Online fraud system: ordinary girl turns into a rich and beautiful woman

After closing the chat window, Lin Jiaojiao began to download apps, register, log in, and research loan products...

It is indeed as Wang Xuan said, there is a student loan for college students, and it seems that there is no interest?

No, Lin Jiaojiao's eyes noticed the line of small words below.

Oh, so that’s it.

It’s not that there is no interest, but that there is no interest before graduation, and interest starts to be charged some time after graduation.

For example, she is now a sophomore. If she borrows 800 yuan and pays it off before graduation from her senior year, let's calculate it as two years. In this case, she only needs to pay back more than yuan a month.

This seems acceptable!

It was great that she could finally help Wang Xuan! And it was still within her ability.

That is...the product introduction on this App looks different from the one in the link Wang Xuan sent?

Maybe the update didn't sync?

Lin Jiaojiao shook her messy mind and stopped thinking about it. She filled in the information and tried to submit the application.

Within a few minutes, the application was approved and her loan amount was 2 yuan, not 3 yuan as Wang Xuan said.

【Jiaojiao: Pictures】

[Jiaojiao: Baby, take a look. My application was successful, but my credit limit is relatively low, only 20,000.]

Wang Xuan replied immediately

[Xuan Bao: Baby, 20,000 is fine. You are so kind to me.]

In the dim room, two rat-like figures were huddled around the table.

"Hurry up, change the amount to 20,000." A gloomy male voice sounded.

"Why are you rushing me? If you have the ability, come and change it."

【Xuanbao: Baby, please use the link I sent you. It is recommended by bank insiders and the loan will be issued faster than on the App.】

[Xuanbao: I'm very anxious, Jiaojiao, can you please understand me?]

Lin Jiaojiao clutched her phone, her face hesitant. She didn't dare. She was afraid that it was a virus link. Once you filled in the information, it would automatically leave a loan record for you on various private micro-loan platforms, or even something more terrible...

Thinking of this, Lin Jiaojiao couldn't help but shiver.

But if I go through the App, will Wang Xuan think that I don’t trust him?

After hesitating for a long time, Lin Jiaojiao began to reply to the message.

[Jiaojiao: Baby, I'd better do it on the App. Haven't you already collected most of the money? The 20,000 yuan is just a matter of a day earlier or later, right? The main reason is that I don't dare to leave my identity information on the unknown link. Telecom fraud is too rampant now...]

[Xuanbao: Jiaojiao baby, don’t you believe me? I just used this link to apply for a loan, and there is no risk.]

[Jiaojiao: Baby, it’s not that I don’t trust you, nor do I distrust your classmates. I just think the official app is more formal, and even if there is a problem, there are traces to follow. ]

In order to prevent Wang Xuan from persuading her to use wild links again, Lin Jiaojiao replied immediately.

[Jiaojiao: I have applied for the loan. It is expected to arrive in 1-3 working days. I will transfer it to you immediately after it arrives.]

Lin Jiaojiao looked at the still dialog box and thought, busy again? Probably taking care of grandma.

Little did they know that in some dark corner, someone was arguing loudly.

......

[Xuanbao: Grandma wanted to drink some water just now, so I went to get some. You can also use the app. As long as Jiaojiao feels it is safe, that’s fine.]

[Xuanbao: Baby, meeting you is the happiest thing in my life. It’s noon now. I’m going to buy lunch for grandma. We’ll talk in the afternoon. Don’t forget to eat, or I’ll punish you~]

[Xuanbao: Love you, \kiss\]

Looking at the message sent by Wang Xuan, Lin Jiaojiao finally breathed a sigh of relief.

[Jiaojiao: \Qinqin\, well, you should go quickly, grandma's health is very important. ]

Putting down her phone, Lin Yaoyao looked at Wang Xiaoshi who had started playing games and said, "Xiaoshi, it's noon. Let's go to the cafeteria to eat."

Wang Xiaoshi tapped her fingers on the screen frantically, without even looking up, and said casually, "It's too hot, go by yourself."

"Then I'll bring it back for you. Which stall do you want to eat from?" Lin Jiaojiao picked up the meal card and stood up.

The person who was concentrating on playing games did not reply to her, "Xiao Shi?" she called again.

"Ah, I told you not to bother with me, I won't eat!"

"Okay, then I'm leaving."

"Hey, wait, Ruoxuan's boyfriend needs to reserve a seat, and it's hard to get one. Is your boyfriend going tomorrow night or not?" Wang Xiaoshi lay on the edge of the bed, looked up at her, and there was something inexplicable in her smile.

Lin Jiaojiao: "He has something going on at home and can't come. He can only come next month."

Wang Xiaoshi lay back down and pouted, "Okay, I knew it."

306 Sisters (three persons) Group

[Shishi is Shishi: Xuanxuan, Jiaojiao’s boyfriend is not going. ]

[W: Maybe she has something to do? But didn’t we agree last time that everyone should bring their partner to this dinner? If she doesn’t come, how are we going to have fun? ]

[Xuan: Ugly people are often naughty. She pretends to be a girl because she doesn’t have a boyfriend.]

[W: Xuanxuan, Jiaojiao should not have lied to us. I saw her making phone calls in front of the dormitory building before the curfew several times at night, and she went out because she was afraid of disturbing us.]

【Xuan: You are so deceptive】

......

On the way to the cafeteria, Lin Jiaojiao was thinking about how to get through the month with the remaining 400 yuan. There were still 23 days in this month, so she could spend an average of 17 yuan a day.

It’s not bad, I can eat my fill and even buy some fruit, but I don’t have money to buy snacks.

"Hello, I want a bowl of hot dry noodles with dried tofu, braised egg and sauce."

The food in the cafeteria is very filling, and one bowl of noodles is enough to fill her up, and there is also free egg drop soup.

I also splurge at noon today and spent 10 yuan.

If I'm hungry at night, I eat steamed buns. If I'm not hungry, I don't eat. So if it's 17 yuan a day, wouldn't there be some left over?

"I'm back." After returning to the dormitory and just opening the door, Lin Jiaojiao felt that the atmosphere was a little strange, because the other three people were sitting downstairs. They saw her come in and glanced at her, but no one greeted her.

Her relationship with everyone is usually very ordinary and dull. She can't be called friends, but they always say hello to each other when they come back.

"What's wrong with you?" she asked cautiously.

Hearing her tone, Zhou Ruoxuan became even angrier. It was clearly Lin Jiaojiao who did something wrong, but she still looked so pitiful.

If I didn't know, I would have thought that the three of them were isolating her.

Zhou Ruoxuan turned around angrily, shaking the stool and making it squeak. "Lin Jiaojiao, we treat you well, don't we? We always invite you to go to class, eat, and go shopping. But you went to eat by yourself in the middle of the day without asking Xiaoshi, leaving her hungry in the dormitory."

"I yelled and she..."

"Yes, Xuanxuan, Jiaojiao called me. I wasn't hungry or didn't want to eat at that time, so I didn't go." Wang Xiaoshi said loudly.

Lin Jiaojiao looked at Wang Xiaoshi in confusion. Why was she speaking so loudly?

Zhou Ruoxuan looked at Wang Xiaoshi somewhat unhappy, and said in a bad tone, "Why didn't you say so earlier?"

"You all just came back, and I haven't had time to finish what I was saying?" Wang Xiaoshi muttered in a wronged voice.

Zhou Ruoxuan smacked her lips and said to Lin Jiaojiao, "I'm sorry, I was impulsive."

"It's normal to have frictions since we live in the same dormitory." Li Wan also spoke up to smooth things over.

Lin Jiaojiao also wisely followed the stairs down, "It's okay, I'm not angry, it's all a misunderstanding, it will be fine once we talk it out."

We are all in the same dormitory and we see each other every day. It would be very awkward if we have a falling out.

The little incident was over with a few people laughing.