Reborn as a tyrant in the Ming Dynasty

"...Though what the emperor has thought of is different from what I thought, the main ideas are all involved."

In Dongnuan Pavilion, Zhu Youxiao put down the memorial he was holding and looked at Zhu Youjian with slight approval, "It can be thought that I deal with the inner court in this way to frighten the outer court and to check and balance the outer court. That means what I said before, the emperor My brother heard it and took it to heart."

Zhu Youjian, who was standing with his hands hanging down, heard the praise from his royal brother. Although his appearance remained unchanged, he still felt happy in his heart.

After all, it was Emperor Chongzhen.

Looking at Zhu Youjian, who is somewhat similar to himself, and Zhu Youxiao, who is leaning on the soft cushions, he can't help but feel emotional in his heart. Although in the original timeline, some of the things Emperor Chongzhen did were indeed controversial, especially those of Emperor Chongzhen. His character was not only suspicious, but the key was his lack of responsibility. He killed and harmed a group of loyal people by mistake, which also caused the Ming Dynasty to be unable to reverse its decline.

But this life is different.

Zhu Youjian's path as emperor is considered to be perfect. If he can be trained and become a flag for overseas vassals, it will be more than enough.

Thinking of this, Zhu Youxiao gathered his thoughts, looked at Zhu Youjian and said, "Then I want to summon Zhang Weixian and the others. What do you think I want to do?"

"Win them further."

Zhu Youjian hesitated for a moment and said what he was thinking, "We will divide the nobles in Beijing, and if possible, the Imperial Brother will give Zhang Weixian and others more real power."

"Half guessed right."

Zhu Youxiao smiled, stretched out his hand and said to Zhu Youjian: "I can't give them power for the time being, but I want to give them personal benefits. After all, if I am empowered, it is not enough for me to give them. They still need to fight for it. After all, there are certain things The old system can't be broken by just one kill. I can't do anything by myself while others enjoy the results."

Ok?

Zhu Youjian was unavoidably suspicious in his heart. Obviously, he didn't understand a lot of what his royal brother said.

"Your Majesty... Zhang Weixian pays homage to His Majesty!"

"Your Majesty... Zhang Qingzhen pays homage to His Majesty!"

Just when Zhu Youjian wanted to express his doubts, two voices sounded outside Dongnuan Pavilion, which made Zhu Youjian stop. Seeing his royal brother waving his hand, Zhu Youjian bowed in recognition, and then went towards Go behind the screen.

"Xuan."

As Zhu Youxiao's voice sounded, Zhang Weixian and Zhang Qingzhen, who were waiting outside the hall, bowed their heads and walked in, but they had different ideas.

They didn't know what happened when the emperor summoned them at this time.

"You two gentlemen, please sit down."

Zhu Youxiao looked at the two people approaching, stretched out his hand and said, "I called you here today because I have a business deal that I want to discuss with the two Qings."

Ok?

After hearing this, the two people had just bowed to the emperor and had not had time to sit on the brocade stool. They were stunned for a moment and looked at each other, and doubts arose in their hearts.

The emperor called them here just to do business?

If this spreads out of the palace, I don’t know what kind of uproar it will cause!

The Ming Dynasty pursued a national policy of focusing on agriculture and suppressing business!

Although until now, this is just empty talk, but even so, it is still like this on the surface.

"I've been dealing with a lot of embarrassing things lately, and I've discovered a phenomenon worth pondering."

Looking at the two people who looked surprised, Zhu Youxiao continued: "There are many people lending money, and there are also many people borrowing money. The key is that the interest rates are outrageously high, which has also led to many current situations, such as forcing good people into prostitution and using land to make money." Pay off debts, or even break up your home.”

Zhang Weixian and Zhang Qingzhen looked at each other. Although they didn't say anything, they had many thoughts in their hearts.

"In view of this situation, I want to set up a special bank account."

Zhu Youxiao leaned forward and said, "From now on, we will lend to the private sector at interest rates lower than the high debts on the market. In order to enhance the reputation of the bank, we will also add a business of attracting deposits. To put it simply, who will bank?" If you deposit gold and silver in a bank account, in addition to the principal, you can also get an additional amount of interest, and as the scale of the bank account increases, you can even realize long-distance exchange!"

this! ! !

Zhang Weixian and Zhang Qingzhen were shocked.

Compared with lending to the private sector, a situation they were familiar with, setting up a special bank account to solicit savings from the private sector, and providing corresponding interest as long as they deposited gold and silver, and even being able to exchange money in other places, was an unheard-of thing. While they were shocked, they also made many associations.

Today's Ming Dynasty, although it looks stable on the surface, in fact, there are still many bandit forces in various places. They are entrenched in dangerous places and specialize in robbing homes and houses. This also leads to long-distance commercial exchanges among the people. To transport, especially when carrying a large amount of money, you will inevitably need to hire an escort. If you are worried, you will have your own servants escort you to ensure that your profits are not lost.

After all, the situation in various places is complicated. If you rely solely on the government to clean up, everything will be easy within your own jurisdiction, but if you go beyond the jurisdiction, there will be a lot of wrangling.

"Your Majesty, do you need to charge interest for this long-distance exchange?"

Zhang Weixian hesitated for a moment, raised his head and bowed to Zhu Youxiao.

"This will definitely be collected."

Zhu Youxiao smiled, "After all, the trouble was given to the bank, and the convenience was given to them. I think it is reasonable and reasonable to charge a corresponding share of the interest."

Is this the benefit that the royal brother promised?

When Zhu Youjian, who was behind the screen at that time, heard this, he became confused. Does the emperor also want to talk about money?

Under Zhu Youjian's knowledge, the emperor's status was so respected, how could he talk about such things with his ministers.

It’s just that the reality is so cruel.

What can even the emperor do?

Without money, nothing can be done.

And if the emperor cannot accomplish anything, can he still be called the emperor?

That should be called a puppet!

"I wrote down some of my thoughts."

Zhu Youxiao took out a file and handed it to Liu Ruoyu who was serving beside him. He looked at the two people in front of him and said, "You two, you can take a look at it first. If you are willing, you can prepare this matter secretly. I have something to say." Speaking of which, the matter of the silver account must be kept absolutely confidential. Apart from the two noble families, the only people who can be involved are the nobles who serve in the Imperial Guards House. As for others, I cannot trust them."

After hearing this, Zhang Qingzhen looked at Zhang Weixian subconsciously.

"And if you really decide to invest in a bank, there are some things that need to be clarified in advance."

Looking at Zhang Qingzhen, whose expression changed slightly, Zhu Youxiao continued: "There are some things that are not on the table. If you should disassociate yourself, you should disassociate yourself from it. I will let go of the past, but if it happens again in the future, then don't blame it. I am ruthless, like Jingying!"

Now Zhang Weixian and Zhang Qingzhen were surprised.

The atmosphere of Dong Nuan Pavilion has changed.

That’s what happened!

Zhu Youjian, who was standing behind the screen, obviously thought of something when he heard these words. At this moment, ripples started in his heart.