Perhaps for the Big Four banks, deposits or some small businesses are not something they look upon highly.

But for such local branches, as long as you can come to apply for large-denomination certificates of deposit, they are willing to help you with anything else they can do.

Including the so-called "bringing capital into the group" is not a false thing. Anyway, this trip to the bank has opened Jiang Hao's eyes.

At its peak in his previous life, his wallet had hundreds of thousands of cash.

Ever since the stock market experienced a nosedive, I have not purchased any financial products and have not enjoyed Mao’s services.

Apart from knowing that the bank has manual counters and self-service machines, other services have never been available to him.

Today I followed Brother Yang here to broaden my horizons.

"I just set up my company a few days ago. It's a third-party payment company, and I got the payment license."

"I'm thinking of connecting the company's bank account and main business with your bank."

"Does your branch have enough authority? Or can I only communicate with your head office?"

Logically speaking, this kind of business is most suitable for branches, which have sufficient authority and are flexible.

But there is no branch of Songjiang Bank in Songjiang City. If they go to the head office to discuss this kind of business, they will not be treated like the big bosses in this branch.

No matter what local bank it is, the head office itself cannot be humble.

I guess when they get to the head office's territory, they have to act like grandsons and rush to negotiate business with others.

Unless Yang Tianhao or Ren Yixin and others have outstanding backgrounds, there will be no special treatment.

So in order to enjoy certain services, including reducing trouble, I first came to Jiangning Branch.

President Lu is very knowledgeable and is obviously familiar with the payment license situation.

At this moment, he finally put away his pitiful look, instantly becoming righteous and his tone was very confident.

"Boss Yang! Don't worry about this. Although our Jiangning branch is just a branch, it has the greatest authority in Songjiang City."

"If it weren't for the fact that opening a branch requires 1 million yuan in operating capital and the head office wanted to save this money, otherwise our branch would be a branch."

"Now our branch actually uses the authority of the head office, and our branch can handle all the business!"

After saying this in front of everyone with confidence, President Lu finally sat down with them and began to inquire about the details.

After hearing that Yang Tianhao had obtained a full range of payment licenses, he couldn't help but show joy on his face.

"Mr. Yang, your choice to cooperate with our bank is definitely the right one."

"Except for the Big Four, no other bank can compare to our customers in Jiangnan Province."

Jiang Hao couldn't help complaining in his heart at this moment. If local banks in other provinces can outperform your local Songjiang Bank, then your bank is better off not doing well!

Fortunately, President Lu was not paying any attention to them at all except Yang Tianhao at this moment.

"Our head office has also been focusing on payment services such as credit cards in recent years."

"As long as you choose to cooperate with our bank, I promise to give you more profit than other banks stipulate."

As President Lu said this, he continued to look straight at Yang Tianhao, trying to see his attitude from his eyes.

However, Yang Tianhao had no idea about the specific handling fee rate, including the profit sharing ratio.

He was stunned for a moment, and quickly looked at Jiang Hao who was sitting next to him.

As a result, President Lu finally turned his attention to him.

"Old Song, are you good at this?"

Unfortunately, Jiang Hao doesn't understand any of this and is also a complete novice when it comes to the specific business.

At this moment, he looked at Song Kejie, who was just standing by at the edge, with wide eyes.

At least Old Song had done some specific development in this area and had connected it to banking business, so Jiang Hao was not disappointed!

"President Lu, how many points can we get at most from your commission?"

"It depends on the specific business. Whether it is a bank card or a credit card, the handling fee charged will be different."

"Let's talk about credit cards first."

……

As expected, Lao Song is a professional in this area and has been studying the system for more than half a year.

The standard interfaces of each bank, including some document information, are clearly stated.

And he is very knowledgeable about the business logic. At this moment, President Lu looks serious and thinks before he speaks.

Even Yang Tianhao and Lu Weiming looked at Song Kejie with admiration in their eyes.

I couldn't help but nod in affirmation, thinking that the people Jiang Hao picked were indeed reliable. The industry professionals recruited by Shanghai were indeed professional.

Only after they had almost finished talking did Old Song turn his head and look at him.

"President Lu, how about we talk about this first?"

"Let's discuss this and get back to you after we confirm it!"

Although several people came this time and most likely decided to deal with Songjiang Bank, this is the first time they came to discuss this matter.

Jiang Hao was thinking about discussing it with a few people after returning, or comparing it with one or two banks, and then replying after reaching a complete consensus.

At this point, President Lu finally understood clearly who was the real leader among the five people.

Seeing that Jiang Hao was about to take his men away, how could he agree?

It's not like he has no experience in this kind of thing. There are so many local banks. If he leaves now, he can find the next one and ask again.

The other party can always find out the bottom price he has negotiated before, and then grit his teeth and offer a lower price, and such a good business will definitely be poached.

The profit of this payment business is not small, especially since President Lu knows Yang Tianhao's strength.

Anyone who can deposit tens of millions of dollars in large-denomination certificates of deposit must be very strong.

Moreover, President Lu was well aware that the payment license could be obtained in a short period of time.

Knowing that the business volume of this group of people's companies will be huge in the future, this is definitely a piece of fat meat, and we can't let them go now no matter what.

"This Mr. Jiang, oh, no, Mr. Jiang!"

"Actually, there's no need to rush back to discuss it. You can discuss it here."

President Lu quickly stood up, glanced at the coffee table, and immediately found an excuse.

"Oh, the young people in our industry are just not very sensible. I asked them to buy some fruit snacks, but they haven't come back in such a long time."

At this moment, President Lu began to criticize his employees with a look of deep sorrow.

Sure enough, Jiang Hao still has a lot to learn in terms of the skill of changing faces.

"Boss Jiang, I'll go outside and urge them first."

"Why don't we discuss this here first? My friends just sent me a few bottles of good wine these days!"

"If you are free tonight, why don't you come and have a look? I will treat everyone to a simple meal, okay?"

Before Jiang Hao and the others could agree, President Lu turned around and walked out the door.

It seemed that he was in a hurry to get fruits and arrange dinner, so he really left some space for them.

Anyway, several of us have already decided on this one, so we might as well confirm it with Lao Song now.

"Old Song, is the share President Lu gave us high? Is he trying to cheat us?"

"No, the rate President Lu gave me is much higher than my old employer in Shanghai."

"But when I talked to him, I felt that their company's business was just starting out, and they didn't have a mature interface to provide us."

"Or maybe President Lu didn't know much about these interfaces and many standard contents when he was in the branch."

After all, the third-party payment business was only formalized in 11.

It was last year that banks began to engage in these businesses with the first hundred or so payment companies that obtained licenses.

It's normal that Songjiang Bank doesn't know much about it. Besides, this is a branch after all, so President Lu probably needs to communicate with the head office for a lot of standardized documents and data.

But at least the attitude is there today, and the service is really quite good.

No wonder Yang Tianhao had deposited a lot of large-denomination certificates of deposit here before. After all, it doesn’t matter where you deposit them!

"Brother Yang, Brother Lu, and Yi Xin, what do you think?"

"I have no opinion."

The first person to answer was Ren Yixin. He either drank tea or sent messages on his phone.

Lu Weiming also nodded, but Yang Tianhao looked at Jiang Hao, wanting to confirm his opinion first.

After Jiang Hao nodded to him, the four of them finally made the decision.

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