Rebirth 70: I am a Koi

Chapter 42 Crossroads

I took a deep breath, picked up the phone on the table, and dialed the bank's number.

A few days later, Bai Hanchuan and I came to the bank with our carefully prepared project plan. We were greeted by a middle-aged manager who wore a pair of gold-rimmed glasses and looked smart and capable.

"Manager Wang, hello, this is the plan for the cooperation project between our 'Green Treasure' planting base and Professor Li's team. Please have a look." I handed over the document with a respectful and confident tone.

Manager Wang took the plan and read it carefully. He sometimes frowned in thought and sometimes nodded in approval, which made Bai Hanchuan and I feel very nervous.

"Manager Mu, Mr. Bai, your project is very promising, and I am also optimistic about the future development of Green Treasure." Manager Wang put down the plan and crossed his fingers on the table. "However, bank loans need to consider risk control. Your project has a large initial investment and a long payback period. We need a more detailed financial forecast and risk assessment report."

I had expected that the bank would not easily lend money, so I handed over the supplementary materials I had prepared, "Manager Wang, we have taken all of this into consideration, please take a look."

Manager Wang carefully reviewed all the information and said after a moment's silence: "I can consider providing you with a loan, but the interest rate..." He paused and gave a number.

Bai Hanchuan and I looked at each other and saw shock in each other's eyes. This interest rate is much higher than our expectations. If the project cannot make a profit on time, we will be burdened with huge debt pressure.

"Manager Wang, is this interest rate..." I tried to negotiate more favorable terms.

"Manager Mu, you also know that bank loan quotas are tight right now. It's not easy for me to get you this interest rate." Manager Wang interrupted me, "If you think it's not suitable, you can also consider other financing channels."

Walking out of the bank door, I felt weak all over. Looking at Bai Hanchuan's frown, I gently held his hand and said, "Hanchuan, what should we do?"

Bai Hanchuan didn't say anything, but just held my hand tightly, looking into the distance with deep eyes. The afterglow of the setting sun shone on his face, but it couldn't illuminate the haze in his eyes. I knew that at this moment, he was just like me, full of anxiety and confusion.

When we got home, we were all silent, each thinking about something. At this moment, the phone suddenly rang. I picked up the receiver and it was Lin Xiao's voice... "Hello, Jinli, are you home? I have something to discuss with you..." Lin Xiao's crisp voice came from the other end of the phone, with a hint of worry in her tone: "Jinli, are you home? I have something to discuss with you..."

"Yes, Hanchuan and I just came back from outside." I forced myself to cheer up, walked to the window, and looked at the lights of thousands of houses gradually lighting up outside.

"I heard about your loan..." Lin Xiao hesitated to speak. I could imagine her anxious expression on the other end of the phone.

Before I could say anything, she took a deep breath, as if she had made up her mind: "Jinli, I know my flower shop is not big, but if you need it, I can mortgage it and help you get a loan!"

My heart seemed to be hit by something, a warm current surged into my heart, and my eyes couldn't help but get wet. "Lin Xiao, how could you..."

"Don't be silly, we are best friends!" Lin Xiao's voice was as cheerful as usual, but he couldn't hide his sobs. "You are working hard for our common dream, I can't just stand by and watch."

After hanging up the phone, I could no longer suppress my inner emotion and tears welled up in my eyes. Bai Hanchuan silently embraced me in his arms, and his arms were as warm and safe as always.

"Lin Xiao, she..." I choked and couldn't say a complete sentence.

"I know, I know everything." Bai Hanchuan gently stroked my hair, his voice low but firm, "We can't let her kindness down, nor can we let down all the people who support us."

That night, we stayed awake all night. The night outside the window was dark, but my heart was like a raging sea. We were moved by Lin Xiao's loyalty, and we were more deeply aware of the responsibility on our shoulders.

After careful consideration, we finally decided to take the risk. We believe that as long as we work together, we will be able to overcome the current difficulties and realize our dreams.

The next morning, we went to the bank to sign the loan agreement. When Manager Wang saw us, he smiled meaningfully. However, just as we were about to put pen to paper, a quick phone call broke the silence in the office...

Manager Wang pushed the documents in front of us with a professional smile, "Mr. Bai, Ms. Mu, all the formalities have been completed. As long as you sign here, the loan will be credited immediately."

I took a deep breath and reached for the pen, but my hand was shaking slightly in mid-air. The risk of the loan was like a huge stone pressing on my heart, making it almost impossible for me to breathe.

Suddenly, a quick phone ring rang out, breaking the solemn atmosphere in the office. Manager Wang smiled apologetically and picked up the phone, "Hello, hello...what?!"

His face turned pale instantly, and the documents in his hand slid onto the table with a dull "pop" sound. His eyes shifted back and forth between us and the phone in fear.

My heart sank suddenly, and an ominous premonition came over me. "Manager Wang, what happened?"

He took a deep breath and tried to stay calm, but his trembling voice betrayed his fear. "Mr. Bai, Ms. Mu, the other party said... that if you insist on taking out a loan, then, then..."

"So what?!" Bai Hanchuan stood up suddenly and spoke in a sharp tone, forcing Manager Wang to finish what he was saying.

Manager Wang swallowed his saliva and said with difficulty: "The other party said that if you insist on taking out a loan, then... you will be in big trouble!"

The phone slipped from his hand and fell on the table. The busy tone sounded, but it was like a heavy hammer hitting my heart. Who is it? Who is behind all this? !

I held Bai Hanchuan's hand tightly. His hand was warm and strong, which gave me great strength. We looked at each other, and each other's eyes were full of determination and resoluteness.

"No matter who it is, no one can stop us from moving forward." Bai Hanchuan's voice was low and firm. He picked up the pen on the table and signed his name on the loan agreement.

I took the pen and wrote down the three words "Mu Jinli" without hesitation. Outside the window, the sun was shining brightly, but I felt a chill rising from the soles of my feet. Under the shadow of the phone, a bigger storm was quietly brewing...

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