Ergou didn't have to wait long before the second wave of customers arrived.

The other party was Lao Wang, who also ran a clothing factory, producing fashionable women's clothing with first-rate styles, second-rate publicity, and third-rate quality.

He took a tour of the factory and was attracted by the equipment. However, when he learned the price, he was so scared that he kept waving his hands, "It's too expensive. We are a small business and don't have such high profits. Besides, our factory has added a new set of equipment. We don't have that much money in the account. If you are not in a hurry and are willing to increase the amount first, I can lend you one million from the bank."

Ergou glanced at his creditor, Lao Feng, but he flatly refused, "No! We can't wait that long. We can't even keep our house."

After the second wave was gone, the third wave came. But the situation was the same as Lao Wang's.

One million in this era is equivalent to 2000 million in 2024. It is equivalent to million in . The average factory really can't afford to pay so much money. The most important thing for doing business is the funds in the account. No boss will keep so much money in the account.

After being rejected three times in a row, Lao Feng urged Ergou to call the first boss, "I still owe the workers money. If I don't get paid today, I can't even go home!"

Ergou wanted to sell more money and refused to fight, "I can't just pay you back. There are other people's debts to pay as well. There are also so many workers. Their wages have to be paid too."

Seeing that he couldn't convince him, Lao Feng went to find other suppliers, and they had lunch in the cafeteria. Because there was no money in the account, the food in the cafeteria was very light these days. Rice with radish and cabbage, not even a piece of meat.

Upon learning that Ergou insisted on selling at a high price, the suppliers crowded into the factory director's office and urged him to make a call quickly.

Ergou was forced into no choice but to make a phone call.

The other party probably guessed that Ergou was in a hurry to use the money, so they directly lowered the price to 400,000. It was more than half the price, which made Ergou so angry that he could no longer control his temper and cursed and then hung up the phone!

The supplier was so anxious when he saw him like this, "Why did you die? Four hundred thousand is four hundred thousand, it's better than nothing!"

Ergou glared at them angrily.

Zhang Xiuhua felt that it was a mistake to let these people get involved. They didn't care how much Ergou could be sold for. They just wanted to get the money as soon as possible.

"Hey, you can't just think about yourself. Our factory is going to be closed. We have to pay one day's wages for every day we stop working."

"You can't be so selfish. You owe money for more than a month..."

"You think you are still the same as before. You are begging people now, do you know that?"

Ergou was given a headache by the noise. He was usually so irritable, but now he was forced by these people to the point that he couldn't even say a word.

Zhang Xiuhua couldn't bear it any longer and yelled, "Shut up! You don't need to teach him how to do things. I will definitely pay you back the money I owe you!"

These people were really shocked by her. Everyone looked at each other. No one knew her. Lao Feng hesitated, "Who are you?"

Zhang Xiuhua glanced at Ergou and said, "I'm his godmother! I'll pay back the money he owes!"

When they heard that she had money, everyone's eyes lit up, "Then give me the money!"

Zhang Xiuhua said to them, "Why are you in such a hurry? I'll talk to him first. You wait outside."

Everyone was skeptical. If she really had money, why didn't she tell them before? Now she was kicking them out. Was she planning to escape by jumping out the window?

No one made way.

Zhang Xiuhua was very angry and dragged Ergou to the tea room. There was no window there and they couldn't jump out of it.

Zhang Xiuhua asked Ergou, "How much money is in the instant noodle factory's account?"

Ergou pursed his lips and said, "No money. I took out a loan to add another production line. The money in the account is only enough to pay the workers' wages!"

If there was money in the instant noodles account, he would not sell the garment factory. He had already discussed it with his godmother.

"What about the brewery?" Zhang Xiuhua was anxious.

"I don't have a brewery either. No one wanted my new product, so I invested all my earnings in advertising and bought a lot of grain, all of which was paid for once a month. If I had paid the money in advance, I would definitely be facing the debt collection situation today." If he could have withdrawn money from the two factories, Ergou would have done so long ago.

I have not gone back to get the money because I cannot get it. Now one factory has gone bankrupt. If I transfer money from the other two factories, the capital chain of the three factories may be broken.

Zhang Xiuhua never expected this situation to happen. She racked her brains to think of a solution, and she actually came up with a way to make money. "What about your entertainment company?"

She had heard Ergou mention before that the TV series he filmed was very profitable.

Ergou sighed, "I didn't invest in any TV series this year. I sent them to other crews to act as actors, and the money I received from advertising was only enough to pay the workers' wages. All the money I earned before was invested in the factory as start-up capital."

Zhang Xiuhua understood that he used his money to the maximum in order to make more money. He didn't leave any spare money in his account. Now that the garment factory was short of money, he couldn't squeeze out money from other places.

It was impossible to get the funds from the account, so Zhang Xiuhua could only ask the bank for a loan. "If I mortgage the equipment of this garment factory to the bank, how much money can I borrow?"

"We can get a loan of 60% to 70%, but it will take a long time and those people can't wait that long." Ergou sighed.

Zhang Xiuhua thought of Zhou Pandi, but she was in Shanghai instead of Yangcheng, and she didn't know if she could come and help with the mortgage loan.

She thought for a moment and said, "How about converting debt into equity? Your factory is doing well, and they know that. If you convert the debt into equity, this problem will naturally be solved."

Ergou shook his head. "I mentioned this idea before, but they rejected it. They also owe money to downstream companies. One million yuan of goods is not a small amount. They are all small factories and cannot afford such a large debt."

This method didn't work. Zhang Xiuhua was still thinking of a solution when the people outside were banging on the door as if they were going to break it open. They shouted inside, "Hey, have you guys agreed?"

"The phone is ringing, go answer it!" someone outside urged.

Ergou opened the door and walked out to answer the phone. The person on the other end was urging him to pay the electricity bill. He hadn't paid the electricity bill for two months. If he didn't pay within three days, the power in the factory would be cut off. At this time, there was a serious power shortage in the country. If he didn't pay the electricity bill, it would definitely be cut off.

Ergou sighed and hung up the phone.

Lao Feng looked at him impatiently, "Who's calling? Are you here to buy equipment?"

"No! They're from the power supply bureau." Ergou shook his head.

Others urged Ergou to sell the equipment to Niu Hongyun as soon as possible.

Ergou sat down on the chair and pulled his hair with both hands.

But the others didn't let him go and kept scolding him in his ears.

"Young people are just hot-tempered. Don't you see what time it is now?"

"That's right! You still owe a lot of debt. If you can sell it, sell it quickly. Otherwise, we will help you sell it!"

As he said this, he actually ran out to move the equipment.

Zhang Xiuhua opened the door and came out, "Let's see who dares!"

Suppliers crowded at the door. When they saw her speak, they were not afraid of her. "Why should we be afraid? It is only natural to pay back debts!"

"We didn't say we wouldn't pay you back. It's wrong for you to sell our equipment privately!" Zhang Xiuhua took out a stack of property certificates from her bag. The property certificates at that time were not thick, probably just a red shell with only one page of paper inside.

Zhang Xiuhua had 20 of them, which really blinded the eyes of these people. "I have paid for all the houses in full, without any mortgage. Even if I give a 30% discount, I can still borrow enough to pay you." She patted the property certificates and said, "I will go to the bank now to find someone to mortgage these properties, and then I will pay you back."

The property certificate is real, and they can indeed get a loan, but the suppliers are not leaving. "Even if you go to the bank for a mortgage loan now, it will take at least two or three months for us to get the funds. It's too late."

"Who said two or three months?!" Zhang Xiuhua clapped her hands. "I know someone in the bank. Half a month will be enough. Just wait and see! Based on today, I will return the money in full half a month. Even if you sell the equipment, you can't get the money now. That boss Niu also has to raise money. And he can only get 400,000, which is still half of the total. But I am different. I will give you the full amount."

The suppliers were skeptical and wanted to see her property certificate.

Zhang Xiuhua was afraid that they would damage them, so she just held the property certificates and showed them one by one. The first ten property certificates were written in Ergou's name, and the last ten were written in Zhang Xiuhua's name.

Ergou had forgotten about the houses, because these houses were his roots. He would only use them when he was desperate. Now that his godmother had taken them out, he felt a little reluctant. But apart from mortgaging the houses, there was really no other way.

Equipment needs to be appraised by a specialist, and the process is quite lengthy. But houses are different. Houses have market values, and you can roughly estimate them by referring to the market value.

After reading it, Lao Feng looked at Er Gou with a strange look in his eyes, "You have so many houses, why didn't you take out a loan earlier? You made us run so many times."

"Don't blame him. I let him take over his property. I was on a business trip before and he couldn't find me." Zhang Xiuhua patted Ergou on the shoulder, "Don't worry, I will definitely be able to borrow 800,000 yuan within half a month and pay back all the money I owe you."

Lao Feng and the others looked at Er Gou and asked, "Are you still planning to open a clothing factory?"

"Yes!" Ergou saw that his godmother was willing to mortgage the courtyard house to help him. He also thought that he would get up from where he fell, and he couldn't let others ride on his neck and scold him. "Then we can still cooperate."

After all, they had been cooperating for two years and it was the first time that Ergou owed money. Everyone was willing to continue their partnership with him, so they agreed after thinking about it.

As soon as they left, Ergou couldn't wait to ask Zhang Xiuhua, "How can I get a loan in half a month?"

Although the house loan was quick, it would take more than half a month to get the loan.

Zhang Xiuhua patted his shoulder and said, "Don't worry. I said half a month, so it's half a month. Have you forgotten Zhou Pandi? Jidong didn't even have any collateral at the beginning, but she still lent him 50,000 yuan. I have a lot of real estate certificates now, are you still worried that you can't get a loan?"

Ergou also knew Zhou Pandi and knew that she worked in a bank. He thought it was a good idea and said, "Then I'll go with you."

"Forget it, you continue to uphold justice here and take back the business!" Zhang Xiuhua snorted, "That Ma Xuenong is a piece of shit, you must defeat him!"

Ergou was also very angry, but after hearing this, he gained confidence and said, "I will."

Before leaving, Zhang Xiuhua gave Ergou 10,000 yuan and asked him to pay the electricity bill first. She would transfer the money to him in half a month.

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