A leisurely life that begins with the possession of a game character

Zhang Lan stood at the courtyard gate for a while, turned around and entered the house. Zhang Hu has already written the list and is sitting on the sofa smoking with his head down. Zhang Lan picked up the paper, looked at it, and asked Zhang Hu: "Is that all there is for personal borrowing?"

"That's all, the others are from banks and online loans." Zhang Hu whispered back.

Zhang Lan put the paper back on the table, walked over and patted Zhang Hu on the shoulder: "Brother, you owe so much in less than half a year. I called you before and told you that you can make a lot of money contracting construction sites. What are you doing? It’s been borrowed money for half the day.”

"I didn't expect to encounter a flood. Originally, nothing happened after the project was completed normally, but it ended up like this." Zhang Hu sighed and thought it was his bad luck.

Zhang Lan originally wanted to tell Zhang Hu what he did wrong, but looked at Zhang Hu's look and gave it up.

By the time Fang Xia and her uncle Zhang Dajiang came back from the bank in town, it was already past eleven o'clock. Zhang Lan simply asked Fang Xia to bring her aunt Li Chunhong and her two children over, and everyone had lunch together at Zhang Lan's house.

After dinner, the two children went home to watch TV together. The uncle's family and Zhang Lan's family sat on the sofa and talked about Zhang Hu.

Zhang Lan took Zhang Hu and Fang Xia's credit reports and calculated. Zhang Hu had more than 200,000 in online loans that were listed on the credit report. There were no empty credit cards. Zhang Hu had six, and Fang Xia's Four. The total amount was about 300,000, and about 200,000 were used, mainly Zhang Hu’s cards. Fang Xia has a little credit left on her card, with more than 50,000 yuan left.

The list of debts Zhang Hu listed on the paper was similar to what Fang Xia said. Zhang Lan added more than 400,000 yuan. After adding up all the numbers, Zhang Lan handed the paper to his uncle Zhang Dajiang and said, "Uncle, take a look."

Zhang Dajiang took the paper written by Zhang Lan and looked at it. His aunt Li Chunhong, who was standing next to him, looked over and looked at the numbers at the bottom. He immediately sat on the sofa and sobbed. Zhang Lan's mother quickly went over to comfort her in a low voice.

Zhang Dajiang took the paper and looked at it for a long time, and finally sighed and said: "This is more than two million, what can I use to pay it back. I think Zhang Lan, you don't have to worry about it, that's it."

Zhang Lan and uncle Zhang Dajiang explained: "Uncle, don't look at the huge number, but you can still recover."

Zhang Lan took a piece of paper and wrote with Zhang Dajiang and said: "Needless to say bank loans, don't worry about the more than one million for now. You don't need to worry about the platform for online loans, and don't worry about it yet. Then there are credit cards and It’s a private loan. Let’s talk about private loans first. My brother basically borrowed from relatives and acquaintances, and his friends also borrowed a little, all of which were around 10,000 to 20,000 yuan. The total amount is about 50,000 to 60,000 yuan.”

"In other words, the relatives and acquaintances here are about 400,000. Uncle, you have 160,000, and I will take out another 250,000. Tomorrow I will call my aunts. Then I will clear the account for my brother. I will take out the accounts of the relatives and acquaintances. It’s all cleared up. As for my brother’s friend’s…”

Zhang Lan raised his head and said to Zhang Hu and Fang Xia: "Brother Hu, come here with your sister-in-law, and I will tell you."

When Zhang Hu and Fang Xia came to the coffee table, Zhang Lan took another piece of paper and said: "Brother Hu, your credit card and my sister-in-law's credit card total are ten. The current limit is 300,000, and there is still 50,000 left." More. After repaying the loan from relatives and friends tomorrow, you will be left with a loan of 50,000 or 60,000 yuan from your friend. Then you can just overdue the online loan now, and don’t repay the bank loan. I guess the loan should be signed If you have a mortgage contract for a project under construction, take the contract to a lawyer and ask, if yes, just let the bank take away the contract."

"Sister-in-law, please keep all your credit cards from now on. Don't pay back the money from my brother's friend. The remaining balance of more than 50,000 on the credit card and the money you two earn every month should be enough to circulate. In this way, my brother will use my money Use my uncle's ID card to apply for a new phone card, and use my uncle's bank card when going out to make money. As for the credit card, wait until the online loan is overdue and the credit report can be recycled, then it can be recycled on time. If the limit is reduced or you can't get it out, don't pay it back yet. In this way, as long as My brother is facing debt collection from banks and online loans, so everyone in the family is mentally prepared. From now on, we can just focus on making money."

After listening to Zhang Lan's analysis, Zhang Dajiang's solemn look on his face relaxed a lot, and he asked Zhang Hu beside him: "Zhang Hu, do you think Zhang Lan said this is a hit? I think it's still a hit, so we two are working hard to make money. It’s okay to pay back more than 100,000 yuan a year for daily expenses, and you can pay back almost the same amount in four to five years. As for the loan of more than 1 million yuan, what contract did you sign at the beginning? "

"It's the mortgage contract for the project under construction that Zhang Lan mentioned, but it doesn't seem to be for the moat. I don't know how they operated it. It was finally done." Zhang Hu said, looking down at the numbers Zhang Lan wrote on the paper.

"Since it's that contract, don't worry about how they got it now. Take the contract and ask a lawyer, and ask the bank to take away the contract as it should. It's their business how much money they can earn later, so don't think about it. The remaining 6 to 7 million, the two of us, have worked harder in the past few years." Looking at the hope, Zhang Dajiang also became motivated.

After everyone discussed what to do tomorrow, Zhang Dajiang's family left Zhang Lan's house and went to their own home.

After sending Zhang Dajiang's family away, they returned to the house. Zhang Lan's mother sat on the sofa and said: "Zhang Hu looks smart and capable, but I didn't expect that he would fall down so hard. It's only been a few months. Zhang Lan will have to be more careful about what he does in the future. You Look at this.”

Before Zhang Lan could speak, he spoke again: "If it weren't for Zhang Hu, I wouldn't have let you borrow a penny. When Dad was in the hospital, your uncle went and took two hundred yuan, and it was Zhang who Tiger didn't know where he found 10,000 yuan at that time and gave it to him. Now when he has something to do with his family, he pays more than 100,000 yuan. A few days ago, he paid back Murakami's 50,000 yuan. I saw that he still had money. "

Zhang Lan interrupted her mother's complaint with a smile: "Mom, please don't say this. Zhang Hu was running around in the hospital at that time. He also helped clean up the mess at home when we were in a hurry. When he was hospitalized, Whenever he is free, he goes to cover shifts. People in the hospital say that you are just like the two sons. Now I just pay. If there is no money, forget it, but it is not a problem for me to pay this money now. Then help That’s how it should be.”

"You have money, why don't you pay it back for him?" Zhang Lan's mother complained casually with a look of confusion on her face.

"It's not about helping the poor, not the poor. Helping him pay back the money is not the purpose. Just accept the lesson and don't make this mistake again. Looking at Zhang Hu, I still feel dissatisfied. I just need to pay back the money from his relatives and friends for him. If he has the ability, he can do it again. I won't be able to control it anymore." Zhang Lan explained to her mother.

Later, seeing that it was still early, Zhang Lan went to the village committee to ask about the collapsed houses on both sides of the old house. Now that the old house was displayed on the panel, Zhang Lan was determined to take this opportunity to expand the old house. Plant a few flower beds with medicinal materials. If you can use your merit to upgrade the third-level medicinal raw materials that Zhang Lan has been thinking about for a long time, it will not be a problem.

I know that my writing is terrible, so I generally take a quick look at it before uploading it. I missed the invitation code for Writer Assistant. I heard that the new function in internal testing can automatically correct typos. I was quite envious.

I am now slowly correcting the typos and small bugs in the previous article under the great reminder of the readers. Basically, I adhere to the principle of not following the lead.

That is, when I find a name or plot bug, now I always modify the previous chapters based on the later ones. Try not to affect the reading experience of readers who follow updates.

Thank you readers for your tolerance and support for me, a newbie author! The fresh peaches in May are here to thank you! ! !