Stepmother Reborn: Dad, my mom hasn't hit me for three days
Chapter 520 Li Xingjia Loan
Li Xingjia made up his mind, and Zhang Xiuhua and Li Jianguo accompanied him in the transfer of ownership.
Renovation is a huge project, and it cannot be completed in a day or two. Zhang Xiuhua and Li Jianguo had to go home to farm and could not accompany him, so they took the train back first.
After arriving in the town, Li Jianguo went to work at the brewery, while Zhang Xiuhua took the bus back to town alone and then walked back to the village.
Before she even went home to drink a sip of water, Aunt Wang Er saw her coming back and told her something important, "Li Xingjia came back a few days ago, did you know?"
Zhang Xiuhua nodded. "He bought a house for his children in the capital. He's building a house there."
Aunt Wang nodded. "Yes! He borrowed a lot of money from the villagers. He gave 12 points a year. High, right?"
If you deposit the money in a bank now, the interest rate for a lump sum deposit is 10.98% per year. Li Xingjia gives 12 percentage points, which is very cost-effective. The villagers are happy to lend him money.
Zhang Xiuhua had only heard of Li Xingjia managing loans for villagers before, but she didn’t expect the interest rate to be so high. How could he pay back such a large amount of money?
His son's monthly salary and rent have to be used to pay off the mortgage. He only teaches people to grow ginseng in the village, but the ginseng in the village has only been grown for more than two years, and people can't see the benefits in a short time. He dare not rashly plant ginseng on all the land.
Zhang Xiuhua did not ask how Wang Honghua would repay the money. This was someone else's secret, and it would be inappropriate for her to ask too much.
Instead, Wang Honghua came to her herself and asked her to help look after the house because she was going on a long trip.
Zhang Xiuhua was a little worried, "Can you do it alone? Let's wait until Xingjia comes back."
Public security is not very good now. Especially since many factories have closed down, there are many idle people in the city, and public security is worrying. She was afraid that Wang Honghua would be in danger if she went out alone.
Wang Honghua smiled and said, "It's okay. I'll go with my brother. Xingjia and I got some ginseng seedlings and plan to sell them. Several villages near us have planted them, and I plan to go to farther places to sell them."
The most difficult thing about growing ginseng is getting it to germinate. In the past, if one ginseng seed could germinate out of ten, it was considered good. Ever since Li Xingjia figured out the technique of growing ginseng, villagers have been buying ginseng seedlings from him. The money he earned from selling ginseng seedlings when buying his house was from his earnings.
Ginseng is not profitable in the short term, so people don’t dare to follow suit blindly. Most villagers only plant one field, and several nearby villages are already saturated. If they want to make more money, they can only move to more distant villages to sell.
Zhang Xiuhua nodded when she learned of her plan. "Okay! I'll help you look after the house. How long will you be gone?"
"I'll be back in ten days or half a month." Wang Honghua didn't dare to leave for too long, as she had a lot of work to do at home. She couldn't grow ginseng in her field, she had to grow crops. Tiedan's father was not at home, so she had to sow the seeds in mid-April, so she had to come back!
Zhang Xiuhua nodded, "Okay!"
**
After returning from the capital, Zhang Xiuhua's life got back on track and she spent most of her time in the orchard pruning fruit branches.
Sometimes she would go to the city to take a look at the supermarket business, the brewery and the sugar factory when she had some free time. Of course, she was more interested in observing business opportunities.
She doesn't know how to do business, but now that the real estate market has been fully liberalized, their county also has commercial housing that is being sold, and the location is also very good.
It's just that sales aren't that good.
At noon, Zhang Xiuhua and Li Jianguo had lunch together in a restaurant, and Li Jianguo asked her if she had bought a house.
Zhang Xiuhua wanted a shop more. When she came here, there was a saying that "one shop can support three generations", but now there are not many people in the property area and the houses cannot be sold at all. If she buys one now, the shop will be a waste of her money, so she is very hesitant.
Li Jianguo sighed, "It's better to buy a house in the capital, where there is no problem renting houses. There are too few people in our county. Several factories have closed down again. Because the garment factory was transferred three times before, businessmen in the south don't dare to buy it. They are afraid of losing everything."
The business environment is the most impressive performance of a city. The businessmen have very sharp noses. As long as one of them is cheated, other businessmen will not dare to take risks again.
Zhang Xiuhua was a little confused when she heard this. "I see a lot of people passing by Huaiqiao."
Li Jianguo had a strange look on his face and stammered, wanting to say something but not knowing how to start.
Seeing his expression, Zhang Xiuhua thought he didn't believe her, so she got a little anxious, "Really? I saw a lot of people working in that factory. Business is bad, why hire so many workers?"
Li Jianguo looked around and motioned for her to speak more quietly.
Zhang Xiuhua always felt that he was weird. Did she say anything shameful?
Li Jianguo lowered his voice and told her, "In fact, it was an empty factory. Those men didn't go in to work."
Zhang Xiuhua frowned slightly. What does that mean?
Seeing that she was as stubborn as a rock, Li Jianguo had no choice but to tell the truth, "That place is a red-light district."
Fortunately, Zhang Xiuhua knew this word. She worked in a place like Pengcheng in her previous life. How could she not know the meaning of this word? But she thought that the economy in the northern border was underdeveloped and there would not be such a place to hide filth. Who would have thought that such things had nothing to do with the place. It had nothing to do with the economy. As long as there is demand, there will be a market.
She didn't quite understand, "Why?"
Li Jianguo sighed, "We rural people have land, but what do urban people have? After the factory closed down, the food supply was also cut off. What do they eat and drink? Don't they have to find another way out?"
Zhang Xiuhua blurted out, "They can go to the south to work?"
"The South is not a shelter, how can everyone go there? Some people have burdens at home and can't leave, they can't starve to death, right?" Li Jianguo was also quite shocked when he first heard about it, but later he felt sad, "You noticed that there are many bars and entertainment venues on that road, which is also one of the reasons."
Zhang Xiuhua couldn't accept it for a moment. She decided to avoid seeing it and went home after dinner to continue pruning the fruit trees.
She was depressed for a long time, until April 1st, when food coupons were abolished nationwide, and she finally cheered up again.
In fact, ever since the counties began to attract investment, state-owned factories closed down, private factories rose, and private convenience stores emerged, food coupons have gradually become useless.
The most direct impact of this cancellation on the people is that diesel can be purchased at will, unlike before when each company limited the supply.
Zhang Xiuhua is no longer stingy and can drive the diesel tricycle at will.
Some families in the village started selling popcorn sticks. They had to give up selling popcorn sticks before because they didn’t have enough diesel. Now that they have enough diesel, people come to make popcorn sticks every few days.
Zhang Xiuhua fried the noodles twice, but she got a sore throat and blisters on her mouth, so she stopped frying them.
In a blink of an eye, Wang Honghua came back, saw Zhang Xiuhua and greeted her.
Zhang Xiuhua asked her how the sales were. Wang Honghua sighed, "No! Too bad."
Zhang Xiuhua asked her what was going on.
"People from other counties don't trust me very much, they worry that I'm a liar. And ginseng doesn't produce results in a short time. I've only sold over a hundred plants, and people just grow them as flowers." Wang Honghua sighed. She didn't expect that she would start off badly.
Zhang Xiuhua didn't know how to comfort her. Ginseng is grown for five years at a time. Farmers have had the least ability to resist risks since ancient times and will not take risks easily. They are unwilling to take risks unless they have seen it with their own eyes.
She could only advise her to be more open-minded, "When our village has achieved its harvest, you can invite people to come and watch. Then it will be easier for you to sell."
Wang Honghua nodded, but she still had to wait for two more years. This was too difficult.
Not long after Wang Honghua came back, Zhang Xiuhua became busy again.
Jidong and Xiangxiang are getting married on May Day. The two children are holding a wedding in their hometown. In addition to inviting relatives, they also have to invite friends. Since they are coming from far away, she has to prepare food and accommodation, right?
There was no decent hotel in the town, so she could only talk to the people in the village who had good relations with her to vacate a few rooms for everyone to stay in.
Fortunately, the kang in the north is very large and can accommodate five or six people.
Men sleep on one kang, women sleep on another, and they are not afraid even if thirty of them come.
Jidong returned from Pengcheng on April 28th and began to prepare for the wedding, including what to buy, finding a band, and planning the banquet menu.
Xiangxiang came back a day later than him. She bought a Western-style wedding dress from Pengcheng and also brought a makeup artist and photographer with her.
The other children all came back the day before the wedding. At this time, the May Day holiday was only one day, so they had to ask their leaders for a few more days off.
After Ergou came back, he learned that his younger brother Xiaogou was also getting married the next day, so he deliberately found a singing and dancing troupe to come and liven up Jidong's wedding.
They would invite people to sing and perform some simple dances for the celebration of the wedding.
But the dance troupe that Ergou hired specializes in performing songs and dances, such as the Errenzhuan, and difficult dances like the Korean ethnic group, as well as acrobatics, such as stilt walking and balancing bowls on a unicycle.
Jidong looked at the team he had brought, twitched his lips, and pulled him to a place where there was no one, "This is my wedding, it's fine if you invite these people, but don't make a scene!"
He was really afraid that Ergou would ignore him and use his wedding to fight with his father. He would only get married once in his life, and he didn't want his wedding to become a battlefield.
Ergou rolled his eyes and said, "I am that kind of person. Don't worry. I promise to make your wedding a lively one and everyone in the village will come to watch."
Jidong was even more worried after hearing this. The two families were holding a wedding together, and everyone came to watch his family's performance. How angry would the other party be if no one came to watch the puppy's wedding?
But Ergou didn't do anything out of the ordinary, so he didn't know what to say. He just patted him on the shoulder and said, "It's good that you know it!"
Ergou raised the corners of his lips and began to look forward to tomorrow.
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