Crazy Xiuxian, boundless magic power
Chapter 161 It all depends on human effort
With strong financial support and thousands of workers, the "Buffalo Industrial Park" is under construction in full swing.
Under the preparation of Sun Bihe, "Buffalo Bank" is nearing completion.
Chu Wen knew that once the industrial park went into production, he would have more money than he could spend.
So he practiced the Divine Forging Mirror while planning how to spend the money.
"Buffalo Real Estate" must be established.
Buffalo now appears clean on the surface, but in fact there is always a smell of urine in the air. We need to build a new city with sewers and toilets, and the old city also needs to be renovated.
We need to set up a "Transportation Bureau" to be responsible for road construction.
We also have to set up an "Education Bureau". Since I was brought here, the children of Buffalo County must experience the pain of nine years of compulsory education.
The "Agriculture Bureau" has to be done. The ordinary people here can't eat meat for a month or two. It's really pitiful. You have to do your job well. Since you are the county magistrate, you have to do some good things.
He also needs to set up an "ICAC" and find some young and inexperienced people to help him keep an eye on things.
Set up a court or something and find a few kind-hearted people to be judges, so that you will have less trouble.
Then set up a "Letter and Visits Bureau" or something to help you do all the rest of the work.
In this way, wouldn't it be possible for him to be a hands-off county magistrate and not have to do anything?
Thinking of this, Chu Lanwen was very happy.
Hehe, it doesn’t matter if you don’t fire me, it’s okay for me to not work.
But after thinking about it, Chu Wen always felt that something was missing.
correct!
Set up a "cultivation game" for him.
Anyway, Guiyuan Sect and Qingtian Sect have martial arts techniques, so let those children with mixed spiritual roots come and practice.
Then we can set up a few departments under the Cultivation Bureau so that they can put their knowledge to good use...
……
A month later.
After spending nearly ten thousand taels of silver, the renovation of Meifengyuan was finally completed. The exterior and interior were fully upgraded, and it looked brand new inside and out.
Sun Dapeng came to the county government office to ask for a plaque, and County Magistrate Chu wrote one with a stroke of his brush.
The four big characters "Heaven on Earth" were written in one breath.
A month ago, Sun Dapeng followed his elder brother's instructions and bought Qing'er and Cui'er from Fengyuefang in the neighboring county at a high price.
He didn't know that these two girls were his father's favorites, and he personally inspected the goods right after buying them.
After inspecting the goods, he fell in love with Qing'er and Cui'er, and the three of them spent every day together.
Later, Sun Shangwu went to Fengyuefang but couldn't find his Qing'er and Cui'er. His brothers told him that the two girls had been bought by his sons. Sun Shangwu was so angry that he couldn't eat for half a month.
Whenever the father and son met, Sun Shangwu always looked at his son with a strange look.
Ugh.
A dragon gives birth to a dragon, a phoenix gives birth to a phoenix, and a mouse’s son can dig holes. The father and son have exactly the same hobbies and vision.
No way!
Not to mention Qing'er and Cui'er, even Su Qiutong was considered excellent by Sun Dapeng. ...
The night before the opening of Paradise on Earth, Chu Wen was grateful to a group of girls who shed tears for him the night when Master Longxiang was picking trouble with him. He excitedly came to Paradise on Earth with a poetic and picturesque mood.
The three of them walked around the brothel, front and back yards, up and down.
Wherever he passed, green light lingered and the women in the courtyard were transformed.
All the beauties had delicate skin and pretty faces, and all their itching, infectious diseases, and abnormal leucorrhea were gone.
That night, Lord Chu stayed at Tianshang Renjian and personally inspected the work.
I had in-depth communication with Cui'er and Qing'er in particular.
The next day, Paradise on Earth opened for business.
It became an instant hit since then.
Business is booming.
Who doesn't want to be the county magistrate's brother-in-law? Qing'er and Cui'er are simply too busy to handle it.
The Sun family father and son were very angry.
Duoduo loves to play and the whole room is filled with her laughter.
Bao Bao is well-educated and well-mannered. She can recite all of Chu Wen's poems. Unfortunately, her family has fallen into poverty and she has to live here. When Chu Wen finds out, he secretly gives her two thousand taels of silver.
Yunyun has a very good alcohol tolerance and almost got Chu Wen drunk
Xiaomei heard that Lord Chu liked short hair, so she cut her hair overnight. Unexpectedly, she got an extra banknote.
......
In a blink of an eye, another month has passed.
"Buffalo Bank" opened for business.
As soon as the business strategy was announced, it immediately caused a sensation in the entire Buffalo city, and the news quickly spread to every corner of Buffalo County.
The following five points are worth mentioning:
1. The owner of the bank is the county magistrate, and the manager is the eldest daughter of the Sun family, the richest family in Buffalo County.
2. No custody fees are charged for deposits.
3. Small loans below thirty taels are based solely on credit and do not require collateral.
4. The annual interest rate for a one-year loan is as low as 8%, 9% for a two-year loan, and 10% for a three-year loan.
5. Half of the bank clerks are men and half are women.
This incident caused quite a stir, and common people talked about it after dinner, all of them were amazed.
Several money shop owners in Buffalo secretly gathered together to discuss countermeasures.
Finally, they came to two conclusions.
1. Buffalo Bank cannot make any money and can only break even at best.
Second, if a natural disaster were to strike Buffalo County, Buffalo Bank would immediately suffer losses and go bankrupt.
Judging from the past, their view is indeed correct.
Unfortunately, the current county magistrate is no ordinary person, and Buffalo County will soon usher in good days without natural disasters.
On the day the bank opened, more than a thousand people lined up to make deposits.
If nothing else, just based on the reputation of Lord Chu and Miss Sun, there is no way they would use any fraudulent means.
On the second day of the bank's opening, many wealthy families withdrew their deposits from other money houses and deposited them all in the Buffalo Bank, which did not charge any custody fees.
On the third day of the bank's opening, it finally welcomed its first loan customer.
Wang Mazi lives in Niutun Town. His wife fell ill and all the family's remaining money was spent. The grain saved for seeds was also used as medical expenses. It was the spring plowing season, but there was no grain to plant in the fields.
Because his family was so poor, even loan sharks were unwilling to lend him money.
In desperation, Wang Mazi heard that Buffalo Bank could provide loans without collateral and at very low interest rates.
Since he had no other choice, Wang Mazi decided to try his luck and went to the loan processing room of Buffalo Bank.
After entering the door, he saw a girl of about eighteen or nineteen sitting behind the table and waving at him.
Wang Mazi walked over angrily.
"Uncle, do you want a loan?" the girl said enthusiastically.
"Yes, yes, yes." Wang Mazi said timidly.
"Did you bring the household registration book?" The little girl seemed very happy, with a smile on her face.
"Take it, take it."
Wang Mazi said this as he handed over the wrinkled household registration page.
The girl took the household register and looked through it carefully, then confirmed the information with Wang Mazi, and then said:
"How much do you want to borrow?
"One thousand coins, five hundred coins is fine, I promise to pay it back, I promise to pay it back."
"Then I'll give you one thousand coins. How long are you willing to borrow it for?"
"Are you willing to lend it to me?" Wang Mazi asked in disbelief.
"Sir, this is your first time borrowing money and you don't have any bad credit, so you don't need a mortgage and can borrow the money directly. When do you plan to repay me?" The girl was very patient and always had a smile on her face.
Wang Mazi was so happy when he heard this that he said:
"I'll pay it back after the harvest in the fall. I promise, I promise..."
"How about this, uncle? The repayment period is tentatively set at one year. Since we calculate the interest on a monthly basis, you can repay the loan in advance."
When Wang Mazi heard that the interest would be calculated monthly, he felt a chill in his heart, but he only needed the money to save his life, so he didn't care about anything else and agreed immediately.
The little girl continued:
"Master, the one-year loan interest rate is 8%, and the monthly interest rate is 0.7%. That means at the end of the year, you need to repay the principal of 1,000 wen and 80 wen of interest. If you repay early, the monthly interest rate will be 0.7%, and you need to pay 0.7 wen of interest every month."
A loan of 1,000 wen for a year only costs 80 wen interest! 7 wen interest per month!
Wang Mazi couldn't believe his ears.
"Seven cents interest a month?!"
"Yes, sir."
Wang Mazi stared with wide eyes as the little girl took out a string of copper coins and handed it to him.
He took the coin tremblingly, and until then he couldn't believe it was real.
"Seven cents a month in interest?"
"Yes, sir, you heard me right. Please take care and we welcome you next time."
Wang Mazi took the thousand copper coins and walked out of the bank. Looking back, he didn't see anyone chasing him to ask for the money.
He pinched his thigh hard and found that this was not a dream.
This kind of news always spreads fast.
A few days later, more and more people went to Buffalo Bank to apply for loans.
Most people's loans were less than two taels of silver, and very few exceeded three taels.
It was not until this time that Sun Bihe understood Chu Wen's good intentions and worked even more diligently and responsibly as a bank manager.
With Chu Wen's endorsement, the surplus money in Buffalo City quickly flowed to Buffalo Bank and then gradually dispersed throughout the county.
At this point, Chu Qingtian's reputation for loving his people like his own children spread throughout the villages.
Before long, every child in Buffalo County was singing a nursery rhyme:
Chu Qingtian loves the people, just like the bright moon shining on people's hearts. Spring is always here in the land of Shuiniu, because he protects the peace.
Chu Qingtian is a lucky star, with clean sleeves and respected by all people. He works hard to eliminate evils for the people, and bullies and profiteers have nowhere to hide.
Judge cases during the day and adjudicate injustices at night, not afraid of the powerful to protect the weak. The wicked will flee upon hearing the news, and the people can sleep peacefully.
The streets were filled with laughter and the adults and children praised him. The honest and upright Magistrate Chu loved the people like his own children and was kind-hearted.
The fields are full of spring, and the harvest is abundant. With him, we can live in peace and happiness forever.
……
This nursery rhyme originally consisted of only one or two sentences, but later it became longer and longer.
The head of the village and the village chief shown in the picture also organized nursery rhyme competitions in the village. The winning nursery rhymes were always related to the county magistrate.
Chu Wen really didn't do these things. He really doesn't care about his reputation.
He believes that being too famous is a burden.
When Chu Wen heard these things, he was at a loss whether to laugh or cry.
......
Buddhism needs to absorb the wishes of believers and then transform them into mental power for use in cultivation.
Being blessed or cursed by others is all about wish power, which is illusory. If you believe in it, it exists; if you don’t believe in it, it doesn’t exist.
But once they increase in number, they will become miraculous, and can help people become gods or Buddhas, or change their luck and destiny.
Therefore, life and death are determined by fate, but they are also in the hands of humans.
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