Unlimited modification of Shenhao

I heard that Qi Sheng wanted to be the shopkeeper.

Yuan Li couldn't laugh or cry immediately, and didn't know whether to thank her boss for his trust.

"Boss, I'm really busy right now. I need you to send someone to keep an eye on the decoration of the new store, or send me a few more capable assistants."

As loyal employees that the system provides.

Naturally, Yuan Li would not have the idea that her boss would send someone to take her position.

Instead, she wished Qi Sheng could arrange more elite soldiers and generals for her.

Let her free up time and consider opening a branch.

"I will send you ten people later. You can use them as reserve talents."

"When the new store is opened, let them go to the new store to take charge of management."

Qi Sheng smiled and nodded, naturally he would not squeeze Yuan Li too much.

He planned to pledge his office building and borrow a sum of money.

Smash it into the Spicy King's store and seize the time to compete.

With the market value of Shengxuan Financial Center, lending 7 to 8 billion is not a problem at all.

As for interest, compared to La Wang’s profitability, it is completely negligible.

There is only one store, no matter how much the turnover is, Qi Sheng will not care.

But if there are hundreds of stores, Qi Sheng will also pay great attention to it.

Unlike other hot pot brands, expansion is time-consuming and laborious.

Just cultivating talents requires a lot of effort.

Qisheng has a talent pool provided by the system.

We have as many loyal and capable employees as we need.

"Okay, I will arrange them properly."

Yuan Li also heard what Qi Sheng meant and couldn't help but get excited.

After resigning from Haidilao, many people were laughing at her.

It would be a lie to say that I didn't want to prove my own ideas.

But she didn't expect that her opportunity to slap those people in the face would come so quickly.

……

China Construction Bank, Office of the Vice President.

After they sat down separately, Zhou Yu made tea for Qi Sheng and tested his intention.

"Mr. Qi, do you need any help from me when you come here this time?"

"In my opinion, President Zhou, I want to mortgage the Shengxuan Financial Center. I wonder if your bank is willing to take on this business?"

Qi Sheng picked up the tea cup and took a sip. It weighed more than ten thousand pounds per pound.

The treatment of bank presidents is indeed good.

"Of course I do, Shengxuan Financial Center is a famous Grade A office building in our city.

Both the occupancy rate and rental income are among the top among Grade A office buildings.

Our CCB can definitely provide you with a quotation that cannot be provided by our peers! "

Zhou Yu smiled more and more enthusiastically and introduced Qi Sheng to matters related to office building mortgage loans.

“To be used as collateral for mortgage loans, the property rights must be clear and the liquidity must be strong.”

"The Shengxuan Financial Center under your name just fits this principle."

"Generally speaking, for properties such as office buildings and shops, you can only get a loan of about 50% of the appraised value at most."

"And the loan term is also shorter, usually around 3-5 years."

"I can provide you with 5% of the appraised price, and extend the loan term to 10- years. You can pay interest first and then pay principal."

"If you think the quota is still not enough, I also have a way to achieve more than 70%, but the handling fee will be higher."

After listening to Zhou Yu's introduction, Qi Sheng also had a general understanding of the situation of office mortgage loans.

With the high-quality conditions of my office building, there is no problem in pledging 70%.

But if the pledge ratio exceeds 70%, Zhou Yu will definitely have to do a lot of things.

"I don't have much demand for funds, 70% is enough."

Qi Sheng didn't want to collude with Zhou Yuhang just for some money.

"Understood, what do you think of this?"

Zhou Yu felt a little disappointed. He thought he would make a lot of money this time.

But he didn't dare to show anything, and still introduced enthusiastically.

"I will help you apply here. The pledge ratio is 8.4%. Based on the market value of Shengxuan Financial Center, you should be able to loan out about million."

“利率方面，3年先息后本的利率是4.25%，5年先息后本的利率是5.25%，10年先息后本的利率是6.25%。”

Qi Sheng was shocked when he heard that 8.4 million yuan could be loaned out.

This is pure cash, which is much more intuitive than a fixed office building.

In terms of interest rates, there’s not much to say.

The longer the loan term, the higher the interest rate will be.

"Just three years."

Qi Sheng thought for a while and did not choose to apply for a ten-year loan.

Just three years later, he didn't dare think about how much money he would have.

When the time comes, I'm afraid many banks will use the pole to ask him for a loan.

"No problem, then I will help you negotiate and try to control the three-year interest rate within 4%."

Zhou Yu also wants to sell Qi Sheng well.

The 0.25% interest rate erased is 210 million per year.

"Zhou Xing, let's get together when we have time."

Qi Sheng was naturally happy to accept Zhou Yu's favor and said these words that made Zhou Yu happiest.

"Haha, no problem. I've long wanted to compete with Mr. Qi on how much I can drink. It's better to choose a different day. How do you like today?"

Zhou Yu wanted to have a relationship with Qi Sheng for more than a day or two.

The last time I went to Shengxuan Financial Center to visit Qi Sheng, I could only call him a familiar face.

It wasn't until Qi Sheng asked him to do something this time that he became familiar with him.

"How can I let President Zhou spend money? I'll make arrangements later."

Qi Sheng suddenly realized that he needed a restaurant with enough food to entertain some distinguished guests.

When this loan is approved, Gao Di will open a high-end Sichuan restaurant.

"Then I won't be polite to Mr. Qi. Let's continue drinking tea. I'll just call the credit department."

While Zhou Yu was joking, he called the credit department manager on his landline.

Instruct the other party to issue an evaluation report of Shengxuan Financial Center as soon as possible, which should be as substantial and true as possible.

In less than half an hour, the evaluation report appeared in Qi Sheng's hands.

The report was quite detailed, Qi Sheng only cared about evaluating the total price.

13 million?

Zhou Yu asked with a smile: "Mr. Qi, are you satisfied with the assessed price of Shengxuan Financial Center?"

This evaluation report is naturally Zhou Yu's wish.

With a total appraised price of 13 billion, based on a credit limit of 7%, 9 million can be loaned out!

"very satisfied."

Qi Sheng smiled and nodded, accepting Zhou Yu's intention.

"Haha, drink tea."

Zhou Yu naturally would not doubt Qi Sheng's ability to repay the loan.

Not to mention the Shengxuan Financial Center, the annual rent collected is tens of millions, which is enough to pay the loan interest.

Qi Sheng's monthly family trust dividends alone were enough to make him put his heart back in his stomach.

When they got off work, Qi Sheng and Zhou Yu walked out of the CCB branch chatting and laughing.

Also accompanying him were Chu Qing and Zhou Yu's secretary Liu Ya.

They saw Gu Hai opening Cullinan's rear door for them.