Reborn in 2009, earn 500 million first
Chapter 408 How about online loans?
After the pilot waited for Wu Feng and the others to fasten their seat belts, they started to launch the engine and immediately ascended.
There was no push-back feeling like a passenger plane, but it flew up very smoothly, and then started flying in the direction of Jinling. Wu Feng didn't know those instruments, and he didn't know how the pilot identified the direction.
But when Wu Feng took out his mobile phone and opened Baidu Maps, he could still navigate.
"Third brother, have you got the money you earned tonight? Whose surname does your son have now?" Wu Feng asked curiously.
"What do you think? They have an internal problem. Someone wants to swallow the bet I placed. According to the rules, when they receive such a large bet, they should go to their superiors to place bets to reduce the risk. If they swallow a small amount, they will Swallowed.
This time, according to the rules, if I place such a big bet, and they want to transfer the risk, they should place % of the bet with the previous family, but this time their staff only placed %, and % of the money was lost in the middle. Twenty-fifths of them want to pocket it themselves.
As a result, my side won, and they had no money to compensate. The hole could not be plugged, and it cost million US dollars, which is almost billion yuan. Xiaofei was very busy with this matter. I don’t know how many have been eaten by moths! "The third brother explained.
"You didn't get a penny? Did you really give it to your son?" Wu Feng asked gossiping.
"What else can we do, but Xiaofei wants to cooperate with you and cheat the five major families' money again. How about it? Are you interested?" asked the third brother.
"I'm not that interested. If it happens again, will they think of us? Then we will also be implicated." Wu Feng expressed his worries.
"Don't be afraid. Don't worry, your sister-in-law's family is a loan shark. The interest chain involved behind it is too big. In fact, their family has long wanted to clear their name, but they can't help themselves and there is no good way to clear their name." The third brother said At this point he sighed.
Wu Feng's eyes suddenly lit up. In later generations, so many Internet companies were engaged in lending. Especially after credit reporting became compliant, Internet lending sprung up like mushrooms after a rain. There were many illegal ones, but many people knew that illegal ones could not pass the credit reporting. If you don't repay the loan, you won't be able to find him if you try to find him.
In the later stage, many small illegal loan companies could not survive for more than a month, and were grouped into bankruptcies as soon as they went online.
I heard that a college student took a loan from a small platform and went home to hide. The debt collectors could not enter the village. Later, the college student took the whole village to collect wool. Every family built small buildings and lived a comfortable life. Finally, the small loan The company went bankrupt and there was no need to pay it back.
Although Wu Feng had never touched these loans in his previous life, he sometimes regretted it when he thought about it. He did not get the benefits of those small loan companies that were not credit-worthy and non-compliant. When he realized it, those small loan companies were B.
"Third brother, I have a creative idea that can clear their name without offending anyone. The current network can also be used." Wu Feng said to third brother.
"What? Really? Do you really have a way?" The third brother became interested. He knew that Wu Feng had a quick mind, but he didn't expect that as soon as he mentioned it, Wu Feng would be able to think of a way to clear his name.
"Of course, but it depends on whether their network is strong or not. Are they related to the four major banks? Is it okay to get a license or something? There is also a bank credit report." Wu Feng asked.
"A lending company as big as theirs must be backed by a bank. Why do you need a credit check? Do you need a license?" Third Brother asked curiously.
"Yes, we can cooperate with Alipay to set up an online lending company, and then link it to the bank's credit report. The benefits will be in accordance with national standards. Hey, do you think it is feasible?" Wu Feng said his plan.
"Wonderful, what are you thinking? You can really have this, but it is difficult to obtain this qualification, right? You must give part of the profits to the bank." The third brother analyzed.
"That's for sure. You can't even eat this if you want to be alone. If this can be done, it will be a nationwide loan. By then, the daily profit will be estimated to be billions. It depends on whether you can swallow such a big cake. "
"Damn, it's really heart-warming to think about it, but I'll forget it and won't get involved. If my old man finds out, even if it's legal and compliant, I won't be able to escape a beating." The third brother quickly said The idea of participating on my own was rejected.
Wu Feng remembers that it would take 15 years for Alipay to have this function in later generations! And they still have conditions. Not everyone can open the loan, and they also need to have a certain Zhima credit score, and if they are overdue, they will be subject to a credit report.
But now there is a separate loan app, who would use it? The hype seems a bit unreliable. Can we ask them to cooperate with Alipay and banks now, and use Alipay's reputation to directly develop Jiebei in advance? Sister-in-law Yang and her family can also clear their name.
"Third brother, I think you should cooperate with Alipay and banks to develop a borrowing function that uses Sesame Credit scores. If you have high Sesame Credit scores and are adults, let them test the water first. If If the profit situation is very good, then we can lower the opening standards step by step." Wu Feng reminded.
"Well, your idea is very implementable, but if Alipay knew about this idea, would it steal it and not let you play with it? Then wouldn't it be worth the loss?" asked the third brother.
"Hey, third brother, Sister-in-law Yang's family is so powerful, and if you want to get Alipay, you will definitely not be able to avoid the bank. What is Sister-in-law afraid of?" Wu Feng didn't care.
If you say that there is no one at the top of a company that can grow loan sharking to such a large scale, it is totally unbelievable.
"I'll mention it to your sister-in-law then. I also think it's very maneuverable. This way, even if you are cleared, you don't need to worry about being caught all day long." The third brother was obviously still very happy.
And Wu Feng also saw that although the third brother and Yang Yunfei have been separated all year round, they still have a deep relationship, maybe because of their sons!
"Third brother, how old is your son?" Wu Feng asked curiously.
"What are you doing? Do you want to prepare a meeting gift for my son?" asked the third brother.
"Okay, it would be nice to recognize him as my godson when the time comes! Hahaha..." Wu Feng said jokingly.
"It's not bad for you to be his godfather. With a godfather as rich as you, my son will be secure for the rest of his life." The third brother joked.
"Holy shit, how old is your son? You have to teach him to lie flat at such a young age. People should still be a little bit pursuing! Otherwise, there is no difference between those people who smoke marijuana in your mouth. Once a person has nothing to do, he will be useless." Wu Feng said earnestly.
"I was just kidding. His surname is his mother's. My old man doesn't recognize this great-grandson, haha! He is a duplicitous old man." The third brother even scolded his grandfather at the end.
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