After being reborn as a top student, she made it onto the Forbes rich list

Chapter 65: In the final analysis, it’s still about money

According to Baiwan herself, her nickname in the underworld was Baiwan, while Zhu Heyi's pen name was Fushi Sanqian.

One worth one million and the other worth three thousand. They are a very perfect match and very destined to be together.

Besides, after Zhu Heyi added her, he didn't talk much, his writing was good, and he sent her at least one high-quality manuscript every week. He was the type of author she liked most.

Baiwan quickly recruited Zhu Heyi into his own camp.

If the website is to continue to develop in the future, every editor must have an ace author under him!

She wants to start cultivating her own authors from now on.

Zhu Heyi calculated in her mind that her short stories were basically sold at a minimum price of one hundred yuan per thousand words.

Baiwan told her that the website requires submissions starting with 20,000 words and with an outline.

If you pass the internal submission, the starting salary is 30 yuan per thousand words. If you complete full attendance, you can get an additional 10 yuan per thousand words per month. After 100,000 words, the retention rate will be determined.

Baiwan has great confidence in her writing style and said frankly that if she could achieve a 10% retention rate, then the number of words could be raised to 50 per 1,000. If the retention rate was above 30%, then the number of words could be raised to 70 per 1,000.

If the retention rate is more than 50%, then just set the rate at 100 per 1,000 words.

That's a thousand words for a hundred dollars for a long article! Plus with perfect attendance, her income will be considerable.

What's more, novels have a long-tail effect. As long as there are people reading her works, she will continue to make money.

It has to be said that Zhu Heyi was shamefully moved.

This is a pretty good part-time job, the only drawback is that she doesn't have a computer.

Of course you can also write on your mobile phone, but it’s not as fast as typing on a computer, so it’s not as convenient.

Zhu Heyi decided that she had to earn back the money she earned from the computer before taking the high school entrance exam.

She doesn't need a very good computer, she can just find a second-hand laptop on Xianyu.

Also, last night Zhu Heyi chatted with my grandmother, and tried to find out in his words whether she was feeling unwell recently and whether she wanted to go to the hospital for a check-up or something.

Grandma smiled and said there was no problem and she was fine!

From his words, it seems that he is unwilling to go to the hospital for a check-up.

At this time, everyone's mindset has not changed. They think going to the hospital is a scam and costs a lot of money for each trip.

So when it comes to the hospital, I won’t go easily unless I’m feeling unwell.

But my grandmother is old after all. Logically speaking, it is best to have a physical examination once a year after the age of 30.

She is over seventy years old.

Alas, grandma is still afraid of spending money.

Zhu Heyi sighed in his heart.

In fact, she was right to worry. After going to the hospital for a check-up, there was nothing wrong. But she also felt that the money was wasted.

If the examination reveals any serious problem, should I be hospitalized or not?

Even though the inheritance was not much when shared among seven children, to be honest, none of them was rich, and each family had a hard time living.

They have elderly parents and young children to take care of, and some are still in school or just got married and need to save money to buy a house.

How could grandma bear to let the younger generations worry about her so much?

She just smiled and waved her hands, saying that she was old and didn't like going to the hospital.

Ultimately, it's all about money.

Zhu Heyi thought about it and remembered that in her previous life, Zheng Xiulan told her that her grandmother said that she suddenly got her period again when she was around her second year of high school.

Zheng Xiulan felt something was wrong at the time, so she coaxed her grandmother into going to the hospital, where they found out she was in the late stage of cervical cancer.

My grandmother hasn’t shown any symptoms yet, maybe she isn’t sick yet, or maybe she’s in the early stages of cancer.

She has to hurry up and make money.

I have to earn enough money in the next year to allow my grandmother to receive medical treatment with peace of mind.

Zhu Heyi's grades are now steadily ranked first, and she basically doesn't have to make any special effort to learn any new knowledge.

Just keep doing the test papers every day to keep your touch, and then review the old knowledge every day to ensure your sensitivity to the knowledge.

It also frees up my hands to think about other things.

For example, her financial planning.

In his previous life, Zhu Heyi had the habit of buying funds and saving money regularly, but the A-share market was really a bummer and was always fighting to defend the 3,000 points mark.

So after planning his money last time, Zhu Heyi divided the money into three parts, one of which was 20,000 yuan, all of which was used to buy the Nasdaq index fund, which was at a low level at the time.

She will sell it when it reaches a high level.

This part is the money she prepared for college, and she does not plan to use it in the next three years.

Let the money lay golden eggs for her in the account.

Zhu Heyi put 15,000 yuan of the other two into Yu'e Bao.

This money can be used for her daily living expenses and can also be used for her entire high school expenses.

For example, as soon as Zhu Heyi finished preparing for the high school entrance examination, she rented a small house outside the school to live in, and the money came from here.

The next three years are crucial, and Zhu Heyi does not plan to live with his roommates at school.

One reason is that in the previous life, I met a weird roommate who called his lover in the middle of the night and completely ignored the lives of people in the dormitory.

There are also those who snore, grind their teeth and go to the toilet at night. If she doesn't sleep well, the quality of her study will be very poor.

Second, it is inconvenient for her to do many things in the dormitory, so it would be more cost-effective for her to live alone.

For example, she can write on the computer when she comes home at night and on weekends. The sense of happiness from living on campus and at home is different. At least she has a place to go on weekends and during winter and summer vacations.

With the remaining 5,000 yuan, Zhu Heyi plans to try stock trading during the summer vacation to earn money for her grandmother's medical expenses. If she is lucky, she may even be able to earn enough for a down payment on her house.

As for the income from writing, Zhu Heyi plans to invest 80% of the money he earns in US stocks and use 20% for daily expenses.

After determining the financial plan and goals, the next thing to do is to realize it step by step.

Zhu Heyi used to insist on submitting at least one short story every week, and now her study pressure has been reduced a lot.

She began to try to submit two articles a week. After all, not every novel could be accepted in one go.

Sometimes the article needs to be revised or the editor does not accept this category, so you have to find other editors to submit it.

By writing two articles at the same time, her tolerance for mistakes is much higher.

Zhu Heyi also searched for summer part-time jobs on 58.com.

She stared at the recruitment requirements on the web page: hard work, at least eight hours a day, unpaid overtime, and a monthly salary of eight hundred.

Zhu Heyi frowned as he watched.

Forget it, she should just write.

I didn't expect that a part-time job I did could earn me two months' salary as a cheap laborer. It's really surprising!

Zhu Heyi also just realized that she has already entered the ranks of high-income earners before she even graduated from junior high school? !

At that time, the local monthly salary was generally two thousand, and three or four thousand was considered very high.

However, this is also because Li City is a small city without industrial support, with little population influx and few companies.

Most of the jobs are clerical, supermarket stock clerks, cashiers and the like.

Teachers, civil servants, doctors and nurses are all good jobs in the local area.

It's a stable job.

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