After a simple rebirth

After returning home, Fu Ying put away her graduation certificate and transfer documents, and then prepared to go to her sister's house. She took out the money first and counted it carefully. There was 2100 yuan from the school reward, 300 yuan from Black-faced Qiu, and 500 yuan from the head teacher's envelope. Fu Ying was shocked. How could there be so much money? She wanted to take it back and return it.

But after thinking about it, I decided to let Fu's father take care of this matter. I would first call to thank him, and then see if I could buy some fruit online and fill in the school's address directly. In fact, Fu Ying thought about whether she should just make a silk banner and send it to the school, but Fu's father couldn't do such a grandiose thing, and it wouldn't be that useful for Fu Ying to do it. I could only thank him verbally with fruit.

The huge sum of 2900 yuan was beyond imagination. Fu Ying planned on the way that she must tell Fu's father and mother about the money and hand it over to them. But she couldn't give it all to them. She had to save a small treasury and have some money on hand for emergency use. She couldn't keep waiting for Fu's mother to give it to her.

Fu Ying planned to tell her parents that the school had awarded her one thousand yuan, and she would use her private savings to make up the remaining nineteen thousand yuan, which she would keep with her sister and would not use unless absolutely necessary.

Fu Ying is too young to open an account by herself, and what Fu Ying wants is to save money. This method was also taught to her by Fu Yu in her previous life.

She has been working as a tour guide for three or four years, and has always spent whatever she had and has never been able to save any money. Although she never asks her parents for money, she often runs out of money suddenly and has no backup savings, so she is often short of money.

Fu Yu asked her to open a bank card in her hometown, and keep the card with Fu Yu. Fu Ying would transfer money to the card every month, or directly transfer it to Fu Yu, who would save it for her. Fu Yu asked her to transfer 50 or 100 yuan to the bank no matter how much money she had, as long as it was not needed in the near future, so that a little bit of money would accumulate into a lot.

Fu Ying did save money one year, transferring 1,000 or 100 yuan, and finally saved 6,000 yuan. But the next year, her credit card was overdue, and the bank called Fu's father, who was very angry and asked her to pay it back immediately. Fu Ying originally wanted to wait for a while and then pay it back bit by bit, but Fu's father and mother strongly urged her to pay it all at once. In the end, Fu Yu transferred the money to Fu Ying to pay it back, and Fu Ying began to live a life without savings and overdue payments.

Now Fu Ying decided to use this method. Maybe the bank has interest, but Fu Ying cannot guarantee that she is self-disciplined enough, especially when she is in a bad mood, she is prone to impulsive behavior. If she keeps the money with Fu Yu, she can use it first, and she doesn't need to borrow money from others. According to Fu Ying's personality, she probably can't ask Fu Yu for money, so keeping it with Fu Yu is the most stable.

As he was thinking, he arrived at Fu Yu's house.

The three children were all there, watching her come over and calling her auntie.

After Fu Ying took the child in her arms, she handed the money directly to Fu Yu and then spoke.

"Sister, this is my money. Two hundred is what I saved in the past two years, and eighteen hundred is the school's high school entrance examination reward. I got rewards for the last joint exam and this monthly exam, so this is all I have."

Fu Yu was stunned. This was two thousand, not two hundred. How could the school reward so much?

"Are these all rewards from your school? How many points did you get in the exam? How could the school reward you so much? And why are you giving them to me? Give them to my mother!"

Fu Ying came closer to Fu Yu and said seriously,

“If I gave my mother the money, it would be gone. She would definitely have confiscated it and not saved it for me.

Listen to me first. Actually, the reward the school gave me was 2,600 yuan. I gave 1,000 yuan to my parents. It’s enough for them to be happy. It doesn’t matter whether they give it to me or not.

There is still 1600 plus my previous bonus and savings, now it is exactly 2000. I'll give it to you, you keep it for me, either in cash or in a card, if you keep it in a card, you just keep the card, I'm afraid I'll spend it recklessly.

First, I will not touch this money. I will use it when something important happens in the future. Then if I have saved some more, I will give it to you and you can add it to your account when the time comes.

Second, you can use this money for emergencies. You can spend it when you need it, without having to wait for your brother-in-law to get paid. And if your parents need money, they will definitely ask you to borrow it. This money will be lent to your parents by our two sisters. They can pay it back if they want, and it doesn’t matter if they don’t.”

After listening to his sister's words, Fu Yu was shocked by her mature and thoughtful thinking, but also felt that it made sense. It is true that sometimes when Fu's mother asks him to borrow money at the end of the month, he may not be able to take it out, so he can only borrow from others. If he has this money, it will be much more convenient to turn it around. In addition, if he saves it for his sister, it will be convenient for her to ask him for money when she needs it. It can help her develop the habit of saving money, which is certainly better than spending money lavishly.

"Then how many points did you get in the exam? How did you get so much money?" Fu Yu decided to ask this first.

"I got first place in both Chinese and English. My total score was relatively high in the district. It's not just me. Several of my classmates had the same score. It's just that mine was a little higher."

"Your school is quite generous. Why didn't you give rewards in previous years?" Fu Yu thought it would be great if you could give rewards in previous years.

"We're only taking the high school entrance exam this year," Fu Ying replied. In fact, her previous grades were not good enough, so even if there were any rewards, she wouldn't get one.

"Okay, I'll keep this money for you. I'll find a time to go to the bank and open another card to deposit your money. I won't touch it either. You can continue to deposit money into it and withdraw it when you need it in the future." Fu Yu agreed with Fu Ying's idea.

"Sister, I save money for you not only because I believe you can save it for me, but more importantly, it is for your emergency. If it is just for saving money, I can ask Dad to take me to deposit it for a fixed term and earn interest.

I go to school all day and my parents give me living expenses. There is not much to spend and I don’t need to spend this money.

But I think that no matter you or your family, there will inevitably be times when you need money in an emergency. Although this amount of money is not much, this liquid cash can be a retreat for you and your family in an emergency. "

Fu Ying said to her sister seriously.

Fu Yu was stunned again, his eyes a little red.

Maybe her sister is not capable yet, maybe it will take her a long time to finish her studies and become successful, but she is now very mature. She used to be the support of her younger siblings, but now she feels that her sister, who always needs her to carry her home after school, is almost becoming her support.

Since having a child, Fu Yu has been taking care of the child full-time and has no job. It is a bit difficult for the family, and it is also difficult for her brothers and sisters from her mother's family who are studying. But think about it, her brothers and sisters from her mother's family are also promising. Fu's father and mother have been helping her take care of the child, and Fu's mother also subsidizes her all day long. How can her mother's family not be her support!

Fu Ying didn't know that this incident had such a big impact on Fu Yu. In the previous life, Fu Yu had experienced the difficulties in life, so he paid special attention to saving money, but in this life, it was because of her stimulation that he made up his mind to make more money and save money.

This can be considered a virtuous cycle.