Transform into a fairy girl

Father Ji was sulking in the room, and soon after, Mother Ji came back.

It turned out that Mother Ji had just gone out to buy groceries and bought some groceries. After all, it was a newly rented house and it still lacked a lot of things. Although it was a little cleaner and she didn’t have to worry about Chen Meifeng getting up every morning and cursing in the street, life was still... It's not as convenient as the previous building.

Ji's mother walked into the yard and when she heard Ji Ran's voice, she couldn't help but glance at the neighbor's house.

It didn't matter that this glance happened to meet Ji Ran's eyes. When Ji Ran saw her mother, she ran out quickly.

"Mom, you're back. I've been waiting for you for a long time." Ji Ran said to Ji's mother.

"Hey, why didn't you come home when you were at the neighbor's house? Isn't your dad at home?" Ji's mother asked.

Ji Ran curled her lips helplessly, "Dad is angry. He won't open the door even if he doesn't open the door no matter how he calls."

"You deserve it. Who asked you to make such a big mistake?" Ji's mother rolled her eyes and said.

"Mom, please stop talking." Ji Ran frowned in embarrassment.

Seeing that her neighbor was there, Ji's mother stopped saying anything, smiled and said hello to her neighbor Sun Chengwen, and then took Ji Ran home.

Ji's mother opened the door and led Ji Ran and Su Jingxun into the room.

Only then did Mother Ji take a closer look at Su Jingxun. Before, she thought Su Jingxun was the son of her neighbor Sun Chengwen.

"Of course, who is this?" Mother Ji looked at Su Jingxun and asked. She saw that this young man looked very talented, as handsome as a big star, and he looked particularly lovable.

"Hello, aunt, I'm Su Jingxun, Ji Ran's friend." Su Jingxun introduced himself without waiting for Ji Ran to introduce himself.

"Oh, hello, hello, I know. Xiaoran has been with you some time ago, right? You accompanied her to Europe." Ji's mother looked at Su Jingxun and suddenly remembered the photos she saw in the police station. So he asked.

"Well, it's me." Su Jingxun smiled and nodded, admitting.

"Tell me, why didn't you tell us beforehand when you took Ranran on a trip? We thought Ranran was missing. Also, why did you go there and why did you spend so much money?" Ji's mother asked with a frown.

Ji Ran's family is not a rich family. They would like to break every penny in half and spend it. However, Ji Ran went on a round-the-world voyage and actually spent 10,000+. This is an astronomical figure for Ji's mother. .

"Mom, it's not my money that's spent, it's all his." Ji Ran whispered sheepishly.

"The flower is yours," Mother Ji looked at Su Jingxun and asked.

Su Jingxun smiled and nodded.

"You can't spend anyone's money. No one's money comes from the wind. How can you bring trouble to others like you? What's your relationship with Xiaoran? Why did you spend so much money on her?" Ji's mother looked at Su Jingxun and asked road.

"Well, we are friends. Actually, we didn't spend much money," Su Jingxun explained slightly awkwardly.

Ji Ran was chatting with Ji's mother when Ji's father suddenly got up and left angrily, carrying a rag bag with him. It was a bag that Dad had used for decades and was usually used to carry valuable things. .

"Dad, why are you going?" Ji Ran asked looking at Ji's father.

Dad Ji didn't say anything, put on his hat and went out.

Ji Ran quickly chased after him, "Dad, what's wrong with you? Why are you still so angry? I'm not coming back.

Have you admitted your mistake?"

"Don't admit your mistake to me. The wrong person is not you, but me. I shouldn't raise an aunt like you." After Ji's father finished speaking, he threw Ji Ran away and walked outside.

Ji Ran looked at her father's back, shook her head helplessly, and had no choice but to return to the house.

"Mom, what are you doing, dad?" Ji Ran asked looking at Ji's mother.

"Why else should we mortgage the property? Let's return the property of Chen Meifeng's family first. Otherwise, your father and I will be scolded every day." Ji's mother said emotionally.

"Ah, I don't need to use Chen Meifeng's property anymore. I have already returned it to them." Ji Ran said quickly.

"Why did you return the property to Chen Meifeng's family?" Ji's mother asked.

"Yes, I paid it back this morning and it has been transferred back." Ji Ran explained to Ji's mother.

"Hey, why didn't Chen Meifeng say a word? I'm afraid your dad is already on the road. Hurry up and chase him back." Ji's mother shouted anxiously.

Ji Ran and Su Jingxun hurriedly chased Ji's father, but when they reached the intersection, Ji's father had already left in the car.

Ji Ran quickly stopped a taxi and went after Ji's father.

When Ji Ran arrived at the real estate trading center, she saw Ji's father negotiating a loan with the bank staff in the lobby.

"Comrade, I would like to ask, if my house is mortgaged in the bank, how much money can I get as a loan?" Ji's father asked carefully.

"It depends on your property and apartment type. Generally speaking, the loan amount is 60.00% of the average market price of the property. For example, for a house valued at 100 million by our bank, you can only get a maximum loan of 60. Moreover, the loan amount is [-]%. You must have proof of income, two certificates and one book, and no credit violation records." A staff member of the commercial bank answered patiently.

"Can we only loan at 60.00%? Can't it be higher?" Ji's father asked again.

"Sorry, this is not what I ordered, it is our bank's rules and regulations." The bank staff said with a smile.

"Then look at my property, how much can I borrow?" Ji's father showed the property to the staff and asked.

The staff took the real estate certificate and land use certificate brought by Ji's father, looked at it carefully, and said: "The house price in Shengshi Heyuan is now almost eight or nine thousand, and this house is estimated to be worth about 60. You can borrow up to 40 to [-] yuan."

"Ah, there are so few. The house prices over there are not so low. Now they are more than 1 per square meter." Ji's father asked strangely.

"Our valuation is based on market conditions, not the market price of the house. Moreover, the current real estate market bubble is serious and the demand for houses is decreasing. It is impossible for the house price to be so high. It is also possible that I have underestimated it. I help Just ask." The bank staff made a phone call, consulted with colleagues in the bank, and quickly hung up the phone.

"The bank checked and found that the valuation is similar to what I told you. The maximum loan is 40," the bank staff said.

Ji's father thought about it for a while, and there was nothing he could do now. He could just borrow as much as he could. In short, he should pay Chen Meifeng back a little first, so that she wouldn't have to scold her every day and make others think that their family was deliberately defrauding others of their money.

"How do you want to get a loan? If you take a loan now, you can still enjoy the discount. The interest rate will be raised in two days. At that time, if you borrow again, the interest rate will be much higher than now." The bank staff asked.

"Okay, loan, loan." Ji's father was shocked when he heard this and nodded quickly.