The Chinese girl from Hufflepuff is both timid and brave

The original plan was to stay in Hogsmeade for a whole day, but unfortunately the plan was interrupted by a sudden rainstorm. Although most fourth-year wizards knew some rain-proof spells, the damp atmosphere accompanied by thunder still made most wizards choose to return to school.

After Sun Zhu finished counting the things he needed to bring for his friends, he stuffed them all into their bags and asked someone to act as a laborer to carry the bag and hold an umbrella at the same time.

She discovered that people here really don't like to use umbrellas. Maybe they think it's cool to get wet in the rain, but she can't help but worry about them. Will this accelerate the upward movement of their hairline?

Fortunately, Cedric was more receptive to advice. Although the Niffler bag on his shoulder looked a bit funny and his tall body, long legs and not-so-big umbrella made him look a bit cramped, he still walked steadily in the rain, his eyes never leaving Sun Zhu who was counting things on his fingers.

"My father told me that there is a very important issue that wizards once ignored, but now it has been taken seriously." The girl's long sleeves were inevitably wet by the rain, but she squinted her eyes and seemed to enjoy the slight coolness brought by the rain. "Gringotts' gold galleon exchange has a limit on the amount."

"Ok?"

Cedric responded in a low voice. As a theoretical pure-blood wizard living in a wizard village, he naturally had never considered this aspect of the problem.

Only young wizards of Muggle origin need to go to Gringotts to exchange gold Galleons. Or adult wizards who have entered society need to exchange gold Galleons, silver Sickles, and copper Knuts for Muggle currency when dealing with Muggles.

"When my grandparents first came here, they exchanged a lot of gold Galleons. There was no limit at that time, so my father doesn't have to worry about money now." Sun Zhu shook her head with a smile. She didn't expect the source of funds at home to be so simple. "I don't know the exchange rate at that time. Now a wizard's gold Galleon is equivalent to five pounds of Muggles, but even if it changes, it won't be a big deal. But you know, many young Muggle wizards who come to Hogwarts to study are very rich... It may not have had such a big impact in the early years, but now..."

If a child from a wealthy Muggle family came to school here, and the British wizarding world only had a few thousand people, the number of gold Galleons to supply this system would be converted into pounds, and the number might not be small, but if there were no exchange restrictions, I'm afraid the wealth of a wealthy family on the Forbes list could be exchanged for the entire Gringotts in Diagon Alley. Even if there were no such wealthy people, a middle-class family like Hermione's family would be able to live a very comfortable life in the wizarding world.

However, the only currency recognized by the wizarding world is minted by goblins, and their production capacity is limited. It is impossible and unnecessary to produce an endless supply of Galleons and Knuts.

Goblins are naturally good at managing money, and after experiencing several shocks from Muggle tycoons, they quickly began to limit the amount they could exchange. After reporting to the Ministry of Magic, they would only provide a fixed exchange amount to each Muggle wizard who came to Hogwarts to study. Even if Bill Gates' children came here, they would not be richer than Harry Potter - unless the tycoons "earned" more gold Galleons through other channels.

"I specifically asked Justin and Bree, and also checked with Hermione. Although they didn't fully understand, they confirmed that there were indeed restrictions. Therefore, they couldn't live the life they imagined, where they could use the money to do whatever they wanted in the wizarding world... Oh, the word 'do whatever they want' was said by Justin. He is honest enough to admit this. No wonder he came to Hufflepuff."

"I can see that he does come from a wealthy family, but he himself doesn't seem to like the Muggle life very much." Cedric thought thoughtfully, "But after coming here, there are not many opportunities to use gold Galleons. Hogwarts basically saves us most of the expenses, and these expenses are all provided by the Ministry of Magic."

"It is indeed an ideal life." Sun Zhu said with emotion: "It is in such a society that an orphan wizard can have enough food and clothing, and then he will start to think about things beyond basic survival. Is it because he suffered too much in his childhood that he became twisted later in life? If Hogwarts cannot let him live such a life, will he be forced to return to 'normal' or become even more perverted?"

"Well, the person you are talking about could be..."

"In short, it's not Harry. Harry is a child who has suffered a lot of pain, but he can still treat life with a normal heart. Of course, he also has some shortcomings that cannot be ignored, but generally speaking, he has done better than many people."

Suddenly there was a strange noise behind them. Sun Zhu gently hooked his arm and looked in a certain direction.

"Please help me get the scarf out of my bag." She hesitated a little, but still said, "Even if it's overstepping my authority, I don't intend to drag it out. Anyway, I'm sure this is the right thing to do."

"What are you going to do?" Cedric wrapped the scarf around her shoulders and neck a few more times. Because of this action, some raindrops splashed onto his face, wetting a few strands of his hair.

Sun Zhu looked at him with amusement, looking at himself who was almost wrapped up like a Michelin tire man, and said helplessly: "No matter how afraid of cold I am, I won't wrap myself in two such thick scarves in early autumn. But you, do you plan to go to Madam Pomfrey to try her newly developed potion?"

"Ahem, what do you need me to do now?" He looked around. In the rain, there were only some Hogwarts students who were walking by hurriedly like them.

Sun Zhu gently pulled off the newly bought scarf. It was in classic yellow and black colors and felt thick. The long scarf was draped over her arm and was wet by the rain, but it seemed to still have some body temperature remaining.

"Come out, I know you are there." She called softly, then clutched the scarf tightly.

Cedric subconsciously put his arm around her shoulders. Although she looked calm, he could keenly sense a hint of hostility at this moment.

It's not as fierce as murderous intent, but it's still like cold rain, chilling you to the bone.

This "you" is not a Death Eater like last time, but your strength is not weaker than a Death Eater.

"Don't be nervous, I know what that is, look." Sun Zhu held the back of his hand. Although her fingers were cold, there was an irresistible warmth that gently passed through his heart, allowing him to look at the figure that appeared not far away with her.

It was a house-elf with slightly oversized ears, a sad and timid look, but with an unignorable stubbornness.