1993 1 Month 25 Day.

Monday.

Big Year.

At this time, it is still the peak tourist season in Hong Kong. Victoria Harbor, Lan Kwai Fong, Victoria Peak, Causeway Bay, etc. in Hong Kong are also the peak season for tourism consumption from overseas and domestic tourists.

Victoria Harbor will hold grand fireworks displays on New Year's Eve, the first day of the lunar month, the eighth day of the lunar month, and the Lantern Festival, attracting many tourists.

The two major racecourses in Hong Kong, Happy Valley and Sha Tin Racecourse, have horse racing during the Spring Festival during the day and night.

at this time.

Huifeng Bank Building Headquarters.

Announce to the outside world that a person's affairs have changed.

Among them, it was announced that Ms. Keira will serve as the deputy general manager of Huifeng Bank, and she will take over the overall management of the Hong Kong Mandatory Provident Fund Investment Fund.

The announcement of this matter still attracted the attention of many people in Hong Kong.

Now the Hong Kong Mandatory Provident Fund Fund involves 300 billion Hong Kong dollars. The funds in it mainly come from the pension insurance and pension insurance of Hong Kong citizens. This involves the retirement pensions of millions of Hong Kong citizens. How can we not pay attention to it.

Before this, another white man was responsible for the investment of the Hong Kong Mandatory Provident Fund Fund. Now it is also a white man. It is obviously different.

Because this white man is Kayla, who is nearly forty years old. Before that, she was the person in charge of Huifeng Bank & Empire Group Investment Fund. Until Empire Group acquired Huifeng Bank, after the joint investment fund disappeared, Kayla also Huifeng Bank disappeared for a while.

That afternoon.

Major media newspapers and magazines in Hong Kong, including Oriental Daily, Sing Tao Daily, Ming Pao, Heung Kong Commercial News, etc., all announced the news.

Originally, Huifeng Bank announced the news to the public in the morning, but not many people knew about it.

Now that it has appeared in major newspapers and periodicals, it still attracts the attention of many people.

Deep Water Bay mid-level villa.

Li family.

Li Jiacheng and Li Zeju, the father and son returned to this villa after get off work respectively to prepare for dinner.

During this period, in addition to the great sensation caused by the opening up of Northeast China, many people paid attention to it, hoping to gain wealth from it. Li Jiacheng and his son still focused on Xiangjiang.

Among them, the Governor's Office announced last year that Hong Kong Central Park would be expanded on the basis of Hong Kong Kai Tak International Airport and turned into a world-class park with an area similar to New York's Central Park.

At the beginning, it attracted opposition from many real estate consortiums.

This is mainly because in their opinion, there is a small amount of land in Xiangjiang but a large number of people. It is a waste for Xiangjiang to use such a large piece of land as the Central Park and use it as a free park for Xiangjiang citizens to rest and play.

However, Li Jiacheng quickly guessed that although this was proposed by Zhong Yijie as governor again, he knew that it must be Sir Yang's hand behind it.

Hong Kong Kai Tak International Airport is a piece of fat. Although many people are watching it, in Li Jiacheng's view, Sir Yang is willing to give it up. The ones who have to sacrifice the most are Imperial Group and Sir Yang.

If it were him, he certainly wouldn't do that.

Nowadays, the father and son like to read the evening newspaper before dinner.

"Daddy, this is news from Huifeng Bank." Li Zeju came to Li Jiacheng's side and said.

Li Jiacheng is already watching.

In fact, it was after Shen Bi, the senior manager of Huifeng Bank, retired last year that he was replaced by Pu Weishi.

Unexpectedly, the person in charge of Hong Kong MPF investment is now Miss Keira.

Li Jiacheng knew about this Keira, who was the key person Yang Ming used to contact Huifeng Bank and even Shen Bi.

At that time, Li Jiacheng and his wife were thinking that if they lost to Yang Ming, they were actually losing to this Keira.

It can be imagined that this Keira's ability is also very powerful.

Now, Keira, who had disappeared for a long time, reappeared and returned to an important position in Huifeng Bank. In addition to serving as the deputy general manager of Huifeng Bank, she was also in charge of the Hong Kong Mandatory Provident Fund.

Of course, the Hong Kong Mandatory Provident Fund was ostensibly proposed by the Government-General's Office in Hong Kong. In fact, he also knew that it was Sir Yang who proposed it to the Government-General's Office in order to solve the worries of ordinary citizens in Hong Kong.

Including pension insurance and medical insurance.

In fact, there are many commercial insurances in Xiangjiang, including pension insurance and medical insurance. Many consortiums in Xiangjiang are involved. In addition, there are also M Country Capital and Toyo Capital, which are involved in these pension insurance and medical insurance. What Li Jiacheng didn't expect was that many of Sir Yang's own banks had insurance licenses, and the other party actually proposed to the Government House to establish compulsory insurance, which is now the Hong Kong Mandatory Provident Fund.

Of course, what makes Li Jiacheng feel amazing is that after Sir Yang and the Imperial Group proposed to the Governor-General to establish compulsory insurance, they did pool some of the funds together.

From the initial MPF of several billion Hong Kong dollars, it has grown to the current MPF of 300 billion Hong Kong dollars.

Even if the annual income is around 4% as before, it will continue to grow.

And now it is not only handed over to Huifeng Bank to manage this huge pension fund, but if it is handed over to Kayla, it is equivalent to being handed over to the Imperial Group.

Judging from the investment income of Imperial Group, it may double every year.

For Li Jiacheng, Changchun Industrial Group also has to purchase MPF according to his monthly salary. However, this MPF is of little use to him, because with his current wealth, he does not need to worry about it like ordinary people. Retirement matters.

However, it is different for most ordinary people.

Of course, according to Li Jiacheng's idea, in fact, the role of MPF now is equivalent to taking out part of your salary when you are young. When you retire and no longer need to work, you will have a stable income every month to protect yourself. Life.

At this point, Li Jiacheng feels very good.

However, the vast majority of such pension funds around the world invest in the form of funds, but investment involves risks.

What Li Jiacheng couldn't understand was why the Imperial Group and Sir Yang were involved in this kind of thing.

After all, according to the current perspective of the Empire Group, the 300 billion Hong Kong dollars is not a large sum of money. If the investment of Kaila or Huifeng Bank fails and the MPF investment fund shrinks, then there will be big trouble. When it comes to the pensions of millions of people, I am afraid that they will all find trouble with Yang Ming and the Imperial Group.

"Dad, these 300 billion Hong Kong dollars are really a lot of money. If we have this money and invest it according to the current development of Northeast China, buy some land and hoard it, and then develop it, we can make a lot of money. earn."

Land hoarding was Li Jiacheng's favorite investment method in Yang Ming's previous life. It can be said that he has hoarded a large amount of land in major cities in the country, whether in urban areas or suburbs. He does not need to develop it. After 20 or 30 years, The house price has soared more than ten times, or even dozens of times. If you sell it again, you have already made a lot of money.

During this period, apart from paying a certain amount of interest, there was no risk at all for him.

Therefore, in history, Li Jiacheng made huge profits by hoarding land alone in China. Not only did he successfully transfer trillions of wealth to Country Y and overseas, but Li Jiacheng's investment method, which is equivalent to an asset-light investment, is much better than those in domestic real estate. The company makes too much money.

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