After time travel, I ate glutinous rice bran in ancient times
Chapter 649: Have I Broken the Law?
Hua Da was shocked when he heard this: "Hey, hey, I, I don't want to borrow anymore, I, I'm here to pay back the debt."
As he spoke, he looked at Wang Yugui: "Master Wang, look, this, this..."
"Uncle Hua, don't panic." Wang Yugui smiled and waved to Hua Da.
He took out the IOU from Hua Da and said loudly, "Master Xi, you really don't know how to live or die!"
"Let me ask you, is this how you lend money at high interest rates to villagers?"
"Humph, so what!" Xi Sibao interrupted and said proudly, "Our master is doing a good deed, otherwise, where can they find someone to borrow money from!"
Xi Laocai also said loudly: "Yes, this master is doing a good deed. What's wrong with loan sharking?"
"Breaking the law? The government didn't even say I broke the law, why are you yelling?"
Xi Laocai said, staring at Wang Yugui with his small eyes: "Hey, Mr. Wang, are you jealous of me for lending money?"
"Master, you are right. It's fine that this kid came to our Nancun to buy land."
"He probably wants to steal our loan business!" Xi Sibao echoed.
Wang Yugui laughed after hearing this: "You two, master and servant, are really good at talking nonsense!"
"I don't dare to rob you guys for this illegal collusion!"
"Master Wang, lending money at high interest rates doesn't seem to be against the law, right?" The village chief looked at Wang Yugui in confusion and said, "Why do you always say that they are breaking the law? I, I am confused!"
"Village chief, don't listen to his nonsense. The Dalong Law doesn't say that I have violated the law. He just wants to frame me and shirk his responsibility!" Xi Laocai said loudly.
Wang Yugui heard this and laughed: "Oh, Master Xi also knows about the "Da Long Law"!"
"Nonsense, I am a law-abiding citizen. Do you think you are the only city folks who know the law? You want to deceive me? Humph, you have found the wrong person!" Xi Laocai glared and said loudly
Wang Yugui smiled and nodded: "Very good, Master Xi, you are right. The Dalong Law does not clearly state that lending money at high interest rates is illegal."
After hearing this, Xi Laocai immediately said to the village chief proudly: "Village chief, you heard it, right? He also knows that the "Dalong Law" does not say that my usury is illegal. He just wants to default on his debt!"
"Master Xi, please don't get excited. I haven't finished speaking yet." Wang Yugui smiled.
Suddenly, he raised his voice and said loudly: "But, the emperor said!"
Everyone was stunned when they heard this. Xi Laocai frowned and narrowed his eyes: "Master Wang, what did you say?"
"I said, the emperor said that you are breaking the law by lending at high interest rates," Wang Yugui said loudly again.
As he spoke, he bowed with both hands towards the capital and said loudly: "The emperor is kind and loving, and loves the people like his own children. Two years ago, he issued a sacred decree: from now on, all debts will be accumulated year after year, but they will only be a profit, and they must not be accumulated endlessly!"
"According to the regulations, if you borrow one tael of silver, you are not allowed to compound the interest. No matter how long the loan is, the interest will be capped at double the amount, and compounding is not allowed."
Wang Yugui said, looking at Xi Laocai: "Hua Da borrowed one tael of silver from you. After one year, I will return you two taels of silver, which is double the amount."
"You still want him to pay back four taels of silver, Mr. Xi, you want to resist Yu!"
"Your Majesty, did your Majesty say that?" Xi Laocai was a little confused.
Wang Yugui shouted loudly: "Of course, the emperor's order is no joke. Even if I have ten courages, I dare not say anything nonsense!"
As he said this, he took out the imperial edict he had copied from the government office and handed it to the village chief: "Village chief, look, this is the imperial edict that is on file in the government office! You should know this, right?
"Ah..." The village chief was a little panicked when he heard Wang Yugui mention the imperial edict.
At this moment, seeing Wang Yugui handing it to him, he hurriedly took it and looked at it: "Oh, Master Wang, now that you mention it, I remember it!"
"Two years ago, an official document did arrive at the government office, conveying an imperial edict."
"Yes, that's right. The emperor is kind and loving, and he loves his people like his own children, but he doesn't allow compound interest!"
"Ah, village chief, why do you say that? I, why don't I remember the emperor dealing with usury again?" Xi Laocai frowned and looked at Wang Yugui and the village chief with suspicion.
Then he said, "Village chief, don't be fooled by this prince!"
"Oh, yes, Village Chief, didn't you also lend money at high interest rates?" Xi Sibao chimed in.
The village chief was furious when he heard this. He glared at Xi Sibao and shouted, "Xi Sibao, what the hell are you talking about!"
"When have I ever lent money at such a high interest rate? Don't bite me like a mad dog."
"Be careful or I'll knock all your dog teeth out!"
"The money I put in didn't violate the imperial decree. At most, it doubled. I'm not as black-hearted as you!"
"Hey, village chief, how can you talk like that? How could I be so black-hearted?" Xi Laocai was unhappy when he heard this.
Wang Yugui hurriedly said, "Village Chief, calm down, calm down. God is watching us! Let's talk about the issues and reason!"
Then he said to Xi Laocai: "Master Xi, I brought Hua Da here today with the sincere intention of paying back the debt."
"Hua Da has also taken out two taels of silver. The village chief can testify to this. We are here to pay the debt."
"If you don't want to accept it and want to extort money from Hua Da, you can ask him to pay back four taels of silver."
"Then let's go to the government office and talk. You don't have to doubt this or that anymore."
"When you get to the court, the magistrate will tell you what the imperial edict is!"
As he said this, he sneered: "To tell you the truth, I got to know the situation clearly from the government office before I came here!"
After hearing this, Xi Laocai frowned, narrowed his eyes, and his mind worked quickly: Judging from the tone of this kid surnamed Wang, he came prepared!
This guy seems to be eager for me to go to the government office to sue him? What should I do?
Just agree to it, and you'll save two taels of silver in interest, and that old guy Hua Da will get a free advantage!
If I don't agree, I'll have to go to the city to sue. But, although I know one or two people in the yamen, I can't even talk to the county magistrate!
If the emperor really said that, I would definitely not win this lawsuit, and I might even get beaten.
I heard that County Magistrate Hai is not someone you will mess with. If I make an appointment with him, will he use me as an example to scare others and investigate my loan sharking accounts?
Oh no, it will be troublesome if the government officials come to my house to check the accounts!
If I lose the lawsuit, how can I continue to lend money at high interest rates in Nancun?
Damn it, forget it, I might as well just agree to it first and find a chance to make it up to him later.
Just as Xi Laocai was thinking about it, Xi Sibao could no longer hold back and shouted fiercely, "Master, you don't have to be afraid of him. Damn it, I'll get someone to beat them all out."
"Damn it, what's wrong with the young master from the city? In South Village, it's still our Master Xi who has the final say!"
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