Siheyuan: Struggle in the Red Era

Being willing to lend money is one thing, how to lend it is another.

In her previous life, Lin Baoyan had seen many cases of people borrowing money and not paying it back, or people borrowing money and ending up with nothing but their grandchildren. Although she didn't know whether such absurd things would happen in this era, and she felt that Cao Shuiyun was unlikely to be such a person, when it came to money, she had to take it seriously.

"Shuiyun, we are classmates, and we all want to have a good future, so let's be humble first and discuss the specific loan method first."

Cao Shuiyun had a confused look on his face, and Tao Xiaomei wasn't much better.

"Are there many other ways to borrow money?" Tao Xiaomei asked first: "Isn't it just writing an IOU and then getting the money?"

As for what Lin Baoyan said about being a villain first and a gentleman later, both of them had no objection and instead felt that it was what they should do.

Lin Baoyan shook her head: "First, I can't take out so much money at once, and secondly, this money must be used for Shuiyun's schooling."

The two of them breathed a sigh of relief, wondering what Li Xiang meant by that. Li Xiang herself was an orphan, and they had never expected her to come up with one and a half years of tuition and living expenses all at once. When she asked just now, she just wanted to borrow money for one semester.

There has been drought for two years, so the harvest should finally be good. If the harvest is good, my family will be able to get through it and I won’t need to continue borrowing money for school.

What Li Xiang meant now was that he was willing to lend Cao Shuiyun the rest of his high school expenses. That would be great and would completely solve Cao Shuiyun's predicament.

Both of them had excitement on their faces.

Cao Shuiyun said: "Borrowing money is difficult for you. It all depends on how convenient it is for you."

Lin Baoyan nodded: "Then, when the new semester starts, I will pay for your expenses for that semester. At that time, I will give you an IOU and we will agree on the repayment method and time. By the way, the most important thing is to indicate that this money must be used for your own studies."

Cao Shuiyun nodded without hesitation and said, "These are all what we should do. In addition to these, there should be one more thing added later. There should be interest on the repayment."

She was a little embarrassed: "Can the interest rate be a little lower, just the same as the bank loan interest rate?"

They are all high school students and already know a lot of things. She knows that family members have to pay interest when borrowing money, and that interest is much higher than the bank loan interest. Now she is taking advantage of Li Xiang by asking him to pay the bank interest.

Lin Baoyan laughed. She was about to say that she didn't need to pay interest, but after changing her mind, she didn't say that. Instead, she nodded and said, "Okay, the interest will be half of the bank's interest."

"No, it must be based on bank interest. How can we get a 50% discount?" Cao Shuiyun was anxious. He was already getting an advantage, how could this be not enough?

Lin Baoyan stopped Cao Shuiyun from speaking. She smiled and said, "If you want to raise the interest rate again, I will simply not charge you any interest."

Cao Shuiyun's face was twisted. He wanted to accept it, but he felt that the interest rate was too high for Li Xiang.

Tao Xiaomei quickly said gratefully: "Thank you, Li Xiang, thank you for lending her the money, thank you for giving her such a low interest rate, I promise that she will repay the loan as agreed."

Lin Baoyan smiled, patted Cao Shuiyun on the shoulder and said, "Remember to bring a pen to sign and get the money when school starts. See you next year."

After saying that, he nodded to the two of them and walked out of the room with his luggage.

After she walked away, she vaguely heard cheers coming from the direction of the dormitory. It might be Cao Shuiyun and the other one celebrating happily.

Lin Baoyan has no shortage of money, so it is no problem for her to pay for Cao Shuiyun's tuition and living expenses for one and a half years. She is also willing to use these things that she doesn't really need to help Cao Shuiyun realize his dream.

When she was watching short videos before, she saw the sentence: When you give someone a rose, the fragrance lingers on your hands. Now she tries the same thing herself and she feels really good.

After leaving the school gate, Lin Baoyan did not return to the courtyard, but followed Li Xia who was waiting outside the gate to get checked.

The experiment that was said to be stopped has not been stopped until now, so now that Lin Baoyan is on vacation, she can't return to the courtyard.

This year, my "colleagues" who lived in the dormitory together had a lively New Year's Eve together.

This year, the supply on the market was much less than in previous years, so everyone just pooled together. You provided two kilograms of flour, I provided half a kilogram of meat, he brought a few eggs, and picked a handful of leeks, and we put together a dumpling feast.

At noon, Lin Baoyan was also dragged by her not-so-familiar neighbor next door to make dumplings together. She hurriedly took the three pounds of flour and half a pound of meat left at home, and was pushed to the kitchen.

The men were kneading the dough and chopping the meat, while the women were seasoning the stuffing. After the men had kneaded the dough, they started rolling out the dumpling wrappers, and then everyone started making dumplings together.

Lin Baoyan’s skill in making noodles is just so-so, but her seasoning is pretty good, so she was assigned to do the seasoning.

Seeing her 'colleagues' enjoying such a simple New Year's Eve dinner so much, Lin Baoyan suddenly felt very upset.

She scanned the space with her mind, and found that the orchard and vegetable garden in the space had expanded three times, the number of chickens and ducks had doubled, and the storage space was filled with fruits and eggs.

However, these things cannot be taken out at the moment.

Up to now, the experiment is still ongoing and it is not known when it will be stopped.

Lin Baoyan sighed. She understood the decision makers' considerations very well, which was why she reported the news of the well water's appearance as soon as possible.

Just like the sudden appearance of the storage space, experts have not yet found out the reason for the appearance of the well water.

Without a clear direction and insufficient data, even the most skilled experts will not be able to figure out the cause.

If she really wanted to hide the secret of the well water at that time, no one else would be able to know it.

However, without knowing what the well water was and whether it would have any impact, Lin Baoyan did not dare to take the risk.

The well will gradually affect the plants and animals grown and cultivated in this space.

It would be fine for herself, but the materials extracted from the space are now spread very widely, and she cannot bear the consequences. If there is a mistake, she will be the sinner of this nation in this world full of birds.

The experiment, which has continued to this day and has not been stopped, has almost confirmed her guess.

Although she is the owner of the space, Lin Baoyan has been secretly alert since the experts failed to summarize the reason for the appearance of the storage space, and she tries to reduce the number of times she uses the storage space.

After knowing that Lao Wu's rapid growth space requires a lot of energy, she became more wary of this space.

Energy is conserved. If there is a problem with Lao Wu's space, there may be problems with her space.