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"Comrade Lin Kaifeng, there are no outsiders here. If you have any difficulties, please tell us. If our commune can help you, please speak up."

"If there are problems, the commune will help your company solve them. If there are no problems, we will also help if we create problems."

Li Chaoyang has been the director of the commune for many years, although his vision and business acumen are not as good as Lin Kaifeng's.

It still didn't affect him, and he understood the implication of Lin Kaifeng's words.

Obvious.

The commune also needs to help in solving the problem of surplus labor in large quantities.

Lin Kaifeng said: "Director Li, do you know about bank loans?"

"Bank loan?"

Li Chaoyang was stunned for a moment and said uncertainly: "You mean borrowing money from the bank?"

"Yes, borrow money."

Seeing that Li Chaoyang was not completely ignorant of what bank loans were, Lin Kaifeng slowly explained his specific ideas.

Before, Lin Kaifeng wanted to invest in the machinery factory in full.

Helped Dongshan Brigade to establish a pig farm and purchase imported Landrace pigs.

Wait until the pig farm reaches a certain scale and is able to provide high-quality Landrace pigs in an orderly manner.

Lin Kaifeng will discuss with the city to merge the county meat processing plant.

Among the enterprises in the county, seven out of ten have inherent problems.

Before 79, we could barely rely on funds from above to maintain some production and pay workers' wages.

In 80, the country officially began to implement the separation of government and enterprises, and enterprises were responsible for their own profits and losses.

The government no longer provides any financial assistance to state-owned enterprises.

Not to mention the factories and enterprises at the county level, which are facing a situation where they have no food to eat.

Military-industrial enterprises and key research institutes are also in a precarious situation.

Find a way to support yourself.

Against this backdrop, the large-scale merger of county-level enterprises and factories is not a big problem.

There will be strong support from above.

After all, no one would complain about having less and less baggage on their shoulders.

If the machinery companies are not allowed to merge, these enterprises will become a burden on the city.

The country is determined to take drastic measures and let state-owned enterprises bear their own profits and losses.

The provincial and municipal governments may not be willing to do this.

It's not difficult to be both.

The difficulty lies in how to support the original employees and ensure their livelihood.

They have to merge factories and make a series of investments.

There are too many places where large amounts of money need to be mobilized.

On the way here, Lin Kaifeng came up with an idea to use a chicken to lay eggs.

loan.

From 49 to 79, banks went through four cycles of lending to state-owned enterprises.

Through small-scale assistance, we can gradually clarify how commercial loans can help corporate production.

By the end of the 50s, commercial loans entered a period of unprecedented growth.

Full credit appeared.

The working capital of state-owned enterprises and factories is uniformly solved by bank loans.

Just 59 years.

The number of loans exceeds the total amount of the past decade.

Two years later, bank loans entered the third stage, the trough period.

Because Longguo has completed the comprehensive industrial layout.

All funding for state-owned enterprises comes from higher-level authorities.

There is no need to apply for full credit from the bank for working capital.

"Director Li, last year, the country issued a lot of good news."

"In addition to increasing the number of students sent abroad, there have also been new changes in bank loan policies."

"It can be summed up in eight words: treat people differently and support the best."

Hearing this, Li Chaoyang seemed to understand and said, "Does the state agree that local production units can apply for loans from banks?"

“Not only do we agree, but we will also vigorously support promising enterprises.”

The eight words "differentiate treatment and support the best" contain a lot of important information.

As Lin Kaifeng spoke, he asked Li Chaoyang to help him find newspapers from the entire previous year.

Even though Lin Kaifeng remembered the policy, he could not accurately describe its entire content.

All we know is that commercial lending is starting to recover.

Enterprises with good performance and promising development momentum are eligible to apply for large loans from banks.

Coincidentally.

The machinery company fit the bill nicely.

Seeing that Lin Kaifeng was serious, Li Chaoyang immediately took him to the commune database.

Look for a stock of newspapers from the previous year.

"Pfft, pfft, I found it."

After spending almost two hours, the two finally found a newspaper that wrote about the loan spirit.

Lin Kaifeng spat out the dust in his mouth and read the specific contents of the newspaper.

In response to operational problems in economic reform, relevant departments have issued four requirements.

Enterprises that meet the four requirements can not only obtain large loans from banks.

Banks should also provide various policy support.

The five requirements are to complete the plan with quality and quantity guaranteed.

The production contract was executed well without any disputes.

The company's operation and management are superior to those of local companies in the same industry.

He has made significant contributions to the country's foreign exchange earnings on many occasions.

"Director Li, please think carefully. Does our machinery company meet the requirements for key loans?"

"The higher authorities have clearly required that priority should be given to supporting enterprises with good economic benefits. If our Northern Machinery Company does not meet the requirements, which other company will be eligible for loans?"

Li Chaoyang took the newspaper and read the contents carefully.

have to say.

The contents seem to be specially formulated for machinery companies.

any item.

The machinery company did a perfect job.

"But what does this matter of loans have to do with our commune?"

Li Chaoyang asked puzzledly.

Lin Kaifeng smiled bitterly and said, "Director Li, I don't treat you as an outsider. I want to tell you a few words from the bottom of my heart."

"Our company has been in the limelight recently. If we take all the good things, even if the city leaders don't say anything, will other companies say something weird and cause trouble for us?"

"It is true that those who are not envied are mediocre."

“The first bird to stick its head out gets shot down,” is also a wise saying.

"Therefore, this time the ham sausage factory business must be a cooperative business."

"The Dongshan Brigade is responsible for raising pigs and serves as a supporting unit for the ham sausage factory."

"As the direct superior of Dongshan Brigade, the commune also needs to do something."

"As a guarantee for our company, we will vigorously promote the breeding of Landrace pigs in the various communes below to ensure the supply of meat for the ham sausage factory."

Lin Kaifeng lowered his voice and analyzed the benefits of doing so.

The total investment in the ham sausage factory is five million.

Banks will focus on supporting machinery companies.

Faced with such a large loan amount, there are certainly many concerns.

Li Chaoyang represented the commune and worked with Lin Kaifeng to persuade the city leaders.

The city leaders were convinced that the huge loan was a sure thing.

Besides.

It can also show that the machinery company will not eat alone, but will help the commune and production team to become rich together.

Shut up the rest of the talk.

The cooperation between the commune and the machinery company is not limited to pig farming and sausage factories.

The disposable chopsticks factory is also a cooperative project between the two companies.

Just borrow a little at a time.

Try to borrow eight million from the bank.

Use loans to complete a series of investments in a machinery company.