The school beauty tortured me physically and mentally, and I was reborn as a licking dog and cut off
Chapter 241 Financial Empire
The executives of Aurora Fortune informed Zheng Yiping of this good news during their regular monthly meeting.
In a single-family building located in the CBD of City C, the air conditioner in the conference room on the 11th floor was blowing cold wind.
On the oval table, the high-grade Pu'er tea in everyone's tea cup is filled with the fragrance of tea.
Some people thought that the leather seats under their buttocks were not very comfortable, and they made a lot of noises by adjusting their positions over and over.
But this does not affect the enthusiasm of the general manager who is making a report.
"In the past month, due to the impact of high temperature weather, the data of our township business in Province C has rebounded significantly compared with last month."
"Moreover, as high temperatures intensify, rural farmers' financial needs will expand. They will need to spend more money to purchase pesticides, fertilizers, canal digging equipment, and water pumping equipment."
“As for this part of the money, banks with strict risk control cannot lend it to them, so they can only borrow it from us.”
"This is the best time for us to seize the rural market!"
Zheng Yiping listened carefully to the report and did not comment immediately.
The development of the situation was basically within his expectation.
Once upon a time, he was also one of those people who "faced the loess and turned their back to the sky". No one understood the meaning of the four words "depending on the sky to make a living" better than him.
When the general manager saw that Zheng Yiping was silent, he immediately said flatteringly: "Mr. Zheng, look, our newly launched product is called 'Fengshou Loan'? Ordinary people must want a good fortune!"
Zheng Yiping was noncommittal: "It doesn't matter what the name is, the key is to do the job well!"
He picked up the tea cup and took a sip, then asked casually: "Where are the detailed data on land rights mortgage and property mortgage?"
The general manager controlled the computer, and the data Zheng Yiping needed popped up on the big screen.
Rural lending definitely does not have the term 'credit', it is basically 'mortgage loan'.
Farmers have no money, but they have self-built houses, poultry and livestock, food income, orchards, and small workshops.
These things may not seem to be worth much, but they can generate stable income.
These stable earnings can be used to repay interest.
As for the principal, it is impossible to repay the principal.
Even if you want to pay off the principal plus interest, the people at Aurora Wealth will not let you succeed.
Zheng Yiping read the data and was quite satisfied with it.
He told everyone: "You must control the bad debt rate, and also make it clear to the branches below. If someone does not pay back the money, even if they act according to the contract, they should take over the house. If necessary, hire a few people to scare the monkeys. No need to talk about benevolence, justice and morality.”
"We have a contract in hand and are protected by the law. We are a just party. We must let the people below have the courage!"
The executives present had a tacit understanding among themselves.
They understood the meaning of Zheng Yiping's words.
The previous incident of "lawyers going to the countryside to popularize the law" was not a small matter, it made everyone panic, and Mr. Zheng was trying to reassure them.
Zheng Yiping lit a cigarette for himself. The fog enveloped him and was quickly blown away by the air-conditioned wind.
He said: "Find some time to invite the mayors, as well as the subordinate town mayors and county magistrates to dinner."
"Province C is a major agricultural province, and City C is the capital of Province C, so its economic conditions are good. Other than that, development in other places is slow."
"Slow development means less oil and water. If you don't feed these officials, how will the next work be planned?"
"We want to make money, and officials want performance. The two sides should join forces."
"Go ahead and do it with confidence. If something goes wrong, someone will take care of it for you!"
Most of the people present were Zheng Yiping's own people. He said this without fear of being leaked by the leaders of the company.
When Aurora Wealth was established, the company's development plan was already determined.
Province C is one of the largest rural clusters in the country, with a rural population of more than 4 million.
Since City C is its provincial capital, it is responsible for its appearance. Therefore, the urbanization process has accelerated, and its prosperity can also catch up with the second-tier cities in the country.
Other cities still retain relatively backward farming life.
4 million farmers, what is the concept? If you squeeze one dollar from these people every day, you can earn 4 million every day!
Zheng Yiping cannot let go of such a huge market!
In Zheng Yiping's view, making money from poor people is the easiest.
Because the resistance of the poor is almost negligible.
And their ability to resist risks is almost zero. A serious illness or heavy rain can bankrupt a family.
The poorer the people, the more backward their thoughts and knowledge are, the more short-sighted they are, and the more they desire a prosperous life. Some people also like face, and are easily manipulated and brainwashed.
If you give them something sweet, they will be fooled immediately.
Although the orchards, small workshops, chickens, ducks and geese of farmers are not worth much, they can generate stable income.
As long as they are loaned a sum of money and cannot afford to repay it through interest compounding, then these helpless poor people will have to pay off their debts throughout their lives.
Of course, this is just the first level of gameplay.
The second level is to accurately target some rich farmers, or self-employed people who have a little fame, or entrepreneurs who have no deep foundation and have a lot of money.
These people will contract minerals, fish ponds, and industries of a certain scale.
Through the 'routine loan' model, it is completely possible to capture the industries of these people.
If you sell the property you have seized, you will get a lot of money.
Similar to what happened to Han Daoren's son, all the public prosecutors and judicial institutions fell, the victims had no way to redress their grievances, and the beneficiaries made a fortune.
The third level of gameplay is to further subvert the political system of towns, cities and counties, train village chiefs, village officials, and village party secretaries, and gradually support their own people to enter municipal units and even provincial units, and build a complete set of ecological protection umbrellas.
Really make it possible for the poor to have no place to complain about their grievances.
The 'loan sharking' business is only one part of Zheng Yiping's financial empire.
His basic base is still based on the P2P platform.
The money collected from farmers at the bottom can just make up for the high interest paid by investors on the company's P2P platform.
As long as high profits are maintained, more people will inevitably deposit money into his platform.
Ordinary P2P is just a Ponzi scheme that demolishes the east wall to repair the west wall.
It uses an interest rate of 36% to attract customers to deposit money into its platform, and then uses the money of new customers to subsidize the interest of old customers. It is a fund-raising scam.
Zheng Yiping's P2P has enabled a new model and new gameplay, and it can really achieve an annualized interest rate of 36%.
Those who were sacrificed were just the poor people in the countryside.
But it can nourish and grow a financial empire unprecedented in Chinese history!
Zheng Yiping attaches great importance to the business in City C.
It is related to the circulation of the entire industrial chain.
Therefore, he did not hesitate to leave City D, build a wealth building in City C, and take command personally!
It's a pity that some people are having trouble with him, and some are maliciously destroying his industrial layout!
But God seemed to be on his side.
For example, a group of lawyers went to the countryside to popularize the law and raised the awareness of prevention among many farmers.
But the unusually hot weather brought everything back to its original shape!
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