Siheyuan: A Family of Loyal and Brave People
Chapter 290 Borrowing Money to Eliminate Disaster
Yan Bugui, who was kicked out of the house, was so angry that he gritted his teeth, but he was afraid of being noticed by the neighbors, so he could only rush home with a lot of anger in his heart.
When they got home, Yan Jiecheng and his four other children immediately came up to them to ask what happened.
"Dad, how's it going?"
Yan Bugui did not answer. He walked straight to the cupboard with a gloomy face, took out a feather duster, and hit them all on the head.
"Oops~"
The four children were caught off guard and were hit several times. They screamed in pain and ran away in all directions.
Yan Bugui remained silent, chasing the kids and beating them for a while until he was too tired to walk. Then he stopped and angrily cursed, "I, Yan Bugui, have been wise all my life, but how could I have given birth to four of you?
He doesn't learn good things, but steals other people's things and makes the house a mess. He deserves to be beaten!"
The four children were trembling with fear when they saw their furious father. They hid themselves and dared not say a word, let alone ask what had happened.
He was afraid of irritating his father and getting a beating.
After beating and scolding, Yan Bugui, whose anger had calmed down a little, felt frustrated. He dropped the feather duster, no longer looked at the child hiding in the corner, and went back to the inner room to lie down.
Soon, regular snoring sounds began to sound.
After a whole night of hard work, Yan Bugui was really tired. No matter what happened, he decided to take a nap and deal with it tomorrow.
After making sure their father was asleep, the four frightened children stood up, quickly slipped back into bed, covered their heads with quilts, and wrapped themselves up for protection.
……
"Old Yi, please judge for yourself, Li Chengshi is really going too far.
If you steal one thing, you have to pay ten times the amount.
Even loan sharks are not that cruel, how could he come up with such conditions? Isn't this just taking advantage of the opportunity to blackmail people?"
The next day, Yan Bugui, with no other choice, went to Yi Zhonghai, hoping to get some help.
"And his bacon, it's black and looks like dead pork, how can one pound be worth 10,000 old coins.
I think a pound is not worth even 50 cents..."
Yan Bugui talked a lot incessantly, complaining about his own grievances and injustices, making it sound like he was more wronged than Dou E.
However, Yi Zhonghai had a blank expression on his face and remained silent the entire time, as if he hadn't heard anything.
After Yan Bugui said he was tired and paused for a while, Yi Zhonghai slowly spoke.
"Old Yan, you're not here to complain to me, are you?"
"Uh-huh..."
Yan Bugui's expression changed immediately, and he forced out a greasy smile, saying, "Old Yi, you know I'm short of money, can you lend me 140,000 old coins so that I can stabilize Li Chengshi first?
I will pay you back when I have money in the future."
"Okay, how long do you plan to pay me back?"
Yi Zhonghai comes from a wealthy family, but his money did not come from the wind. When borrowing money, one must also carefully assess the risks and benefits.
"One year. I will definitely pay you back everything within one year."
Yan Bugui still owed Liu Haizhong a large sum of money, and borrowing more money now would be a huge debt. He had to extend the repayment period as much as possible so that he could have a chance to breathe.
"I can lend it to you, but the interest will be calculated according to the bank's rules."
When Yan Bugui heard the word "can", he couldn't help but smile, but when he heard the word "interest", the joy on his face froze instantly.
"No... We have been friends for more than ten years, and you are charging me interest for just borrowing a few hundred thousand old coins?"
The bank’s interest rate is not low, with an annual rate of over ten percent.
Yan Bugui felt terrible at the thought of having to pay back more than 10%.
"Old Liu borrowed two million old coins from me and didn't ask me for interest. You are really not nice."
Yan Bugui tried to use Liu Haizhong as a shield, but Yi Zhonghai didn't buy it at all.
"Since Liu Haizhong doesn't charge interest for lending money, you can borrow from him."
Yi Zhonghai took over the conversation and directly rebuked Yan Bugui, making his face turn pale.
If Liu Hai was willing to lend him the money, he wouldn't have come to Yi Zhonghai.
“Everyone knows some things, but they just don’t want to expose each other.
No matter what happens, it’s all your fault for not taking good care of your child, which led to such a big mistake.
If you make a mistake, you should admit it and accept the punishment.
As soon as you came to my house, you started complaining non-stop. How can that be the attitude of admitting your mistake?
If I were Li Chengshi, I would never let you go so easily."
Yi Zhonghai did not mention the interest, but instead used Li Chengshi to pressure Yan Bugui.
Yan Bugui has been defeated completely and has no room for recovery or struggle. He should face the reality and stop having any unrealistic fantasies.
Yan Bugui raised his head, took a deep breath, and tears welled up in his eyes.
"I just... I just can't swallow this breath...
Ever since my wife was taken to prison by Jia Zhang last year, nothing has gone well.
It’s bad enough that Liu Haizhong is pressing on me, but now even Li Chengshi is climbing over my head.
Lao Yi, I really can’t stand it.
You don't know how arrogant he is, ordering people around and not taking me, the manager, seriously at all."
The huge gap is the most unacceptable. A few months ago, Yan Bugui was still the top figure in the courtyard, but one day he stumbled and fell to the bottom and was bullied. How could this be tolerated?
Yi Zhonghai looked at Yan Bugui, who looked like he was about to cry, and instead of sympathizing with him, he felt even more disdainful.
It's so ugly for a grown man to act so pretentiously and cry like that.
You talk so heroically, aren't you just reluctant to part with that little bit of money?
Otherwise, with Yan Bugui's salary level, let alone the debt of a million old currencies, even if it doubled, it would not prevent his family from eating and drinking well.
“I still say the same thing, you can borrow money, but you have to pay the bank interest.
If you want to borrow it, then borrow it. If you don’t want to borrow it, then go somewhere else.”
Hearing Yi Zhonghai's cold and merciless voice, Yan Bugui's defense was instantly broken. The next second, he put away his crying face and glared at him with bared teeth.
"Yi Zhonghai, I misjudged you."
Yan Bugui panted and cursed, then his tone softened immediately and he said, "Where's the money? Bring it here quickly."
No matter what, I should borrow money to deal with Li Chengshi first to avoid affecting my work.
Yan Bugui will take note of what happened today for now.
When I get the chance I will definitely pay it back with interest.
"what are you saying?!"
Yi Zhonghai did not rush to take out the money. He raised his eyebrows, looked down at Yan Bugui and asked sternly.
"Old Yi, I was wrong.
Please, lend me some money."
Yan Bugui is indeed a scholar who knows the times. He is flexible and can give in. He can get weak in the knees when it is time to admit defeat, and he can change his attitude faster than turning the pages of a book.
“Humph, pay me back the principal and interest within one year.
Don't play tricks, or you'll be in trouble."
Yi Zhonghai slowly took out 140,000 old banknotes and handed them to Yan Bugui.
After receiving the money, Yan Bugui counted it several times in front of others and left only after confirming that it was correct.
Before the old debts are paid off, new debts are added.
Yan Bugui, who had taken a breath, soon became serious again.
Originally, Liu Haizhong gave a three-month grace period as he also wanted to improve the food at home.
It seems that we still have to continue tightening our belts and strengthen supervision of our four children.
This will prevent them from causing any more trouble.
The Yan family can't afford any more trouble now.
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