Reborn in 1994, escaping from marriage and going sea fishing, I won!
Chapter 122 Am I too conservative, or are they too open?
Seeing Liu Meilan hung up the phone, Liu Yiwen quickly asked: "Meilan, is the exchange you are talking about the one that buys and sells stocks?"
"Yes!" Liu Meilan nodded without hiding anything.
This matter cannot be concealed.
Liu Yiwen's expression was solemn, and he put on the airs of an experienced person, "Meilan, I know Tang Xiaoyu is very smart, but you must not be fooled by her into buying stocks!"
"Before you buy, you only see others making money; after you buy, you lose money. Haven't you seen people jumping off buildings every other day?"
This was his personal experience, a deep and painful one.
Lost a lot of money!
Liu Meilan felt that Liu Yiwen had misunderstood Tang Xiaoyu, "Second brother, you misunderstood Xiaoyu. It was me who wanted to buy stocks, not Xiaoyu. She tried to persuade me, but failed."
"Ah?" Liu Yiwen was dumbfounded. He looked Liu Meilan up and down, ready to get to know this newly recognized sister again. "Didn't I see that you are such a gambler!"
At this time, Qin Ming knocked on the door.
Liu Meilan quickly opened the door for Qin Ming.
"What are you talking about?" Qin Ming was very curious when he saw Liu Yiwen dumbfounded and with an expression of disbelief.
Liu Meilan replied: "Let's talk about buying stocks!"
Qin Ming's eyes lit up, "Meilan, do you want to buy one? Which one do you want?"
"Brother Qin Ming, are you buying it too?" Liu Meilan asked back. She sincerely hoped that Qin Ming would make money and didn't want his salary to go to waste and be ripped off.
Qin Ming nodded. "Before, a colleague wanted to buy some stocks, so I followed his lead and bought a share. I was busy with work and forgot about it. I didn't expect that a year later, the price would have doubled."
"I was worried about losing money, so I sold the stocks. I didn't expect that the price would plummet just a few days after I sold them. Fortunately, I sold them quickly, otherwise I would have been stuck."
After hearing Qin Ming's clear and logical explanation and the fact that he had earned twice as much, Liu Yiwen was immediately envious.
Why does he lose money on all the stocks he buys?
The losses so severe made Liu Yiwen believe that buying stocks for speculation would bring bad luck for a lifetime, and getting rich through hard work is the most glorious.
Liu Meilan gave a thumbs up and said, "Brother Qin Ming, you are so lucky. I plan to use my spare money to buy Luzhou Laojiao tomorrow!"
"Why buy this stock?" Qin Ming asked, "Isn't this stock that rare? Fenjiu is not bad either!"
Liu Meilan didn't understand stocks, but she remembered that if she held on to a few liquor stocks for a long time, she would earn hundreds or thousands of times more in ten, twenty, or thirty years.
"I think these wines and electricity are bulk products. As people's living standards get higher and higher, their consumption will increase."
"If you hold it for a short period of time, there may be ups and downs, gains and losses, but if you hold it for a long period of time, I believe you will make money. This money of mine is spare money, and I can afford to lose or gain."
"If you want a safer investment that is guaranteed to make money, Brother Qin Ming, you can buy a house. Don't live in it yourself, rent it out."
Qin Ming thought for a moment, "House prices have risen a lot in recent years. Will they continue to rise?"
Liu Meilan took out a map from her bag, which she had picked up on the boat this morning.
"Look at the development and planning of Shenzhen. It is changing with each passing day. The efforts to attract investment are also increasing. There are more and more domestic and foreign investments."
"All assets and all enterprises are ultimately based on people. Whether it is middle and senior management or ordinary workers, the number will increase dramatically."
"Birds know how to build their own nests, so of course people need houses! Whether it's renting or buying a house, the demand for houses is increasing."
"When supply exceeds demand, housing prices will go up. Buying a house is definitely not a loss, and it can also maintain its value."
The nature of Qin Ming's work makes him very familiar with various places in Shenzhen, and he has a very deep understanding of Shenzhen's rapid development and large influx of population.
"My mother just happened to like a house a few days ago, so she left some money for the house purchase. The rest was used to buy stocks and hold them for the long term!"
Liu Yiwen originally hoped that Qin Ming would persuade Liu Meilan, but he didn't expect Qin Ming to buy it.
The two people actually discussed how to invest. One of them is a fisherman and the other is a policeman. Are their thinking so flexible?
Is he too conservative, or are they too open?
"Aren't you afraid that your investment will go down the drain?" Liu Yiwen asked back.
Liu Meilan blinked her eyes and said disapprovingly, "After buying a house, I still have the bricks! Even if they are worthless, I can still live in them, right?"
"Brother Qin Ming is not young anymore, it's time for him to find a partner and get married! Buying a new house and getting married, what's the point of talking about whether it's a loss or not!"
"As for buying stocks, these companies all produce bulk products, and most of them are held by local governments. Especially for alcohol, there is so much domestic demand that even if they experience internal adjustments or a downturn, they will definitely survive."
"Think about how much a bottle of Fenjiu or Luzhou Laojiao cost ten or five years ago? And look at how much a bottle costs now? And calculate how much their sales have increased? And considering our income, isn't it increasing year by year? No matter how you calculate it, you won't lose money if you hold these stocks for a long time!"
In fact, these are what Liu Meilan heard from experts on TV before.
Most people lose money when holding stocks in the short term.
Ordinary people are all leeks!
You can hold it for a long time. As long as the growth trend continues, you will definitely make money!
She once saw on TV that an investment of 100 million was made when Fenjiu was listed.
Without moving for 30 years, the income is as high as more than million.
What kind of business can earn so much?
Liu Meilan has some special abilities, but apart from fishing, she doesn't have any other skills to make money.
So Liu Meilan made up her mind that after she saved money, she would buy these stocks and houses and hold them for a long time.
After 2000, there have been a lot of reports on bull and bear markets in newspapers, television and radio.
At most, she would sell the stocks during the bull market and buy them back during the bear market.
She wouldn't understand any more.
But Liu Meilan believes that these are enough!
Liu Yiwen was stunned by Liu Meilan's words. "My dear sister, are you really only a junior high school graduate? Why do I feel that I, a university graduate majoring in economics, cannot compare to you?"
"Hehe!" Liu Meilan smiled awkwardly, "I was fishing in the sea, and when the fish didn't bite, my mind went blank and I just liked to think about random things!"
Despite what Liu Meilan said, Qin Ming and Liu Yiwen had an increasingly high opinion of Liu Meilan.
At the dinner table, when Professor Xie listened to Liu Yiwen vividly recounting what Liu Meilan had just said, he was also very shocked.
"Meilan, you are still young, do you want to continue studying?"
Liu Meilan smiled and said, "Mom, I no longer have the normal channels to study! After all, I have dropped out of school for almost three years!"
"But Xiaoyu has already asked for me on Sifang Island. We have a technical secondary school night school over there, and she has already signed me up!"
"When the time comes, Xiaoyu and I will go to class together in the evening! I am not pursuing academic qualifications, I just want to learn more about accounting, foreign languages and the like."
"Now I have one ship, and in the future I may have many ships. With some knowledge of management, finance and foreign languages, I will be able to manage the team better in the future."
This sentence immediately shocked the three people at the table.
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