Physician of the Song Dynasty: Zhang Kai and Li Qingzhao have a private life-long contract

"Joining forces between Liao and Xia? This is the biggest danger since the founding of the Song Dynasty!"

Ever since the news came that Liao Xia troops were approaching the border of Song Dynasty, the whole Song Dynasty was panicked!

"Our Song Dynasty is in danger in this battle!" Many people said worriedly.

The Song Dynasty has always been weak in military force and has always been suppressed by the Liao Kingdom. Especially when the shadow of the Chanyuan Alliance is looming again, not to mention the addition of Xixia now, this war for the Song Dynasty may be more disastrous than the other.

"What are you afraid of? We, the Song Dynasty, have thunder and lightning and 800,000 forbidden troops. We will definitely be able to defeat Liao Xia in this battle."

There are also many people who have full confidence in the Song Army.

The Song Dynasty was indeed weak in military force before. However, now that the Song Dynasty has the gunpowder weapon Thunder, even a child who lights the Thunder can still kill the enemy. The problem of weak military force in the Song Dynasty has been greatly improved, especially this time. , the Song Dynasty was the defender and had the advantage of defending the city. If Liao Xia wanted to win a big victory, it would not be possible for them to succeed so easily.

Not to mention, now that the Song Dynasty has won two battles in Pingxia City, and even destroyed Qingtang in one battle, its national power is booming, and today is already different from the past.

The people of the Song Dynasty immediately became polarized. The older ones badmouthed the Song Dynasty. After all, the Song Dynasty fought abroad in the past and suffered repeated defeats. The younger generation benefited from the two battles of Pingxia City and had full confidence in the Song Army. He believed that the Song army would win.

"How can it be the same? Now Liao and Xia are attacking together! I'm afraid there will be disaster of destroying the country." An old man said worriedly.

Nowadays, the Song Dynasty has indeed won several wars, but those were only wars with one country alone. They naturally have the confidence to be undefeated. However, now the Song Dynasty is facing the joint force of Liao and Xia, and it is believed to be the strongest force. In these two countries, even the people of the Song Dynasty had no confidence in the Song Army.

"Furthermore, Liao Xia has increased its annual coins by three million guan this time. How can the imperial court get it? It's not just giving it to Liao with our money."

"No, all my money is now in the Royal Bank!"

"No, I want to withdraw my own money. The court has used the Royal Bank's money. I will be in trouble!"

Many wealthy landlords are extremely stingy and greedy. They are willing to take out their money for the interest on young crops before they die, because they believe in the credibility of the court.

However, now that Liao and Xia are jointly attacking the Song Dynasty, once the Song Dynasty is defeated, the country will be destroyed. If even the imperial court cannot be saved, then their money may be wasted.

At this moment, some extremely conservative landowners could no longer sit still. Even before the Liao-Xia war started, they began to go to the Royal Bank to withdraw money.

"Dear guest, if you withdraw cash now, it can only be calculated based on the current interest rate, not the dead date interest rate." A teller in the Royal Bank reminded him wholeheartedly.

"I know, I'll withdraw the money now!" a pot-bellied old man couldn't wait to say. Normally, he would break a coin in half and spend it, but now he faced the loss of several coins without blinking an eye.

The teller did not persuade, but said directly: "Okay, please sign and deposit here!"

At that moment, the teller took out the already printed contract and asked the old man to sign and pledge it!

The local owner walked out of the Royal Bank with a heavy amount of silver coins, as if in a dream. He originally expected that the trip would be difficult, but he did not expect that he could withdraw his money so easily and get a little more current interest.

This made him regret a little. If calculated based on the interest on death, his actions today would have resulted in a loss of a lot of interest. However, seeing his money back in full, he suddenly felt a little more at ease.

Things like this kept happening in the Royal Banks all over the Song Dynasty. Many unsteady people were like frightened birds. They went to the Royal Bank to withdraw their money, and then buried it again in the soil in the courtyard. They walked around once a day. , my heart suddenly felt a lot more settled.

"Lord Fan, this war hasn't even started yet. In just ten days, people all over the world have withdrawn tens of millions of young people's money. If this continues, it won't be long before the Royal Bank will be out of cash."

Inside the Royal Bank, a shopkeeper frowned.

You must know that it took more than half a year to deposit tens of millions of dollars in the Royal Bank of the Song Dynasty, and in just ten days, tens of millions of dollars have been withdrawn, and this amount is still increasing, not to mention He said that the Royal Bank still has a lot of money that it has loaned out to the outside world and has not yet recovered it. I am afraid that the Royal Bank's cash flow will not last long.

Fan Zheng did not panic when he saw this. He smiled confidently and said: "The time has come. Send out the Di report. The news comes out that all the silver from the national treasury is deposited in the Royal Bank, which is responsible for the payment of salaries to hundreds of officials and the army, and the operation of taxes in various places."

"Yes!" The shopkeeper couldn't help but be overjoyed. If the treasury money could be deposited in the Royal Bank, it would be enough for the Royal Bank to greatly resist risks.

The shopkeeper immediately said in confusion: "Master Fan actually has such a wonderful trick. Why did he wait until the people took out tens of millions of strings before spreading the news?"

Fan Zheng explained: "Because this group of people are the least determined and at the same time the most adaptable to the wind, no matter how early or late the news is released, these people will withdraw their money, so we can only let this group of people withdraw their money." Only by making people regret can we stabilize the hearts of more depositors. If this order continues, the interest rate on the young money of the Royal Bank will be reduced by another 50 cents!"

"Five cents off?" the Royal Bank manager said in confusion. Now that people all over the world are withdrawing their own money, the most correct way for the Royal Bank is to increase interest rates to attract people all over the world to save young people's money. However, Fan Zheng did the opposite. But when they did, they actually cut interest rates instead.

Fan Zhengxin said: "Raising interest rates will only make people all over the world rush to withdraw money, but only if people understand that once you withdraw your money, you will not only lose the current interest, but if you deposit it in the Royal Bank in the future, the interest will be even lower. The losses will be greater, so that the people of the world will no longer run on each other. This is a financial war, and it is natural to use interests as a fetter."

"Lord Fan is wise!"

The shopkeeper said with sincere admiration.

........................

Landlord Chen's house.

"We can't wait any longer. We must first withdraw the money from the Royal Bank. Once the war breaks out, I'm afraid the money will be expropriated by the imperial court." Rich man Chen said impatiently. Now that Liao and Xia jointly sent troops, there was an uproar in the Song Dynasty. Many landowners withdrew money from the Royal Bank, which naturally made Mr. Chen even more restless.

"Father, think twice, the Royal Bank is the face of the Song Dynasty, how can it fall down easily? If you take out the Qingmiao money now, have you ever calculated how much money the Chen family will lose!" Chen's eldest son advised, in order to earn more In terms of interest, most of the Chen family's money is saved with five years of interest. If you withdraw it now, you will suffer heavy losses.

Rich Master Chen hesitated for a moment, shook his head and said: "You don't know what happened in the court. What a glorious place Guanjiaozi was back then. In the end, he was not drained of blood by the court. In my opinion, the Royal Bank is only the second best." He's just an official's son, he's just a moneybag for the imperial court."

Rich Master Chen had experienced the Jiaozi incident back then, so he naturally knew how the glorious Jiaozi ended. If the court was in urgent need of money, it would be impossible to let go of the golden mountain of the Royal Bank.

"How can it be that the imperial military expenditure has national debt..." Chen's eldest son wanted to argue and explain to his father the difference between Jiaozi and the bank.

However, his arms couldn't twist his thighs. Rich Man Chen didn't listen at all and had to let his father go and get the money.