My 1999

"President, we are here."

The secretary's reminder brought Yoshida Takero back to his senses. He looked at the 'Hanhua International Center' shrouded in glass curtain walls and shining in the morning sun. After adjusting his breathing, he opened the door and walked out.

Passing through the revolving door is a row of security inspection machines.

Everyone coming in must pass.

This strict safety management method made Yoshida Yoshiro frown.

Although he felt a little uncomfortable, he still accepted the rules.

After passing through the security machine, you find the front desk and explain your purpose of visit.

He was quickly led to the chairman's office on the top floor.

"Hello Mr. Yoshida, I am Li Jinling, Mr. Xu's assistant."

"Hello."

After shaking hands.

"Please come with me, Mr. Xu is waiting for you."

"OK."

Pushing open the door and entering, Yoshida Takero saw a man wearing a loose white T-shirt and black sports pants, a casual look.

With his majestic physique, he hardly looked like a businessman.

He quickly took two steps forward and stretched out his hands.

"Xu Sang, I have admired your name for a long time. It is really an honor for me to have the opportunity to meet you today."

Although I was tired of the fake smile on the old devil's face, my etiquette could not be lost.

Shaked hands.

"Mr. Yoshida, you're welcome. Please sit down."

"Thanks."

After the two sat down on the sofa in the reception area.

After three rounds of tea, Xu Liang didn't say anything anymore.

"Mr. Yoshida, this time Seibu Group insured US$2.8 billion in U.S. AAA CDO bonds with Tokio Marine \u0026 Nichido Fire Insurance Company. For nearly a year, the monthly premium of US$3.2 million has never been less. A little later.

Now the U.S. CDO bonds we insured have all suffered losses. According to the contract, you should pay us US$2.8 billion in compensation.

But almost a month has passed since the contract period, and the US$2.8 billion has not yet arrived.

As the president of Tokio Marine \u0026 Nichido Fire Insurance Company, should Mr. Yoshida give me an explanation? "

Yoshida Takero smiled.

"Xu Sang, Tokio Marine \u0026 Nichido Fire Insurance Company is the largest insurance company in Japan. We will strictly fulfill the contract and treat every customer sincerely.

Including Mr. Xu and Seibu.

But the amount you insured this time is too large. The company needs to verify it in detail, which will take some time. Please understand. "

Although Xu Liang wanted to punch the smiling old devil in the face, his reason told him not to do so.

"How much time do you need?"

"Xu Sang, I'm very sorry. This depends on the specific work progress. I can't give you a specific timetable."

Looking at the old devil who was respectful on the outside but arrogant on the inside, Xu Liang didn't intend to play word games with him anymore.

"If Mr. Yoshida can transfer the money to the Seibu Group's account within half a month, you will get a 1% commission.

The money will be credited to your account at Standard Chartered Bank. "

Yoshida Takero's eyes quickly became fiery.

"1% of $2.8 billion?"

"That's right. 28 million U.S. dollars, which is a huge amount of money." Xu Liang continued with a smile, "Mr. Yoshida, you are not a shareholder of Tokio Marine \u0026 Nichido Fire Insurance Company. Although you have the power to control the company, you are already close to At seventy years old, how long can you continue to work?

If it were me, while I still have power, I would seize the opportunity to retire with a sum of money and enjoy a wonderful old age life. "

Yoshida Takero was silent for a moment.

"Xu Sang, although I am the president of Tokio Marine \u0026 Nichido Fire Insurance Company, I cannot make the decision on this matter alone.

Moreover, as Xu Sang is the world's top investment guru and super rich man, 1% is too stingy. "

"How much do you want?" Xu Liang asked.

The greedy look in Yoshida Takero's eyes became hot.

"5%!"

Xu Liang smiled, picked up the teacup on the table and took a sip.

"Mr. Yoshida, the real estate market in the United States has not been very good recently. Almost all major Japanese banks, including Mitsubishi, Mizui, and Mitsui, have suffered a lot of losses from investing in the U.S. real estate market.

If they can recover a large part of Seibu's debt, such as US$7 billion, to make up for their book losses, I believe they will be happy.

Therefore, I don’t need to see you at all, and I don’t need to engage in any private transactions.

If we sell the insurance policies that Seibu holds today directly to Mizui and Mitsubishi, I believe they will be happy to accept it. "

Yoshida Takero's eyebrows jumped.

He said slowly.

"Xu Sang, I admit that what you said is indeed correct, but banks like Rui Hui and Mitsubishi will only be more greedy than me. I only want 5%, but they will ask for 10%, or even 20%.

Therefore, choosing me is your best solution. "

"I'm afraid it's Mr. Yoshida who is wrong. You are our only choice. No one can replace your role within the entire Tokio Marine \u0026 Nichido Fire Insurance Company.

But if we choose Mizui, Mitsubishi or Mitsui, it means that we have multiple choices.

Competition always leads to cheaper prices! "

Yoshida Takero continued with a smile: "Xu Sang probably underestimated the relationship between Japan's banking circles. In order to earn enough profits, it is not impossible to reach a deal in private and jointly pressure Mr. Xu to accept it."

"This possibility does exist. When I was doing venture capital before, some start-ups thought they could bid among several venture capital companies, and we also adopted the same strategy as Mr. Yoshida said.

However, even if Mitsubishi, Mizui, and Mitsui unite, can they still unite with Goldman Sachs and Lehman? "

Yoshida Takero frowned.

"What does Xu Sang mean?"

“It’s very simple, I can sell these insurances to investment banks and banks in the United States.

When six or seven institutions join in, it will probably be more difficult to keep pace.

And since I have the initiative, I can continue to choose new partners. "Xu Liang said with a smile.

Yoshida Takero's heart sank, and he admitted that what the other party said was true.

But for the greater good, he didn't want to be manipulated so easily.

"Xu Sang, as the largest insurance company in Japan, the power of Tokio Marine \u0026 Nichido Fire Insurance Company is far beyond your imagination. We are not a small company that any company can easily overwhelm."

"No one is trying to convince you. I or anyone else just wants to get the money we deserve!

This is a legitimate interest we should obtain.

Even if we go to court, we will win in the end. "

There was a pause.

"By the way, I remember that Mr. Yoshida is also a customer of Hanhua. From 2005 to now, our Hanhua has made a lot of money from Mr. Yoshida.

In this respect, we are a good partner.

I think Mr. Yoshida will not reject this precious friendship. "

Xu Liang warned in a reminding tone.

"How do you know I am a customer of Hanhua?"

"Futian Wealth Management Co., Ltd. is our partner of Hanhua. In order to avoid unpredictable legal risks as much as possible, the source of the funds they transfer must be explained.

Money laundering is a serious crime. "

Yoshida Yilang pondered for a moment.

"It's still 5%. There are many senior executives in Tokio Marine \u0026 Nichido Fire Insurance Company, and I also need money to deal with them."

Staring at the man opposite.

"Xu Sang, this is my bottom line. If you can't satisfy it, just go to Mitsui and Ruihui."

Xu Liang agreed to this condition after briefly considering it.

After all, his bottom line is 10%.

5% is already pretty good.

"I can say yes, but how long will it take before we get the money?"

"The money will be transferred to the Seibu Group's account in half a month at most, but the amount of funds is too large, so I need to pay the money in batches."

"Okay. After I get the money, I will transfer it to your bank account at Standard Chartered in proportion."

"make a deal."

The two hands were clasped together.

Xu Liang was also relieved after seeing off Yoshida Yilang.

Asking for accounts is also a challenging job.

Fortunately, today's shot went well.

However, Hongyan's insurance companies are all over the world, and it is impossible for him, the big boss, to come forward one by one.

There's not enough time.

"Call Lao Xia to let me know, and ask him how much he wants to pay?"

Li Jinling nodded.

She came back not long after.

"Mr. Xu, Mr. Xia reported that US$17.4 billion has been requested. The handling fees have not exceeded the bottom line."

Xu Liang nodded slightly.

This time, Red Rock Fund has been preparing for the "Gonggong Plan" for more than two years, in which the total book value of CDS bonds is US$127.9 billion.

Of this amount, $65.9 billion is located in the United States.

$34.7 billion is located in Europe.

The rest are basically in Asia.

The total number of CDS in Japan is US$8.3 billion, and top insurance companies including Tokio Marine \u0026 Nichido Fire Insurance Company, Sumitomo Marine Fire Insurance Company, and Nippon Life Insurance Company are among them.

Japanese insurance companies are much more conservative than their European and American counterparts.

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Be cautious about new insurance like CDS.

Insurance companies in South Korea, Singapore, Australia, New Zealand, Indonesia, etc. are also similar.

It can be said that Xu Liang's operation has insured all Asian countries, including Third Brother, with insurance companies that have international business, except for China.

Japan has more than 8 billion.

Some even have hundreds of millions of dollars.

He didn't expect to get back all the money he earned from the book value of the Gonggong Plan.

Bribing a company's CEO is certainly a good idea, but not all companies do it.

In many insurance companies, especially those in Asian countries, the majority shareholders often hold shares in their 20s or 30s, which has a great influence on the company.

Even if the CEOs agree, there is still a hurdle that shareholders cannot get around.

There are also some insurance companies that may not be able to survive and will directly go bankrupt with losses.

In short, various situations are possible.

In the end, if he could get back 80% of the total amount of the "Gonggong Plan", he would be happy with it, and he would be able to accept 70%.

After looking at the time, Xu Liang picked up his coat, put it on and left the company.

Back home.

Fukuda Shinmei is drawing the manga "Death" in the study.

In addition to spending time with her children, this is her only hobby and work.

The beauty was so focused that she didn't even hear the door open when Xu Liang came in.

Warm sunlight shines in through the window, reflecting on the fair and pretty face, like jelly, showing a warm red.

Soft facial lines draw a delicate side profile.

Long black hair draped over her shoulders like a waterfall.

Her slender neck was connected to her delicate collarbone.

The yellow knitted long-sleeved shirt covered her graceful upper body.

As if she felt Xu Liang's unbridled eyes, the beauty turned her head and looked over.

A surprised smile, like the spring in March.

"Mr. Xu, are you back?"

He put his arm around the beauty's slender waist and sat down on the sofa half-turned.

"I've been back for a while. I didn't disturb you because you were so focused on painting just now."

"I promised editor-in-chief Kawada that I would hand in the 139th chapter tomorrow afternoon. I have used up all my drafts, so I can only spend more time to finish them."

"Don't you always have the habit of saving drafts? Why didn't you save them this time?"

"What do you think?"

The beauty glanced at him with a slight anger, and the charm between her eyebrows seemed to flow into the man's heart like a hot stream.

Xu Liang understood instantly.

The cow was exhausted and his work efficiency declined.

When you are tired of tilling the land, your work efficiency will also decline.

He has been in Japan for more than a week, and it is not much different if you don't have a good time every night.

Although Nozomi Sasaki and Yui Aragaki are there to help Fukuda Xinmei, the latter two are not always around. When Boss Xu is in a good mood occasionally, she has to bear most of the firepower by herself.

This kind of thing can consume most of her energy at a time.

Xu Liang put his hand under the hem of the woman's clothes, stroked it for a while, and then smiled.

"I will go to the United States in a while, and you can have a good rest then."

"Are you leaving again?"

The woman's eyes showed reluctance.

"You have noticed it when you watch the news. The real estate industry in the United States is not calm now, and the financial industry is also in turmoil. I have a lot of business over there, and I have to go over to keep an eye on it.

But don't worry, I will come over again in a while."

Fukuda Xinmei nodded obediently.

"Then come back early, my children and I are waiting for you."

"Yes."

After holding her in his arms for a while.

"By the way, I have an appointment with Masayoshi Son for dinner tonight. You can pack up and come with me."

...

The dinner with Masayoshi Son was already scheduled when they were in Hong Kong.

Xu Liang was going to invite him, but before he called, Masayoshi Son took the initiative to call him to invite him to the family dinner.

Having been there several times, Xu Liang, who was already familiar with the place, did not refuse.

Besides, the two houses were not far apart, so it was convenient to go there.

After he knocked on the door, a white man in a black suit opened the door.

The other party saw him and hurriedly said respectfully.

"Mr. Xu, I am Hector Onlai, and I am glad to meet you."

Seeing him take the initiative to extend his hand, Xu Liang shook it.

"Are you Mr. Sun's secretary?"

"No, Mr. Son is my father-in-law."

Xu Liang suddenly realized that he certainly knew that Masayoshi Son had two daughters.

However, the other party had been studying in the United States, and he had not been able to see him during his previous visits. Now it seems that he is back.

"Mrs. Xu."

Hector Aung Lai politely nodded to Fukuda Xinmei, and did not rashly give a Western hand kiss.

"Please follow me, both of you."

Under his leadership, the two walked into the villa with gifts.

After crossing a garden path and turning around a landscape belt, they saw Masayoshi Son and his wife standing on the steps in front of the door. Next to them was a young woman wearing a white corset dress and a bun.

"Mr. Xu, welcome to visit."

Masayoshi Son hurriedly came forward.

"Mr. Sun, I'm sorry to bother you so much. I hope you don't get tired of me, your bad guest."

"Mr. Xu is too polite. You are a distinguished guest who can't be invited easily. I wish you would come to visit every day."

Xu Liang smiled and greeted Mrs. Sun, "Who is this...?"

"This is my eldest daughter Yijun. After graduating from Waseda University, she went to study at Harvard Business School and later worked at Goldman Sachs. She just came back this year."

The young woman stepped forward and took the initiative to extend her right hand.

"Mr. Xu, I have heard of your great name for a long time. I hope I can ask you for advice in the future."

Xu Liang touched her fingertips, "I don't deserve your advice. Your father, Mr. Sun, is the real global investment master."

"Mr. Xu is too modest. My father often praises you in front of me, saying that you are a rare financial genius in the East for a hundred years."

"I am not as good as Mr. Sun said."

The two sides exchanged a few polite words and went into the living room.

Because he had been here several times, Masayoshi Son also understood Xu Liang's eating habits.

There was more meat for dinner, and it was basically Chinese-style steak.

The meat of top-notch Wagyu is indeed extraordinary.

Tender but not dry, the meat is delicious.

Xu Liang had no embarrassment and ate heartily.

After dinner, everyone came to the reception room to drink tea to relieve their greasiness, and naturally talked about the subprime debt market in the United States, which is now getting more and more intense.