Rebirth: From Computer System to World Richest

Chapter 11

In a blink of an eye, a week has passed since the press conference.

In this week, the download volume of Beichen system reached a new high, which has exceeded 15 million units.

And the number of system activations has reached 3 million units!

After logging in to the evening news, the system activation volume experienced a surge, but those were users who had been waiting and watching before. The new data in the following few days was not that much. On average, about 450,000 new activations per day. .

This means that Beichen Technology will deposit 130 million yuan every day!

“Can’t it go on like this, the% fixed fee is too expensive, can’t it be lowered?”

Although Beichen Technology has made money in the past few days, Luo Yang is very upset at the moment.

Because the domestic mobile payment is too developed, most users now pay by mobile payment, which is why Beichen Technology wants to open Weixin, payment package.

The problem lies here. The two giants have unified pricing for merchants at %.

In the past week, Beichen Technology has earned 900 million in revenue from the operating system business alone, which means that the fees paid to these two giants alone are as high as 5.4 million!

Standing in front of Luo Yang is Lin Ya, assistant to the president and head of the finance department, a student from the Finance Department of Fuda, who joined when Beichen Technology was established, and has completed the credits and graduated one year ahead of schedule.

Lin Ya said that she was also helpless.

“The public relations department has negotiated with Weixin and the payment package, and the other party is only willing to give up to 0.55% at most.”

Luo Yang closed his eyes and pondered. He had contact with Jack Ma twice. The first time was when the other party invited him to work in Ali, and the second time there was an exchange at the press conference, but the relationship between the two can only be regarded as a nodding acquaintance. .

Lin Ya continued:

“It’s not just Weixin and payment packages. The domestic third-party mobile payment fees are basically %. A few third-party payments with a low market share can make concessions, but the frequency of users’ use is very low.”

“It doesn’t matter if the frequency of use is low, the important thing is to save the handling fee. Now Beichen Technology has the qualification to talk to other giants. Since Weixin and the payment package are unwilling to make concessions, we will create our own third-party payment!”

Luo Yang made a final decision.(Read more @ wuxiax.com)

At the same time, he also understands why current Internet companies are keen to make mobile payments on their own.

Avoiding handling fees and completing the commercial layout are part of the reason. Another big reason is that the user data and flow of your company are all exposed to third-party payment without guarantee. If it is a peer, third-party payment can easily analyze many important data of the opponent, which is absolutely unacceptable for an enterprise.

The original Jingxi Mall tried to get rid of the payment package and do its own online payment for this reason.

Just unexpectedly, the protagonist of this matter soon became Beichen Technology itself.

It is imperative to create your own online payment!

“I have the same idea, because the issuance of payment licenses has been stopped, so it can only be obtained through the acquisition of existing third-party payment. I have compiled the information of all domestic mobile payment companies, and removed the companies that have been acquired or controlled by other Internet companies. In addition, there are more than a dozen neutral third-party payment companies.”

“But these companies have different payment license operations. Among them, the online payment business is the most, and the license is cheaper. The license price of the comprehensive business is more expensive. According to the current market price, the comprehensive payment license with the widest business range It has been speculated for more than 3 billion yuan.”

“I also found something interesting during the investigation.”

Lin Ya tucked her hair close to her ear and continued:

“One of the third-party payment companies has secretly reached an equity acquisition agreement with Byte Jump. This means that the top ten Internet companies in China have directly or indirectly owned their own payment licenses.”

“Although Beichen Technology has been established for a short time, the current profit point is mainly derived from the operating system business, but we also have a search engine business, and it is inevitable to compete with Qiandu, and Beichen Technology is also an Internet company, and it has been fast It is only a matter of time before it rises to the top ten domestic Internet companies.

“So it doesn’t matter whether the service fee is reduced or not for Weixin and the payment package, it doesn’t matter to us, because mobile payment is where Beichen Technology has to get involved.”

Luo Yang smiled. Lin Ya has been by his side since graduating from school, growing very fast.

“Yes, as you said, mobile payment is something we must get involved. In this regard, micro-hardware companies are one step late. Although there was a rumors a few years ago that micro-hardware companies should do their own mobile payments. But there has been no movement for several years.”

“Are there any suitable acquisition targets?”

“A total of eleven companies are most suitable, but apart from platform thunder and bad business, only five are the most suitable.”

Lin Ya immediately handed over several documents and introduced them one by one.

“First of all, Beichen Technology will inevitably become a giant in the future, and it is the world’s top giant. Then the horizon cannot be too narrow. The business is too single. The payment license is not suitable for us in the long run. My opinion is that one step is in place. Under the comprehensive business license.”

“Although the price is a bit expensive, it is still worth the price if the official does not plan to continue issuing new licenses.”

Luo Yang took the file and looked at the information carefully.

The five companies are all involved in mobile payment earlier, and are the first batch of licenses obtained, and their businesses are different. But only two are comprehensive business licenses, and their business scope is very large, basically covering the business scope of Weixin and payment package.

If Beichen Technology wants to do it in one step, it can only choose one of the two companies, and of course the price is not low.

The first company has no other valuable assets. The only valuable is this payment license, which is quoted at 3 billion yuan, but it does not accept shares and only sells it as a package.

The second company has more assets. It has also opened an overseas payment business, and also involved in ticket purchases, hotels and other businesses. The business is relatively complicated, with a comprehensive price of 3.5 billion yuan, and currently only accepts shares.

The more important point is that the second company has an official investment background. Once it becomes a shareholder, it is likely to be involved in unnecessary troubles.

Luo Yang has a headache.

Choosing a general from the lame is talking about the current situation.

Of course, there is also a second plan, which is to only obtain a license with online payment services at a low price, and the cheapest one can be obtained with more than one billion yuan.

But in this way, if the mobile payment business is to expand in the future, if it wants to expand its business scope, it will also need to reacquire a company with a more abundant license business.

Judging from the current situation in order to save huge handling fees, the second method is more suitable for the newly emerging Beichen Technology. .