Rebirth 2006, creating a super consortium

After finalizing the pilot project of Yuanfang Bank, the two of them tacitly skipped this topic and started chatting about some trivial matters.

About ten minutes later, the two people, who had just had a full meal, got up and left the restaurant and went to the study.

"Clang..."

After Zhang Ze gently put down the teacup, he looked up at An Xin and said with a smile: "Okay, let's continue talking about the steel project!"

"The bank license you want has been given to you, but even if Yuanfang Bank has a license, it would be difficult for it to provide tens of billions of RMB in funding to start a steel project in a short period of time, right?"

An Xin shook her head slightly and explained, "Secretary Zhang, in fact, Yuanfang Bank's predecessor, Liao Chongxing Bank, has a banking license in the mainland, but this license is foreign-funded and has many restrictive clauses in terms of operation. As a result, it has only opened one branch in Shantou City for many years. Now the province has reissued a license that meets the standards of mainland banks. Then our Yuanfang Bank is confident that we can complete the establishment of multiple branches within two months. As for the funding issue..."

At this point, An Xin paused, raised the corner of his mouth, and said confidently: "In fact, as long as the branch can be successfully opened, our Yuanfang Bank is fully capable of taking out tens of billions of project start-up funds in the shortest possible time!"

Zhang Ze vaguely guessed what An Xin was planning and asked in a deep voice, "Raising deposits at high interest rates?"

"Yes!" An Xin did not hesitate and directly admitted the plan to be carried out: "Secretary Zhang, after the branch opens, Yuanfang Bank will immediately launch a series of high-interest deposit-raising activities!"

Zhang Ze frowned, thought for a moment, stared at An Xin sharply, and said seriously: "Xiao An, I really don't want to speculate with the utmost malice what risks Yuanfang Bank will bring by doing this, but I hope Yuanfang Bank must pay great attention to risk control issues and minimize all risks as much as possible. Don't create a mess of systemic risks just because of a crisis, causing irreparable losses to depositors!"

An Xin did not dare to neglect it and immediately assured: "Secretary Zhang, don't worry, I promise that Yuanfang Bank will strictly abide by the relevant laws and regulations and will never make any mess!"

Zhang Ze's expression eased slightly, and after thinking for a while, he slowly said, "To be honest, I am a very conservative person on finance. I always believe that finance should be used as an effective supplementary tool for the real economy, rather than replacing the real economy as the dominant party!"

"The conservative style shown by Guangdong's financial sector in recent years is actually the result of my strong interference. For this, I have been criticized and condemned a lot. Some people even shouted slogans like [Zhang Ze is an undercover sent by the Shanghai Stock Exchange to suppress the financial development of Guangdong Province]. But to be honest, I don't regret the decision I made!"

An Xin immediately looked up at Zhang Ze, her expression full of surprise!

No, can this be discussed?

You should know that six or seven years ago, in order to compete for the right to speak in the financial field, Shenzhen and Shanghai directly launched a protracted super debate!

In this debate, the two sides went from a relatively mild and well-reasoned discussion at the beginning to a stage where they completely disregarded all manners and launched direct personal attacks. It can be said that they jointly contributed a good show to the spectators!

But with Zhang Ze taking charge of Guangdong Province and quickly adjusting relevant financial policies, this great debate came to an abrupt end!

Now the winner has been decided, there’s no need for anyone to argue anymore!

Although the winner had been decided, both sides had no intention of stopping there. Instead, as if they had a telepathic connection, they directly pointed their spearheads at Zhang Ze and once again joined forces to launch a accusation contest against Zhang Ze!

In fact, the example given by Zhang Ze herself, such as "Zhang Ze is an undercover agent sent by the Shanghai Stock Exchange to suppress the financial development of Guangdong Province", is relatively mild.

Some people even went a little too far and accused Zhang Ze of obstructing reform and opening up.

What's worse, some people directly accused Zhang Ze of having ill intentions and reversing history.

If public opinion could kill people, Zhang Ze would have been killed by public opinion long ago!

It’s a pity that public opinion can’t kill people, at least it can’t kill Zhang Ze!

Moreover, the public opinion did not kill Zhang Ze. On the contrary, the sudden outbreak of the global financial crisis further proved the correctness of Zhang Ze's relevant financial policies.

Subsequently, Guangdong Province conducted a relatively deep and systematic reflection, which to a certain extent vindicated the relevant financial policies promulgated by Zhang Zemin that year.

After shaking his head to dispel these messy memories, An Xin looked at Zhang Ze seriously and said, "Secretary Zhang, I can understand the significance of your doing this, but I don't think so for others!"

Zhang Ze smiled slightly and said proudly: "Xiao An, I don't care whether they can understand the meaning of what I am doing now!"

"To be honest, it is an established fact that the financial industry is not suitable to be a pillar industry in Guangdong Province. If we continue to allow those financial institutions to grow wildly, Guangdong Province will definitely form a very terrifying industry hollowing out phenomenon at a free fall speed. When that time comes, it will become an impossible task for Guangdong Province to rebuild its industrial structure!"

“So even if I have to bear thousands of insults, I will resolutely do a good job of supervision and prevention in the financial industry!”

"And I firmly believe that as time goes by, the future will gradually prove the correctness of these policies!"

Okay, okay, Zhang Ze also has the third eye, right?

An Xin suddenly felt that her rebirth was really boring!

Why do all of them seem to have opened their third eye?

After quickly adjusting his nearly collapsed mind, An Xin nodded and said, "Yes, I also agree with the conclusion that the financial industry is not suitable to be a pillar industry in Guangdong Province!"

"The financial industry may be able to produce relatively good economic data in normal times, but this will bring with it a variety of extreme risk issues. These extreme risk issues can be limited by regulation in normal times, but if a financial storm hits one day, it is very likely that it will take three to five years to recover, or even a complete collapse. The risks involved are indeed too great!"

Zhang Ze nodded slightly and smiled, "Well, this is one of my main concerns. Frankly speaking, there are benefits to developing the financial industry. On the contrary, there are many benefits, but the harm is endless and the impact is more far-reaching. So since it is possible to avoid related risks in advance, it is better to avoid them as much as possible!"

At this point, Zhang Ze turned his head to look at his watch, then suggested with a smile: "It's almost ten o'clock without me noticing. Xiao An, we have already talked about everything we need to talk about, and we have also discussed everything we need to discuss. So let's stop here for today. As for the follow-up work of the steel project, I will contact you again after we have completed the reorganization of Guangdong Iron and Steel Group!"

"Don't worry, the restructuring of Guangdong Iron and Steel Group will be completed as quickly as possible. Of course, you have also started to open a branch of Yuanfang Bank in the mainland. After all, if both parties advance simultaneously, the steel project can be completed and implemented as quickly as possible!"

An Xin nodded slightly, then stood up and said, "Okay, Secretary Zhang, I won't bother you anymore. If you have any questions later, we will contact you again!"

"it is good!"

Zhang Ze nodded slightly, stood up and shook hands with An Xin, then politely sent An Xin away...

...