My ex-girlfriend thought I was poor, so I made 100 million by betting on stones.
Chapter 1479 Interest Rate Negotiation
Yang Feng was frightened by being stared at, and asked, "What are you doing?"
"Hehe, Yang Feng, you are sure about drawing, right?"
Zhao Zhuwei looked at Yang Feng expectantly.
Yang Feng nodded, and then said: "You don't want me to help you draw it?"
"Yes, then you can help me draw the scene inside, just like a photo, so that it can be recorded."
Zhao Zhuwei said, "By the way, you can also help me draw a picture of my recent appearance, so that Xiaoxin can see me when the time comes."
"Why does this sound so weird..."
Yang Feng always felt that this was not like the communication process in modern society.
However, for Zhao Zhuwei and Xiong Kaixin, this seems to be the only way to communicate in a concrete way.
"Okay, let's talk about it later. Hurry up and cook. After dinner, I have to go out with your sister Xue. Someone wants to talk to us about the loan."
Yang Feng said, "By the way, if you two have nothing to do later, come with us. We can take you two out for a walk."
"Will there be a lot of delicious food?"
Lu Qingyu asked curiously.
Yang Feng was helpless and said, "When the deal is done, we can have someone pay for you."
"Hehe, it's okay. I heard from Sister Zhuwei. Anyway, you are very rich."
Lu Qingyu grinned.
Yang Feng's face darkened, and he said unhappily, "Why do you tell the truth?"
"That's right. You are a wealthy man now."
Zhao Zhuwei's smug expression.
These two girls are together, and it’s just right that they have found someone to play with.
However, Yang Feng also asked by the way and found out that Lu Qingyu would go back to Zhuge's house tomorrow.
After all, I just came out for fun this time and it’s impossible for me to stay outside for too long.
Yang Feng had originally planned to visit Zhuge's family recently, but he still had to sort out things in Jiangcheng first.
After finishing her meal in the evening, Murong Wan seemed to have something else to do and left.
Before Yang Feng could ask what was going on, the bank's vice president Luo Yang arrived in Jiangcheng.
Yang Feng made an appointment with him at a cafe near his home.
As it gets dark.
Yang Feng and a few others also walked into the cafe together.
In order to prevent Zhao Zhuwei and Lu Qingyu from causing trouble, Yang Feng asked the two of them to go to the snack street next door first.
He and Lin Xue walked into the coffee shop seriously.
Inside the coffee shop at this time.
Many people come here to relax in the evening, and this is the peak time.
At the window, Luo Yang was waiting patiently with his assistant.
After seeing Yang Feng and Lin Xue come in, he quickly stood up and said, "Mr. Yang, and... and Mr. Lin, hello."
He had done his homework in advance, so it was normal for him to know Yang Feng.
But I didn’t expect that Luo Yang actually recognized Lin Xue.
Lin Xue seemed a little surprised, but she still said politely, "Hello."
"Mr. Lin, your company had a loan before and we were responsible for reviewing it."
Luo Yang seemed to be able to see the surprise of the two people.
This is also the ability he gained after reaching this position to observe people's words and expressions.
It is certainly not an easy task for Luo Yang to get to this position in a big bank.
After a brief greeting.
Luo Yang took out the materials he had prepared long ago and said, "Mr. Yang, take a look. These are the details we decided on in our previous meeting."
This time, Huashui Bank had already studied many of the previous processes and details.
Yang Feng picked up the phone and took a look, then said, "Credit line..."
"Yes, this is the credit line for your investment company. Based on our total estimate, we can give you a loan of about 15 billion this time."
As soon as Luo Yang opened his mouth, the amount was already shocking enough.
Yang Feng smiled and said, "In other words, I can use this amount anytime?"
“Yes, as long as you let your company cooperate with the subsequent process, we guarantee that the review will be completed as quickly as possible, and then we can provide you with a credit line.”
Luo Yang promised.
The so-called corporate credit line is actually the same as the limit on a credit card.
Give your business a credit card with a limit of 15 billion, and you can withdraw money from it at any time.
This is very common in enterprises.
After all, not every company needs money immediately. When you don't need money, this part of the credit line will not generate interest. When you need money, this part of the money can be used for production or construction at any time.
Yang Feng looked at the specific details and finally saw the interest rate above.
He deliberately paused at this time, looking at the interest rate above but didn't say anything.
Lin Xue remained silent beside him.
But she could still see out of the corner of her eye that the interest rate was 2.25%.
This interest rate is not high, but it is not low either.
Luo Yang seemed to have guessed what Yang Feng was thinking, and said with a smile: "Mr. Yang, are you satisfied with this interest rate?"
“It seems a bit too high.”
Yang Feng answered calmly.
Luo Yang had already guessed that Yang Feng would say this, so he said, "This is actually a very reasonable interest rate that we discussed internally. However, out of respect for your high prestige, we can still discuss it."
In fact, Yang Feng realized it.
The document given by Luo Yang is not his bottom line.
And it is obvious that a slightly higher interest rate was deliberately set.
Of course, this interest rate is actually quite normal.
Yang Feng paused for a moment and said with a smile: "Well, I think I'll just think about this matter first. I'll consider it carefully."
He said with a smile.
Luo Yang's expression changed slightly, but he quickly said, "Why, Mr. Yang is not satisfied with this interest rate? How about you tell me an interest rate, and I will continue to discuss it with the board of directors and the president after I go back. I..."
"No need, this interest rate is actually very good, I just need to think about it."
Yang Feng answered calmly.
His words made Luo Yang even more panicked.
In fact, Luo Yang was not afraid of Yang Feng's bargaining.
What he feared most was that Yang Feng would not even offer the price.
This is not like selling vegetables in a vegetable market. After one customer leaves, there will be countless more.
Yang Feng is now their most important customer.
For banks, a large customer with no bad debt risk and willingness to take out loans is like a lifelong breadwinner.
Luo Yang immediately stopped him and said, "Mr. Yang, if you are not satisfied with the interest rate, I think you can take another look. In fact, this interest rate is customized based on general enterprises. However, for you, we know that your assets are very high-quality and have strong growth potential."
“Well, do you have other interest rates prepared?”
Yang Feng asked.
Luo Yang paused and glanced at his assistant.
The assistant seemed to be in a dilemma at this time and said, "President, it seems that the board of directors did not particularly agree with this interest rate before."
"Bring out the document I prepared myself."
Luo Yang deliberately emphasized the word.
This was deliberately telling Yang Feng that although the board of directors disagreed, he still specially prepared another interest rate.
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