Rebirth in officialdom: crush enemies and reach the top

Chu Xian was stunned for a moment, and then replied, "Dean Chen is testing me! I have little knowledge and I have little knowledge, so I would like to ask Dean Chen for advice..."

"To be honest, I don't agree with that expert's view! Although many people now believe that housing prices are already very high and the development of real estate has reached its peak! But I think China's real estate industry still has at least 10 years of golden development!"

"The bubble economy era of Sakura Country is inconsistent with China's current national conditions, and there is no comparability at all!"

"Since the 1989s, Sakura Country has been experiencing signs of aging and low birthrates, and its fertility rate has continued to decline. In 1.57, the total fertility rate dropped to 1.57, which was called the " shock." It created a demographic crisis for Sakura Country society. Alarm bell! The population is growing negatively and is becoming less and less. Who will live in the houses that real estate continues to build? This is the most fundamental reason for the collapse of Sakura Country’s real estate! Because the incremental real estate market is gone, and the stock market is still decreasing. It would be strange if it doesn’t collapse!”

"In addition, when the Sakura Country real estate bubble occurred, the urbanization level had reached more than 75%! The main population of the country is concentrated in cities, and the houses built in the cities can fully meet the living needs of the people, thus supporting the continued development of real estate The internal logic no longer exists! And the prices of land and housing have been inflated, and the prices will eventually return to their value. The plummeting value of land and housing has become an inevitable trend!"

"And our country's population is still at a point of rapid growth, so much so that we have to implement the national policy of family planning to control the population, so there is no need to worry at the moment..."

Chu Xian, who has returned from rebirth, knows that in more than ten years, the country will relax the two-child or even three-child policy!

But for now, there is no problem with the population fertility rate.

Maybe I can write a proposal on population and present it to the relevant leaders, and take measures early to avoid the problem of continued low fertility rate in more than ten years.

"Although my country's urbanization rate has increased from 17% to 31% since the reform and opening up, it is still far lower than the level of developed countries! Therefore, as the urbanization process continues to advance, the demand for housing from rural residents entering the city The volume will continue to increase, and the real estate industry will also enter a golden development period of rapid growth!"

Chu Xian's words not only shocked Chen Ming and the other three deputy ministerial officials, but Su Qinghe also looked at Chu Xian in shock.

Chu Xian started with the population growth rate and urbanization rate to analyze the internal logic supporting the real estate industry.

Well-founded, thorough and convincing.

If these words came from Chen Ming's mouth, it would not be surprising.

Because the Academy of Social Sciences studies social sciences and economic development laws!

But Chu Xian is just a grassroots cadre who is nearly 23 years old. It is absolutely amazing that he can say these words!

"Talent, rare talent!"

Chen Ming was extremely excited. At that moment, he had really considered recruiting Chu Xian to work at the Academy of Social Sciences!

But he also understood that Mr. Su's family trained Chu Xian as his future successor.

Although the Academy of Social Sciences is good, it may not be the best stage for Chu Xian!

As the vice president of the Academy of Social Sciences, his understanding of the real estate industry is naturally much deeper and more profound than the average person!

He completely agrees with Chu Xian's point of view!

Real estate is currently in a period of vigorous development, and housing prices have also increased significantly.

But now is definitely not the end of the peak of the real estate industry, but the starting point of vigorous development!

At this moment, Chen Ming was moved to further examine Chu Xian's thoughts.

"Since you have determined that the real estate industry has prosperous development prospects, why do you set so many shackles and restrictions on the development of the real estate industry? At present, some comrades believe that real estate should be allowed to develop and give full play to the invisible hand of the market. It just plays a basic role in resource allocation, what do you think about this?"

“Developing real estate cannot rely solely on the invisible hand of the market…”

Chu Xian shook his head, "We must also rely on the invisible hand of macro-control to resolutely avoid problems in three aspects!"

"What three aspects of the problem?" Chen Ming asked.

"First, housing prices are allowed to rise, but excessive rise in housing prices must be restrained. Judging from the current actual situation, rising housing prices are an inevitable trend! Although rising housing prices can increase the government's fiscal taxes and corporate profits, it will aggravate the common people's The cost of buying a house! To control the increase in house prices is to make the people affordable to buy and live in houses! The development of real estate must strike a balance between government finance and taxation, corporate profits and improvement of people's livelihood, and the people cannot be allowed to bear the increase in house prices. All the pressure!”

"Second, monitor the debt situation of real estate companies, and banks will give corresponding credit ratings based on their debt situation. Companies with excessive debt ratios should reduce or issue large amounts of loans! The National Development and Reform Commission and other departments should also reject corporate bonds of high-debt real estate companies. The application requires that the China Securities Regulatory Commission, the Banking Regulatory Commission, the China Insurance Regulatory Commission and institutions scattered across the country should also monitor highly indebted companies to prevent them from illegally financing through financial leverage! Unless the company's cash flow is improved and the debt ratio is reduced to a reasonable value, the Lift the tightrope… to avoid financial and debt risks!”

Chu Xian, who came back from his later life, knew very well that many large real estate companies had experienced thunderstorms, causing heavy losses to the people.

When Chu Xian was reborn, he wanted to do something for the country and the people, and try to avoid that situation from happening!

"Third, cancel the pre-sale system. Houses can only be sold after they are completed! That is, only existing houses can be sold, and off-plan houses cannot be sold! To prevent developers from running away when the capital chain is broken! Ordinary people have spent money to pay the down payment, and each I pay my mortgage every month, but I won’t be able to live in the house I bought for the rest of my life!”

Chen Ming was completely shocked.

He has studied some of the three things Chu Xian just mentioned and has his own opinions.

Some of them he didn’t even consider!

I didn’t expect Chu Xian to have such in-depth research and analysis on real estate issues!

Chen Ming felt his voice tremble a little, "Chu Xian, how long will you stay in the capital?"

"I asked for five days' leave from the leader, and planned to go back immediately after visiting my grandpa, because the economic construction of Shuanglu County is also in a critical period now, and there are many things that need to be dealt with!"

"There's still enough time!"

Hearing what Chu Xian said, Chen Ming breathed a sigh of relief, "Can you formulate what you just said into a complete and detailed report? I will submit it to the relevant leaders of the Central Government! Because the real estate industry is too important and related to All aspects of the national economy and people’s livelihood! The problems you just pointed out are spot on, and the solutions you gave are also of great practical reference value. We must study and discuss them carefully!”