Shenhao Starts After Graduation / Entrepreneurship Starts After Graduation

Qian Xiaogang arrived last with Xia Shihan. He first introduced Xia Shihan to Chen Siyu and the others, and then returned to the three Anliang brothers.

"Hey, Brother Yuan, Brother Haiyang, congratulations, you have solved all the problems today!" Qian Xiaogang lowered his voice.

An Liang responded calmly, "Our family, Chen Siyu, is reasonable and will definitely not gossip about your dark history, so you can rest assured!"

"What the hell?" Qian Xiaogang looked at An Liang.

Yun Haiyang complained, "I just vomited!"

"Me too!" Li Cunyuan secretly glanced at Miao Xueyi, who was talking and laughing. He suddenly felt that he would not fall, right? .

Chapter 382

Yunjing International Apartment is a five-star hotel-style apartment, which naturally provides a dine-in restaurant, and it is available 24 hours a day.

This is the property of Yun Haiyang's family, and this meal is of course arranged by Yun Haiyang.

In the box, the four brothers chatted about everything from mobile phones to cars, from the international situation to the trend of de-globalization, but they just didn't talk about romance.

The four little Jimeis are much simpler. Their chats revolve around clothes, bags, accessories, or related things.

After lunch, Yun Haiyang greeted, "Sisters, I have booked a full set of treatments for you at the spa. Manager Shu will take you there, and the four of us will drink tea and talk about things."

Chen Siyu looked at Yun Haiyang with a smile, she nodded slightly, "Thank you Brother Haiyang."

Yun Haiyang smiled dryly, "Thank you sister-in-law!"

Obviously Chen Siyu kept it a secret for him, why did he feel so sad?

In a large tea room, Yun Haiyang was the last to come in, "I have already ordered, wait a while and no one will disturb us."

"Brother Liang, let's talk about the situation of Fugui Gold Group 907 first, and then you decide whether we should do anything." Yun Haiyang added.

An Liang nodded, "No problem! Tell me."

Li Cunyuan spoke first, "Fugui Gold Group is an unlisted private company. According to the market size and the statistics of third-party agencies, the market value of Fugui Gold Group exceeds 200 billion, probably around 220 billion."

An Liang already knew this.

Li Cunyuan continued, "The current market performance of Fugui Gold Group is very good. Although it is mainly positioned in the low-end market, its market share in the low-end market is quite high."

"According to the data of a third-party statistical agency, in the whole year of 2018, Fugui Gold Group's total sales were about 10 million yuan, and its net profit was about [-] billion yuan." Li Cunyuan continued.

There is no problem with this one profit!

The low-end gold market is indeed not very profitable, after all, there are a lot of operating costs.

“Because Fugui Gold Group is not listed, and the gold market is very stable, and Fugui Gold Group is large enough, with 420 stores across the country, we can neither attack it through the stock market nor compete through offline entities. Solve it." Li Cunyuan explained the situation.

Fugui Gold Group is indeed impregnable. It is not listed on the stock market, so it is naturally impossible to hostile takeover through the stock market.

The price fluctuations in the gold market are very small, and the overall market stability is very high, and it is difficult to cause trouble through market fluctuations.

In addition, its volume is really large, and it is impossible to solve the trouble through offline competition.

If it is one or two gold shops, open a gold shop directly next to them, and then always use a slightly lower price, more preferential activities, and more enthusiastic marketing personnel to solve the trouble.

However, Fugui Gold Group has opened 120 three Fugui Gold stores in 420 six cities across the country. Is it necessary to open so many stores and compete with each other?

It is not certain who will be dragged to death!

Qian Xiaogang answered, "We said in the group before that Fugui Gold Group has a key ally. It's not easy to say it directly in the group, after all, the Internet has the function of screening information."

"Brother Liang, I can tell you with certainty that no matter what happens to Fugui Gold Group, Imperial Commercial Bank will desperately protect it, even if the capital chain of Fugui Gold Group is completely broken and a serious financial deficit occurs. , the Imperial Capital Commercial Bank can also give it a loan at a very low interest rate." Qian Xiaogang explained the situation.

Yun Haiyang seconded, "The old Wang's family can be described as a cat and dog in the imperial capital circle, but relying on the alliance between Fugui Gold Group and the Imperial Capital Commercial Bank, they forcibly resisted and lived happily. I heard that this year, Fugui Gold Group plans to expand the scale of Fugui Gold Group to [-] stores across the country."

So it means that there is a bank backing it up!

This time it is the turn of the Landlords. Fugui Gold Group started with a pair of kings, four twos, four aces, plus K to 3 cards. Such cards are the landlords, how can they lose?

This kind of card type, Brother Liang has got it before, it is absolutely impossible to lose the rhythm!

However, how does Brother Liang win when faced with such a hand pattern?

it's actually really easy!

Just jump out of the circle!

In its own field, the Fugui Gold Group is indeed in an impenetrable rhythm. They have sealed all the weaknesses, and it is impossible to attack it from any direction.

Even if they wanted to break the rules of the game, the Wang family provided strong protection for it in this direction.

If Anliang broke the rules to deal with Fugui Gold Group, then the old Wang family would break the rules to deal with Anliang.

More importantly, because An Liang broke the rules first, Li, Yun, and Qian's family probably wouldn't break the rules.

After all, unruly chess players are not welcomed by other chess players.

But there are always various ways to solve the problem, and you can never imagine what direction the cold arrow will come from! .

Chapter 383

In the tea room, An Liang took a sip of tea before continuing, "I'll tell you a story about Shengqing."

"We have a local motorcycle company in Shengqing. It used to be a leading company in the country. It has the largest market share and sales volume. The highest annual profit has reached six small goals." An Liang explained.

Yun Haiyang responded, "Shall the sail be erected?"

"En!" An Liang nodded affirmatively, "In the field of motorcycles, the patents owned by the vertical sail were far ahead, and the engine technology was quite advanced, but it went astray and insisted on entering the automobile industry."

"Although the development of motorcycles is restricted due to some industry adjustments, it has the qualifications for independent import and export, and it has also obtained good marketing feedback in overseas markets. In the end, it will still be invested in the automotive industry." An Liang sighed.

Vertical Fan's boss used to be the richest man in Shengqing!

"Sometimes, an enemy that seems impregnable often collapses from within!" An Liang explained.

Li Cunyuan responded, "Brother Liang, do you mean that the old Wang family collapsed from within?"

"As you said before, the Imperial Commercial Bank and the Fugui Gold Group are allies. No matter what happens to the Fugui Gold Group, the Imperial Commercial Bank will desperately protect it, right~?" An Liang narrated.

Li Cunyuan nodded affirmatively, "Yes-."

Qian Xiaogang responded, “During the global financial tsunami in 2008, Fugui Gold Group actually had a capital chain break, but at that time the Imperial Commercial Bank directly gave a super low-interest 35 billion loan to help Fugui Gold Group Difficult - off."

Yun Haiyang added, "At that time, if you want to get a nine-figure loan from a bank, not only the interest is difficult to negotiate, but you also need various relationships and stable projects, let alone a ten-figure loan, and the interest Super low?"

An Liang laughed, "That's the problem!"

"I read the development history of Fugui Gold Group. Since its establishment in 1998, Fugui Gold Group has formed a partnership with Imperial Commercial Bank." An Liang explained.

"En!" Li Cunyuan nodded, "It is for this reason that everyone guesses that the relationship between the two parties is extremely good."

"I conducted a more in-depth investigation. At the beginning of the establishment of Fugui Gold Group, the situation of the old Wang's family was only very ordinary, but in the early days, they developed rapidly in various ways, and spread across the country in just one year. Fifty stores." An Liang listed the data.

"It's equivalent to opening a new store every week. For the newly established Fugui Gold Group, one can imagine such financial pressure?" An Liang continued to list the data to explain the difficulty of the meeting.

"So the question is, how did they get their original funds?" An Liang asked.

Li Cunyuan was stunned for a moment.

Yun Haiyang and Qian Xiaogang also secretly hesitated.

Anliang continued, "After the rapid development in the first year, after only two years of precipitation, Fugui Gold Group began to make great strides in the fourth year, and continued to develop at a rate of more than 20 stores per year. This kind of development speed, according to How do they support their funding scale?"

Fugui Gold Group has been established for 21 years. It opened 120 stores in the first three years, and now it has opened 420 three Fugui Gold stores in [-] six cities across the country.

"Could it be that the Imperial Commercial Bank provides loan funds to Fugui Gold Group every year?" An Liang made a leading guess.

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Li Cunyuan frowned.

"It should be impossible!" Qian Xiaogang responded, "Banks are not charitable organizations. They are best at putting up umbrellas on sunny days and collecting umbrellas on rainy days. When you really need funds, they won't lend you. They like to lend money For the rich."

Yes!

Banks really like to do that.

Yun Haiyang wondered, "Is there a relationship of interest between the two?"

An Liang laughed, "We didn't find out whether there is any interest relationship. After all, it is too difficult to investigate clearly, but after investigation, we found out why the Imperial Commercial Bank supports the development of Fugui Gold Group."

........  

"After all, this kind of support year after year, even if the relationship between the two parties is very good, still needs a formal reason, right?" An Liang said jokingly.

"That's right!" Li Cunyuan said with certainty.

"They have kept a low profile before, and only a few insurance industry, the Bank Supervisory Committee, and some practitioners know the inside story." An Liang explained.

"Since the establishment of Fugui Gold Group, they have used gold as a pledge to obtain credit from the Imperial Commercial Bank, so as to use the funds of the Imperial Commercial Bank to expand rapidly." An Liang explained.

"This..." Li Cunyuan looked at An Liang suspiciously, "This method of operation seems to be the practice of many companies in the gold industry, and it is a routine operation in the industry."

In fact, this is indeed the case, and a large number of companies in the gold industry will carry out such operations.

Gold can be considered a cash equivalent after all!

"What if the gold is fake?" An Liang revealed the secret!enter.

Chapter 384

Anliang questioned that the gold is fake!

To be precise, it should be the life winner system that revealed the answer.

"Can gold be fake?" Li Cunyuan was stunned.

Qian Xiaogang also expressed doubts, "Isn't it? Brother Liang, you must be joking!"

"Brother Liang, our family has some business in this area. If gold is used as a pledge for credit, it is almost impossible for the gold to be fake." Yun Haiyang explained.

Yun Haiyang continued, "Using gold as a pledge to obtain credit from the bank, generally speaking, the bank will invite the insurance company to underwrite the insurance, and through the insurance company's gold inspection, the bank will also inspect the gold itself, and at the same time conduct various inspections in the presence of three parties. .”

"We assume that Fugui Gold Group and Imperial Commercial Bank have secrets that are not known to the public, but insurance companies will definitely not be involved, because if there is a problem with the gold, they will inevitably be recruited." Yun Haiyang explained.