Rebirth 00 I earned 999 from selling lunch boxes

"Da Ming, why don't you deposit your money with me?" Xia Chunlai said, "I will definitely give you the highest interest rate."

"Saving money? Haha, brother, you want to give me a loan." Dad He said with a smile. "To tell you the truth, we have no money to save now. I said that I bought the house and car with a loan. I am not deceiving people." Yes, it’s the truth, so I really don’t have any money to save. If I have money in the future, I can save it with you.”

"There are not many business people who don't take loans. I understand this."

Xia Chunlai naturally knows better than others as he works in this business.

"Would you like a loan? I'll give you the lowest interest rate."

Dad He didn't agree immediately. He hesitated for a while and asked, "What's the annualized interest rate?"

"fifteen."

Dad He smiled and said, "Let's forget it."

"Too expensive?"

"Brother, do you know what the annual interest rate is for my loan in Shaocheng?" Dad He gestured, "It's only 8%. You're 15, and you told me it's the cheapest."

Xia Chunlai said with a smile: "It's a little more expensive at home. I usually charge eighteen or twenty for loans to other people. And I haven't seen the sales of your factory and store, so... but the annualized interest rate Eight percent is definitely not possible.”

"No, it doesn't matter. We are doing business in Shaocheng. It's not very convenient to get a loan from you. Shaocheng supports small and micro companies, so the loan interest is not high. And if I want to borrow, it will only cost 20,000 to 30,000 yuan." It won’t be of much help to us, and it’s probably not very convenient to borrow hundreds of thousands.”

Xia Chunlai was shocked when he heard Dad He borrowing hundreds of thousands. Then he thought about the rumors that he had hundreds of employees. From this point of view, it might be true!

"It's true that a loan of hundreds of thousands is not possible, but a loan of more than 100,000 is not a big problem, but you have to provide proof of revenue from your factory or fast food restaurant, and the annualized interest rate will be 13, which is really the lowest."

Dad He yawned and said, "It's too inconvenient to be so far apart. Forget it. When I have money in the future, I can save it with you."

Xia Chunlai thought Dad He wanted to lower the price, but in fact Dad He didn't want a loan at all. The debt he owed now was enough to make people worried.

If He Wenlin hadn't guessed Xia Chunlai's intention in advance and got angry with Dad He in advance, Dad He would have refused and wouldn't have said so much to him.

"Thirteen is really the lowest." Xia Chunlai refused to give up.

Dad He: "It's the lowest for you, it's too high for us, and it's not very convenient for us."

"But the annualized interest rate is eight percent, which is really too low. Not to mention that I can't do this, no bank in the entire county or city will agree to it."

"It doesn't matter if you don't agree. I can go to Shaocheng to get a loan. It's more convenient for me to do business there." Dad He looked at the time and said, "It's late. It's Chinese New Year. Don't talk about business. ”

"Okay, I'll go back then." Xia Chunlai stood up and left.

As soon as Xia Chunlai left, He Wenlin came out: "How was it? How to say it."

"What else can I say? The minimum annualized interest rate is 13%." Dad He said, "We already owe enough..."

Dad He doesn't really want to take out a loan, because now he owes so much money and he's already very flustered.

"Dad, our house in Caijiang Village has been built and renovated. It is simply installed with water and electricity, painted white, and has simple furniture inside. It costs at least 100,000 yuan. The money from the previous loan has almost been used. "

Years ago, it cost a lot of money to expand the food factory and distribute the goods to supply and marketing supermarkets. If it were not supported by the income from fast food restaurants and breakfast restaurants, the hundreds of thousands loaned out would definitely not be enough.

"Forget it if we can't get a loan here. Today, Manager Wang and Xiao Zheng called me to wish me New Year's greetings. I chatted with them for a few words. Although we haven't paid off the previous debt, if the sales of our food factory reach millions, It’s not difficult to get another loan.”

"The two of them are giving you New Year's greetings???" Dad He looked surprised.

"What's wrong with giving me New Year's greetings? I'm young, but I'm a general manager anyway and am their customer, okay?" He Wenlin said, "It's so normal to give New Year's greetings to customers."

He Wenlin also called the owners of the four fast food restaurants, Zhang Yanjun, Xing Feng, and Deng Zhiying to wish them a happy New Year.

"Okay, go to bed early. We have to pay New Year's greetings tomorrow. Just relax and unwind these days." He Wenlin yawned and then returned to the room.

……

The next day, after the family had breakfast, they continued to put the things they had prepared in the car. Then Dad He drove the car and took the whole family to grandma's house.

To go to my grandma's house, I had to pass through Tang Kai's house, so I first paid New Year's greetings to my aunt and drank a cup of tea.

"Sister, are you sold out?" Tang Kai asked hurriedly when he saw He Wenlin.

"It's sold out. We sell it cheaply, so there's not much profit. We focus on small profits but quick turnover."

"How much can you earn?" asked my aunt Tang Jianguo, "How much have you earned this time?"

Mother He: "I haven't made any money, and I'm scared to death."

"What's wrong? Is there a robbery?"

He’s mother: “The few half-year-old children setting up a stall have been targeted by pickpockets for a long time. Pickpockets and thieves are all committed by gangs. After Yang Gangyong returned, they took the minibus back by themselves, but those two people I followed him onto the minibus and was scared to death."

"Oh my god." Aunt He Aihua took a breath, "It's too dangerous. You must be careful when you go out to do business. I heard a while ago that speedsters snatched bags and dragged people with them, and their brains were... Bah, bah, bah, Good luck, good luck, but be careful anyway.”

"Then a thief came again at night. There were saw marks on the windows. I had no choice but to call the child's uncle over and stay at home at night. Otherwise, the old and young in the family would be more unscrupulous."

He Aihua: "A man in our village got married a few years ago. He lost all the gold jewelry and the gift money he received on the wedding night. The groom's mother scolded and cried all day in the village the next day."

Mother He: "Thieves are very rampant."

"Linlin didn't keep the money from selling the goods with her," Tang Jianguo said. "It's safer to put it in the bank."

He Wenlin nodded: "Yes, I put it in the card. It's not easy to put it at home."

Tang Kai smiled and asked: "Sister, how much did it cost? Do you have 50,000?"

He Wenlin rolled her eyes at him: "What are you thinking? The purchase money is less than 20,000 yuan, how can the turnover of 50,000 yuan come from? Give it to me."

"How many is that?"

"The total turnover is 20,000 yuan. It is estimated that if divided among four people, each person will only be worth about 700 to 800 yuan." He Wenlin said, "The specific accounts will take a few days to be calculated."

Of course, the turnover of 20,000 yuan was a lie to him. How could such a business secret be disclosed to the outside world?

However, it does take a few days to settle the accounts and distribute the money, because the four bosses must be together.

We have to pay New Year's greetings these days, but no one is free, and there are not many people gathered.

However, Tang Jianguo and Tang Kai felt bad when they heard that they could be divided into seven or eight hundred yuan, because He Wenlin counted Tang Kai as one of them in the beginning.

But Tang Jianguo didn't give Tang Kai any money, and Tang Kai couldn't come up with the money himself, so he didn't participate. It was equivalent to missing an opportunity to make money. Seven or eight hundred, which was not a small amount of money at this time.

Thinking of this, Tang Kai complained a little about his father, but he didn't say anything because he was celebrating the New Year. He felt uncomfortable anyway.