the foreign financial crisis in the past two years has affected the country, all walks of life are in recession, and real estate is not as easy to do as it was before. If the developer's house If you can't sell it, then when will you get back the money you invested? What if the building fails?"

"It's unfinished? How could such a big developer be unfinished? How could it owe us this little money?" Zhou Youcai said.

"If the house is easy to sell, and the developer can collect funds quickly and make money, I don't think they will spare your money." His mother paused, "Which developer are you talking about?"

"He said it was a listed company called Wanliyou Real Estate Company."

"Wanliyou?"

"Yes."

"I've never heard of it. Old people often say that taking chances is a fool's errand. Pies in the sky won't fall. It's better not to invest."

"Mom, I finally got this opportunity, how could I miss it? No matter when the time comes, you have to give me a chance. I am no longer a child."

"If you want to invest, firstly, you have to find out the details and conduct a risk assessment; secondly, make money by yourself, and then invest again after making money; thirdly, discuss it with your dad, he has done business After so many years, I have more experience.”

"Don't tell my dad about this. He always objects when I say I want to do something. He always thinks that I am just a child. This won't work, and that won't work. It seems that the only business in the world is the electrical appliance business. Other than that, Besides, there is no other business left," Zhou Youcai said.

"Although your dad is a bit conservative in business, he is very stable. Over the years, he has accumulated a lot of old customers and mastered some core technologies, such as the assembly of transformer meter boxes. The circuits inside are very complicated. Generally, No one can sell electrical appliances. Only your dad can. If people want to buy something, they have to come to our house. In addition, he has very high requirements for product quality and never makes inferior products. Some off-brand products have higher profits. A lot, but your dad is determined not to do anything, and will follow the route of small profits but quick turnover, so that there will be more repeat customers. Business must be maintained slowly, and wealth is not accumulated in a day. You want to eat a fat man in one bite, or you fantasize about being violent overnight Being rich often leads to failure," his mother said.

"Mom, you have to be a little adventurous. What is the profit rate of the electrical appliance business? It's only 10%-15%. But with my investment this time, the profit rate can reach more than 200%. What is the concept of that? 100 If I invest tens of thousands of dollars in electrical products with you, I can only earn 15 to [-] a year. If I invest it with you, I might double that. Can I still make it? Please believe me, I will definitely succeed this time. ." Zhou Youcai said.

"Let's do this, I'll give you 50, you go and try it." His mother heard that what he said made sense, and didn't want to dampen his confidence, so she gave him 50, "But let's make it clear. Yes, this is what I lent to you. You will have to pay it back in the future, so you must think carefully before investing."

"Okay, mom is the best to me." Zhou Youcai heard that 50 was not bad, and smiled happily.

"You are such a stupid boy. No matter how much money you make, you are busy here and there. In the end, it is not for you. Can your father and I bring the money to the soil in the future?"

"Don't worry, I will work hard and won't let you down." Zhou Youcai said with confidence.