I was reborn and stayed in school to lie down. I really don’t want to roll anymore!
Chapter 182 Buying a House
"Xiao Jiang, thank you so much today!"
"Now that I think about it, I seem to have said a lot of wrong things!"
Professor Duan now came to his senses and realized that this was indeed his first time to start a business and raise investment, and he had no experience in this kind of thing.
He almost sold the company in the angel round. He provided both money and technology, but still just worked as an employee.
Now that the intention has been finalized, the result is far beyond Professor Duan’s own expectations.
At the same time, he felt fortunate for the decision to bring Jiang Hao in this time. After all, this kind of thing still needs to be done with the help of someone familiar.
If he goes it alone or finds investors he doesn't trust, he will probably suffer a big loss.
"Teacher Duan, you're welcome. I'm your student, and Professor Zheng is your colleague in the same school."
"Investment is also for the better development of products or companies. We will definitely not cheat you."
"And if the company doesn't develop, no matter how many shares we get, they will just be worthless."
Although he said so, there was gratitude in Professor Duan's eyes, and it was obvious that he had already remembered the favor.
Thinking of this, Jiang Hao couldn't help but think of his sister.
"Teacher Duan, is it easy for undergraduate students in our school to change their majors?"
"Your friend? Give me his class and name in the college he attends. I'll negotiate with him about which college he wants to attend. It should be no problem."
Professor Duan didn't even think about the trivial matter Jiang Hao mentioned.
He patted his chest and made a promise, even asking for basic information, ready to help him directly.
"It's my sister. She filled in our school as her college entrance exam choice this year."
"It's just that the results are a bit barely acceptable, only 30 points higher than the first-tier line."
"That's fine! I should be able to get into our school by the admission score."
"Oh, you're worried that your sister will have to change her major, right?"
Professor Duan is much more familiar with these things than running a company or working on projects, and he knows everything at a glance.
"Which major is she going to apply for?"
"I suggested that she give priority to applying for our college's major and computer science, and then accept the adjustment."
"Is that so? That's no problem. This score can be directly accepted into some majors of our college."
"Well, I'll go to the admissions office and say hello."
"As long as you exceed the admission score but do not meet the professional score, you will be given priority to transfer to other majors in our college."
As expected, this matter still needs to be handled by a reliable person! As a professor in the college, although I can't change the college entrance examination scores and the school's lowest admission score.
But if you have enough points to get in, subsequent adjustments in school will be a piece of cake.
"I will pay attention to this matter. If it doesn't work, I will transfer it to the School of Environmental Engineering first."
"When school starts, I'll talk to the dean and see if I can transfer directly."
"Thank you so much, Mr. Duan. To be honest, I'm having a headache recently because of her application."
"Haha! That's not a big deal. If she is really interested in scientific research, I will bring her to my laboratory and get in touch with her as soon as possible."
This is a pleasant surprise, as it is not easy for undergraduates to follow into the laboratory.
At least you have to have outstanding abilities in some aspect, otherwise even if you are offered free labor as a professor, no one would be willing to do it.
After all, there is no actual teacher-student relationship. If something goes wrong in an important experiment, the students will just walk away, but he will have to take the responsibility.
Unless the student has a really good understanding and good character, the professor will be willing to bring you into the laboratory.
If the project you are following really produces results, some professors may even give you the name of the second author if they are in a good mood.
This is a great advantage for undergraduates in their future postgraduate entrance examinations and admission to graduate school.
Of course, the premise is that you plan to pursue a master's degree. We'll have to wait and see Jiang Yue herself when she arrives at the school.
……
Jiang Yun Mansion.
This time he came over again and took a thorough look at the surrounding environment.
Indeed, the property facilities in this community are good. There is a public gym on the second floor and even an indoor swimming pool on the third floor.
Jiang Hao took the elevator to the 11th floor. The person waiting at the door of the house was still the real estate agent from last time, Zhang Tao.
There was also a woman in her thirties or so, dressed in a professional suit. If nothing unexpected happened, she should be from a financial agency.
After several people entered the house and introduced themselves, Zhang Tao took Jiang Hao again to confirm the house.
The building property certificate area is 248㎡, the actual area is 340㎡, with four bedrooms, two living rooms and three bathrooms.
The developer provided a fine decoration, and since a lot of furniture was not included, the entire living room space looked even bigger than the model house.
The master bedroom is the place that Jiang Hao is most satisfied with, as he can see the river view directly from the window.
In addition to the bathroom, there is also a small room. Judging from the current decoration and the huge mirror, it should be a cloakroom.
"Mr. Jiang, your credit has been approved by our company."
"So are you going to prepare your own company to buy the property or do you want us to register a new company for you?"
The woman's name is Shi Yuping, and she is a business manager in this field in a financial institution.
"Before we talk about this, should we talk about the price first? You can't just give me 15,500 and not pay it back, right?"
When Manager Shi heard this, he turned to Zhang Tao. It seemed that he really didn't care about negotiating the price and only cared about arranging the loan.
"Boss Jiang, let's put it this way. If you are willing to reach an agreement with Manager Shi, I can give you another 200 yuan discount. This is already the lowest price."
Zhang Tao had expected this. Although he looked a bit grief-stricken, he was not slow in quoting the price to him.
After all, the bank's appraisal price is 1.4, and there is not much room for a lower price. Jiang Hao nodded in agreement.
"Okay! Please help me register a new company."
The investment in Professor Duan can also be made in the name of this new company.
If we use Haoyue Technology, the mortgage guarantee for buying a house will also need the signature of shareholder Brother Li.
This is his first time doing angel investing. Although he is confident, he still cannot be sure about venture capital.
The big capital companies in the industry have a lot of investments that have gone to waste, let alone him.
After thinking about it, I decided to forget it and let Brother Li share the income from Yi Piaopiao in peace.
"Mr. Jiang, the total transaction price of your property is 379 million yuan, and there is a 4% deed tax, which is just over 3 yuan, totaling about 11 million yuan."
"Do you have enough liquid capital?"
"As long as you have 80% of the funds, which is 312 million, our company will provide the rest of the advance payment, and we will not charge you the 1.5% bridge fee."
"I have this money, and I can transfer it to the new company when the time comes."
Manager Shi was not surprised either. After all, she knew Jiang Hao's basic information, especially the founder of Totoro Network Technology Co., Ltd.
They definitely have money on hand, and helping such people buy real estate does not involve much risk, and it is a steady way to earn loan service fees.
"Okay, how much do you want to loan out? If you fully loan out at a unit price of 1.4, you can get a loan of 347 million. And you need to pay our agency a one-time agency fee of 3.5 points."
As expected, it is a financial company. They make money quickly and can collect hundreds of thousands of yuan for a loan they handle on their behalf.
Of course Jiang Hao had no choice but to accept this. He couldn't even get the appraised value of 1.4 yuan if he went to take out a loan on his own.
Not to mention being able to help him get the full loan. Anyway, for him, the more liquid cash on hand, the better, and the loan fees and interest are not a big pressure on him.
After the final agreement was reached among the few people, Jiang Hao used his new company to purchase the property for 390 million yuan including the stamp duty.
After the actual funds have been transferred, the new company will have an additional commercial and residential property and 257 million in working capital on its books.
At the same time, there will be an additional three-year loan of 347 million yuan with an interest rate of 6%.
After investing 312 million yuan into the new company, he still had nearly yuan in his pocket.
Once all the contracts were signed, Manager Shi and Zhang Tao left quickly.
Jiang Hao stood in the living room of this duplex house, gazing at the river view below.
The crowds of people on the river bank and the core city scenery of the southern district were in full view, and an indescribable sense of pride and satisfaction emerged from my heart.
The small goal that was originally set to complete within two years, which was to buy a house and a car, was all achieved today ahead of schedule.
Some of the depressing things that had been piled up in Jiang Hao's heart before his rebirth, which he thought did not exist or that he did not care about, were suddenly untied, and he felt a lot more clear-headed.
Of course, it is still a long way to go for Jiang Hao’s ultimate goal after his rebirth, which is to achieve financial freedom.
However, with the current development trend, it is only a matter of time before he achieves his true life goal.
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