Online Game Master: Intelligence Potion Multiplied by Ten Thousands at the Start

Chapter 65 Bank opened!! Loan insurance business!!!

Chapter 65 The bank opens!! Loan insurance business!!!

The guild channel has always been very hot.

But this time it was even hotter and hotter.

After having tasted the sweetness of World Dungeon, players felt that the daily monster spawning upgrades were simply boring.

Now that there is an exclusive copy of the guild, it is simply not too cool.

“I thought it was difficult to make contributions from the guild, but now it’s fine, you can exchange it with gold coins.”

“Yes, in this case, [Deputy Training Room] we can also compete. In the past, we couldn’t compete with others because of insufficient contribution points.”

“The president is really caring. Our president is the best president. Long live the president!

After Qin Feng finished [Dead Battlefield], he retreated.

He now wants to upgrade the guild.

Players entering the world-class dungeon this time can complete three stages, and there are millions in China.

Do not recruit these players to your subordinates.

He clicked on the guild construction panel and chose to upgrade the guild.

Swipe!

“Hint: You use 1.5 billion gold coins to upgrade the guild. The current guild level is Epic, and the maximum number of guilds is 1000W!”

Qin Feng directly publishes recruitment, according to the ranking list, one-click recruitment.

All players who did not join the King’s Landing Guild have received an invitation to join the Guild.

Without exception, no one refused.

There is indeed no reason for distance between individual players.

What King’s Landing Guild did in the world-class copy, bravely shouldered, and united and helped each other is a good image.

There are even many players who are always paying attention to the recruitment information of the King’s Landing Guild. They really want to enter the King’s Landing Guild.

Qin Feng doesn’t care about the new players, he directly upgrades the guild skills to the upper limit level.

This made the players who just joined a burst of ecstasy.

“The president is mighty, and his attributes have gone up again. I now feel that I can beat the novice village boss to death with one punch.”

“Brothers new here, our guild also has an exclusive copy, how lively it is to walk around, let’s play together.

“Brother, wait for me, I’ll rush back to the teleportation array, let’s be together.”

Qin Feng smiled slightly.

He opened his reputation to check it out.

563241!

“Well, more than half a million prestige, you can go to receive prestige quests.”

Prestige missions generally get higher rewards than ordinary missions, because prestige is the most rare.

Qin Feng made a teleportation array and returned to the main city.

The crowds in the main city are turbulent, and many players walk in a hurry.

Qin Feng found an NPC who specializes in publishing prestige tasks, and first looked at the prestige store.

After scanning a circle, Qin Feng quickly set his sights on a shop renovation drawing.

[Drawings for renovation of special shops-Bank (Purple Gold)]

Purchase reputation: 30W

Introduction: This is a drawing that can transform a shop into a special building-a bank.

Qin Feng bought it without hesitation.

This drawing is one of the necessary layouts for Qin Feng at this stage.

Qin Feng didn’t have enough prestige before, so he didn’t buy it.

Now that the prestige is enough, it is natural to buy it.

After buying the bank drawings, Qin Feng went on to look at the prestige mission. In his previous life, he remembered a mission that he could receive when he reached 20W prestige.

“found it.

[Infrastructure Pioneer] (Special Mission-Reputation)

Grade: S

Restrictions: Players in the main city of Frost and reputation 20W+

Introduction: Assist the defender of Jidong Fortress, Frost Knight 【Gran】, build Jidong Fortress

Rewards: a large number of prestige, gold coins, military positions (rewards will be issued according to the player’s assistance progress, the minimum contribution is 1%)

Progress: 1%/100%

“Hint 817: Your prestige conditions meet the prerequisites for the mission, please ask if you accept the mission.”

“Yes.” Qin Feng didn’t think much.

“Dingdong~You have accepted the task [Infrastructure Pioneer], please go to the coordinates of Jidong Fortress (126,567) to perform the task.”

“This task is not in a hurry. You can do other things first.

Qin Feng thought of this, and soon came to the main city finance secretary.

“I want to open a bank.” Qin Feng found the NPC in charge of finances.

The financial NPC took a look at him: “Your reputation meets the requirements. Here is the contract. You can sign it.”

After reading it, Qin Feng signed the name.

There was nothing to pay attention to. It just said that bank reserves were required. Qin Feng directly filled in 1 billion gold coins.

With the shops, mines, and auction houses under his own name as collateral, he borrowed 1 billion in start-up capital.

This 1 billion is only to support Qin Feng through the early stage of the bank. In the middle and late stages, Qin Feng can fully develop the bank’s deposit business, allowing players to deposit gold coins in the bank, and then use the player’s deposit to borrow and generate revenue.

Then there are the terms inside. You can’t move the principal, but only the income.

The contract is signed.

Qin Feng came to his shop.

Moon street.

“Reminder: Whether to use [Special Shop Reconstruction Drawing-Bank (Purple Gold)]””Yes!”

Brush! The golden light of shop 31 flashed past.

A brand new bank building appeared in front of Qin Feng.

The bank’s operating standards are more complicated, so it cannot be used for the time being.

Qin Feng spent some money to recruit several high-level NPCs.

“Then next”

Qin Feng made some adjustments to the bank’s external lending business.

The first is the loaned interest, which is calculated as one ten thousandth, so that each player can earn one ninety thousandth of the interest.

Next are the various loan products launched for players.

The loan amount is of course determined according to the three attributes of the player’s level, equipment, and wealth.

Take a bid, this is a loan set for the players who buy and bid at the auction house.

Commercial loans, which are loans set up for players who want to do business in the main city, preferentially rent out or even sell their own stores.

In this way, you can not only earn a rent, but also earn another interest on the player!

Consumption loan, which is aimed at players’ daily consumption, such as equipment purchase and maintenance, medicine and purchase, etc.

There is also the highlight, mortgages! It is aimed at players who settle in the main city, special loans.

All loans can be instalment, up to 12 instalments.

Qin Feng also added to the contract.If the payment is not repaid within seven days, it will be directly sent to the mine by the main city guards for mining!

Keep digging until you can pay back the one-month installment amount!

“There is also insurance business!”

Qin Feng laughed blankly.

He came up with this business himself.

It is mainly aimed at guild players. As we all know, in ordinary leveling and PK, it is inevitable to be hung up.

Either be killed by the monster or hang up with the player.

As for insurance, this is set for the personal safety of players.

Only a small amount of money is required every day, and the compensation is proportional.

For example, if 15 silver coins are hung up within this day, the bank will compensate the player with 30 silver coins.

If the player insures 15 gold coins, the bank will compensate the player with 30 gold coins.

If you hang up before, you don’t have anything. If you buy insurance, you can at least recoup some of the losses.

And this kind of insurance, Qin Feng gave it a name, called “Basic Insurance”.

In order to find bugs for players, Qin Feng directly binds the insurance contract to the system.

In this way, as long as the player signs, if anyone falsifies, the system will come out first to punish the player.

Of course, players simply have no strength to cheat in front of the system.

For guild members.

Qin Feng doesn’t need to notify the player, just directly in the guild settings interface, bind this insurance type in the tax column.

The default is that each member pays 1 gold coin per person.

560W members, then 560W gold coins, this is only the first day.

Of course, this type of insurance is also open to the outside world.

After all this is done, the bank is considered to be open.

“Ding Dong~ You have successfully established a bank.”

“Current bank amount: 1 billion gold coins.”

“World Announcement: Players [Yongye (China Region)] established a bank and opened the bank interface. From now on, players can do business on the bank interface!”

boom!

This world announcement is no less than the outbreak of a nuclear bomb!

What? Players can even open a bank

“Boss Yong Ye, the interest on your bank deposit is a bit low, but this commercial loan is pretty good. I just want to do business with insufficient capital!”

“I want to buy a house in the main city, thank you, Mr. Yong Ye, I just got a 10W loan from the bank, and I am also a house owner now!”

“Hahaha, Yongye is a big shot, I finally have hope for the best equipment of the auction house, I will get a loan now.”

There are so many players in China, the amount of the bank has turned sharply in a waterfall style, and 1 billion gold coins have disappeared 300 million in just ten minutes!

Fortunately, this momentum is slowly slowing down, otherwise the assets of 1 billion are really not enough for players in China.

“Lie down and collect the money and it’s done.”

After solving the bank matter, Qin Feng was very happy.

In the future, just eating the interest generated by the player’s loan is an astronomical figure, and you can make money while lying down and sleeping.

“It’s time to do the task.”

Qin Feng opened the leaderboard and quickly turned it off.

Except for himself, the players with the highest level on the leaderboard have already broken through level 40.

I believe that soon, players will make a breakthrough and reach level 40.

And at level 40, this version of the main task will also appear.

The orcs have been unwilling to be suppressed and dominated by the human race on the mainland, and will contact other races.

Attack the human race.

This is the main line of this version, and the previous life is also the first version of the mission that allows players to experience the cruelty of the battlefield.

…..

ten minutes later

Qin Feng came to Bindong Fortress.

This is a great pass, standing between two huge canyons, which is not an exaggeration.

This place blocked the main road leading to the Frost Main City, and also divided the Frost Plain into two sections. The side close to the Frost Main City was called the Frost Plain.

The other side is called the Wild Ice Field.

The wild ice field is very large, but the living conditions are extremely bad.

The snow cover all year round and the ice that will last forever. The scarce creatures represent scarce food. It is not easy to live under the cold weather.

And here, one-third of the people of the Orcs live.

Jidong Fortress is a pure military fortress built specifically to defend against the orcs in the wild ice field.

It is also the largest, most expensive, and most involved large-scale building in human history, even if there are millions of NPCs built for a month.

The progress has only reached 1%.

Qin Feng has taken this task in his previous life.

At that time, his influence was limited and his rewards were not high.

But he now has the support of millions of guild players behind him, and the rewards he has received are absolutely ridiculously high.

This is also the reason why Qin Feng established a guild, whether it is a business layout, a copy, or a version task.

It is very convenient because of the number of people and the power.

Qin Feng immediately shared his [Infrastructure Pioneer] mission in the guild channel.

And issued a notice of the guild.

“Guild Notice: President Yong Ye shared the task [Infrastructure Pioneer], calling on guild members to work together for the Terran! In order to reward everyone’s enthusiasm, President Yong Ye turned this task into a guild task, everyone only needs to participate in [Infrastructure Pioneer] Inside, you can get rewards for guild contribution points every day.”

Qin Feng sets that every player can get 10 guild contribution points every day.

This is undoubtedly good news for players who are nervous and are reluctant to exchange gold coins for contribution points.

Comparing the contribution points of the guild is even better than the gold coins circulating outside.

Guild contribution points can be used not only to buy equipment and treasures in the guild warehouse, but also to enter the [Deputy Training Room], and also to enter an exclusive copy!

Players are generally very poor. Even if they save a little gold, they have to pay taxes every day, plus the daily drug purchases, equipment maintenance, etc., there is no money at all.

So they are not only short of money, but also lack of points.

And now there are ways to earn points, how can they not get excited.

“Where did the guild leader come from? I’m going to reward the military job!!!”

“Upstairs, I’m ignorant. This is a prestige mission. It must be very high and very high to receive it, and the reward for the bfae mission is very high. It is still the president of Niubi, who can actually receive the S-level infrastructure mission. , The reward for this mission must be very generous!”

“I just want to know what the military position is, and the rewards are very impressive.”

“That’s for sure, maybe our president has a military position, we can mobilize the millions of NPC troops in the main city, and command the millions of military regions to clean monsters just to think about it.”

“You dream, this is too BUG, ​​not to mention that there are contribution points rewards, is there anyone to go with them and earn contribution points?”

After Qin Feng shared the task, seeing the number of people surpass one million within one minute, he stopped staying here.

If [Infrastructure Pioneer] this task can be completed with gold.

Qin Feng has a long history of nitrogen and gold, but this is a task that requires a large number of people to complete.

So there is no need for him to stay here alone, just leave it to the players in the guild.

“The transfer task has not been completed

Qin Feng came to the Tianyu Mountain Range and began to improve his skill proficiency.

Tianyu mountain range.

“Ding Dong~ You killed [Two-headed Earth Dragon Elite] (Zijin), and gained 2.36 million experience, gold coins*5000, [Advanced Blessing Potion] (Zijin)]”

“Dingdong~ Your skill level has all reached level 10, and the transfer conditions have been completed. Submit the task to be transferred.”

Qin Feng listened to the beep in his ear and exhaled.

Finally reached the standard of completion of the transfer task.

“The harvest is not bad.” Qin Feng took out the potion from his backpack.

【Advanced Eternal Potion (Purple Gold)】

Level: 60

Class: Purple Gold

Effect: After taking it, 20% of its positive state buff will not be dispelled/cleared.

Duration: 10 minutes.

Introduction: The light of the right path descends from the sky, the blessing of the gods, so that your state will not be dispelled!

Qin Feng blinked.

This potion is very important.

After all, his biggest reliance is all kinds of buffs against the sky.

What if one day meets a master who is proficient in negative states or possesses the best to dispel positive states?

Although he is very strong, there is no need to take risks.

With this buff, there is no need to worry about this happening.

In any case, it is always right to put a lock on your own safety.

“Ding Dong~ You took the potion [Advanced Eternal Potion (Purple Gold)], and successfully triggered the [Eternal potion bonus (only)] talent effect. The current potion duration has been increased to permanent, and the potion effect has been strengthened by 1000 times!

This is displayed in the status panel bar.

[High-level eternal potion buff] (Effect: The 20,000% positive buff status of oneself will not be dispelled.)

Qin Feng turned off the status bar at will.

ten minutes later

The main city of Frost, the old mage Mor.

Qin Feng handed in the task and successfully obtained the [Arcane Mage Transfer Scroll (Only)].

Golden light flashed on him!

The level shackles that finally fell on him were gone.

At this time Qin Feng’s experience pool: 2.4 billion / 100 billion!

“upgrade!”

Qin Feng clicked the upgrade button frantically, and a beep kept coming from his ear.

“Hint: Your level has increased, and the current level is: Lv61.”

……

“Hint: Your level has increased, and the current level is: Lv72.

“Hint: Your level has increased, and the current level is: Lv80.”

“Hint: You have reached the professional bottleneck, please look for [Wandering Mage Moore(???)] to accept the second job transfer task.””Reminder: The excess experience has been stored in the experience pool, and the current experience pool capacity is: 63214W/1000 billion.

Qin Feng has accumulated so much experience during this time.

He actually saved 2.4 billion experience points, which is simply appalling.

Moreover, it is still not used up, and it has reached the 80th bottleneck, and it has overflowed more than 600 million experience.

These experience points are also useful.

Qin Feng upgraded all of the more than 600 million experience to the two Secrets of Laws, and directly upgraded to the full level of 80, which was just enough to be used up.

Qin Feng happened to be here, and again took the level 80 job transfer from Moore.

The old mage Mori said to Qin Feng earnestly: “I watched you grow. Your progress is incredible. Your mage talent is even better than me. But the next job change task will be very difficult.”

“There are five big beast kings in the orc race. They are extremely powerful. The peace between the human race and the orc race is about to break. As the mage of the human race, you have the responsibility to protect the human race, so next you have to find the five big beast kings and kill them. !”

“Hint: Do you want to take the [Kill the Five Beastmasters (Four times transfer)] task?”

“Take it.” Qin Feng did not hesitate.

A system tone sounded in time: “Ding Dong~ You successfully accepted the task [Kill the five beast kings (four job transfers)]”

This task cannot be completed in a short time.

Qin Feng turned around and left, and found the mage in the transfer area.

“learning skills.”

The transferred mage pulls out the skill list of the mage directly, and lets Qin Feng choose by himself.

Qin Feng frowned, because his level is very high, so he has more skills to choose from.

【Meteor Fire Rain】

【Frozen World】

【Landslides and cracks】

【Thunder Purgatory】

【Tornado Storm】

Qin Feng paid for the advanced magic of these five departments.

At level 80, you can already come into contact with high-level magic. Under the forbidden curse, it is the most powerful of high-level magic.

Qin Feng learned the skills.

He now has to go to the dark abyss and continue to hone his skill proficiency.

He has long been greedy for these high-level magic.

Today, I finally learned it, it’s time to show it.

after a while,

Somewhere in the dark abyss.

Qin Feng is harvesting abyssal creatures.

Suddenly a system beep interrupted his casting.

“Dingdong~Your task [Infrastructure Pioneer(S)] has been completed 100%, please go to Table Winter Fortress immediately and find the Frost Knight [Gran].”

Qin Feng was taken aback, and the completion of infrastructure tasks was okay, not too slow.

He picked up all the drops and put them in his backpack.

ten minutes later

He appeared in Jindong Fortress.

Looking at the majestic, tall, strong and brand-new fortress, he silently nodded.

The speed of completing this task is much faster than I imagined. It seems that there are still more people and more power.

In order to earn contribution points, the guild players are like crazy, and millions of people participate in it every day.

Obviously, the average strength of King’s Landing guild players has widened the distance from ordinary players. After all, guild contribution points can buy a lot of equipment and go to exclusive guild dungeons.

Coupled with the skill bonus of the Purple and Gold-level guild, it is now better to pick out a King’s Landing Guild player with your eyes closed than the masters among the casual players.

Even in the entire China region, the strength has been separated from other regions.

It can be seen from the ranking list.

All the top ten players are from China, and they are all from the same guild.

Of those ranked within 100, 70% are players from China, and they are also a guild.

Sixty percent of those ranked within one thousand are China players, and they are all from the same guild.

King’s Landing Guild is as powerful as ever! Players in China are as powerful as ever!

These are all Qin Feng spent a lot of hard work, indirectly cultivated.

Of course, Qin Feng also got a lot of benefits in this, such as this time [Infrastructure Pioneer].

Guild players can only get guild contribution points, and Qin Feng can reap all the benefits of this mission.

The Frost Knight is a middle-aged man. He looked up at the wild ice field at this time, and his face did not have the joy of building a fortress.

Instead, his eyes were full of sadness.

Qin Feng did not speak either, and also faced the wild plain.

He remembered that after the first version of the main line was launched, the players in China were the worst.

Because the players in China are not united, the teams are full of squalor.

It was a shame that the strength of the China region, which was considered to be the first-class region, was ranked first from the bottom in all rankings.

Qin Feng has personally experienced and seen with his own eyes how the seemingly powerful China region has been decayed by ambitious generations.

So his eyes are full of memories.

“Are you here to hand in the task?” Frost Knight Gran took the lead and looked at the young mage beside him curiously.

He didn’t understand why Qin Feng, who was young, had a pair of vicissitudes of life.

It seems to have experienced many things.

Qin Feng was brought back to reality by Gran’s voice.

“Well, I’ll hand in the task and receive the reward.

“Hint: Do you want to submit a task to get rewards?” The voice of the system came in time.

“submit!”

“Ding Dong~ You have successfully completed the task [Infrastructure Pioneer], you have gained reputation +500W, gold coins +500W, [Independent Legion Scroll] *1, [Title of General] *1, Potion [Advanced Twin Potion] (God Level) “.