Siheyuan: Say no to widows! Restart your life

Chapter 195: Borrowing Money! A Big Question

Night falls.

The well-dressed Xiaodang was like a beautiful scenery under the neon lights, carrying a briefcase in his hand, with a look of surprise and confusion on his face.

The first time she heard the word "socializing" from her father, she had a feeling that this was just the beginning.

No matter how big the storm in the yard was, he never looked serious, but this time he saw it. How big a thing would make him look like this.

"Master He! I finally meet the real person..." After entering the hotel, we came to a private room. The person inside came over quickly and shook hands with a smile on his face.

It seemed that what he saw was not a human.

But the God of Wealth.

"Eating is the most important thing in the world. Hurry up and tell the people outside to serve the food..." The man instructed the assistant next to him, and his every move was polite.

"Please sit down!"

"..."

"..."

Chairs were pulled out one after another.

He Yuzhu's face was also full of smiles. He took the lead in pulling out the chair next to the man and said, "President Zhao, please take a seat. This time I have something to ask of you."

"Master He! I'm older than you, so please don't be offended if I call you brother. We are all serving the people, so there is no such thing as asking for favors or not. We are just in different positions."

"Not long ago, several of my old friends told me how many factories and families have been saved by the Shazhu Mall. Others may not know, but don't we know?" President Zhao said with some emotion.

In fact, when he took over this mess, he had already prepared for bad debts and rotten debts, but he didn't expect that he would be revitalized. Otherwise, why would he be favored by the big boss? He must be a man of real ability.

Although his words may sound a bit exaggerated, his business is only on this scale. If he can give it a push from behind, taking into account the upstream and downstream as well as the spillover effects, how much benefit will it bring?

"Let's get straight to the point without too much polite talk. This is the rental contract for our mall, as well as the rental income status. I would like to use these as collateral and borrow some money for turnover." He Yuzhu took the materials from Xiaodang's hand and handed them to him.

President Zhao didn't look at it. "Brother, you are quick to speak, but there is no rush for this matter. Let's finish our meal and talk slowly after we have enough wine and food."

"Now that you mention it, I really feel hungry..." said He Yuzhu.

As the food was served.

The two of them exchanged pleasantries.

They ate and drank, the atmosphere became lively, and they felt that they had met too late. At first, they talked about all sorts of things, but gradually they got down to business.

The two sides were at loggerheads.

Mutual exchange.

The two men walked arm in arm to the door and saw each other off.

When both sides could no longer see each other, their faces returned to normal. President Zhao looked in the direction of the distance, his eyes full of complex emotion: "Take a look at these things and see if you can find anything from them."

"The business is in good condition. Even if he is short of money, it is unlikely to be a lot. Why would he borrow money?" Several assistants took the document in their hands and analyzed it carefully.

President Zhao smiled meaningfully, as if he was a man who could accomplish great things.

The assistants looked at each other with puzzled expressions. They were secretly surprised that he could receive such a high evaluation from the president.

I thought about it for a long time.

I can't think of the key point.

I could only follow the president and leave quickly.

……

The steps stopped.

He Yuzhu let go of Xiaodang's hand, patted the briefcase and handed it over. The matter was considered completed and came to a temporary end.

Next, let’s see what happens with Xu Damao.

"Dad! We don't owe any money, why do we need to borrow money?" Xiao Dang couldn't help asking. How could he rush to give money? Is it so easy to borrow money from the bank? You know, they charge interest.

Sha Zhu explained: "If you don't owe money, will you not lend me money? When you really owe money, no one will lend me money."

"This..." Xiao Dang didn't react to the somewhat confusing words. Is there any direct relationship between borrowing money and not borrowing money? A curious look appeared on his face.

We all know what Dad is capable of, and he has been on a meteoric rise ever since he drew a line between himself and Mom, and he is not on the same level as the other people in the compound in every aspect.

"If a person wants to accomplish something, he must have two wallets. One wallet contains his own money, and the other wallet contains money that you can borrow from outside."

"My own money is used to pay off debts and provide a safety net."

“The money that can be borrowed is used for investment.”

"Whether you owe money or not depends on how you look at it."

"There are many advantages to borrowing money from a bank. I will just briefly tell you two."

"The bank will only lend you money when you don't owe any money. Use the borrowed money for investment and repay it on time. Your credit in the bank will gradually improve, and your benefits will also gradually improve. When you really encounter difficulties, the bank can't tell whether you can repay the money or not, so it will still lend you money. And the credit limit will also increase. This is the first benefit I mentioned."

"As your business grows bigger and bigger, you make more and more money, and you offend a lot of people, and there are many people who get jealous. At this time, it becomes very important to borrow money from banks, because they can benefit from charging interest."

"When you owe a small amount of money, the bank is the boss and has countless ways to take advantage of you."

"When you owe a lot of money, the bank is your grandson. It is the last person to let you go bankrupt. It will do everything it can to protect you, because only if you don't go bankrupt can you continue to repay the loan and prevent the loaned money from becoming a bad debt."

“That’s the second benefit.”

What is the strongest relationship in the world? The relationship of interests. As long as everyone is on the same interest network, all actions will be highly consistent.

There is no possibility of betrayal.

"So that's why Dad came to this President Zhao to borrow money?" Xiao Dang said as if she had realized something. She felt a little emotional. The more ordinary people are, the less they want to borrow money, and the more afraid they are to borrow money.

This idea is deeply ingrained.

However, in my father's eyes, it became an absurd idea.

"Only through repeated cooperation and upgrading in the bank's credit system can we get large loans in one go. Maintaining a good cooperative relationship with them in the future will only bring benefits and no disadvantages," He Yuzhu added.

There is no love without reason.

No hate for no reason.

There is only mutual choice.

"Got it!" Xiao Dang nodded solemnly even though he couldn't fully understand it. I must take a small notebook to write it down when I get back so as not to forget it...

"go home!"

He Yuzhu said as he walked towards the yard with a look of joy on his face. What is the worst possible outcome? Not to mention that it is impossible for it to happen, even if he really shows up, he will just take away the collateral.

There was nothing at all.

At worst, I can start over again.

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