Rebirth of Bloody Romance

Chapter 220 scared me

Zhong Yuemin had just walked out of the computer classroom when suddenly a car drove towards him and quickly stopped in front of him. Zhong Shanyue's secretary walked out of the car and shouted, "Xiao Zhong."

Zhong Yuemin looked at him with a puzzled look and asked, "Brother Zhang, why are you here?"

Secretary Zhang smiled and replied, "I came here specifically to see you."

Zhong Yuemin's heart tightened, and he asked quickly: "Looking for me? Did something happen to my dad?"

Secretary Zhang shook his head and consoled him, "No, Xiao Zhong, don't ask so many questions. Just follow me. The leaders are waiting for you!"

After saying that, Secretary Zhang didn't give Zhong Yuemin any chance to refuse and directly pulled him into the car.

The students who followed behind saw this scene and started to discuss it curiously. Someone asked, "What is the identity of our teacher Zhong? He seems to be quite powerful."

Another person echoed, "That's right, I really don't know if anyone knows the situation?" However, no one could give an answer.

Just like that, Zhong Yuemin was inexplicably taken to a room next to a conference room. Not long after, Zhong Shanyue walked in. Zhong Yuemin immediately stood up and asked anxiously: "Dad, why did you call me here so hastily? What happened?"

"What happened? It's all your own fault." Zhong Shanyue's tone was full of blame and helplessness, which instantly turned Zhong Yuemin from confusion to bewilderment.

"Dad, what do you mean? I don't understand." Zhong Yuemin looked innocent with a frown on his face, as if he had become the protagonist in the mystery.

Zhong Shanyue glared at him, his eyes filled with both blame and confusion. "What on earth were you thinking when you asked Zhang Haiyang to operate in the Soviet Union? We are all confused and have no idea what's going on."

Hearing this, Zhong Yuemin suddenly understood, and his tense nerves instantly relaxed. He chuckled, sat down on the bench, and even crossed his legs leisurely, the tension on his face was swept away. "Dad, I thought it was something big! You scared me."

Seeing this, Zhong Shanyue frowned even more tightly. He quickly walked to Zhong Yuemin and lowered his voice with a stern and warning tone. "Yuemin, watch your words and actions. This is not your home, nor is it a school. Your every move may be magnified and interpreted. What's more, your actions this time have far-reaching consequences. How can you be so careless?"

Although Zhong Yuemin still spoke in a nonchalant tone, a hint of nervousness flashed in his eyes.

Seeing Zhong Shanyue's serious expression, Zhong Yuemin immediately realized that his attitude might be a little inappropriate, so he smiled casually, but there was still a hint of caution in his tone. "Dad, what's wrong with you today? Haven't I always been like this?"

Zhong Shanyue ignored Zhong Yuemin's playful smile and glared at him fiercely, his eyes full of warning. He deliberately lowered his voice so that the words only echoed between the two of them. "Pay attention, kid. The chief is in the meeting room!"

This sentence was like a thunderbolt, instantly waking Zhong Yuemin up from his frivolous state. He suddenly realized that he might have really violated some important rules.

Zhong Yuemin quickly jumped up from the bench and walked to Zhong Shanyue in two steps. His face was full of flattering smiles, and his attitude took a 180-degree turn. "Excuse me, Chief Zhong, does the organization have any tasks for me?"

Zhong Yuemin's attitude at this moment can be described as very servile, completely without the casualness and laxity of before. He knew very well that the person who could be called "chief" by Zhong Shanyue had a very high status and influence.

Zhong Yuemin could guess with his toes that this leader must be closely related to important national affairs. Therefore, he dared not act presumptuously and could only try his best to show his sincerity and obedience.

Zhong Shanyue looked at Zhong Yuemin like this. Although he was still dissatisfied, he also eased a little. He nodded, motioned Zhong Yuemin to follow him closely, and then whispered, "Follow me, the commander wants to see you."

Upon hearing this, Zhong Yuemin quickly responded and followed.

In the spacious conference room, the lighting is soft and bright, casting a peaceful atmosphere while at the same time being solemn and serious.

A group of old men in dark Mao suits sat neatly on both sides of the long table. They had solemn faces and different expressions. Some lowered their heads in thought, some focused on the documents in their hands, and some others looked up from time to time at the people around them, as if looking for some answers.

There was a subtle sense of tension in the air, as if everyone was looking forward to an important decision or discussion.

At this moment, the door of the conference room slowly opened with a slight creaking sound, and Zhong Shanyue walked in.

Zhong Shanyue walked steadily and powerfully, and each step seemed to be in an invisible rhythm. He walked straight to his own seat. He had a firm and confident expression on his face, which made people respect him. And behind him followed a young man - Zhong Yuemin.

Zhong Yuemin stood at the door of the conference room and quickly glanced around, and found that except for Zhong Shanyue's seat, the entire conference room was full.

Zhong Yuemin frowned slightly, revealing a hint of embarrassment. Then, he gently tugged at the corner of his clothes, and a faint bitter smile appeared on the corner of his mouth. He straightened his body and stood quietly behind Zhong Shanyue like a soldier on guard, with a hint of nervousness and curiosity in his eyes.

As time went on, the atmosphere in the conference room became more and more oppressive. People's breathing seemed to become heavier, and only the occasional sound of shuffling papers broke the silence.

In this tense atmosphere, everyone was silent, as if waiting for an important decision or discussion to begin.

Zhong Yuemin couldn't help wondering, isn't this a meeting? Why has no one spoken for so long? He secretly glanced at Zhong Shanyue and saw that his father also had a serious face, as if he was waiting for something important.

At this moment, Zhong Shanyue seemed to notice Zhong Yuemin's stiffness and confusion, and he couldn't help but feel helpless. He gently stretched out his foot, kicked the latter's leg, and shouted in a low voice, "What are you doing standing there? Speak!"

Zhong Yuemin was a little dazed by the sudden kick. He turned his head blankly, looked at Zhong Shanyue, and asked in confusion, "What are you talking about?" His expression was as innocent as a lost child.

Zhong Shanyue was even more furious when he saw this. He lowered his voice, trying not to let others hear. "Why did I ask you to come here?" There was a hint of blame in his tone.

Zhong Yuemin's heart suddenly tightened when he heard his father's words, but he pretended to be calm, scratched his head, and answered innocently, "I don't know?"

As soon as Zhong Yuemin said this, the originally tense atmosphere in the conference room was instantly broken. Several senior executives who usually did not smile could not help but smile and began to talk in low voices. The atmosphere suddenly became a lot more relaxed.

"Haha, this kid is quite interesting." Someone chuckled.

"Mr. Zhong, your son is really unique," another person joked.

Everyone in the conference room turned to look at the father and son, and then there was a burst of laughter. Some people laughed so hard that they fell forward and backward, some covered their mouths and laughed secretly, and some even clapped their hands on the table. The atmosphere in the entire conference room suddenly became relaxed, as if the tension and seriousness just now were just an illusion.

Zhong Shanyue couldn't help but smile bitterly as he looked at his son's embarrassed yet cute appearance. He shook his head helplessly and secretly sighed in his heart: This child, he really makes people love and hate him!

The old man in the lead said with a smile, "Xiao Zhong! Just start by telling me why you wanted to go to the Soviet Union for a loan!"

"Yes, Chief." Zhong Yuemin also saluted.

Zhong Yuemin cleared his throat and began his analysis of the current situation in the Soviet Union, with a serious and thoughtful tone. "Leaders, the strength of the Soviet Union's heavy industry is indeed world-renowned, and this is an indisputable fact. However, in our in-depth investigation in recent years, we have discovered a problem that cannot be ignored - the Soviet Union has significant shortcomings in the field of people's livelihood, especially in light industry."

Zhong Yuemin paused, and glanced at everyone in the conference room to make sure that everyone heard his words. "Specifically, the Soviet Union's light industry was underdeveloped, and it can even be said that there was almost no independent light industry system. A large number of daily necessities were dependent on imports. This situation caused the Soviet people to face many inconveniences in their daily lives. From fruits and vegetables to beef and mutton, from cigarettes to alcohol, almost all daily necessities had to be purchased by queuing up."

At this point, Zhong Yuemin frowned slightly, his tone revealing his concern about the current situation in the Soviet Union. "I think that the long-term accumulation of such livelihood issues is an unstable factor for any country. The Soviet people's living needs are not met, and social dissatisfaction is bound to grow and spread. Therefore, I judge that the current economic structure of the Soviet Union will sooner or later expose deep-seated problems and may even cause serious social unrest."

After Zhong Yuemin finished his speech, the conference room fell into a brief silence. Everyone fell into thinking, digesting and evaluating Zhong Yuemin's views.

Finally, someone broke the silence and raised a question. "Xiao Zhong, your analysis makes sense, but what does it have to do with us getting a loan?"

Zhong Yuemin smiled slightly, looked at the questioner with a sharp gaze, and then slowly explained, "This leader asked a good question, and this is exactly the key point I will talk about next. In the financial field, the value of currency is not static. It is affected by many factors, including the country's economic situation, policy adjustments, and international market fluctuations. The example I mentioned actually involves the concepts of currency depreciation and debt restructuring."

Zhong Yuemin continued, "If the Soviet economy had problems and its currency depreciated, the funds originally borrowed from the Soviet Union would likely face a significant reduction in actual value when they were repaid."

"Specifically, I borrowed 1000 rubles from the Soviet Union and exchanged them into US dollars or other currencies at the exchange rate at the time. If the Soviet Union's economic situation deteriorated during this period, causing the ruble to depreciate significantly, then when the debt matured, I actually only needed to use a relatively small amount of US dollars to exchange enough rubles to repay the debt. In this way, the seemingly huge debt burden became much lighter."

"Of course, this is just a simplified example. In actual operations, we also need to consider factors such as exchange rate risk, interest rate changes, and the international political and economic environment. But my core point is that through clever financial operations, we can avoid or mitigate the risks caused by economic problems in the lending country to a certain extent."

Zhong Yuemin's words livened up the atmosphere in the conference room again, and everyone nodded in agreement.

Someone else raised a question. "If the Soviet Union doesn't have any problems and its currency doesn't depreciate, and I heard you gave a very high rebate and interest, what are you going to do, Xiao Zhong?"

Faced with new questions, Zhong Yuemin appeared more confident. He smiled and replied, "Sir, your concerns are very pertinent. Indeed, changes in the financial market are full of uncertainty. But please allow me to explain my strategy in detail and why I am confident that I can make more profits through loans even when the Soviet economy is stable and the currency has not depreciated."

"First, I want to emphasize that we did not lend money simply to bet on economic problems or currency devaluation. Our core goal was to generate profits by taking advantage of the time value of money and the differences in international markets. Even if the Soviet economy remained stable, we could achieve this goal in a variety of ways."

"At that time, we can use derivatives in the financial market to hedge risks and increase returns. For example, we can lock in exchange rate risks through currency swap agreements to ensure that there will be no losses due to exchange rate fluctuations when the loan is repaid. At the same time, we can also use financial instruments such as futures and options to hedge other possible risk factors, such as interest rate risks."

“In addition, I would like to emphasize that our lending strategy is not isolated. We work closely with multiple departments, including finance, risk management, and market research. Through cross-departmental collaboration and information sharing, we can more comprehensively assess risks and formulate corresponding response strategies. In this way, we can maintain keen insight and strong adaptability in the complex and changing financial markets.”

"Therefore, I can confidently say that even if the Soviet economy remains stable, the currency does not depreciate, and we need to pay higher rebates and interest, I am still sure to make more profits through loans. Of course, this requires the joint efforts and careful planning of our team, but I am confident that we can do it."

Zhong Yuemin racked his brains and told everyone he knew, and he even believed it.

With his profound financial knowledge and keen insight, Zhong Yuemin explained the various possibilities and coping strategies of the loan project, and his words were full of professionalism and confidence. His words were not only clear and logical, but also convincing.

Although the leaders were not familiar with the details of the financial field, they had full confidence in Zhong Yuemin's professional ability and dedication. Seeing Zhong Yuemin analyze the project so seriously and comprehensively, they were naturally impressed by his professionalism and persuasiveness.

After Zhong Yuemin's explanation, the atmosphere in the conference room became solemn and serious. The leaders nodded in agreement, and some even showed thoughtful expressions. They began to realize that although this loan project has certain risks, it also has huge potential and value.

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