Shenhao starts by binding his girlfriend

In the evening, Gu Li asked Huamei to drive to a nearby community, and then went to the nearby shopping mall to buy some things.

Carrying milk, fruits, and toys for the little guy Niu Kailin, the two entered the community directly and came to Lao Niu Niu's house.

Lao Niu had been happy for several days when he learned that they were coming to Jiangcheng.

Originally, I wanted to treat him to a meal out, but Gu Li said that he could just eat at home and don't be so polite.

As soon as he entered the community, Gu Li sent a message to Lao Niu, and then pulled Shen Linxi towards the building where the other party lived.

So, two minutes later, I met Lao Niu downstairs.

"Good old Gu, if you hadn't sent me a message, I wouldn't have known you were already here."

Seeing him, Lao Niu complained, "Didn't I tell you? Tell me earlier so that I can go pick you up."

Gu Li smiled and said, "Why are you and I so polite?"

"Then why are you carrying these things! You are just trying to be polite to me!"

Lao Niu was obviously very dissatisfied with Gu Li's shopping behavior. He laughed and cursed while taking the things, and then greeted Shen Linxi.

"Mr. Shen, welcome! Come on, call me uncle or aunt."

"Hello, uncle and auntie."

Hearing the little guy's voice, Gu Li also laughed, then took out the toy he bought and handed it over.

"Open it. Come on, this is a toy that your uncle and aunt bought you. I hope you like it."

"I like it, thank you uncle and aunt."

"Oh, you're so polite. Let's go and talk after we go in."

After some pleasantries, a few people came to Niu Jingye's house and met Lao Niu's wife Guqin. As for their parents and relatives, they were not there.

At this time, Gu Qin was busy in the kitchen, and then they exchanged greetings.

"The environment in your community is not bad."

Next, Gu Li curiously walked to the living room and looked at the community.

Niu Jingye shook his head: "It was good in the first few years, but it's a pity that it's a bit overcrowded now. After all, this is an absolutely urgently needed house..."

It turns out that this community is a house developed by a small developer. It was built in 2015. The largest building area is only about 80 square meters.

This apartment in Lao Niu is like this. It has a layout of three bedrooms and one living room, and the indoor usable area is only about 62 square meters.

Moreover, the elevator-to-door ratio is still three to eight. Now when there are more people, you have to wait for several minutes for the elevator every day when you go to work.

But things are getting better now. Lao Niu has taken out a loan to buy another improved house and will move there after the house is handed over next year.

It's well-decorated there, so you only need to buy furniture and appliances.

"It's not far from here. The total house payment is 268 million, and I took out a loan of 150 million. When the time comes, renting out this house, plus my wife and I's provident fund, can offset a total of more than yuan. .In that way, we only need to repay the loan of more than one thousand and less than two thousand every month.

Isn’t there still 200 million yuan invested in your company for financial management? We can still earn to yuan a year. Plus our salary, there is no problem in life at all. Maybe in a few years, you can pay off the loan one million in advance, and use the provident fund to offset the rest, then there will be no pressure. "

As the two chatted, Lao Niu also spoke openly.

But after hearing this, Gu Li was a little speechless and asked: "Lao Niu, you are a bit uninteresting. If you don't have enough money to buy a house, you can tell me. Lao Ya and I can do whatever we want. I'll lend it to you. What a hassle it would be to go and get a loan."

Hearing that this was not a scolding, Lao Niu was suddenly moved, but he still explained.

"Lao Gu, it's not that I don't have money to buy a house. After all, you helped me earn three to four million before. But my wife and I both have provident funds, which add up to two to three thousand a month. It's not useless to put it there, right? .

So I just thought of investing the 200 million in your company for financial management and taking out loans for the rest. After all, investing in your company will definitely protect your capital and earn at least % of your annual income, which is definitely a good deal. Besides, I don’t want to borrow money, that would make me feel uneasy. "

"Well... that's the truth! The loan interest provident fund is only a little over three points, so it's completely incomparable with the income of a little over ten points."

Hearing this, Gu Li also glanced at Lao Niu Gao, but he didn't expect that the other man had become a lot smarter in the past few years.

I guess it’s the result of being influenced by what I’ve heard and seen from everyone I’ve talked to.

After all, this guy Lao Ya invested a lot before, but he earned 40 million and achieved wealth and freedom in one step.

If he and Fatty had borrowed more money and invested more, they might have made tens of millions of profits now.

Of course, another thing is that this guy is just like him. The principle of life is that he doesn't like to owe people money. He always thinks that he won't borrow money if he can.

After all, if you borrow money from others, you always want to pay it back as soon as possible, and you are not so practical and still worried about others.

Put it this way, he and Lao Niu are really the same kind of people.

Fortunately, Lao Niu's situation seems to be pretty good, and there is absolutely nothing to say about the future.

Although they are not as rich as him, both husband and wife are in state-owned enterprises. Although the salary is not high, it is more stable.

In addition to the two million investment, the annual income is at least two to three hundred thousand. If salary and benefits are added, the annual income is five to six hundred thousand.

Tomorrow I will move to a 138-square-meter house with two floors and two rooms. This life can be said to be better than most people.

Moreover, Lao Niu is a down-to-earth and hard-working guy. He might even have a second child or something. When the time comes, he will have both children, and it will be impossible for him to live an unhappy life in the future.

Thinking of this, Gu Li felt very happy.

After all, he is his dormitory brother. If he can live a good and smooth life for the rest of his life, he can be considered contented.

Next, of course, there was a sumptuous dinner. Gu Li and Lao Niu also drank some wine and chatted happily all night.

At half past nine in the evening, I reluctantly left here and walked out of the community.

"Husband, I feel that Lao Niu's personality is quite similar to yours. Both are honest, capable, good-tempered, have their own principles of life, and don't like to trouble others."

Feeling the cold wind in the night, Shen Linxi tightened his collar and said with a smile.

So, Gu Li directly hugged the other party's slender waist and nodded with a smile: "Yes. That's why the relationship between the two of us in the dormitory is so good. We all have upright views and good personalities. So, even if we are not here after graduation, The relationship in this city is still so good."

"Yeah. Sometimes, I also envy you."

At this time, Shen Linxi also thought of his roommates in college, and felt a little regretful that their relationship was so-so.

In addition, we were too busy working separately after graduation, so we basically didn’t have much contact. In the past few years, we have become even stranger.

Of course Gu Li knew about Shen Linxi's situation and immediately smiled.

"There's nothing to be envious of. You don't have many friends, but good friends. If you have Hu Lin, that's fine. People have to be content, right?"

Hearing this, Shen Linxi thought for a while and nodded, but then she giggled.

Seeing this, Gu Li immediately asked: "Why are you laughing?"

"You also said that Hu Lin doesn't play with me much anymore. She said she doesn't want to eat dog food every day, and now she usually goes shopping with Gu Qiu."

Shen Linxi pouted, seeming to complain a little.

"Oh, this is an injustice to me."

Gu Li hurriedly explained, "It's just that she can't bear it. Besides, if she thinks she eats dog food at every party, she can find a boyfriend early and return the favor to us."

"Haha... As you said, finding a suitable one is not that easy."

Shen Linxi suddenly shook his head, seemingly worried about his best friend.

After all, that guy Meng Zhemao did hurt Hu Lin's heart, and he doesn't know if he has come out of it now.