I am Li Shen and Li Shimin, the free kings of the Tang Dynasty

This news can be said to have shocked the business community. Loans were actually very prosperous in the Tang Dynasty.

But according to Li Shen, it was not a loan at all, but a loan shark that sucked the blood of the people.

Lending during this period is called raising land, raising houses, borrowing money, lending money, lending interest money or interest money.

Just like modern times, there are also mortgage loans and credit loans.

In addition to wealthy businessmen, lenders also include royal family members and government agencies.

In addition to ordinary businessmen and people, officials are also one of the main targets for lending.

The government allocates funds to institutions at all levels to use profits to pay officials. This kind of capital is called public capital or rent capital, which is a legacy system of the Sui Dynasty.

This kind of business is called catching money, and the handling of this kind of affairs is called catching money.

Anyone who catches money is exempted from corvee service, and the government does not dare to impeach anyone who commits a crime.

There are also some officials who add private capital, and even some wealthy merchants who join important companies and rely on their official talents to pursue personal gains.

If you make money, it goes into your own pocket. If you default on the money and lose money, it will be settled in the public account. The government's income is not fixed, with profits approximately doubling every year.

Although the court had some control over interest rates, Li Shen knew that the officials and nobles below did not listen to the court at all.

Often the interest is compounded, and compound interest is added. In the end, the borrower cannot afford to repay, and either runs away or is forced to die.

Li Shen first heard from his people in Huangzhuang that the royal family used to lend money, and in the end a dozen members of the family were forced to death.

For no other reason than I couldn't afford to repay it, the interest would be compounded twelve times.

What shocked Li Shen the most was that if he died, he would ask for it from his descendants. If he had no descendants, he would ask for it from his relatives.

If there is no branch, the guarantor will be recruited. If the guarantor flees or dies, someone else will be found to take care of the day.

This can be said to be one person's debt, and all the people are responsible.

This is why the businessmen were shocked. Lending money is not a good thing, nor is it a good person. It left a very bad impression on the people.

King Ji had a good reputation in the business world. Although he was treacherous, he never bullied the people.

If he is so rich, why would he still do such evil things?

Even Li Shimin frowned when he heard about this. He had also heard about the evil things done by some nobles, but they were all nobles and they were trivial and innocuous.

But he was a little unhappy when his son did such a thing.

But the next announcement issued by the Datang Chamber of Commerce made everyone change their minds.

Datang First Chamber of Commerce offers loans with four terms: one month, three months, six months and one year.

The interest rate varies depending on the time, but the maximum is no more than 10% of the loan, and it will be repaid in one lump sum after maturity.

The maximum rate was only 10%, which surprised everyone. This interest rate was much less than other official and private loans.

Isn't King Ji doing a good deed?

Just when there was a commotion over the loan from the First Chamber of Commerce of the Tang Dynasty, Changsun Huan attended the second Jinhai gathering.

The location was the same as last time, but this time Changsun Huan went there by himself in a carriage.

When he arrived, there were already many people. Wang Hanwen and Liu Jinkui took the initiative to come over and say hello.

Entering the main hall, everyone was chatting and seemed very enthusiastic.

Soon the group leader Zhao Derong also arrived, and as always he brought various geishas.

"I've met Commander Zhao."

"Haha, hello everyone, Zhao is very happy that we are reunited again.

Today everyone is eating well and having fun as usual.

Soon it will be time for us to get rich again. Our wealth will increase, we will be admired by others, and we will enjoy a more prosperous life.

Birds have wings, people have aspirations, and if a person is determined, he will be invincible. "

"A bird has wings, a man has ambition, and if a man is determined, he will be invincible."

Birds have wings, people have aspirations, and if a person is determined, he will be invincible.

Changsun Huan knew that this was the slogan of their Jin Hai Tuan and a quote that inspired everyone.

So he shouted along with him this time. He felt that the more he shouted this slogan, the more passionate he became, and there seemed to be some kind of power in his body.

Soon the food and wine prepared by Zhao Derong were served, and the geishas began to perform various performances.

Everyone drank wine and enjoyed the singing and dancing. When they were happy, some people sang along with their voices, and some people went down and danced along with them.

Geishas have received professional training and are more than capable of accompanying these people to have fun.

Everyone was singing and laughing, which made Changsun Huan feel free, happy, and enthusiastic.

After more than an hour, everyone was tired of playing, and the group leader Zhao Derong retired and got ready to talk about business.

"Everyone, you should also know that this time you are here for a great opportunity."

Zhao Derong's words made everyone sit upright and listen carefully.

"The big opportunity this time is Ah Moxiang."

"Ah Mo Xiang?"

“Ah Mo Xiang!!!”

Everyone was in an uproar. This was a treasure-level item. The quantity was not very large, and most of them were brought into the palace as tributes.

The few that spread were in the hands of nobles, and some occasionally spread among the people, which were brought over by merchants from the Western Regions.

It can be said to be more expensive than gold.

Even Chang Sun Huan's eyes shone.

"Don't be excited, everyone. This opportunity is indeed Ah Moxiang. I have brought two samples. Please appreciate them first.

Zhao will talk to everyone in detail later. "

As Zhao Derong waved his hand, the servant behind him came forward with two boxes, opened them, and handed them to the members below.

Inside the box were two dark gray objects that looked a bit like stones. Someone touched them with their hands, but they did not have the texture of stones.

None of them had ever seen Ahmad Xiang, they had only heard about it.

"Mr. Zhangsun, you are well-informed, why don't you show everyone how good it is."

Zhao Derong looked at Changsun Huan and said.

Changsun Huan's family really has this, and there are quite a few of them. Most of them were gifts from the Queen.

He picked up a piece of incense and looked at it, and found that the texture and color were similar to his family's, and his family's products were all tributes.

So he thought the one in his hand should be good, so he nodded pretendingly and said:

"Well, the texture is fine and the color is right. This should be top-grade amo fragrance, which can compete with the tributes."

"Oh, Mr. Changsun is indeed knowledgeable."

"Yes, yes, the eldest grandson actually knows this. He is really well-informed."

There was another burst of praise from everyone, which greatly benefited Changsun Huan.

"Okay, let's get down to business. Everyone, Mr. Changsun said this is top quality, so I will tell you what this big opportunity is." Zhao Derong pressed his hands and continued.

"Zhao knew a big cannibal when he was young, and they also met him while running a boat. They have been together for more than ten years.

He sells many things to me, and I am selling them to Datang.

This time he called a lot of Amexiang and wanted to sell it to the nobles of the Tang Dynasty.

As usual, I told him to sell it to me and I could give him the Datang goods he wanted.

I have negotiated a price of two million guan for these amok incense, and the transaction place will be in Fuzhou.

I don’t know if any of you are willing to invest this time. "