Lisko’s American Life
Chapter 1411: amount of funds
After listening to Li Ke's inquiry, Xiaoyu fell silent for the first time. He didn't expect that starting a business would require so many things to think about, and these things were things he had never considered before.
According to the other party's guidance, I first thought about the resources that I could mobilize on hand. After such a long period of preparation and storage of my current savings in the bank, there is about a limit of 50,000 US dollars. In addition, my parents in China may be worried. It would be a little inappropriate for my brother and sister to live here. For example, sometimes when I need money in daily life, I may be embarrassed to ask my uncle and sister, so I often transfer some money to In his own account, it is regarded as the expense of pocket money for two people.
In addition, I have no large expenses in my daily life, and I even learned from my sister to put these accumulated funds into some stocks and fixed-income funds. After such a long period of slow growth, The amount on hand now has just passed the $100,000 mark.
You can even ask your sister Xiaowei for help if needed. You must know that Xiaowei has always been a very frugal girl since she was a child. In addition to buying some clothes and even buying various materials for painting, the rest of the money is as firm as a miser. Locked in your own bank account.
Xiaoyu once inadvertently saw the balance of the other party's bank account, and the number above was almost two or three times his own savings. He couldn't help but sigh about his sister's frugality and housekeeping. Maybe in this world, there are some things that girls are naturally more experienced than boys, or even better.
If Xiaoyu finds a way to seek the help of Zhang Li and Li Ke, it may be a very embarrassing thing for him, but if the object of this help is changed to his sister, he may feel very appropriate It's even reasonable, after all, the two are biological brothers and sisters whose blood is thicker than blood, so they won't feel any embarrassment emotionally, and maybe Xiaowei won't feel anything if he hears that his brother really needs help. Hesitantly, he immediately extended a helping hand.
Now that he has the answer to this question in his mind, Xiaoyu also gave a more certain number when reporting the amount of money to his brother-in-law.
"$200,000? I don't see that you still have so much savings. Since you have so much capital, some small investments that I originally imagined can be temporarily omitted. With this amount of capital, it can be completely considered. Some of the better investment projects, and at the same time, the returns are much higher than those of the previous ones.”
Lisko looked at Xiaoyu in front of him in surprise. According to what he knew about some boys, most people at Xiaoyu's age probably didn't have the concept of storing two words at all. In addition, in American society, almost all The daily expenses of young people rely on overdrafting their own wages for consumption.
Everyone is an outstanding person who spends ahead of time. There are countless credit cards of various banks in his hand. Every time it is time for salary payment, after almost all the arrears have been settled, there is not a dime left in his hand. , Continue to use overdraft to guarantee your monthly expenses and daily expenses.
Most of the characters Lisko comes into contact with in daily life are of this type. Whether it is an attack or Corté, before he returned to the city, most of them lived a similar life, and even some of the surrounding ranchers did the same. , but their repayment span may be much longer than some people who work normally, and most of them are calculated on an annual basis.
After calculating the income of the whole year every year, first settle the debts owed for the whole year, and set aside a part of the remaining money as the reserved funds for next year's development, and then the remaining funds in hand There are very few, or even none at all.
If any Chinese people look at this kind of social phenomenon, they will feel that it may be very dangerous, and even very different from the education and three views they have received in the past, but this kind of social form can be seen almost everywhere in the United States , has even become a gesture of their lives.
Most of the cowboys in the ranch did the same before they joined the Li's ranch, because their income was often not enough for their daily expenses, but after joining the Li's ranch, the annual income was several times that of the previous one. . In addition to normal expenses, you can also have some remaining funds for some investment and storage.
Originally, Lisko thought that Xiaoyu's entire person's funds were about $20,000 to $30,000. After all, young people not only want to fall in love, but also need daily expenses and social interaction, plus buying some things they like, they can save money. The amount of money is naturally very small, and it has not reached the point of overdraft, which is already very good.
But I didn't expect that the funds in the hands of the other party would actually expand by nearly 10 times than what I expected at the beginning. With this amount of capital, there are a lot more things that can be done. After all, if 200,000 US dollars is exchanged for the currency of China, there is about 1 million ~www.readwn.com~ It is regarded as any project investment and entrepreneurship lawsuit funds. It's totally enough.
Compared with those entrepreneurs who are very hard to start with three to five thousand dollars, it can be said that Xiaoyu is better than others when he starts, and he can do as much as he has, so Li Ke immediately. After overturning the plan made in his mind just now, in a state of re-contemplation, he began to plan some necessary investment projects according to the other party's amount of funds.
But if it is true that he suddenly chooses a suitable or even very promising project for the other party, it is indeed not an easy task. As mentioned above, the current social form in the United States is like this. Young people want to learn from these complex societies. It is almost a very difficult thing to stand out from the form and competition, and it seems that the distribution of wealth in the whole society has become a foregone conclusion. The rich man above firmly controls any channel that can be promoted. If there is an excellent project, or there is a little sign of wanting to stand out, it will be acquired by the other party with a huge gold-dollar policy.
In the process of Lisko's thinking, neither Zhang Li next to him nor Xiaoyu on the opposite side made a sound to disturb each other. On the one hand, the two of them were also thinking about the possibility of any business in their minds, and at the same time, they were afraid that their birth would disturb them. Destroy Lisko's divergent thinking, thereby affecting the result of the other party's thinking.
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