Be reborn and be happy to the fullest

Qiu Cixian said in a delicate voice, and then leaned close to Li Shuo's ear and reminded him: "South Korean society is strictly hierarchical, and there are ranks for seniors and juniors, not to mention those in high positions and power. If we don't wait outside, it will be a sign of disrespect, and it will offend people."

Li Shuo's mouth twitched. What the hell is this!

At this point he already regretted letting Han Dazhi "manage the relationship". He actually had a relationship with Choi Yoon-jeong. SK, as the second largest conglomerate in South Korea, had a full range of businesses under its umbrella. With a single order from that young lady, she could even arrange for the president of SK Bank to meet with Lee Suk!

However, Cui Yunzhen called him "Master" all the time, and she was the master's sweetheart, so Li Shuo naturally didn't want to use her connections or power.

Just as I was thinking about it, a black Hyundai stopped in front of me and a middle-aged man with a dignified aura got out of it.

"Oh, President Han has been waiting for a long time..."

"No, we just arrived too. Thank you for your hard work, Vice Minister Li... Let me introduce you, this is Chairman Li Shuo, our partner of SN Entertainment, who runs a giant consortium in China."

"Hello, President Li."

"Hello, Vice Minister."

Li Shuo and Li Xiangyu shook hands, but the term they used was not a title, which literally means "you" instead of "you".

After saying this, both of them were stunned. Although it was just a spoken question, in Li Xiangyu's eyes, this was probably the situation where someone toasted at a Chinese table and refused directly without giving face: although it had not reached the point of falling out, it obviously would not leave a good impression on others.

"Oh my god, Deputy Minister, I forgot to introduce you just now. Chairman Li is Chinese and has only been learning Korean for a short time. He doesn't know much about our culture yet. Please forgive me..."

Han Dazhi quickly interrupted to ease the stiff and cold atmosphere.

The corner of Li Shuo's mouth twitched, but in the end, for his sake, he didn't say anything.

Li Xiangyu showed a reserved look and held his head high. With Han Dazhi leading the way like a lackey, everyone entered the restaurant.

This Korean restaurant is called WA. Li Shuo doesn’t understand why an alphabet restaurant can be a Korean restaurant. Could it be that the English alphabet was also created by the Great Korean Netherworld?

A characteristic of this type of Korean restaurant is that it is heavily decorated, revealing a neat and simple style everywhere, supplemented by some expensive decorative objects, making it look both simple and luxurious.

After entering the restaurant, a waiter in Korean clothes came to serve her. She was also a beauty, but perhaps because Li Shuo was too sharp-eyed and sharp-eared, he could clearly feel that the lines on her face were a little stiff, which was a sequelae of too much hyaluronic acid injection.

The dining place is box 0010. The environment is quite elegant. There is a screen partition at the entrance. After passing the screen, there is a small house with wooden decoration style. There is also a large wooden window facing the screen. When it is opened, you can see the red flowers and green trees outside.

"First, put up your sign, and..."

Han Dazhi ordered a few dishes first, and then handed the menu to Li Xiangyu. The latter smiled and said, "You're welcome, President Han," but his actions were unambiguous. He picked up the menu and ordered again.

Then he handed the menu to Li Shuo. Li Shuo felt that the two of them might have already ordered all the dishes, so he did not add any more and just passed it to Qiu Cixian.

Li Xiangyu was stunned by this action, but a smile appeared on his face, as if he believed Han Dazhi's explanation.

He said to Li Shuo: "President Li, you don't know that at our South Korean table, even if you don't want to eat, you still need to order a few more dishes. This is a respect for the host's strength!"

As he spoke, he pointed at Han Dazhi with his hands raised in a false gesture. Han Dazhi nodded repeatedly and said generously, "That's right, just order. The more the guests order, the happier I am!"

Li Shuo was speechless. Why did this "custom" sound so familiar?

After Qiu Cixian finished ordering, she smiled and said, "Oppa likes seafood. Let me order some for him."

Li Xiangyu and Han Dazhi then smiled, and then they started praising each other.

Seeing this, Qiu Cixian lowered her voice and said to the man, "This bad custom existed in South Korea before. After the new century, with the prevalence of the trend of comparing luxury, this phenomenon has become more serious!"

"Oh? What exactly?"

Li Shuo showed interest, because according to the information in the memory of the reborn, South Korea's economy developed very well in later generations. He intended to build this place into a second base, so he was actually quite interested in the culture here.

Qiu Cixian saw Han Dazhi and Li Xiangyu chatting enthusiastically, so she narrated:

"Maybe it's the influence of Korean dramas, or the prevalence of materialism. Here, being rich means being superior. Rich people, especially chaebols, are revered by the whole society. Almost every girl has a dream of marrying into a chaebol family since she was a child..."

Just as he said this, he heard Li Shuo ask in a low voice: "Then am I considered a chaebol?"

This sentence seemed to work better than many sweet words. Qiu Cixian's face immediately showed a noticeable blush, and her voice became sweet and sticky: "Of course! But I like you more... Hey, please listen to what I have to say..."

She took the initiative to lie on Li Shuo's shoulder and said in an infinitely gentle tone: "Here, rich people seem to be able to be arrogant as a matter of course. Many things will produce double standards when it comes to rich and poor people. For example, when rich people buy luxury goods, it is style and taste, but when poor people buy luxury goods, in the eyes of others, they either buy fake goods or they are just pretending to be rich..."

"Speaking of this, luxury goods are prevalent in South Korea, and the variety is beyond your imagination. The more top-notch luxury brands are, the more popular they are, especially limited editions and private orders, which will also become people's lifelong dreams!"

"This dream is universal for both men and women! Moreover, many young people are willing to max out their credit cards and pay in installments for three or even five years to buy a luxury item! This behavior is not only shared by the person involved, but also by those around them who see it, and they will envy and praise it..."

Li Shuo frowned and interrupted, "Didn't you say that poor people would be ridiculed for buying luxury goods?"

Qiu Cixian corrected him, “Oh, only the rich are qualified to mock the poor. The poor are all in the same circle. When they see someone buying luxury goods, they will only envy and jealousy, and then they will make up their minds to apply for a high-limit card…”

Li Shuo was speechless. As Qiu Cixian gave examples one by one, he finally understood to what extent the various values ​​here had been distorted because of money!

It's not just luxury goods, from appearance to where you live, from parents to work, anything that can be compared, there will definitely be an "opportunity" to compare in South Korea, especially appearance, from plastic surgery to accessories, that is an absolutely indispensable link!

Li Shuo even heard Qiu Cixian use the two beautiful idols that Han Dazhi had prepared for him as examples: "Han Dazhi's SN Entertainment was only at the bottom of the entertainment industry before. What good girls could he sign? They are all second-rate. Those two went to ordinary plastic surgery hospitals, and the results were very ordinary, so you were right not to agree to be their secretary!"

At the end, he actually smiled at Li Shuo and said, "Oppa, you are awesome. You have the best taste!"

Li Shuo was speechless: Qiu Xiuyan is also a South Korean, and what she said is also her way of thinking.

On the other side, Han Dazhi seemed to say something that made Li Xiangyu turn his head to look at Li Shuo and asked, "What is the name of Chairman Li's company? What specific business do you want to do?"

I guess he is satisfied with the service and is showing that he wants to help.

"Oh, I registered an investment company called Shuoguo..."

While Li Shuo was giving a brief introduction, he was thinking about the entry point for the topic.

The main reason why he came to South Korea to invest was to take advantage of the "bonus period" of "full rental housing". It was called a "bonus", but in fact it was a "bug of unlimited leverage":

Since the beginning of 10, the whole world has entered an era of prosperity and substantial asset appreciation because the US Federal Reserve started the nuclear-powered money printing press. In other words, real estate prices have been rising.

Because the capital of South Korea is a blood-sucking city, its real estate price rises at a rate that ranks among the highest in the world. Coupled with the "full rental" system, a bug was born:

From the moment you buy your first property, you can then “rent it out” and end up with a property (without the right to live in it) plus rent equal to the value of the property!

Because the property is increasing in value, the "rent" at this time is more than when you bought it, so you can continue to buy a second property, and the cycle continues.

In addition, you can cooperate with the bank to use this property as a mortgage loan, and get two "full leases" for one property...

Thus, one begets two, two begets three, and three begets all things…

Of course, these are just "hearsay" from the reborn person on the Internet in his previous life. Now that he wants to invest money to do it, he naturally has to understand the ins and outs first. This is Li Shuo's real intention of contacting the South Korean bank.

After listening to Li Shuo's introduction, Li Xiangyu asked in confusion: "You mean, you only registered an investment company and plan to use it to invest in the real estate market? Do you need to borrow money from the bank to buy real estate?"

Using a rented house as collateral for a mortgage is considered fraud in China, so Li Shuo asked in a more tactful way.

Seeing that the other party didn't understand, Li Shuo didn't explain, but just asked: "No, no, no, I just want to ask, can I get a loan at Samsung Bank with my property as collateral?"

There is no mistake in the poem, post, content, and read the book on 6, 9, and bar!

"of course can!"

This time, Li Xiangyu nodded without hesitation, but then added: "But the maximum mortgage loan can be 80% of the market price of the property!"

Li Shuo narrowed his eyes and asked tentatively: "Is it okay to rent the entire house?"

Li Xiangyu hesitated and said, "Well, I seem to have heard of a case of full rental loan, but it is not possible in theory..."

What this means is that some people can do it, but ordinary people can't. So who can become the "someone"? The only way is to ask him, the vice president of Samsung Bank, for help.

Li Shuo sighed in his heart, as expected of people from the Greater China cultural circle, their core values ​​are pretty much the same.

"Thank you, Deputy Director Li, for clearing up my doubts. Come, let me toast you a glass!" Li Shuo picked up the wine and lowered his body accordingly.

Li Xiangyu was very happy and raised his glass to clink with Li Shuo.

He thought that Li Shuo would immediately talk about how to operate and how to distribute the benefits to him, but then Li Shuo kept silent about it and just lowered his head to eat, as if he was just asking questions just now, which made Li Xiangyu a little unhappy.

"Hey, Chairman Li, how about our Korean food?" Halfway through, Li Xiangyu asked Li Shuo with a proud look on his face.

“Yes, it’s delicious!”

The food in this kind of high-end restaurant is naturally delicious, but the so-called Korean food is still mostly kimchi, and the portions of some precious seafood are pitifully small. Not to mention compared with the varied Chinese food, it is even much worse than Iwasaki cuisine.

But for the sake of the situation, Li Shuo could only hold his nose and say nice things. He felt unhappy, and then without waiting for Li Xiangyu to say more, he got up and went to the bathroom.

At this time, Han Dazhi took over Li Shuo's conversation and started talking about business:

"Deputy Minister, how can I get a mortgage for this fully rented house?"

"Well, the process is quite complicated..."

Li Xiangyu hesitated for a moment, and first said that it was difficult to operate, that this kind of thing was borderline, illegal, etc., blah blah...

After he finished his performance, Han Dazhi said politely, "Don't worry, after this is done, Chairman Li and I will never forget you, and the corresponding rebate will definitely satisfy you!"

Li Xiangyu should have explained how to operate it at this time, but when he heard about rebates, he immediately narrowed his eyes and asked, "How much real estate are you going to invest in? How much are you going to loan out?"

Han Dazhi raised his eyebrows and pointed out two fingers: "2"

This is Korean won, so the unit is not W, but 1 million. Converted into RMB, it is only close to million, which is not much.

The main reason is that Han Dazhi is not clear about Li Shuo's ambition. He just guessed the number based on the scale of the property that Li Shuo asked Jin Xizhen to buy last time.

Although it was less than 1 million RMB, it was still not a small amount in South Korea in 11. Li Xiangyu's eyes lit up and he whispered, "I want 3%!"

Han Dazhi's mouth twitched. Even though he didn't know much about the industry, he knew that the commission was too high!

After all, this is a mortgage loan for real estate. Even if you follow the normal process, you will probably be able to get the loan successfully! 1 million and you get 3000 million? That's crazy!

"Vice Minister, 3% is too much. Not to mention our president, even I think this is a losing deal!"

"Then how much did you say?"

"Shuoguo Investment is a legitimate business. All debts will be repaid on time. This is different from those fraudulent loans!"

Han Dazhi first explained the advantages of Shuoguo Investment, and then said according to the original plan: "How about giving you one every month?"

1 million won, but every month, if Li Shuo follows his plan, he will buy more than one property every month. Compared with countless properties, this rebate can be considered a good deal.

Li Xiangyu's eyes revealed greed, and he shook his head repeatedly, saying, "This won't work. I'm taking a big risk," blah blah.

Han Dazhi's salary increased from 1 million to 2 million, and then to 3 million!

Until this time, Li Xiangyu said: "How about this, let me think about it, and you should discuss it with President Li!"

After Li Shuo came back, Li Xiangyu exchanged some pleasantries with him and then stood up to say goodbye.