Physician of the Song Dynasty: Zhang Kai and Li Qingzhao have a private life-long contract

"Hahaha! The evil doctor Fan Zheng still has his golden body broken."

In the Wang Family Mansion! Wang Di sneered.

Doctors have launched Qianguan medical insurance, accident insurance and fire insurance one after another! Such a big movement attracted the attention of the old and new parties. Naturally, Wang Di paid special attention to the movements of the doctors.

Insurance had never appeared in the Song Dynasty. Just by listening to the name, you can tell that it came from Fan Zheng's evil recipe.

Nowadays, apart from the gimmick Qianguan medical insurance that rich people are willing to buy, almost no one cares about the other three types of insurance.

"Evil doctors Fan Zheng and Fan Yanei only achieved their achievements by relying on their father's power." Wang Di sneered in his heart.

In his opinion, if his father Wang Yuruo was still alive and did not die young, he would definitely have accomplished something under his father's wings and would not belong to Fan Zheng.

"Damn it, if the doctor's family flourishes sooner, how could my father, Wang Yu, die young?" Wang Di suddenly said indignantly.

Wang Yu, Wang Anshi and Wang Anguo, were collectively known as the Three Kings of Lin'an. They were the most important counselors in Wang Anshi's reform, but they died of gangrene.

Nowadays, with the reform of doctors, the method of disinfection and the unique knowledge of Hua Tuo have reappeared, and gangrene has long been transformed from an incurable disease to a minor surgery today. It is regrettable that the Wang family had reformed the Song Dynasty, but they did not wait for the reform of doctors.

The old party is also studying insurance for doctors.

"Insurance, this evil prescription has the shadow of free medical treatment from doctors!" Lu Dafang studied the insurance carefully and couldn't help but exclaimed.

During this period, Fan Zheng successively proposed the idea of ​​compulsory education and free medical care in the city, which can be said to have stolen the limelight.

However, everyone knows that free medical care will not be realized for another hundred years. However, what the old party did not expect was that Fan Zheng came up with another evil method and proposed an insurance method.

"Everyone is for me, and I am for everyone! In this way, the cost of insurance is reduced to the point where most of them can afford it, and free medical care is realized in disguise. No! It should be low-cost medical care!" An old party official exclaimed.

Although Fan Zheng's move did not achieve free medical care, it took a big step forward and allowed people to receive free medical care with only a small amount of money. It can be said to be the most evil thing.

"Fan Zhengyi made a good plan. If one person gets sick, everyone will share it. Anyway, in the end, the doctor's medical expenses will not be less." Yang Wei snorted coldly.

The old party nodded slightly. Fan Zheng's evil prescription insurance was a conspiracy. The doctor's interests were not damaged, but the doctor's free medical treatment was further enhanced.

"It's a pity that Fan Zheng still misjudged people's hearts. Medical insurance is fine, but accident insurance and fire insurance are taboo." Lu Dafang shook his head.

As Lu Dafang said, even if medical insurance is available, the people of Kaifeng still have little interest in accident and fire insurance and are not moved at all.

Fan Fuzhong!

"Madam, this is the Fan family's insurance policy! Just put it away!"

Fan Zheng returned home and handed over a thick stack of insurance policies to Li Qingzhao for safekeeping.

"Insurance policy!" Li Qingzhao put down the unofficial history of Tang Xuanzong and Yang Guifei in his hand and took it for a look.

Medical insurance! Accident insurance!

Li Qingzhao flipped through the insurance policies one by one and found that Fan Zheng not only insured her, her father and mother, but also the servants in the family each had a policy, and even insured the entire Fan family's house against fire.

"My husband is very interested!" Li Qingzhao praised,

Watching Li Qingzhao carefully put away the brand-new insurance policy in his hand.

Fan Zheng's mouth twitched, and he suddenly remembered the insurance industry in later generations. They said they were recruiting salespeople, but they were actually recruiting customers. It was so similar to his current situation.

Li Qingzhao put down the insurance policy, quietly came to Fan Zheng's side and said, "My husband is still worried about the insurance."

Fan Zheng sighed: "Actually, when my husband formulated the insurance, he didn't let the doctor's family make a profit, and sometimes the doctor's family even subsidized part of the medical expenses."

The main business of doctors is hospitals, and what they want is to treat the illnesses of patients all over the world. Therefore, when formulating insurance, they naturally do not imitate the black-hearted insurance of later generations, and doctors almost share most of the profits.

Li Qingzhao said softly: "I naturally believe in my husband's medical prescription. Now the people have not seen the benefits of insurance. In time, they will definitely understand my husband's good intentions."

Fan Zheng sighed slightly, "My husband understands."

Fan Zheng was about to say something else when suddenly a gust of cold wind blew against the window, accompanied by a snowflake falling.

"Snowing!"

Suddenly, Li Qingzhao exclaimed and looked up out of the window.

Fan Zheng stood up and went to the window. He saw snowflakes falling outside the window, and soon they covered the ground, and the entire Fan Mansion was covered in snow.

"This is why I am anxious for my husband. Snowy nights are beautiful, but according to doctors, this is the time when charcoal poisoning and fires occur frequently." Fan Zheng said solemnly.

Whenever winter comes, people need to light fires to keep warm, and the risk of accidents and fires increases sharply. Although doctors have discovered the source of carbon poisoning and built chimney stoves, they have not been widely used in Kaifeng City. Many people use primitive methods to keep warm, and accidents will inevitably happen.

Along with the snowflakes, the cold wind howled.

Fan Zheng lit the chimney stove in the house, and checked carefully to see if the chimney stove in Fan's mansion exhausted smoke smoothly. After confirming that it was correct, he was relieved.

As expected by Fan Zheng, as soon as the heavy snow stopped the next day, doctors had already received multiple reports of charcoal poisoning.

Some families discovered it in time and rescued them quickly, while others were too poisoned and discovered it too late, eventually leading to tragedy.

As for the fire.

After the heavy snow! Fires occur more frequently.

"Go away!"

Suddenly, a cry of exclamation resounded throughout Kaifeng City, and beside the Bian Bridge, a private house was on fire.

Fire dangers like this are common in Kaifeng City. Some are discovered in time, and some do not burn, but they still cause heavy losses.

The house in front of me was unlucky. Even though it was next to the Bianhe River, the fire was so fierce that the family property was almost destroyed if the fire could not be put out. Fortunately, there was no strong wind, and the neighbors worked together to put out the fire, so it did not spread to the left. Neighbors.

"my house!"

Looking at the ruins after the fire, the hostess of the house burst into tears, and the family stood shivering in the cold wind.

"It would be nice if I bought fire insurance in advance!"

The people who came to put out the fire sighed.

"I heard that the doctor's fire insurance will not only compensate for your own losses, but also compensate if it affects your neighbor's house." Next to the fire, a neighbor said with lingering fear. The fire almost affected his house.

In fact, everyone knows that Kaifeng City is extremely prone to fires, and there are examples of fires every year, not to mention that winter is a time when fires are more common. However, no one believes that such an unfortunate thing will happen to them.

The neighbors who came to help nodded in agreement, thinking that they would definitely buy a fire insurance after returning home.

Once a fire occurs, all the family property will be destroyed. If you buy fire insurance and have the doctor's compensation, you can save most of the family property.

Everyone nodded slightly. At this moment, they truly understood the meaning of insurance. After all, no one is sure that a fire will not occur in their home. If they buy insurance, they can avoid most risks.

With the arrival of winter, fires broke out frequently in Kaifeng City, and there were rumors of fires in other cities burning down several streets. This made the fire insurance promoted by doctors very popular in Kaifeng City.

Even the lucky one just bought fire insurance, and a fire broke out the next day, and the doctor paid the agreed amount directly without saying a word.

With the reputation of a medical doctor and the threat of fire in Kaifeng City, not only fire insurance is selling well, but accident insurance and medical insurance are also selling well.

Insurance finally gained a foothold in Kaifeng City and entered thousands of households.